市場調查報告書
商品編碼
1217562
2022-2029 年全球移動支付市場Global Mobile Payments Market - 2022-2029 |
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移動支付是一種使用智能手機和平板電腦等移動設備購買產品和服務的支付方式。 您可以使用移動設備進行支付,而無需攜帶現金或信用卡。 移動支付是一種使用智能手機、平板終端等移動終端購買商品和服務的支付方式。
移動支付有多種類型,包括 NFC(近場通信)支付、移動錢包支付和應用內支付。 NFC支付,又稱非接觸式支付,是利用NFC技術,將移動終端放在支付終端上進行支付。 另一方面,移動錢包支付使用存儲您的財務信息的支付應用程序,您只需輸入 PIN 碼或指紋等生物識別身份驗證即可進行支付。 應用內支付允許客戶在您的移動應用內進行購買,例如購買遊戲內虛擬商品或數字訂閱。
由於交易的便利性和速度以及許多移動支付系統提供的額外安全功能,越來越多的零售商和企業接受移動支付,因此移動支付正變得越來越流行。它正在上升。 移動支付還可以為企業提供有價值的數據和見解,例如客戶消費模式和偏好。
但是,儘管移動支付廣受歡迎並帶來好處,但也存在安全和隱私問題。 隨著存儲在移動設備上的個人和財務信息的數量不斷增加,存在數據洩露和欺詐的風險。 為了減輕這些風險,移動支付提供商通常採用高級加密技術和安全協議來保護客戶數據。
移動商務行業的改善和智能手機的全球普及推動了移動支付市場
移動商務的擴展和智能手機的全球普及推動了移動支付市場
移動商務,也稱為移動商務,是指通過移動設備買賣商品和服務,包括通過移動應用程序和移動網站進行的交易。 隨著智能手機等移動終端的普及,移動商務近年來發展迅速,預計未來還將繼續增長。
移動商務的持續增長也將推動移動支付市場的發展。 移動支付讓客戶在通過移動設備購物時可以方便、安全地進行交易。 隨著越來越多的零售商和企業提供移動優化體驗,客戶對移動支付越來越滿意。
方便是移動商務和移動支付流行的主要原因之一。 憑藉隨時隨地購物和購買的能力,客戶可以快速輕鬆地進行交易,而無需前往實體店或花費現金。 在流行病期間尤其如此,當時身體距離很重要,網上購物更為普遍。
移動商務和移動支付增長的另一個原因是移動錢包和支付應用程序的使用越來越多。 該應用程序使客戶只需在移動設備上輕點幾下即可存儲財務信息並進行支付。 這消除了客戶攜帶現金或信用卡的需要,使移動支付更加方便。
日益嚴重的安全問題阻礙了移動支付市場的增長
移動支付近年來越來越受歡迎,但安全問題正在阻礙移動支付市場的發展。 移動支付涉及個人和財務信息,存在數據洩露和欺詐風險。 不斷上升的欺詐統計數據可能會阻止客戶使用移動支付並損害移動支付提供商的聲譽。
移動支付的主要安全問題之一是信息洩露的風險。 隨著存儲在移動設備上的個人和財務信息的數量不斷增加,黑客面臨著訪問這些信息的風險。 因此,上述因素可能導致信用卡號和個人信息等敏感信息被盜,給客戶帶來嚴重後果。
COVID-19 影響分析
COVID-19 大流行對移動支付市場產生了重大影響。 封鎖和社會疏遠措施阻止了人們使用現金,轉而使用非接觸式和數字支付方式。 因此,人們開始使用智能手機在網上和商店購物,移動支付也變得越來越普遍。
尤其是,移動錢包的使用正在顯著增長。 它的數字錢包可以在您的智能手機上存儲信用卡和借記卡信息等支付方式。 因此,無需實際處理現金或卡即可輕鬆購物。 此外,許多零售商推出了Apple Pay和Google Wallet等非接觸式支付方式,也為移動支付的擴展做出了貢獻。
大流行對移動支付市場的另一個影響是電子商務的採用增加。 實體店的關閉和居家訂單增加了在線購物的人數,導致更多人使用移動應用程序進行在線交易以及訂購商品和服務。
The global mobile payments market size was worth US$ XX million in 2021 and is estimated to reach US$ XX million by 2029, growing at a CAGR of XX% within the forecast period (2022-2029).
Mobile payment is a method of payment for goods and services using a mobile device, such as a smartphone or tablet. It allows customers to make transactions without needing cash or a physical credit card. Instead, payment is made through a mobile wallet or payment app, which stores the customer's financial information and allows them to make payments by simply using their mobile device.
There are several types of mobile payments, including near-field communication (NFC) payments, mobile wallet payments and in-app payments. NFC payments, also known as contactless payments, use a technology called NFC to allow customers to make payments by holding their mobile device near a payment terminal. On the other hand, mobile wallet payments use a payment app that stores the customer's financial information and allows them to make payments by simply entering a PIN or using biometrics, such as fingerprints. In-app payments allow customers to make purchases within mobile apps, such as buying virtual goods in a game or purchasing a digital subscription.
Mobile payments are becoming increasingly popular as more and more retailers and businesses accept them due to the convenience and speed of the transactions and the added security features that many mobile payment systems offer. Mobile payments can also provide valuable data and insights for businesses, such as customer spending patterns and preferences.
However, despite the popularity and benefits of mobile payments, there are still some concerns about security and privacy. With the increasing amount of personal and financial information stored on mobile devices, there is a risk of data breaches and fraud. To mitigate these risks, mobile payment providers often use advanced encryption and security protocols to protect customer data.
Improving m-commerce industry and rising penetration of smartphones globally drives the mobile payments market.
Improving m-commerce industry and rising penetration of smartphones globally drives the mobile payments market
Mobile commerce, also known as m-commerce, refers to the buying and selling goods and services through mobile devices, including transactions made through mobile apps and mobile websites. With the increasing use of smartphones and other mobile devices, m-commerce has grown rapidly in recent years and is expected to continue to grow.
As m-commerce continues to grow, it also boosts the mobile payment market. Mobile payments are convenient and secure for customers to make transactions when shopping through their mobile devices. As more and more retailers and businesses offer mobile-optimized experiences, customers are becoming more comfortable using mobile payments.
One of the main reasons for the growth of m-commerce and mobile payments is the convenience they offer. With the ability to shop and make purchases from anywhere, at any time, customers can make quick and easy transactions without needing to visit a physical store or use cash, especially during the pandemic when physical distancing is important and online shopping has become more prevalent.
Another reason for m-commerce and mobile payments growth is the increasing use of mobile wallets and payment apps. Its apps allow customers to store their financial information and make payments with just a few taps on their mobile devices. Thus, eliminating customers' need to carry cash or credit cards, making mobile payments even more convenient.
Rising security concerns hamper the growth of the mobile payments market
Mobile payments have become increasingly popular in recent years, but some security concerns are still hampering the growth of the mobile payment market. As mobile payments involve personal and financial information, there is a risk of data breaches and fraud. The rising fraud statistics can lead to customers becoming hesitant to use mobile payments and harm mobile payment providers' reputations.
One of the main security concerns with mobile payments is the risk of data breaches. With the increasing amount of personal and financial information stored on mobile devices, there is a risk that hackers could access this information. Thus, the above factors can lead to sensitive information, such as credit card numbers and personal details, being stolen, which can have serious consequences for customers.
COVID-19 Impact Analysis
The COVID-19 pandemic has had a significant impact on the mobile payment market. With lockdowns and social distancing measures in place, people have been hesitant to use cash and have instead turned to contactless and digital payment methods. Thus, it has increased the adoption of mobile payments, as people have used their smartphones to make online and in-store purchases.
In particular, the use of mobile wallets has seen a significant uptick. Its digital wallets allow users to store their smartphone's credit and debit card information and other payment methods. Thus, it has made making purchases easier without physically handling cash or cards. Additionally, many retailers have implemented contactless payment options, such as Apple Pay and Google Wallet, which have also contributed to the growth in mobile payments.
Another impact of the pandemic on the mobile payment market is the increased adoption of e-commerce. As brick-and-mortar stores were closed and people were advised to stay at home, more and more people have been turning to online shopping, thus leading to an increase in the use of mobile payments for online transactions and mobile apps for ordering goods and services.
The global mobile payments market is segmented by technology, payment type, location outlook, end-user and region.
The mobile web holds a major share of the mobile payments market due to the security and flexibility provided by the segment
Based on technology, the global Mobile payments market is segmented into near-field communication, direct mobile billing, mobile web payment, SMS, interactive voice response system, mobile app and others. The mobile web holds a major share of the mobile payments market due to the security and flexibility provided by the segment.
One of the main advantages of mobile web payments is convenience. Users can make payments from anywhere and any time, as long as they have an internet connection. Additionally, mobile web payments are generally more secure than traditional online payments, such as credit card payments; this is because mobile web payments often use multi-factor authentication, such as fingerprint recognition or facial recognition, to provide an added layer of security.
Mobile web payments can be made using various methods, including credit and debit cards, mobile wallets and digital currencies. Some popular mobile web payment options include Google Wallet, Apple Pay and PayPal. Its services allow users to store their payment information on their devices and make payments with just a few clicks.
The increasing penetration of smartphones and mobile internet in Asia-Pacific, as well as government initiatives to promote digital payments
The demand for mobile payments in Asia-Pacific is growing rapidly. According to a UN report, the number of mobile payment users in the region is expected to reach 9.8 billion by 2030, accounting for over half of the world's mobile payment users. The growth can be attributed to several factors, including the increasing penetration of smartphones and mobile internet in the region and government initiatives to promote digital payments.
In China, mobile payments have become ubiquitous, with platforms such as Alipay and WeChat Pay accounting for most digital transactions. Its platforms have also expanded their services to other countries in the APAC region, allowing Chinese tourists to use them while traveling abroad.
India has also seen rapid growth in mobile payments, with the government's demonetization policy in 2016 leading to a significant increase in digital transactions. The government's push for a cashless economy and the Unified Payments Interface (UPI) launch has also contributed to the growth of mobile payments in the country.
In Southeast Asia, mobile payments are also on the rise, with countries such as Singapore, Indonesia and the Philippines witnessing significant growth in mobile payment users. In Singapore, for example, the government's "Smart Nation" initiative has led to the widespread adoption of digital payments, including mobile payments.
The global mobile payments market is highly competitive with local and global key players. The key players contributing to the market's growth are Google, Alibaba Group Holdings Limited, Amazon.com Inc, Apple Inc, American Express Company, M Pesa, Money Gram International, PayPal Holdings Inc, Samsung Electronics Co. Ltd, Visa Inc and WeChat, among others.
The major companies are adopting several growth strategies, such as product launches, acquisitions and collaborations, contributing to the global growth of the mobile payments market.
Overview: Google supplies its cloud products and services under 16 categories, including databases, API management, AI and machine learning, AI infrastructure, API management, data analytics and others. Google generates revenues mainly from advertising, in-app purchases, sales of apps, digital content products, hardware, licensing and service fees, including fees received from subscription-based products and cloud offerings. Its parent company 'Alphabet Inc.' manages the revenues obtained from Google. The company has more than 70 offices in 50 countries, expanding in North America, Latin America, Asia-Pacific, Europe, Africa and Middle East.
The global mobile payments market report would provide approximately 70 market data tables,70 figures and 201 pages.
Target Audience 2023
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