掌上支付技術市場規模 - 按身份驗證類型（單因素身份驗證、多因素身份驗證）、按應用（銀行和金融、交通、酒店、政府）、按組件和預測，2024 年至 2032 年

由於對安全便捷的支付解決方案的需求不斷成長，預計 2024 年至 2032 年間，Palm 支付技術市場規模的複合年成長率將超過 25%。隨著消費者和企業尋求增強交易安全性並減少對傳統支付方式的依賴，掌上支付技術憑藉其生物識別功能提供了引人注目的解決方案。非接觸式支付的便利性和簡化交易流程的能力也將增強其吸引力，推動零售、飯店和運輸等各行業的採用。例如，2024 年 5 月，Astra Tech 透過其獲得 CBUAE 許可的金融科技子公司 PayBy 推出了 Palm Pay。

手掌辨識技術的創新也提高了準確性並縮短了處理時間，使其更適合廣泛使用。此外，掌上支付系統與現有銷售點（POS）基礎設施和行動支付平台的整合以提高可用性和接受度將推動該細分市場的成長。

整個產業分為元件、身份驗證類型、應用程式和區域。

從組件來看，硬體領域的掌上支付技術市場規模預計在 2024 年至 2032 年期間將顯著成長。這是因為它在實現準確可靠的生物辨識方面發揮著至關重要的作用。高解析度感測器和成像系統等先進硬體組件對於擷取詳細的掌紋資料和確保精確的身份驗證至關重要。這些硬體進步有助於提高生物辨識驗證的準確性並降低錯誤接受或拒絕率的整體有效性和安全性。

銀行和金融應用領域的掌上支付技術市場預計到2032年將大幅成長。與傳統方法（例如 PIN 或密碼）相比，手掌識別提供的生物識別身份驗證還提供了更高級別的安全性，因為傳統方法更容易被盜竊或洩露。

由於數位支付解決方案的採用以及金融交易中生物辨識安全性的日益重視，預計到 2032 年，亞太地區掌上支付技術產業將大幅成長。隨著亞太地區國家的行動和數位銀行採用率激增，對先進支付技術的需求不斷成長，以提供更高的安全性和用戶便利性。

目錄

第 1 章：方法與範圍

第 2 章：執行摘要

第 3 章：產業洞察

• 產業生態系統分析
• 供應商矩陣
• 利潤率分析
• 技術與創新格局
• 專利分析
• 重要新聞和舉措
• 監管環境
• 衝擊力
  • 成長動力
    • 加強安全措施
    • 與物聯網和智慧設備整合
    • 監管支持和標準化
    • 與其他生物識別系統整合
    • 大公司的創新與採用
  • 產業陷阱與挑戰
    • 實施成本高
    • 技術限制和可靠性
• 成長潛力分析
• 波特的分析
• PESTEL分析

第 4 章：競爭格局

• 介紹
• 公司市佔率分析
• 競爭定位矩陣
• 戰略展望矩陣

第 5 章：市場估計與預測：按組成部分，2021 - 2032 年

• 硬體
  • 手掌掃描儀
  • 感應器
  • 終端機/讀卡器
• 軟體:
  • 手掌辨識演算法
  • 支付處理軟體
  • 安全軟體
• 服務：
  • 安裝與整合
  • 維護與支援
  • 諮詢服務

第 6 章：市場估計與預測：按認證類型，2021 - 2032

• 單因素身份驗證
• 多重身份驗證

第 7 章：市場估計與預測：按應用分類，2021 - 2032

• 零售
• 銀行與金融
• 運輸
• 款待
• 政府
• 其他

第 8 章：市場估計與預測：按地區，2021 - 2032

• 主要趨勢
• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 英國
  • 德國
  • 法國
  • 義大利
  • 西班牙
  • 歐洲其他地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 澳新銀行
  • 亞太地區其他地區
• 拉丁美洲
  • 巴西
  • 墨西哥
  • 拉丁美洲其他地區
• MEA
  • 阿拉伯聯合大公國
  • 南非
  • 沙烏地阿拉伯
  • MEA 的其餘部分

第 9 章：公司簡介

• Acuant, Inc.
• Amazon.com, Inc.
• BioRugged (Pty) Ltd.
• BioSec Group Ltd.
• CLEAR Secure, Inc.
• Fujitsu Limited
• Gemalto (Thales Group)
• Hitachi, Ltd.
• HYPR Corp.
• IDEMIA
• ImageWare Systems, Inc.
• IriTech, Inc.
• M2 SYS Technology
• NEC Corporation
• PalmID, Inc.
• PayPal Holdings, Inc.
• Precise Biometrics AB
• Redrock Biometrics, Inc.
• Sthaler Ltd.
• ZKTeco Co., Ltd.

Palm payment technology market size is anticipated to witness over 25% CAGR between 2024 and 2032 driven by the increasing demand for secure and convenient payment solutions. With consumers and businesses seeking to enhance transaction security and reduce the reliance on traditional payment methods, palm payment technology is favored to offer a compelling solution with its biometric authentication capabilities. The convenience of contactless payments and the ability to streamline transaction processes will also contribute to its appeal, driving adoption across various sectors, including retail, hospitality, and transportation. For instance, in May 2024, Astra Tech launched Palm Pay through its CBUAE-licensed FinTech subsidiary PayBy.

Innovations in palm recognition technology have also led to improved accuracy and faster processing times, making it more viable for widespread use. Moreover, the integration of palm payment systems with existing point-of-sale (POS) infrastructure and mobile payment platforms to enhance usability and acceptance will drive the segment growth.

The overall industry is segmented into component, authentication type, application, and region.

Based on component, the palm payment technology market size from the hardware segment is slated to witness significant growth during 2024-2032. This is due to its crucial role for enabling accurate and reliable biometric recognition. Advanced hardware components, such as high-resolution sensors and imaging systems, are essential for capturing detailed palm print data and ensuring precise authentication. These hardware advancements are contributing to overall effectiveness and security for enhancing the accuracy of biometric verification and reducing false acceptance or rejection rates.

Palm payment technology market from the banking and finance application segment will foresee considerable growth up to 2032. Financial institutions are increasingly adopting palm payment technology to reduce fraud risk and improve the efficiency of identity verification during transactions. The biometric authentication provided by palm recognition also offers a higher level of security compared to traditional methods, such as PINs or passwords, which are more susceptible to theft or compromise.

Asia Pacific palm payment technology industry is anticipated to witness substantial growth through 2032 attributed to the adoption of digital payment solutions and the increasing emphasis on biometric security in financial transactions. As APAC countries are experiencing a surge in mobile and digital banking adoption, there is growing demand for advanced payment technologies to offer enhanced security and user convenience.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Market scope & definition
• 1.2 Base estimates & calculations
• 1.3 Forecast calculation
• 1.4 Data sources
  • 1.4.1 Primary
  • 1.4.2 Secondary
    • 1.4.2.1 Paid sources
    • 1.4.2.2 Public sources

Chapter 2 Executive Summary

• 2.1 Industry 360º synopsis, 2021 - 2032

Chapter 3 Industry Insights

• 3.1 Industry ecosystem analysis
• 3.2 Vendor matrix
• 3.3 Profit margin analysis
• 3.4 Technology & innovation landscape
• 3.5 Patent analysis
• 3.6 Key news and initiatives
• 3.7 Regulatory landscape
• 3.8 Impact forces
  • 3.8.1 Growth drivers
    • 3.8.1.1 Enhanced security measures
    • 3.8.1.2 Integration with IoT and smart devices
    • 3.8.1.3 Regulatory support and standardization
    • 3.8.1.4 Integration with other biometric systems
    • 3.8.1.5 Innovation and adoption by major companies
  • 3.8.2 Industry pitfalls & challenges
    • 3.8.2.1 High implementation costs
    • 3.8.2.2 Technological limitations and reliability
• 3.9 Growth potential analysis
• 3.10 Porter's analysis
  • 3.10.1 Supplier power
  • 3.10.2 Buyer power
  • 3.10.3 Threat of new entrants
  • 3.10.4 Threat of substitutes
  • 3.10.5 Industry rivalry
• 3.11 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

• 4.1 Introduction
• 4.2 Company market share analysis
• 4.3 Competitive positioning matrix
• 4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Component, 2021 - 2032 (USD Billion)

• 5.1 Hardware
  • 5.1.1 Palm scanners
  • 5.1.2 Sensors
  • 5.1.3 Terminals/Readers
• 5.2 Software:
  • 5.2.1 Palm recognition algorithms
  • 5.2.2 Payment processing software
  • 5.2.3 Security software
• 5.3 Services:
  • 5.3.1 Installation and integration
  • 5.3.2 Maintenance and support
  • 5.3.3 Consulting services

Chapter 6 Market estimates & forecast, By Authentication Type, 2021 - 2032 (USD Billion)

• 6.1 Single-factor authentication
• 6.2 Multi-factor authentication

Chapter 7 Market estimates & forecast, By Application, 2021 - 2032 (USD Billion)

• 7.1 Retail
• 7.2 Banking and Finance
• 7.3 Transportation
• 7.4 Hospitality
• 7.5 Government
• 7.6 Others

Chapter 8 Market Estimates & Forecast, By Region, 2021 - 2032 (USD Billion)

• 8.1 Key trends
• 8.2 North America
  • 8.2.1 U.S.
  • 8.2.2 Canada
• 8.3 Europe
  • 8.3.1 UK
  • 8.3.2 Germany
  • 8.3.3 France
  • 8.3.4 Italy
  • 8.3.5 Spain
  • 8.3.6 Rest of Europe
• 8.4 Asia Pacific
  • 8.4.1 China
  • 8.4.2 India
  • 8.4.3 Japan
  • 8.4.4 South Korea
  • 8.4.5 ANZ
  • 8.4.6 Rest of Asia Pacific
• 8.5 Latin America
  • 8.5.1 Brazil
  • 8.5.2 Mexico
  • 8.5.3 Rest of Latin America
• 8.6 MEA
  • 8.6.1 UAE
  • 8.6.2 South Africa
  • 8.6.3 Saudi Arabia
  • 8.6.4 Rest of MEA

Chapter 9 Company Profiles

• 9.1 Acuant, Inc.
• 9.2 Amazon.com, Inc.
• 9.3 BioRugged (Pty) Ltd.
• 9.4 BioSec Group Ltd.
• 9.5 CLEAR Secure, Inc.
• 9.6 Fujitsu Limited
• 9.7 Gemalto (Thales Group)
• 9.8 Hitachi, Ltd.
• 9.9 HYPR Corp.
• 9.10 IDEMIA
• 9.11 ImageWare Systems, Inc.
• 9.12 IriTech, Inc.
• 9.13. M2 SYS Technology
• 9.14 NEC Corporation
• 9.15 PalmID, Inc.
• 9.16 PayPal Holdings, Inc.
• 9.17 Precise Biometrics AB
• 9.18 Redrock Biometrics, Inc.
• 9.19 Sthaler Ltd.
• 9.20 ZKTeco Co., Ltd.