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汽車市場

市場調查報告書

商品編碼

1621735

汽車金融市場機會、成長動力、產業趨勢分析及2024年至2032年預測

Automotive Finance Market Opportunity, Growth Drivers, Industry Trend Analysis, and Forecast 2024 to 2032

出版日期: 2024年10月07日 | 出版商:

Global Market Insights Inc. | 英文 240 Pages | 商品交期: 2-3個工作天內

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簡介目錄

2023 年全球汽車金融市場估值為3,233 億美元，預計2024 年至2032 年複合年成長率為6.2%。的。隨著環保意識和永續發展變得越來越重要，許多消費者選擇環保汽車，而這些汽車的價格往往更高。這種轉變強調需要易於獲得的融資解決方案，以幫助使這些先進技術變得更便宜。作為回應，貸方提供客製化的融資選擇，包括專為電動和混合動力汽車購買量身定做的有吸引力的激勵措施和條款。

線上購車平台的興起改變了汽車銷售環境，導致汽車融資需求上升。由於數位交易的便利性和效率，許多消費者現在更喜歡數位交易，並經常尋求快速的融資解決方案來促進他們的購買。這些平台簡化了購買過程，使用戶能夠在家中舒適地檢查融資方案、評估利率並安排貸款，使融資成為線上購車過程中不可或缺的一部分。汽車金融市場可以根據車輛類型分為幾個部分，包括新車和二手車。

2023年，新車細分市場佔據主導地位，佔總佔有率超過86%。在連網汽車和增強安全系統等車輛技術進步的推動下，到 2032 年，該細分市場預計將超過 4,893 億美元。這些創新有助於提高市場價值，促使消費者尋求融資方案來支付上漲的價格。即時導航和整合娛樂系統等功能顯著增強了車輛的吸引力。

市場範圍
開始年份	2023年
預測年份	2024-2032
起始值	3,233 億美元
預測值	5541 億美元
複合年成長率	6.2%

從提供者的角度來看，汽車金融市場包括銀行、信用合作社、自保金融公司、非銀行金融公司（NBFC）和線上貸款機構。 2023年，銀行透過提供各種融資解決方案（包括租賃、貸款和認購服務）佔據了約34%的市場佔有率。這些多樣化的選擇滿足了客戶的不同需求和偏好，租賃對那些尋求較低月付款和定期駕駛新車的靈活性的人特別有吸引力。在美國，2023年汽車金融市場佔有84%的佔有率，預計到2032年將超過1796億美元。增加了樂觀情緒往往會導致更願意尋求融資，因為買家對自己的財務狀況和工作穩定性感到更安全。因此，汽車銷售的成長將產生相應的融資解決方案需求，因為許多消費者尋求貸款或租金來有效控制預算。

產業生態系統分析
- 汽車製造商
- 金融機構
- 經銷權
- 專屬金融公司
- 技術提供者
- 終端用戶
供應商格局
利潤率分析
技術與創新格局
重要新聞和舉措
監管環境
衝擊力
- 成長動力
  - 金融服務不斷擴張
  - 越來越多採用電子商務
  - 融資過程中的技術進步
  - 電動和混合動力汽車銷量不斷成長
- 產業陷阱與挑戰
  - 不斷提高監管合規性
  - 市場競爭加劇
成長潛力分析
波特的分析
PESTEL分析

第 4 章：競爭格局

介紹
公司市佔率分析
競爭定位矩陣
戰略展望矩陣

第 5 章：市場估計與預測：按車輛分類，2021 - 2032 年

主要趨勢
新車
二手車

第 6 章：市場估計與預測：按提供者分類，2021 - 2032 年

主要趨勢
銀行
信用合作社
自保金融
非銀行金融公司
網路貸款人

第 7 章：市場估計與預測：依財務分類，2021 - 2032 年

主要趨勢
貸款
租

第 8 章：市場估計與預測：依最終用途，2021 - 2032 年

主要趨勢
個人
商業

第 9 章：市場估計與預測：按地區，2021 - 2032

主要趨勢
北美洲
- 美國
- 加拿大
歐洲
- 英國
- 德國
- 法國
- 西班牙
- 義大利
- 俄羅斯
- 北歐人
亞太地區
- 中國
- 印度
- 日本
- 韓國
- 澳新銀行
- 東南亞
拉丁美洲
- 巴西
- 墨西哥
- 阿根廷
MEA
- 阿拉伯聯合大公國
- 南非
- 沙烏地阿拉伯

第 10 章：公司簡介

Ally Financial
American Honda Finance Corporation
Bank of America Auto Loans
BBVA USA (now part of PNC Bank)
Capital One Auto Finance
Chase Auto
Credit Acceptance Corporation
Ford Credit
GM Financial
Honda Financial Services
Hyundai Capital America
Nissan Motor Acceptance Corporation (NMAC)
PNC Bank Auto Loans
Santander Consumer USA
SunTrust Bank (now part of Truist)
TD Auto Finance
Toyota Financial Services
US Bank Auto Loans
Wells Fargo Auto
Westlake Financial Services

簡介目錄

Product Code: 11750

The Global Automotive Finance Market was valued at USD 323.3 billion in 2023 and is forecasted to grow at 6.2% CAGR from 2024 to 2032. This growth is primarily driven by increasing consumer demand for vehicles, particularly electric and hybrid models. As environmental awareness and sustainability become more significant, many consumers opt for eco-friendly vehicles, which often come with higher price tags. This shift emphasizes the need for accessible financing solutions to help make these advanced technologies more affordable. In response, lenders offer customized financing options, including attractive incentives and terms tailored specifically for electric and hybrid vehicle purchases.

The rise of online car buying platforms has transformed the automotive sales environment, leading to an uptick in demand for automotive financing. Many consumers now prefer digital transactions due to their convenience and efficiency, often seeking quick financing solutions to facilitate their purchases. These platforms streamline the purchasing journey, enabling users to examine financing options, evaluate interest rates, and arrange loans from the comfort of their homes, thus making financing an integral part of the online car-buying process. The automotive finance market can be categorized into segments based on vehicle type, including new and used vehicles.

In 2023, the new vehicle segment dominated the market, accounting for over 86% of the total share. This segment is expected to surpass USD 489.3 billion by 2032, driven by advancements in vehicle technology, such as connected cars and enhanced safety systems. These innovations contribute to higher market values, prompting consumers to seek financing options to cover increased prices. Features like real-time navigation and integrated entertainment systems significantly enhance vehicle appeal.

Market Scope
Start Year	2023
Forecast Year	2024-2032
Start Value	$323.3 Billion
Forecast Value	$554.1 Billion
CAGR	6.2%

From a provider perspective, the automotive finance market comprises banks, credit unions, captive finance companies, non-banking financial companies (NBFCs), and online lenders. In 2023, banks held around 34% of the market share by offering a variety of financing solutions, including leases, loans, and subscription services. These diverse options cater to the varied needs and preferences of customers, with leasing particularly appealing to those seeking lower monthly payments and the flexibility to drive new vehicles regularly. In the United States, the automotive finance market held 84% share in 2023, with projections indicating it will exceed USD 179.6 billion by 2032. As the economy improves and consumer confidence grows, more individuals are inclined to make significant purchases like vehicles.This increased optimism often leads to a greater willingness to seek financing, as buyers feel more secure in their financial situations and job stability. Consequently, rising vehicle sales will generate a corresponding demand for financing solutions, as many consumers look for loans or rents to control their budgets efficiently.

Chapter 1 Methodology & Scope

1.1 Research design
- 1.1.1 Research approach
- 1.1.2 Data collection methods
1.2 Base estimates and calculations
- 1.2.1 Base year calculation
- 1.2.2 Key trends for market estimates
1.3 Forecast model
1.4 Primary research & validation
- 1.4.1 Primary sources
- 1.4.2 Data mining sources
1.5 Market definitions

Chapter 2 Executive Summary

2.1 Industry 360° synopsis, 2021 - 2032

Chapter 3 Industry Insights

3.1 Industry ecosystem analysis
- 3.1.1 Automotive manufacturers
- 3.1.2 Financial institutions
- 3.1.3 Dealerships
- 3.1.4 Captive finance companies
- 3.1.5 Technology providers
- 3.1.6 End-user
3.2 Supplier landscape
3.3 Profit margin analysis
3.4 Technology & innovation landscape
3.5 Key news & initiatives
3.6 Regulatory landscape
3.7 Impact forces
- 3.7.1 Growth drivers
  - 3.7.1.1 Rising expansion of financial services
  - 3.7.1.2 Increasing adoption of e-commerce
  - 3.7.1.3 Technological advancements in the financing process
  - 3.7.1.4 Growing electric and hybrid vehicle sales
- 3.7.2 Industry pitfalls & challenges
  - 3.7.2.1 Growing regulatory compliance
  - 3.7.2.2 Increasing market competition
3.8 Growth potential analysis
3.9 Porter's analysis
3.10 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

4.1 Introduction
4.2 Company market share analysis
4.3 Competitive positioning matrix
4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Vehicle, 2021 - 2032 ($Bn)

5.1 Key trends
5.2 New vehicle
5.3 Used vehicle

Chapter 6 Market Estimates & Forecast, By Provider, 2021 - 2032 ($Bn)

6.1 Key trends
6.2 Banks
6.3 Credit unions
6.4 Captive finance
6.5 NBFCs
6.6 Online lenders

Chapter 7 Market Estimates & Forecast, By Finance, 2021 - 2032 ($Bn)

7.1 Key trends
7.2 Loan
7.3 Lease

Chapter 8 Market Estimates & Forecast, By End Use, 2021 - 2032 ($Bn)

8.1 Key trends
8.2 Individuals
8.3 Business

Chapter 9 Market Estimates & Forecast, By Region, 2021 - 2032 ($Bn)

9.1 Key trends
9.2 North America
- 9.2.1 U.S.
- 9.2.2 Canada
9.3 Europe
- 9.3.1 UK
- 9.3.2 Germany
- 9.3.3 France
- 9.3.4 Spain
- 9.3.5 Italy
- 9.3.6 Russia
- 9.3.7 Nordics
9.4 Asia Pacific
- 9.4.1 China
- 9.4.2 India
- 9.4.3 Japan
- 9.4.4 South Korea
- 9.4.5 ANZ
- 9.4.6 Southeast Asia
9.5 Latin America
- 9.5.1 Brazil
- 9.5.2 Mexico
- 9.5.3 Argentina
9.6 MEA
- 9.6.1 UAE
- 9.6.2 South Africa
- 9.6.3 Saudi Arabia