市場調查報告書
商品編碼
1519770
2024-2032 年按業務模式、服務類型、提供者、最終用戶(散戶投資者、高淨值人士)和地區分類的機器人諮詢市場報告Robo Advisory Market Report by Business Model, Service Type, Provider, End User (Retail Investor, High Net Worth Individuals ), and Region 2024-2032 |
2023 年,全球IMARC Group諮詢市場規模達到 94 億美元。
機器人諮詢是指向財富管理組織提供演算法驅動和自動化財務建議的一類數位平台。它有助於自動化投資組合管理軟體、執行複雜的任務、客製化線上投資以及以最少的人工干預管理資金。反過來,這有助於瞄準新客戶、增強工作流程並調整客製化線上投資,以實現長期財務目標或短期投資策略。目前,機器人諮詢已商業化,提供多種服務類型,例如基於直接計劃、基於目標和全面健康諮詢。
Robo Advisory 在各個工業垂直領域、零售業和高淨值個人 (HNI) 中廣泛採用,用於執行演算法計算來分析資料並提供全面的資訊,這是推動市場成長的主要動力。與傳統投資相比,消費者對機器人諮詢的傾向轉變進一步支持了這一點,因為機器人諮詢具有多種有益特性,例如低成本投資組合、稅收損失收穫、安全投資、基於即時統計的判斷,反過來,有助於化解信用風險。與此一致的是,對複雜事件處理自動化的需求不斷成長,帶來了重大的技術進步,例如人工智慧(AI)和機器學習(ML)解決方案的大規模整合,這有助於最大限度地減少由以下原因引起的錯誤:人為介入。反過來,這也是另一個主要的成長誘導因素。此外,廣泛利用機器人諮詢來執行線上調查,以預測投資者的偏好、風險和目標,並獲取有關客戶財務狀況、風險規避程度和期望投資回報的資訊,這進一步促進了市場的成長。除此之外,智慧型手機、筆記型電腦和平板電腦在千禧世代中越來越受歡迎,用於獲取資訊和通訊,這進一步為全球市場創造了積極的前景。
The global robo advisory market size reached US$ 9.4 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 76.2 Billion by 2032, exhibiting a growth rate (CAGR) of 25.6% during 2024-2032.
Robo advisory refers to a class of digital platforms that provide algorithm-driven and automated financial advice to wealth management organizations. It aids in automating portfolio administration software, performing complicated tasks, customizing online investments, and managing funds with minimal human intervention. This, in turn, assists in targeting new clients, enhancing workflow, and adjusting custom online investments to achieve long-term financial goals or short-term investment strategies. At present, robo advisory is commercially available in varying service types, such as direct plan-based, goal-based, and comprehensive health advisory.
The widespread adoption of Robo Advisory across various industrial verticals, retail and high net worth individuals (HNIs) for performing algorithmic calculations to analyze data and deliver comprehensive information is majority driving the market toward growth. This is further supported by the shifting inclination of consumers toward robo advisory over traditional investments on account of its several beneficial properties, such as low-cost portfolio, tax-loss harvesting, secure investments, judgement based on real-time statistics, which, in turn, assists in eliminating the credit risks. In line with this, the increasing need for automating complex event processing has led to significant technological advancements, such as the large-scale integration of artificial intelligence (AI) and machine learning (ML) solutions, which is aiding in minimizing the errors caused by human interventions. This, in turn, is acting as another major growth-inducing factor. Additionally, the extensive utilization of robo advisory for executing online surveys to predict investor preferences, risks and goals, and acquire information regarding the financial status of the client, degree of risk-aversion, and desired return on investments is further contributing to the market growth. Apart from this, the rising popularity of smartphones, laptops, and tablets amongst millennials for accessing information and communicating is further creating a positive outlook for the market across the globe.
IMARC Group provides an analysis of the key trends in each sub-segment of the global robo advisory market report, along with forecasts at the global, regional and country level from 2024-2032. Our report has categorized the market based on business model, service type, provider and end user.
Pure Robo Advisors
Hybrid Robo Advisors
Direct Plan-Based/Goal-Based
Comprehensive Wealth Advisory
Fintech Robo Advisors
Banks
Traditional Wealth Managers
Others
Retail Investor
High Net Worth Individuals (HNIs)
North America
United States
Canada
Asia-Pacific
China
Japan
India
South Korea
Australia
Indonesia
Others
Europe
Germany
France
United Kingdom
Italy
Spain
Russia
Others
Latin America
Brazil
Mexico
Others
Middle East and Africa
The competitive landscape of the industry has also been examined along with the profiles of the key players being Betterment, Ellevest, Fincite Gmbh, Ginmon Vermogensverwaltung GmbH, SigFig Wealth Management LLC, SoFi Technologies Inc., The Charles Schwab Corporation, The Vanguard Group Inc., Wealthfront Corporation and Wealthify Limited (Aviva plc).