市場調查報告書
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1604528
人工智慧金融市場:未來預測(2024-2029)AI finance market - Forecasts from 2024 to 2029 |
AI金融市場預計將以16.50%的複合年成長率成長,市場規模從2024年的170.25億美元增至2029年的320.66億美元。
人工智慧金融,也稱為金融人工智慧或金融科技人工智慧,是在金融領域使用人工智慧(AI)技術來促進業務和事實處理、高級選擇、客戶服務等自動化。人工智慧金融採用多種人工智慧策略,包括深度學習、自然語言處理、預測分析和機器人系統自動化。其廣泛的應用領域涵蓋以下產業:銀行、保險、資產管理、經濟科技公司。
人工智慧金融的顯著方面包括自動化金融服務、資料收集和分析以及增強客戶體驗。人工智慧可以透過減少許多手動和重複性任務和流程(例如資料輸入、報表核對、詐欺檢測)來幫助提高財務效率。這種自動化提高了業務效率、降低了成本並最大限度地減少了錯誤。人工智慧演算法分析金融背景下的非常大的資料集,目的是識別相關模式、趨勢和資訊以幫助決策流程。因此,預測分析用於檢測市場、客戶行為和風險的新興趨勢。基於人工智慧的對話代理商或虛擬助理可以幫助客戶提供報價、查詢甚至購買。這是透過 NLP 實現的,它使這些系統能夠即時了解客戶並做出回應,從而提高客戶的整體滿意度。
此外,人工智慧金融是新時代金融科技和服務發展的指南理念,它為經濟主體的商業行為帶來重大變革。隨著人工智慧工具在未來幾年的進步,我們預計金融業將採用更多的人工智慧工具。反過來,這可能會導致金融服務提供的進一步成長和變化。
人工智慧金融市場的驅動力
人工智慧、機器學習和自然語言處理的進步正在增強人工智慧在金融服務中的能力。改進的演算法和模型可以實現更準確的預測、風險評估和個人化的客戶體驗。在市場上提供的各種服務中,SAP Business AI 嵌入到金融應用程式中,以提高生產力、業務洞察力和安全性。自動化活動、提高報告準確性並降低詐欺風險。它還有助於檢測和防止異常情況,使財務專業人員能夠專注於策略目標。
技術進步持續推動金融領域的創新和轉型,人工智慧解決方案可改善決策、業務流程和客戶體驗。隨著人工智慧的進步,業務的未來預計將更加依賴這些技術。
AI金融市場地理版圖
除了矽谷、波士頓和西雅圖之外,北美地區還有許多創新中心,其中大部分在美國。可以理解的是,這些地區正在經歷重大活動,因為它們專注於人工智慧開發。其中包括 IBM、 Oracle、Simplifai.ai 和 SAP 等新興企業、大型 IT 公司、研究中心和創業投資,它們都專注於為金融領域創建 AI 解決方案。
北美擁有多元化且監管良好的金融服務業,包括銀行、投資、保險、金融科技以及各種監管機構,包括傳統和自動化機構。該地區發達的金融結構和生態系統有利於人工智慧技術在金融領域各行業的採用。
此外,技術和投資的持續進步、有利的政策以及由於龐大的人才庫而提供的創新公司和人才將推動北美人工智慧金融領域最有益的工具和其他指南。
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產業與市場考量、商機評估、產品需求預測、打入市場策略、地理擴張、資本投資決策、法律規範與影響、新產品開發、競爭影響
The AI finance market is expected to grow at a CAGR of 16.50%, reaching a market size of US$32.066 billion in 2029 from US$17.025 billion in 2024.
AI Finance, referred to as AI in Finance or FinTech AI, is the usage of artificial intelligence (AI) technologies in finance to facilitate automation of duties and facts processing, progressed choice making, and customer service, among others. AI Finance employs diverse AI strategies, which include deep learning, herbal language processing, predictive analytics, and robotics system automation. Its extensive applications encompass the subsequent sectors, banking, insurance, asset management, and economic technology companies.
Some notable aspects of AI finance include the automation of financial services, data collection and analysis, and enhancement of customer experiences. Artificial intelligence helps finance increase the effectiveness of concerns by reducing many manual and repetitive tasks and processes - such as entering data, reconciling statements, carrying out compliance procedures, and spotting fraud. Such automation improves operational efficiency, reduces costs, and minimizes errors. AI algorithms analyze very large-scale datasets in a financial context with the aim of identifying relevant patterns, trends, and information to aid in the decision-making processes. Thus, predictive analytics is used to detect emerging trends within markets, customer behaviors, and risks. AI-based conversational agents and virtual personal assistants help customers with offers, queries, and even purchasing. This is made possible through NLP, which enables these systems to understand and respond to customers in real-time, contributing to their overall satisfaction.
Moreover, AI Finance is a guiding concept in the new era of the development of financial technologies and services since it introduces considerable transformations in the business practices of economic entities. It is expected that advancing AI Tools in the coming years will result in the finance sector adopting more AI tools. This will, in turn, lead to more growth and change dynamics in providing financial services.
AI finance market drivers
Improvements in artificial intelligence, machine learning, and natural language processing have enhanced the functionality of AI within financial services. Improved algorithms and models allow for more accurate forecasts, risk assessments, and personalized client experiences. Among various services available in the market, SAP Business AI is incorporated into finance applications, which improves productivity, business insight, and security. It automates activities, increases reporting accuracy, and lowers fraud risk. It also aids in anomaly discovery and prevention, freeing finance professionals to concentrate on strategic objectives.
Innovation and transitions in the finance sector continue to be propelled by technological advancements, making AI solutions available for improved decision-making, operational processes, and customer experiences. With the evolution of artificial intelligence, it's expected that banking's future will depend on these technologies even more.
AI finance market geographical outlook
Apart from Silicon Valley, Boston, and Seattle, many more centers of technological innovation are located in the North American region, most of which are in the US. It is understandable that these regions experience significant activity due to the emphasis on developing AI. This includes startups, major IT companies, research centers, and venture capital firms like IBM, Oracle, Simplifai.ai, and SAP, all focused on creating AI solutions for the finance sector.
North America has a diverse and well-regulated financial services sector that includes banking, investments, insurance, fintech, and various regulatory authorities, including traditional and automated bodies. The region's well-developed financial structure and ecosystem are favorable to embracing AI technology across various industries within the finance sector.
Moreover, the tools and other guiding factors proving the most beneficial in the field of AI finance in North America will be applicable for a long time owing to the continuous advancement in technology and investment, favorable policies, and the large pool of innovative companies and talent within reach.
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