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市場調查報告書
商品編碼
1439817

物聯網保險 - 市場佔有率分析、產業趨勢與統計、成長預測（2024 - 2029）

IoT Insurance - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3個工作天內

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簡介目錄

預計2024年物聯網保險市場規模將達494億美元，預計2029年將達767.3億美元，預測期內（2024-2029年）CAGR為9.21%。

物聯網保險 - 市場

保險業的成長與創新保險模式並行，隨著擴大使用物聯網來降低保費和風險相關成本，進一步擴大了所研究的市場成長。

主要亮點

  • 資料分析、巨量資料、感測器和機器學習技術的成長進一步擴大了所研究市場的成長。隨著智慧電網預計將接管整個能源產業，物聯網公用事業預計將在預測期內獲得牽引力。
  • 此外，由於智慧手錶、智慧型手機和健身追蹤器等連網醫療設備的快速普及，這些設備不斷用於收集用戶資料並監控其行為，預計全球人壽和健康保險市場在預測期內將大幅成長或生活方式。
  • 保險領域擴大採用機器學習和人工智慧等尖端技術，將為全球物聯網保險市場的成長帶來豐厚的潛力。
  • 然而，對客戶個人資訊安全和隱私的擔憂以及對工作人員熟練使用物聯網設備的需求限制了物聯網保險業務的成長。
  • 預計 COVID-19 將對物聯網保險業的擴張產生有利影響。這是由於保險提供者企業擴大採用數位技術來收集客戶資料以進行索賠管理。為了向客戶提供 COVID-19 保險服務，物聯網技術透過手機、穿戴式設備和感測器安全地收集患者健康資訊，在當前的 COVID-19 爆發期間為保險業提供幫助。

物聯網保險市場趨勢

零售和商業預計將佔據重要佔有率

  • 數位化顛覆預計將影響商業保險公司，因為該行業一直在準備見證一些重大變革。物聯網技術預計將成為各種新措施的核心。保險公司正在嘗試利用物聯網資料來評估客戶、降低保費並提供即時警告。
  • 商業財產保險公司預計將有多種機會重新建構與客戶的關係。物聯網和雲端等技術進步正在顯著創造大量資料，這些數據可用於為商業客戶提供價值，主要是實現更緊密的合作夥伴關係和新的收入來源。
  • 主要由於過去幾年全球電子商務市場的快速崛起，零售業也出現了巨大的成長。因此，零售商使用物聯網解決方案來提升客戶體驗和營運效率，以獲得競爭優勢。因此，客戶對改善購物體驗的需求、對智慧支付解決方案的日益接受度以及基於物聯網的感測器和連接成本的下降是影響研究領域採用物聯網技術的一些關鍵促進因素。
  • 物聯網為流程自動化和提高零售機構的營運效率做出了重大貢獻。它提供能源效率、安全和監控、庫存和供應鏈最佳化以及勞動力管理。此外，物聯網正在開發其在易腐食品和藥品冷鏈監控領域的能力。

北美預計將佔據主要佔有率

  • 由於整個地區物聯網的意識不斷增強和採用速度加快，北美被認為是物聯網保險市場的重要地區之一。 Liberty Mutual、Progressive 和 State Farm 等許多公司正在利用該地區的物聯網技術來提高風險評估效率。
  • John Hancock 是美國一家大型保險公司，是最早利用穿戴式裝置力量的公司之一，它與 Vitality 合作，向客戶免費分發 Fitbit 設備，並追蹤他們的健康狀況，從而降低他們提出索賠的風險。宣稱。此外，美國被認為是一些為各保險公司提供物聯網解決方案的主要參與者的總部。
  • 此外，預計物聯網 (IoT) 的早期採用和強大的區域勞動力等因素將加速區域市場的成長。
  • 推動該地區採用物聯網保險解決方案的一些關鍵因素包括保險業的擴張、創新保險模式的創建以及擴大使用物聯網技術來降低保費和風險相關費用。

物聯網保險產業概況

由於市場上大大小小的企業的存在，物聯網保險市場競爭非常激烈，這使得它們能夠在國內和全球市場上競爭。由於存在如此多的科技巨頭，市場似乎呈現零碎化。 IBM 公司、微軟公司、英特爾公司和 SAP SE 是市場的主要參與者。

  • 2022 年7 月- SAP 和NTT DATA 宣布推出聯合創新解決方案互聯產品，用於追蹤易碎和敏感貨物運輸並簡化保險程序，透過實現對運輸條件的端到端即時監控，該解決方案可以監控所有變數這可能會影響出貨，如果貨物未在某些預先定義的條件下運輸，則會自動觸發並執行保險單。利用 SAP Business Network for Logistics 有助於改善每個利害關係人的責任，並使運輸保險管理變得更加容易。

額外的好處：

  • Excel 格式的市場估算 (ME) 表
  • 3 個月的分析師支持

目錄

第 1 章：簡介

  • 研究假設和市場定義
  • 研究範圍

第 2 章：研究方法

第 3 章：執行摘要

第 4 章：市場洞察

  • 市場概況
  • 產業吸引力－波特五力分析
    • 供應商的議價能力
    • 買家/消費者的議價能力
    • 新進入者的威脅
    • 替代產品和服務的威脅
    • 競爭激烈程度
  • 產業價值鏈分析
  • COVID-19 對產業影響的評估

第 5 章：市場動態

  • 市場促進因素
    • 保險業的發展與保險模式的創新並行
    • 擴大使用物聯網來降低保費和風險相關成本
  • 市場約束
    • 所收集資料的隱私風險較高

第 6 章：市場區隔

  • 依最終用戶產業
    • 零售和商業
    • 住宅（智慧家庭）
    • 汽車
    • 工業的
    • 衛生保健
    • 其他最終用戶產業（公共基礎設施、物流和導航）
  • 依地理
    • 北美洲
    • 歐洲
    • 亞太地區
    • 拉丁美洲
    • 中東和非洲

第 7 章：競爭格局

  • 公司簡介
    • IBM Corporation
    • Microsoft Corporation
    • Intel Corporation
    • Oracle Corporation
    • Telit Communications PLC
    • Synechron Inc.
    • Verisk Analytics Inc.
    • Accenture PLC
    • Aeris Group
    • Concirrus Ltd
    • Allerin Pvt. Ltd
    • ForMotiv LLC
    • Wipro Corporation
    • Webfleet Solutions BV (Bridgestone Corp.)

第 8 章：投資分析

第 9 章：市場的未來

簡介目錄
Product Code: 68740

The IoT Insurance Market size is estimated at USD 49.40 billion in 2024, and is expected to reach USD 76.73 billion by 2029, growing at a CAGR of 9.21% during the forecast period (2024-2029).

IoT Insurance - Market

The growth of the insurance sector in parallel with innovative insurance models, with the growing usage of IoT to reduce premium and risk-related costs, further expand the studied market growth.

Key Highlights

  • Growth in data analytics, Big Data, sensors, and machine learning technologies further expands the studied market's growth. With smart grids envisioned to take over the entire energy industry, IoT utilities are expected to gain traction over the forecast period.
  • Additionally, the global market for life and health insurance is predicted to grow significantly during the forecast period due to the rapid uptake of internet-connected medical devices like smartwatches, smartphones, and fitness trackers that are constantly used to gather user data and monitor their behavior or lifestyle.
  • Increasing adoption of cutting-edge technologies in the insurance sector, such as machine learning and artificial intelligence, would present lucrative potential for the growth of the worldwide IoT insurance market.
  • However, concerns about the security and privacy of customers' personal information and a need for worker proficiency with IoT devices limit the growth of the IoT insurance business.
  • COVID-19 is anticipated to have a favorable effect on the expansion of the IoT insurance sector. This is due to an increase in insurance provider businesses' embrace of digital technologies to collect client data for claim management. To provide COVID-19 insurance services to clients, IoT technology assists the insurance sector during the current COVID-19 outbreak by securely collecting patient health information via mobile phones, wearable devices, and sensors.

IoT Insurance Market Trends

Retail and Commercial is Expected to Hold Significant Share

  • Digital disruptions are expected to impact commercial insurers, as the industry has been preparing to witness some significant transformation. IoT technology is expected to be at the core of various new initiatives. Insurance firms are trying to utilize IoT data to assess customers, reduce premiums, and provide real-time warnings.
  • Commercial property insurers are expected to witness multiple opportunities to redraw their relationships with their clients. Technological advancements, such as IoT and cloud, are significantly creating vast amounts of data that can be used to deliver value to commercial customers, primarily enabling closer partnerships and new sources of revenue.
  • Due mainly to the rapid rise of the global e-commerce market over the past few years, the retail sector has also seen enormous growth. As a result, retailers use IoT solutions to boost the customer experience and operational efficiency to gain a competitive edge. As a result, the need from customers for an improved shopping experience, the growing acceptance of smart payment solutions, and the declining cost of IoT-based sensors and connectivity are some of the key drivers influencing the adoption of IoT technology in the researched segment.
  • IoT has been significantly contributing to process automation and improving the operational effectiveness of retail establishments. It offers energy efficiency, security and surveillance, inventory and supply chain optimization, and labor management. Additionally, IoT is developing its capabilities in the area of cold chain monitoring for perishable food and pharmaceutical products.

North America is Expected to Hold Major Share

  • North America is regarded as one of the significant regions for the IoT insurance market due to the growing awareness and the faster adoption of IoT across the region. Many companies, such as Liberty Mutual, Progressive, and State Farm, are leveraging the region's IoT technologies to enhance their risk assessment efficiency.
  • John Hancock, a major insurance company in the United States, was one of the first to utilize the power of wearable devices by partnering with Vitality, distributing free Fitbits to customers, and tracking their well-being, making them less at risk of filing a claim. Moreover, the United States is regarded as the headquarters of some major players who offer their IoT solutions for various insurance companies.
  • Additionally, it is projected that factors like the early adoption of the web of things (IoT) and a robust regional labor force will accelerate the regional market's growth.
  • Some key factors driving the adoption of IoT insurance solutions across the region include the expansion of the insurance industry, the creation of creative insurance models, and the expanding use of IoT technology to lower premium and risk-related expenses.

IoT Insurance Industry Overview

The IoT insurance market is highly competitive, due to the market's large and small businesses' existence, which allows them to compete on both domestic and global marketplaces. Due to the presence of so many technology behemoths, the market seems to be fragmented. IBM Corporation, Microsoft Corporation, Intel Corporation, and SAP SE are a few of the market's main participants.

  • July 2022 - SAP and NTT DATA announced Co-Innovation Solution Connected Product to Track Fragile and Sensitive Cargo Shipments and Facilitate Insurance Procedures, where By enabling end-to-end, real-time monitoring of the transportation conditions, the solution can monitor all variables that could affect a shipment, and automatically trigger and execute insurance policies if goods are not transported under certain pre-defined conditions. Utilizing SAP Business Network for Logistics helps improve accountability for each stakeholder and makes transport insurance management easier.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers/Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitute Products and Services
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Industry Value Chain Analysis
  • 4.4 Assessment of the COVID-19 Impact on the Industry

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growth of Insurance Sector in Parallel with Innovative Insurance Models
    • 5.1.2 Growing Usage of IoT to Reduce the Premium and Risk-related Costs
  • 5.2 Market Restraint
    • 5.2.1 High Risk for Privacy from the Collected Data

6 MARKET SEGMENTATION

  • 6.1 By End-User Industry
    • 6.1.1 Retail and Commercial
    • 6.1.2 Residential (Smart homes)
    • 6.1.3 Automotive
    • 6.1.4 Industrial
    • 6.1.5 Healthcare
    • 6.1.6 Other End-user Industries (Public Infrastructure, Logistics and Navigation)
  • 6.2 By Geography
    • 6.2.1 North America
    • 6.2.2 Europe
    • 6.2.3 Asia Pacific
    • 6.2.4 Latin America
    • 6.2.5 Middle East and Africa

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 IBM Corporation
    • 7.1.2 Microsoft Corporation
    • 7.1.3 Intel Corporation
    • 7.1.4 Oracle Corporation
    • 7.1.5 Telit Communications PLC
    • 7.1.6 Synechron Inc.
    • 7.1.7 Verisk Analytics Inc.
    • 7.1.8 Accenture PLC
    • 7.1.9 Aeris Group
    • 7.1.10 Concirrus Ltd
    • 7.1.11 Allerin Pvt. Ltd
    • 7.1.12 ForMotiv LLC
    • 7.1.13 Wipro Corporation
    • 7.1.14 Webfleet Solutions BV (Bridgestone Corp.)

8 INVESTMENT ANALYSIS

9 FUTURE OF THE MARKET