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市場調查報告書
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1690916

生物辨識卡：全球市場佔有率分析、產業趨勢與統計、成長預測（2025-2030 年）

Global Biometric Card - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)
出版日期: | 出版商: Mordor Intelligence | 英文 165 Pages | 商品交期: 2-3個工作天內

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簡介目錄

預計 2025 年全球生物辨識卡市場規模為 8.1 億美元，到 2030 年將達到 394.5 億美元，預測期內（2025-2030 年）的複合年成長率為 117.76%。

全球生物辨識卡市場-IMG1

主要亮點

  • 生物辨識認證徹底改變了付款安全：隨著對安全、便利付款方式的需求不斷增加，生物辨識卡市場正在經歷強勁成長。生物辨識卡結合了指紋感應器和其他生物辨識技術，透過解決付款詐騙問題並改善用戶體驗，正在徹底改變金融業。
  • 安全交易：生物辨識卡將指紋認證與智慧卡技術結合，實現安全付款。
  • 生態系統夥伴關係：生態系統參與者之間的合作關係激增正在推動市場的發展。
  • 主要認證萬事達卡、Visa 和中國銀聯在生物辨識卡解決方案認證方面處於領先地位。
  • 金融包容性推動市場擴張生物辨識卡市場的關鍵驅動力是金融包容性舉措的需求，尤其是在新興市場。政府和金融機構正在採用生物識別技術將銀行帳戶納入金融體系，創造新的成長機會。
  • 非洲計劃萬事達卡和 Paycode 的目標是讓 3,000 萬非洲人參與生物辨識智慧卡金融包容計畫。
  • 巴西的潛力：巴西展現出巨大的潛力，Desti 等數位銀行專注於服務不足的族群。
  • 全球試驗：波蘭、伊拉克、印度、墨西哥、黎巴嫩和埃及等國家正在進行生物辨識卡試驗。
  • 多因素身份驗證推動市場成長：多因素身份驗證 (MFA) 的日益普及正在推動生物識別卡市場的發展。隨著網路安全威脅的不斷發展，企業和消費者正在轉向採用生物識別的 MFA 解決方案來增強安全性。
  • 整合到 MFA：生物特徵認證正在成為 MFA 系統的關鍵要素。
  • 醫療保健採用：醫療保健產業正在採用 MFA 來保護病患資料。
  • 電子商務的爆炸式成長：行動銀行和電子商務的興起正在推動強身份驗證的需求。
  • 競爭格局和策略舉措：生物辨識卡市場競爭激烈，策略聯盟和創新決定了市場動態。領先的公司正專注於技術進步和認證以鞏固其市場地位。
  • 泰雷茲集團領導層：泰雷茲在 20 多個生物辨識付款卡計劃中處於領先地位。
  • 夥伴關係擴張：Zwipe、Idemia Group 和 Fingerprint Cards AB 等公司正在透過與地區參與者合作來擴大其全球影響力。
  • 推動創新：領先的金融平台正在推動安全和創新技術的採用。
  • 未來展望與市場潛力：生物識別卡市場未來前景光明，新興趨勢顯示將持續成長。生物辨識技術與物聯網和智慧城市計畫的融合正在釋放超越傳統付款的新機會。
  • 多模態生物識別：市場正在朝向結合指紋、臉部辨識和手部多模態解決方案發展。
  • 非接觸式付款：非接觸式生物辨識付款卡因其安全性和便利性而越來越受歡迎。
  • 加密貨幣整合：在加密貨幣交易中使用生物辨識卡是一種新興趨勢。

生物識別卡市場趨勢

BFSI 領域：生物辨識卡風靡一時

  • 細分市場成長和市場佔有率：BFSI（銀行、金融服務和保險）細分市場引領生物辨識卡市場，預計將從 2022 年的 3,676 萬美元成長到 2029 年的 12.82 億美元。該細分市場 2021 年的市場佔有率為 66.10%，凸顯了其在市場擴張中的主導地位。
  • 打擊詐欺：金融機構正致力於加強安全措施，以減輕日益嚴重的卡片詐騙問題。
  • 非接觸式付款正在興起：全球向非接觸式付款的轉變為生物識別卡的採用創造了肥沃的土壤。
  • MFA 一致性：金融交易中對 MFA 的日益重視與生物辨識卡完全一致。
  • 微趨勢和產業舉措：金融機構和技術提供者之間的合作正在推動生物辨識卡的創新。例如，萬事達卡與約旦-科威特銀行合作推出了一種生物識別付款卡，該卡配有指紋讀取器，可實現免密碼付款。
  • 夥伴關係推動創新這些合作強調了對更安全、更方便用戶使用的付款方式的追求。
  • 數位人民幣試驗中國建設銀行與IDEX Biometrics合作進行數位人民幣概念驗證試驗，展示生物辨識卡在新數位貨幣生態系統中的作用。
  • 市場動態與未來展望：由於消費者對安全、無縫支付方式的需求不斷成長，BFSI 產業預計將繼續佔據主導地位。隨著生物辨識技術的成熟和生產成本的下降，其在銀行服務的廣泛應用預計將進一步鞏固該產業的地位。
  • 無縫升級路徑：生物辨識卡為金融機構提供了安全、擴充性的解決方案，而不會破壞其現有的基礎設施。
  • 成本降低和成熟：隨著生產成本的下降，預計 BFSI 領域對生物識別卡的採用將激增。

亞太地區：成長最快的區域

  • 市場成長軌跡：亞太地區預計將成為生物辨識卡市場成長最快的地區，從 2022 年的 1,402 萬美元擴大到 2027 年的 7.3796 億美元，複合年成長率為 120.92%。
  • 人口趨勢：不斷成長的中階和不斷加快的都市化化為生物識別卡解決方案創造了巨大的潛在市場。
  • 政府措施：印度和中國的金融包容性計畫為引入生物辨識卡創造了理想的環境。
  • 微趨勢和區域舉措：亞太地區正在實施多項舉措，旨在加速生物辨識卡的普及。例如，Fingerprint Cards AB 已與 Transcorp 合作在印度推出生物辨識卡，日本的 MoriX 已與 Fingerprint Cards 合作開發安全的支付方式。
  • 印度推動非接觸式付款印度推動非接觸式付款正在加速生物識別卡的採用。
  • 日本的安全付款：日本消費者正在尋求安全、無摩擦的付款方式，並且擴大轉向生物識別卡。
  • 市場動態與未來展望：亞太生物辨識卡市場的成長具有多樣化的市場動態特點，涵蓋日本等高科技已開發國家到印度和印尼等新興市場。
  • 多樣化的機會：該地區的多樣性為生物識別卡參與者提供了獨特的挑戰，但也帶來了巨大的商機。
  • 廣泛採用：除了 BFSI 之外，醫療保健和政府身分證計畫等領域預計將推動進一步成長。

生物辨識卡產業概況

全球科技集團主導市場

全球生物辨識卡市場由領先的技術集團和專業的生物辨識解決方案提供者主導。泰雷茲集團、IDEMIA集團和萬事達卡等主要企業以其技術力和全球影響力主導市場。

整合市場：這些公司憑藉其技術專長獲得了較大的市場佔有率。

全球影響力：我們遍佈多個地區的業務增強了我們的市場地位。

創新和夥伴關係推動市場主導：

創新和策略夥伴關係對於維持市場領導地位至關重要。 Fingerprint Cards AB 和 IDEX Biometrics ASA 等公司正在引進進生物辨識感測器和軟體解決方案的開發。與主要付款網路合作對於獲得市場認可至關重要。

技術領先地位：這些公司正在大力投資研發下一代生物辨識解決方案。

策略夥伴關係：與金融機構的合作關係可以實現更深入的市場滲透和認證合規性。

未來市場的成功因素：有幾個因素對於生物辨識卡市場的未來成功至關重要。降低生產成本、確保遵守 GDPR 等法規以及擴展到新興市場對於成長至關重要。

成本效益：將每張卡的製造成本從 20 美元降低到 5 美元是一個關鍵目標。

安全與合規：加強安全功能和法規合規性對於市場成功至關重要。

新興市場機會：與新興市場的當地機構夥伴關係提供了新的成長途徑。

其他福利：

  • Excel 格式的市場預測 (ME) 表
  • 3 個月的分析師支持

目錄

第 1 章 簡介

  • 研究假設和市場定義
  • 研究範圍

第2章調查方法

第3章執行摘要

第4章 市場洞察

  • 市場概況
  • 產業吸引力－波特五力分析
    • 供應商的議價能力
    • 買家的議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭對手之間的競爭強度
  • COVID-19 市場影響評估
  • 產業生態系統分析
  • 生物識別卡的演變

第5章 市場動態

  • 市場促進因素
    • 新興國家對金融包容性舉措的需求日益成長
    • 轉向多因素身份驗證有利於市場成長
    • 金融包容性推動市場擴張
    • 生物辨識認證徹底改變了付款安全，推動了市場成長
  • 市場挑戰
    • 來自非卡片式生物辨識設備的激烈競爭
    • 實施成本高

第6章 市場細分

  • 按應用
    • 付款
    • 存取控制
    • 政府身分證與金融包容性
    • 其他用途
  • 按行業
    • BFSI
    • 零售
    • 政府
    • 衛生保健
    • 商業組織
    • 其他最終用戶產業
  • 按地區
    • 北美洲
    • 歐洲
    • 亞太地區
    • 世界其他地區

第7章 競爭格局

  • 公司簡介
    • Zwipe AS
    • Thales Group
    • IDEX Biometrics ASA
    • ST Microelectronics NV
    • Visa Inc.
    • Seshaasai Business Forms（P）Ltd
    • IDEMIA Group
    • Goldpac Fintech
    • Mastercard Incorporated
    • Fingerprint Cards AB
    • Ethernom Inc.
    • Samsung's System LSI Business
    • Shanghai Fudan Microelectronics Group Co. Ltd

第8章投資分析

第9章：未來展望

第10章市場機會分析

簡介目錄
Product Code: 72464

The Global Biometric Card Market size is estimated at USD 0.81 billion in 2025, and is expected to reach USD 39.45 billion by 2030, at a CAGR of 117.76% during the forecast period (2025-2030).

Global Biometric Card - Market - IMG1

Key Highlights

  • Biometric Authentication Revolutionizing Payment Security: The Biometric Card Market is witnessing significant growth as demand for secure and convenient payment methods rises. Biometric cards, incorporating fingerprint sensors or other biometric technologies, are revolutionizing the financial industry by addressing payment fraud concerns while improving user experience.
  • Secure transactions: Biometric cards integrate fingerprint recognition with smart card technology to ensure secure payments.
  • Ecosystem partnerships: A surge in collaborations among players in the ecosystem is driving the market forward.
  • Major certifications: Mastercard, Visa, and China UnionPay are leading the way in certifying biometric card solutions.
  • Financial Inclusion Driving Market Expansion: A key driver of the biometric card market is the demand from financial inclusion initiatives, particularly in emerging markets. Governments and financial institutions are adopting biometric technologies to integrate unbanked populations into the financial system, creating new growth opportunities.
  • African initiatives: Mastercard and Paycode aim to enroll 30 million Africans in a biometric smart card financial inclusion program.
  • Brazilian potential: Brazil shows high potential, with digital banks like Desty focusing on underserved populations.
  • Global trials: Biometric card trials are ongoing in countries like Poland, Iraq, India, Mexico, Lebanon, and Egypt.
  • Multi-Factor Authentication Boosting Market Growth: The growing adoption of multi-factor authentication (MFA) is a major factor fueling the biometric card market. As cybersecurity threats evolve, businesses and consumers are integrating MFA solutions that incorporate biometrics for enhanced security.
  • Integration in MFA: Biometric authentication is becoming a key element of MFA systems.
  • Healthcare adoption: The healthcare sector is embracing MFA to protect patient data.
  • Ecommerce surge: The rise of mobile banking and ecommerce is increasing the demand for strong authentication.
  • Competitive Landscape and Strategic Initiatives: The biometric card market is highly competitive, with strategic collaborations and innovations defining market dynamics. Leading players are focusing on technological advancements and certifications to strengthen their market positions.
  • Thales Group leadership: Thales is at the forefront with over 20 biometric payment card projects.
  • Partnerships for expansion: Companies like Zwipe, Idemia Group, and Fingerprint Cards AB are expanding their global reach by partnering with regional players.
  • Innovation push: Major financial platforms are driving the adoption of secure, innovative technologies.
  • Future Outlook and Market Potential: The future of the biometric card market looks promising, with emerging trends indicating sustained growth. The integration of biometrics with IoT and smart city initiatives is unlocking new opportunities beyond traditional payments.
  • Multimodal biometrics: The market is evolving towards multimodal solutions, combining fingerprint, facial recognition, and hand geometry.
  • Contactless payments: Contactless biometric payment cards are gaining popularity due to their security and convenience.
  • Cryptocurrency integration: The use of biometric cards in cryptocurrency transactions is an emerging trend.

Biometric Card Market Trends

BFSI Segment: Dominating the Biometric Card Landscape

  • Segment Growth and Market Share: The BFSI (Banking, Financial Services, and Insurance) sector is leading the biometric card market, with projected growth from USD 36.76 million in 2022 to USD 1.282 billion by 2029. The sector held a 66.10% market share in 2021, underscoring its dominance in driving market expansion.
  • Combatting fraud: Financial institutions are focusing on enhanced security to mitigate rising card fraud.
  • Pandemic-driven contactless payments: The global shift towards contactless payments has created fertile ground for biometric card adoption.
  • MFA alignment: The increasing emphasis on MFA in financial transactions aligns perfectly with biometric cards.
  • Micro Trends and Industry Initiatives: Collaborations between financial institutions and technology providers are driving innovations in the biometric card space. For example, Mastercard partnered with Jordan Kuwait Bank to launch a biometric payment card featuring an on-card fingerprint reader for PIN-free payments.
  • Partnerships driving innovation: These collaborations highlight the push towards more secure and user-friendly payment methods.
  • Digital renminbi trials: China Construction Bank's partnership with IDEX Biometrics for digital renminbi experiments showcases the role of biometric cards in emerging digital currency ecosystems.
  • Market Dynamics and Future Outlook: The BFSI sector's dominance is expected to continue, driven by increasing consumer demand for secure, seamless payment methods. As biometric technology matures and production costs decrease, widespread adoption is anticipated across banking services, further solidifying the sector's role.
  • Seamless upgrade path: Biometric cards provide financial institutions with a secure, scalable solution without disrupting existing infrastructure.
  • Cost reduction and maturity: As production costs fall, widespread biometric card adoption across the BFSI sector is expected to surge.

Asia-Pacific: The Fastest-Growing Regional Segment

  • Market Growth Trajectory: The Asia-Pacific region is expected to experience the fastest growth in the biometric card market, expanding from USD 14.02 million in 2022 to USD 737.96 million by 2027, with a CAGR of 120.92%.
  • Demographic trends: A growing middle class and increasing urbanization create a large addressable market for biometric card solutions.
  • Government initiatives: Financial inclusion programs in India and China are creating an ideal environment for biometric card adoption.
  • Micro Trends and Regional Initiatives: Asia-Pacific is witnessing numerous initiatives aimed at accelerating biometric card adoption. For instance, Fingerprint Cards AB has partnered with Transcorp to launch biometric cards in India, while MoriX in Japan is collaborating with Fingerprint Cards to develop secure payment methods.
  • India's contactless push: India's drive for contactless payments is accelerating biometric card adoption.
  • Japan's secure payment landscape: Japanese consumers are demanding secure, frictionless payment methods, boosting biometric card interest.
  • Market Dynamics and Future Prospects: Asia-Pacific's growth in the biometric card market is characterized by diverse market dynamics, ranging from tech-savvy economies like Japan to emerging markets like India and Indonesia.
  • Diverse opportunities: The region's diversity offers unique challenges but also substantial opportunities for biometric card players.
  • Broader sectoral adoption: Beyond BFSI, sectors such as healthcare and government ID programs are expected to drive further growth.

Biometric Card Industry Overview

Market Dominated by Global Technology Conglomerates

The Global Biometric Card Market is led by major technology conglomerates and specialized biometric solution providers. Key players, including Thales Group, IDEMIA Group, and Mastercard, dominate the market with their technological prowess and global reach.

Consolidated market: These companies command significant market share due to their technological expertise.

Global reach: Their presence in multiple regions strengthens their market positions.

Innovation and Partnerships Drive Market Leadership:

Innovation and strategic partnerships are critical for maintaining market leadership. Companies like Fingerprint Cards AB and IDEX Biometrics ASA lead in the development of advanced biometric sensors and software solutions. Collaborations with major payment networks are essential for gaining market certification.

Technological leadership: These companies invest heavily in R&D to develop next-generation biometric solutions.

Strategic alliances: Partnerships with financial institutions enable deep market penetration and certification compliance.

Factors for Future Success in the Market: Several factors are crucial for future success in the biometric card market. Reducing production costs, ensuring compliance with regulations like GDPR, and expanding into emerging markets are vital for growth.

Cost efficiency: Lowering production costs from USD 20 to USD 5 per card is a key goal.

Security and compliance: Enhanced security features and regulatory compliance are essential for market success.

Emerging market opportunities: Partnerships with local institutions in emerging markets provide new growth avenues.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitutes
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Assessment of Impact of COVID-19 on the Market
  • 4.4 Industry Ecosystem Analysis
  • 4.5 Evolution of Biometric Cards

5 MARKET DYNAMICS

  • 5.1 Market Drivers
    • 5.1.1 Growing Demand from Financial Inclusion-based Initiatives in Emerging Countries
    • 5.1.2 Move Toward Multi-factor Authentication Bodes Well for Market Growth
    • 5.1.3 Financial Inclusion Driving Market Expansion
    • 5.1.4 Biometric Authentication Revolutionizing Payment Security is Driving The Market Growth
  • 5.2 Market Challenges
    • 5.2.1 Strong Competition from Non-card Biometric Devices
    • 5.2.2 Higher Implementation Costs

6 MARKET SEGMENTATION

  • 6.1 By Application
    • 6.1.1 Payments
    • 6.1.2 Access Control
    • 6.1.3 Government ID and Financial Inclusion
    • 6.1.4 Other Applications
  • 6.2 By End-User Vertical
    • 6.2.1 BFSI
    • 6.2.2 Retail
    • 6.2.3 Government
    • 6.2.4 Healthcare
    • 6.2.5 Commercial Entities
    • 6.2.6 Other End-user Verticals
  • 6.3 By Geography
    • 6.3.1 North America
    • 6.3.2 Europe
    • 6.3.3 Asia Pacific
    • 6.3.4 Rest of the World

7 COMPETITIVE LANDSCAPE

  • 7.1 Company Profiles
    • 7.1.1 Zwipe AS
    • 7.1.2 Thales Group
    • 7.1.3 IDEX Biometrics ASA
    • 7.1.4 ST Microelectronics NV
    • 7.1.5 Visa Inc.
    • 7.1.6 Seshaasai Business Forms (P) Ltd
    • 7.1.7 IDEMIA Group
    • 7.1.8 Goldpac Fintech
    • 7.1.9 Mastercard Incorporated
    • 7.1.10 Fingerprint Cards AB
    • 7.1.11 Ethernom Inc.
    • 7.1.12 Samsung's System LSI Business
    • 7.1.13 Shanghai Fudan Microelectronics Group Co. Ltd

8 INVESTMENT ANALYSIS

9 FUTURE OUTLOOK

10 MARKET OPPORTUNITY ANALYSIS