印度的個人用小工具保險市場:各補償類型，各小工具類型，各流通管道，各終端用戶，各地區，機會，預測，2018年～2032年

在 2025 年至 2032 年的預測期內，印度個人電子產品保險市場規模將以 12.98% 的複合年增長率增長，從 2024 年的 25.1 億美元增長到 2032 年的 66.6 億美元。印度個人電子產品保險市場快速成長背後有許多關鍵原因。主要原因是越來越多的人擁有智慧型手機、筆記型電腦和平板電腦等電子產品。因此，對能夠保護所有這些貴重物品的小工具保險的需求不斷增長。隨著消費者對電子產品保險的了解越來越多，人們正在對其進行投資。隨著每個人都採用遠距工作和其他線上相關活動，新冠肺炎 (COVID-19) 增加了對保險的需求，並增加了需求。

電子商務網站也讓獲得電子產品保險變得更容易。這使得保險變得更加容易和方便。該公司還透過引入創新的覆蓋選項並將人工智慧引入其系統來改善客戶體驗。捆綁保險產品也越來越受歡迎，使得小工具保險對許多人有吸引力。這些因素促進了印度個人電子產品保險市場的擴張，成為消費者寶貴電子設備的全面安全系統。

個人小工具保險承保與電子設備和小工具（例如智慧型手機、筆記型電腦、平板電腦、相機和其他類似物品）相關的風險，以防止意外損壞、盜竊、遺失和故障。的保險。此保險可支付您的小工具發生損壞或遺失時的維修或更換費用，因此您無需支付全部維修或更換費用。

本報告提供印度的個人用小工具保險市場相關調查，提供市場概要，以及各補償類型，各小工具類型，各流通管道，各終端用戶，各地區趨勢，及加入此市場的主要企業簡介等資訊。

目錄

第1章 計劃的範圍和定義

第2章 調查手法

第3章 摘要整理

第4章 客戶的迴響

第5章 印度的個人用小工具保險市場預測，2018年～2032年

• 市場規模的分析與預測
• 市場佔有率分析與預測
• 市場地圖分析，2024年
  • 各補償類型
  • 各小工具類型
  • 各流通管道
  • 各終端用戶
  • 各地區

第6章 需求供給分析

第7章 價值鏈分析

第8章 波特的五力分析

第9章 大環境分析

第10章 保險費成本分析

第11章 市場動態

第12章 市場趨勢與發展

第13章 案例研究

第14章 競爭情形

• 前五名市場領導的競爭矩陣
• 前五名參與企業的SWOT分析
• 前10名市場主要加入企業的形勢
  • Bajaj Allianz General Insurance Company Limited
  • New India Assurance Company Limited
  • OneAssist Consumer Solutions Private Limited
  • SyncNscan
  • Times Global Assurance
  • Insurance Canopy
  • HDFC ERGO General Insurance Company Limited
  • AXA XL
  • Future Generali India Insurance Company Limited
  • Policybazaar Insurance Web Aggregator Private Limited

第15章 策略性建議

第16章 諮詢方式和免責聲明

India personal gadget insurance market is projected to witness a CAGR of 12.98% during the forecast period FY2025-FY2032, growing from USD 2.51 billion in FY2024 to USD 6.66 billion in FY2032. There are many key reasons behind the exponential growth of Indian personal gadget insurance market. The major reasons have been the population growth that owns gadgets such as smartphones, laptops, and tablets. Hence, witnessing more demand for gadget insurance policies that can protect all these valuable items. Advance consumer awareness of gadget insurance continues to encourage people to make that investment. COVID-19, especially, has pushed demand since everyone adopted remote work and even other online-related activities; the need for insurance grew higher. Also, thanks to e-commerce sites sprouting, it has gotten easy to buy gadget insurance. This has made it even more accessible and convenient. Companies are also introducing innovative coverage options and introducing artificial intelligence into the system to make customer experience even better. Bundled insurance products have also gained popularity and are making gadget insurance appealing to many. These factors, therefore, have been contributing to the expansion of market for personal gadget insurance in India thereby emerging as a comprehensive security system for the consumers about the valuable electronic devices.

Personal gadget insurance provides insurance cover for risks associated with electronic devices and gadgets, such as smartphones, laptops, tablets, cameras, and other similar ones, against accidental damage, theft, loss, or breakdown. This insurance pays out for the repair or replacement of the gadget in the event of damage or loss so that users are not liable for the full costs of repair or replacement.

Increased Digitalization is Boosting Market Growth

Increased digitalization is significantly boosting demand for personal gadget insurance in India. As digital technologies become more integral to daily life, the number of electronic devices owned by individuals is rapidly rising. Smartphones, tablets, laptops, and other gadgets have become essential tools for communication, work, entertainment, and education. As of February 2024, India has been proud to host one of the largest internet populations worldwide, with more than 800 million users; even more impressive is the 86% of this audience participating in over-the-top audio and video services. Thus, OTT comes forth as the most adopted use of technology in the country. This increased use of devices leads to an overall demand for full protection, including accidental damage, loss, or theft, along with breakdown. More are using their gadgets for work and play, and an accident can be expensive at times. Therefore, protection in the form of insurance coverage is being sought to protect the valuable electronics used. Online platforms also have given easy accessibility to compare and purchase gadget insurance policies among consumers. It is increasing the demand in the market. Further, innovation through tailored coverages by the insurance company and using digital technologies that enhance the experience of the customer drive this trend forward. It is an emerging trend based on the continuous process of transformation towards digital India and will be offering peace of mind along with security to customers' wallets.

Technological Advancements to Drive Market Growth

Technological advancements are expected to lead to high market growth in the India personal gadget insurance sector. Digital technology has changed the way insurance services are delivered, making them efficient, user-friendly, and accessible. Advanced technologies such as artificial intelligence (AI) and machine learning are making it possible for insurance companies to provide customized policies, streamline claims processing, and enhance customer experience. These technologies therefore allow for faster and accurate risk assessment, which entails better pricing models as well as coverage options adjusted according to individual needs. Moreover, the integration of Internet of Things devices as well as telematics has also been providing insurers with data on gadget usage and conditions in real-time, helping further to improve risk management and policy customization. The increased adoption of digital payment systems and online platforms is also making it easier for consumers to buy and manage their insurance policies. Thus, these technological improvements are not only enhancing the operational efficiency but also the consumer's trust and satisfaction, which is driving the growth of the personal gadget insurance market in India.

Individual Segment to Dominate India Personal Gadget Insurance Market

The individual segment is going to dominate the India personal gadget insurance market with many compelling reasons. As the number of individual customers who invest in these personal gadgets increases, so has the need for full coverage insurance on these valuable appliances. Fast growth in this area of individual electronic devices has been spurred by these advances in technology and overall growth in digitalization. Growth in this segment is also supported by enhanced consumer awareness of gadget insurance, including protection against accidental damage, theft, and breakdown. In addition, easy access to online purchases and availability of plans for customized insurance have made it easier for consumers to protect their gadgets. On the customer experience side, digital technologies are also being used by insurance companies to provide streamlined claims processes and more personalized policy options. The new growth driver in the personal gadget insurance market in India is the individual segment, mirroring the shift in consumer landscape and the growing dependency on electronic devices for everyday life.

Future Market Scenario (FY2025 - FY2032F)

The steadily increasing middle class with higher incomes would increase the take-up rate for personal gadget insurance.

The rise of smart cities and the swift pace of urbanization will drive an increased demand for personal gadget insurance.

Market growth will be contributed by increasing consumer awareness of the importance of insuring personal gadgets.

Key Players Landscape and Outlook

Companies employ a myriad of strategic approaches to strengthen their position in the India personal gadget insurance market. They substantially enhance their investment in research and development, so they innovate and make insurance products more customer-focused according to the changing nature of consumers. Mergers and acquisitions enable businesses to expand their reach in markets, acquire new technologies, and expand services. A firm can pool its resources, leverage its strengths through a joint venture or cooperation with another company and penetrate its customer base easily. Licensing agreements help companies penetrate markets faster by using existing technologies and methodologies so that leading insurance solutions can reach consumers more quickly. Moreover, companies constantly launch new products and services to stay abreast of the rapidly changing market. These strategies, together, help the companies strengthen their market positioning, achieve growth, and address the rising demand for robust and integrated personal gadget insurance solutions in the fast-increasing digital scenario of India.

In May 2023, Bundl Technologies Private Limited (Swiggy) partnered with Reliance General Insurance Company Limited to tailormade insurance cover to its delivery partners. Insurance package includes health insurance, personal accident cover, and mobile phone insurance for the comprehensive fleet of 300,000 delivery partners of Swiggy.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Coverage Limit
  • 4.3.2. Excess Amount
  • 4.3.3. Cost
  • 4.3.4. Policy Limits
  • 4.3.5. Claim Process
  • 4.3.6. Multi-Device Options
• 4.4. Customer Support
• 4.5. Consideration of Privacy and Regulations

5. India Personal Gadget Insurance Market Outlook, FY2018-FY2032F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Coverage Type
    • 5.2.1.1. Physical Damage
    • 5.2.1.2. Theft and Loss Protection
    • 5.2.1.3. Internet Component Failure
    • 5.2.1.4. Virus and Data Protection
    • 5.2.1.5. Others
  • 5.2.2. By Gadget Type
    • 5.2.2.1. Mobile Phones and Tablets
    • 5.2.2.2. Laptops and Personal Computers
    • 5.2.2.3. Cameras
    • 5.2.2.4. Wearable Devices
    • 5.2.2.5. Others
  • 5.2.3. By Distribution Channel
    • 5.2.3.1. Online
    • 5.2.3.2. Offline
  • 5.2.4. By End-user
    • 5.2.4.1. Individual
    • 5.2.4.2. Corporate
  • 5.2.5. By Region
    • 5.2.5.1. North
    • 5.2.5.2. South
    • 5.2.5.3. East
    • 5.2.5.4. West and Central
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, FY2024)
• 5.3. Market Map Analysis, FY2024
  • 5.3.1. By Coverage Type
  • 5.3.2. By Gadget Type
  • 5.3.3. By Distribution Channel
  • 5.3.4. By End-user
  • 5.3.5. By Region

6. Demand Supply Analysis

7. Value Chain Analysis

8. Porter's Five Forces Analysis

9. PESTLE Analysis

10. Premium Cost Analysis

11. Market Dynamics

• 11.1. Market Drivers
• 11.2. Market Challenges

12. Market Trends and Developments

13. Case Studies

14. Competitive Landscape

• 14.1. Competition Matrix of Top 5 Market Leaders
• 14.2. SWOT Analysis for Top 5 Players
• 14.3. Key Players Landscape for Top 10 Market Players
  • 14.3.1. Bajaj Allianz General Insurance Company Limited
    • 14.3.1.1. Company Details
    • 14.3.1.2. Key Management Personnel
    • 14.3.1.3. Products and Services
    • 14.3.1.4. Financials (As Reported)
    • 14.3.1.5. Key Market Focus and Geographical Presence
    • 14.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 14.3.2. New India Assurance Company Limited
  • 14.3.3. OneAssist Consumer Solutions Private Limited
  • 14.3.4. SyncNscan
  • 14.3.5. Times Global Assurance
  • 14.3.6. Insurance Canopy
  • 14.3.7. HDFC ERGO General Insurance Company Limited
  • 14.3.8. AXA XL
  • 14.3.9. Future Generali India Insurance Company Limited
  • 14.3.10. Policybazaar Insurance Web Aggregator Private Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

15. Strategic Recommendations

16. About Us and Disclaimer

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. India Personal Gadget Insurance Market, By Value, In USD Billion, FY2018-FY2032F
• Figure 2. India Personal Gadget Insurance Market Share (%), By Coverage Type, FY2018-FY2032F
• Figure 3. India Personal Gadget Insurance Market Share (%), By Gadget Type, FY2018-FY2032F
• Figure 4. India Personal Gadget Insurance Market Share (%), By Distribution Channel, FY2018-FY2032F
• Figure 5. India Personal Gadget Insurance Market Share (%), By End-user, FY2018-FY2032F
• Figure 6. India Personal Gadget Insurance Market Share (%), By Region, FY2018-FY2032F
• Figure 7. By Coverage Type Map-Market Size (USD Billion) & Growth Rate (%), FY2024
• Figure 8. By Gadget Type Map-Market Size (USD Billion) & Growth Rate (%), FY2024
• Figure 9. By Distribution Channel Map-Market Size (USD Billion) & Growth Rate (%), FY2024
• Figure 10. By End-user Map-Market Size (USD Billion) & Growth Rate (%), FY2024
• Figure 11. By Region Map-Market Size (USD Billion) & Growth Rate (%), FY2024