市場調查報告書
商品編碼
1445894
綜合支付平台:全球市場佔有率(2022)Global Market Share: Integrated Payment Platform, 2022 |
預計到 2027 年,全球綜合支付平台市場將以 14.60% 的複合年增長率成長。
金融機構在實施整合支付平台時,面臨與現有系統整合的挑戰。 這些挑戰包括消除人工會計需求以及加快清算和結算流程等要求。 這些因素導致了綜合支付平台的採用。 該平台充當支付處理器,促進多種支付類型的端到端支付處理,並即時執行自動記帳和清算/結算。 各組織將繼續支援所有支付、跨境支付,支援銀行整合、即時支付處理、發起、編排、清算和結算、詐欺檢測、促進與即時連接方案的連接以及多種清算和結算機制,重點在於單一生態系中實現多銀行、多貨幣處理能力。 該平台支援高額和低額即時支付、零售和卡片支付以及數位即時支付,以促進無縫的客戶體驗。 該平台透過整合和替換銀行、商家和帳單機構可以即時發送和接收的支付方式(包括二維碼、社交媒體支付、即時支付和動態二維碼)來實現現代化的支付體驗。我們支援。 它還透過改進的安全措施(例如標記化和端到端加密)來幫助加強支付生態系統的安全性,並有助於監管要求。
該報告將綜合支付平台定義為“與各種業務管理軟體和工具(會計系統、ERP、CRM軟體、電子商務購物車、網站平台、發票解決方案等)整合的支付處理和商家服務”使銀行和金融中介機構能夠即時、端到端(從發起到清算和支付連接)處理各種類型的支付(國內/跨境、RTGS/ACH、整合、編排等)。作為 "平台" 。 該軟體使銀行、金融機構、商家和帳單機構能夠滿足隨著支付現代化而快速變化的客戶需求。 其中包括支援替代支付方式(APM)以及跨消費者、商家和企業的新型支付、即時支付、行動支付、代幣化、虛擬卡和帳戶、跨境支付、國際支付網關,其中包括開放支付銀行業務、合規性並堅持單一、統一的系統。
雖然整合支付平台越來越多地實施,但金融機構面臨著與現有遺留系統整合的挑戰。 這些挑戰包括消除人工會計的需要以及加快清算和結算流程。 金融機構將繼續加速所有支付、跨境支付、銀行整合、即時支付處理、發起、編排、清算和結算、詐欺檢測和連接的即時方案的連接。重點將是提供無縫整合多種清算和結算機制,在單一生態系中實現多銀行、多貨幣處理能力。
本報告分析了全球綜合支付平台市場的份額結構,包括平台概述、市場基本結構、按實施方式、地區、行業和公司類型以及行業參與者劃分的份額結構。我們將整理並提供給客戶的建議等資訊。
Quadrant Knowledge Solutions Reveals that Integrated Payment Platform Market is Projected to Register a CAGR of 14.60% by 2027.
While FIs are increasingly adopting integrated payment platforms, they continue to face a challenge in integrating this technology with their existing legacy systems. These challenges include eliminating the need for manual accounting and the requirement for faster clearing and settlement processes. These factors have given rise to the adoption of an Integrated Payment Platform that acts as a payment processor to facilitate end-to-end payment processing for multiple payment types, performing automated accounting and clearing and settlement in real-time. Organizations will continue to primarily focus on offering support to any payments, cross-border payments, banking convergence, facilitating connection to real-time schemes for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity and offering seamless integration to multiple clearing and settlement mechanisms to achieve multi-bank, multi-currency processing capabilities in a single ecosystem. The Platform supports high and low-value real-time payments, retail, and card payments, along with digital real-time payments to facilitate a seamless customer experience. The Platform helps modernize the payment experience by enabling merging and alternative payment methods such as QR codes, social media payments, instant payments, and dynamic QR codes that enable banks, merchants, and billers to send and receive money in real time. It also helps strengthen the security of the payments' ecosystems with improved security measures such as tokenization and end-to-end encryption and helps to achieve regulatory mandates.
Quadrant Knowledge Solutions defines Integrated Payment Platform as "Platform that connects payment processing and merchant services with various business management software and tools, including accounting systems, ERP, CRM software, eCommerce shopping carts, website platforms, invoicing solutions, and more to enable banks and financial intermediaries to facilitate end-to-end processing of multiple types of payments, including domestic or cross-border, RTGS or ACH, integration and orchestration, from initiation to clearing and settlement connectivity in real-time. The software enables banks, financial institutions, merchants, and billers to cater to the rapidly changing customer demands specifically related to payments modernization, including support for alternative payment methods (APMs) and new types of payments across consumer, merchant, and corporate payments, real-time payments, mobile payments, tokenization, virtual cards and accounts, cross-border payments, global clearing gateways, open banking, and compliance through a single unified system."
While FIs are increasingly adopting integrated payment platforms, they continue to face a challenge in integrating this technology with their existing legacy systems. These challenges include eliminating the need for manual accounting and faster clearing and settlement processes. Organizations will continue to primarily focus on offering support to any payments, cross-border payments, banking convergence, facilitating connection to real-time schemes for real-time payments processing, origination, orchestration, clearing and settlement, fraud detection and connectivity and offering seamless integration to multiple clearing and settlement mechanisms to achieve multi-bank, multi-currency processing capabilities in a single ecosystem.