市場調查報告書
商品編碼
1445896
卡片管理系統 (CMS):全球市場佔有率 (2022)Global Market Share: Card Management Systems (CMS), 2022 |
預計到 2027 年,全球卡片管理系統 (CMS) 市場的複合年增長率將達到 24.70%。
卡片管理系統(CMS)已經從簽章到磁條再到晶片發生了顯著的發展。 該平台也不斷發展以適應更廣泛的支付卡和新的支付類型,並且仍然是支付基礎設施的重要組成部分。 然而,儘管它很重要,但它並沒有像行動支付和行動商務等其他支付管道那樣受到關注。 儘管有這些缺點,CMS 仍然是銀行業務的重要組成部分,也是推動 CMS 市場成長的關鍵因素。 在領先供應商持續創新和投資的推動下,現代CMS 平台具有多產品、多語言、多貨幣和多方案,支援所有類型的支付(非接觸式、二維碼、應用程式內支付、代幣化) ,並提供廣泛的高級功能來解決多種用例。
在這份報告中,CMS被定義為 "提供全面支援金融卡、信用卡、預付卡、智慧晶片和多用途智慧卡生命週期管理功能的軟體系統" 。 CMS平台使企業能夠管理卡片管理的各個方面——計費、支援多種支付類型(包括行動和非接觸式)、帳戶管理、清算、支付、信用評分、爭議管理、小額信貸以及為商家提供的服務等。 它還提供一個統一的平台,支援各種與卡片相關的活動和服務,例如設計卡產品以獲取新客戶以及促進現有客戶的卡片使用。
在本報告中,我們分析了全球卡片管理系統 (CMS) 市場的份額結構,提供了解決方案概述、市場基本結構、按實施方法、地區、行業和公司類型劃分的份額結構我們將為行業利益相關者彙編並提供建議等資訊。
Quadrant Knowledge Solutions Reveals that Card Management Systems (CMS) Market is Projected to Register a CAGR of 24.70% by 2027.
Card Management Systems (CMSs) have significantly advanced from signature to magnetic strips to chips. The platforms have also evolved to accommodate a variety of payment card types and emerging payment types and remain a critical component of payment infrastructure. However, despite its importance, it has not managed to grab the spotlight like other payment channels, such as mobile payments, m-commerce, and similar others, owing to various friction points such as the process of blocking a lost or misused card. The process is anything but seamless despite such drawbacks, a CMS remains a key element of the banking processes, which is a significant factor aiding the CMS market's growth. Driven by the continued innovation and investments by leading vendors, modern CMS platforms provide a wide range of advanced functionalities for multiple use cases supporting multi-product, multi-language, multi-currency, multi-scheme, and all payment types, including contactless, QR code, in-app payments, tokenization, and such others.
Quadrant Knowledge Solutions defines "A software system that provides functionalities to support the comprehensive lifecycle management for debit, credit, prepaid, smart chip, and all multi-application smart cards. The CMS platform enables organizations to handle all aspects of card management, including billing, supporting multiple payment types, including mobile and contactless, account management, clearing, settlement, credit scoring, dispute management, microfinance, and merchant servicing. It offers a centralized platform that supports a wide range of card-associated activities and services, including designing card products to attracts new customers and increasing card usage for existing ones."