金融科技區塊鏈市場規模、佔有率和成長分析：按應用、按供應、按組織規模、按行業、按組件、按區塊鏈類型、按部署模型、按地區 - 行業預測，2024-2031 年

金融科技區塊鏈市場規模在 2022 年為 22 億美元，預計將從 2023 年的 31.6 億美元增至 2031 年的 578.4 億美元，複合年成長率預計將成長 43.8%。

金融科技中的區塊鏈技術作為數位交易資料的控制和管理系統，旨在防止重複並確保財務記錄的完整性。金融科技是指金融服務和科技的融合，認為區塊鏈特別有利於解決傳統銀行和金融機構效率低下的問題，特別是付款和清算等流程。區塊鏈對金融科技產業最大的影響之一是它能夠透過增強資料安全性和降低詐欺風險來減少銀行詐騙和網路攻擊。透過利用去中心化網路，區塊鏈使金融科技公司能夠安全、無縫地傳輸或共用訊息，從而促進金融交易的信任和信心。金融科技生態系統由各個相關人員組成，旨在增強金融領域的競爭和創新，最終提高客戶利益和業務效率。正如比特幣白皮書中說明，區塊鏈技術作為分散式帳本運行，社群所有成員都可以透過 P2P 網路存取該帳本，確保透明度和信任。區塊鏈由包含交易的互連區塊組成，採用加密簽名和共識機制來防止篡改，從而充當生成和維護資訊的透明且安全的系統。

目錄

介紹

• 這項研究的目的
• 定義
• 市場範圍

調查方法

• 資訊採購
• 二手資料來源和主要資料來源
• 市場規模預測
• 市場假設與限制

執行摘要

• 市場概況展望
• 供需趨勢分析
• 按細分市場的機會分析

市場動態及展望

• 市場動態
  • 促進因素
  • 機會
  • 抑制因素
  • 任務
• 波特的分析

主要市場考察

• 技術分析
• 專利分析
• Start-Ups分析
• 市場生態系統
• 監管分析
• 案例研究分析
• 創新矩陣
• 主要投資分析
• 關鍵成功因素
• 競爭程度

金融科技區塊鏈市場：按組成部分

• 市場概況
• 平台
• 服務
  • 諮詢服務
  • 綜合服務
  • 支援和維護服務

金融科技區塊鏈市場：按區塊鏈類型

• 市場概況
• 公共區塊鏈
• 私有區塊鏈
• 混合區塊鏈

金融科技區塊鏈市場：按部署模型

• 市場概況
• 本地
• 雲端基礎

金融科技區塊鏈市場：按提供者分類

• 市場概況
• 應用解決方案供應商
• 中介軟體提供者
• 通訊協定提供者

金融科技區塊鏈市場：依應用分類

• 市場概況
• 付款/付款/結算
• 外匯/匯款
• 智慧合約
• 身分管理
• 合規管理/KYC
• 其他

金融科技區塊鏈市場：依組織規模分類

• 市場概況
• 主要企業
• 中小企業

金融科技區塊鏈市場：依產業分類

• 市場概況
• 銀行業
• 非銀行金融公司 (NBFC)
• 保險

金融科技區塊鏈市場：按地區

• 市場概況
• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東和非洲 (MEA)
  • 海灣合作理事會國家
  • 南非
  • 其他中東/非洲地區

競爭格局

• 前5名企業對比
• 主要企業市場定位（2023年）
• 主要市場參與者所採取的策略
• 近期市集活動
• 主要企業市場佔有率（2023年）

主要企業簡介

• IBM Corporation（US）
• Coinbase（US）
• Ripple（US）
• Accenture（Ireland）
• Salt Blockchain Inc.（US）
• Gemini Trust Company LLC（US）
• Circle Internet Financial Ltd.（US）
• Celsius Lending LLC（US）
• BitGo（US）
• Blockchain.Com（UK）
• Oracle Corporation（US）
• Chainalysis Inc.（US）
• Robinhood（US）
• Morgan Stanley（US）
• Token Inc.（US）
• The Goldman Sachs Group Inc.（US）
• Amazon Web Services（US）
• Axoni（US）
• JP Morgan（US）
• Antier Solutions Pvt. Ltd.（India）

Fintech Blockchain Market size was valued at USD 2.2 billion in 2022 and is poised to grow from USD 3.16 billion in 2023 to USD 57.84 billion by 2031, growing at a CAGR of 43.8% in the forecast period (2024-2031).

Blockchain technology in fintech serves as a control and management system for digital transaction data, aiming to prevent duplication and ensure the integrity of financial records. Fintech, which denotes the integration of financial services and technology, finds blockchain particularly beneficial in addressing inefficiencies within traditional banking and financial institutions, particularly in processes like settlement and clearing. One of the most significant impacts of blockchain on the fintech industry is its ability to mitigate bank fraud and cyberattacks by enhancing data security and reducing the risk of fraudulent activities. By leveraging decentralized networks, blockchain enables fintech enterprises to securely and seamlessly transfer or share information, thus promoting trust and reliability in financial transactions. The fintech ecosystem comprises various stakeholders dedicated to enhancing competition and innovation in the financial sector, ultimately benefiting customers and enhancing operational efficiency. Described in the Bitcoin whitepaper, blockchain technology operates as a distributed ledger accessible to all members of a community through a peer-to-peer network, ensuring transparency and trustworthiness. Consisting of interconnected blocks containing transactions, blockchain employs cryptographic signatures and consensus mechanisms to safeguard against tampering, thereby functioning as a transparent and secure system for generating and maintaining information.

Top-down and bottom-up approaches were used to estimate and validate the size of the Fintech Blockchain market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Fintech Blockchain Market Segmental Analysis

The fintech blockchain market is segmented based on component, type of blockchain, deployment model, provider, application, organizational size, industry vertical, and region. By component the market is segmented into platform, services (consulting services, integration services, support & maintenance services). By type of blockchain the market is segmented into public blockchain, private blockchain, hybrid blockchain. By deployment model the market is segmented into on premises, cloud based. By provider, the market is segmented into application and solution providers, middleware providers, infrastructure and protocols providers. By application, the market is segmented into payments, clearing, and settlement, exchanges and remittance, smart contract, identity management, compliance management/KYC, others. By organization size, the market is segmented into large enterprises, small and medium-sized enterprises. By region, the market is segmented into North America, Europe, Asia-Pacific, South America, and MEA.

Drivers of the Fintech Blockchain Market

The rising demand for Know Your Customer (KYC) system applications integrated with blockchain platforms is fueling growth in the FinTech blockchain market. This surge is primarily attributed to the automation of KYC verification processes using blockchain technology, offering advantages such as distributed data collection, automation, standardization, and increased transparency. Blockchain facilitates comprehensive audit trails for KYC compliance, resulting in reduced data validation expenses and enhanced adherence to regulatory requirements. It ensures adaptable confidentiality, improved financial services, and heightened privacy measures. Furthermore, blockchain streamlines verification procedures by consolidating data into a secure, decentralized database, leading to faster, safer, and more efficient processes, thereby propelling market expansion. Additionally, the increasing demand for smart contracts serves as a significant driver for market growth. Smart contracts, integral components of blockchain technology, are decentralized, tamper-proof agreements with automated execution capabilities, aiming to eliminate the need for central authorities in transactions. These contracts enhance banking processes by providing a reliable network and secure language for executing complex transactions. While Bitcoin initially facilitated peer-to-peer value exchanges, the introduction of smart contracts has expanded the functionalities of blockchain. Platforms like Ethereum, by separating the contract layer from the blockchain layer, offer a more adaptable development environment, contributing to the advancement of the FinTech blockchain market.

Restraints in the Fintech Blockchain Market

The integration of big data and AI poses significant challenges to market growth in the fintech sector. While these technologies offer substantial benefits such as enhanced customer insights for applications like credit scoring and fraud detection, fintech companies encounter obstacles such as the need for specialized expertise, ongoing maintenance, and the complexity of integrating new systems into existing infrastructure. Successful implementation requires substantial organizational transformation and adaptation by customers. AI integration with big data necessitates vast amounts of data for effective machine learning, and organizations may adopt one-shot learning models to train AI with limited data resources. Moreover, regulatory uncertainties and scalability issues impede the growth of fintech blockchain solutions. The lack of standardized regulations across jurisdictions creates uncertainty, discouraging financial institutions from investing in blockchain technology. Furthermore, the evolving regulatory landscape requires continuous compliance adaptations, adding complexity and costs for businesses. Public blockchain infrastructure struggles to efficiently handle large transaction volumes, resulting in slow processing times and high transaction fees. Although scaling solutions are under development, their effectiveness and widespread adoption remain uncertain.

Market Trends of the Fintech Blockchain Market

The ascent of digital banking technologies is reshaping the financial landscape, as the industry undergoes a profound digital transformation aimed at delivering tailored digital experiences and products. This shift encompasses various digital banking tools like online banking platforms, digital wallets, blockchain technology, and AI-powered chatbots for customer support, which are witnessing heightened demand due to their ability to enhance operational efficiency, facilitate real-time settlement, and streamline processes by reducing intermediaries. Additionally, the evolving regulatory environment, particularly the legalization of cryptocurrencies, is prompting increased investments in blockchain technology by companies and investors alike. This legal framework encourages market participants to enhance their offerings to gain a competitive edge, thereby driving advancements in blockchain technology for more effective and efficient financial services. Decentralized finance (DeFi), a burgeoning financial technology leveraging blockchain, is disrupting traditional banking structures by reducing banks' control over financial services and capital. Strategic initiatives in the DeFi space, such as Square's announcement of launching a DeFi business utilizing bitcoin, are anticipated to fuel market growth over the forecast period.

Table of Contents

Introduction

• Objectives of the Study
• Definitions
• Market Scope

Research Methodology

• Information Procurement
• Secondary & Primary Data Sources
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Market Overview Outlook
• Supply Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Dynamics
  • Drivers
  • Opportunities
  • Restraints
  • Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of Substitute Products
  • Bargaining Power of Buyers
  • Threat of New Entrants
  • Bargaining Power of Suppliers

Key Market Insights

• Technology Analysis
• Patent Analysis
• Startup Analysis
• Ecosystem of the Market
• Regulatory Analysis
• Case study Analysis
• Innovation Matrix
• Top Investment Analysis
• Key Success Factor
• Degree of Competition

Fintech Blockchain Market by Component

• Market Overview
• Platform
• Services
  • Consulting Services
  • Integration Services
  • Support & Maintenance Services

Fintech Blockchain Market by Type of blockchain

• Market Overview
• Public Blockchain
• Private Blockchain
• Hybrid Blockchain

Fintech Blockchain Market by Deployment Model

• Market Overview
• On Premises
• Cloud based

Fintech Blockchain Market by Provider

• Market Overview
• Application and solution providers
• Middleware providers
• Infrastructure and protocols providers

Fintech Blockchain Market by Application

• Market Overview
• Payments, Clearing, and Settlement
• Exchanges and Remittance
• Smart Contract
• Identity Management
• Compliance Management/KYC
• Others

Fintech Blockchain Market by Organisation Size

• Market Overview
• Large enterprises
• Small and Medium-Sized Enterprises

Fintech Blockchain Market by Industry vertical

• Market Overview
• Banking
• Non-Banking Financial Corporations (NBFCs)
• Insurance

Fintech Blockchain Market Size by Region

• Market Overview
• North America
  • USA
  • Canada
• Europe
  • Germany
  • Spain
  • France
  • UK
  • Rest of Europe
• Asia Pacific
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America
  • Brazil
  • Rest of Latin America
• Middle East & Africa (MEA)
  • GCC Countries
  • South Africa
  • Rest of MEA

Competitive Landscape

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Activities in the Market
• Key Companies Market Share (%), 2023

Key Company Profiles

• IBM Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coinbase (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ripple (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accenture (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Salt Blockchain Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Gemini Trust Company LLC (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Circle Internet Financial Ltd. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Celsius Lending LLC (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BitGo (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Blockchain.Com (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oracle Corporation (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chainalysis Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Robinhood (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Morgan Stanley (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Token Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Goldman Sachs Group Inc. (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Amazon Web Services (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Axoni (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• J.P. Morgan (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Antier Solutions Pvt. Ltd. (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments