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市場調查報告書
商品編碼
1566186
核心銀行軟體市場規模、佔有率、成長分析,按解決方案、按服務、按部署、按最終用途、按地區 - 行業預測,2024-2031 年Core Banking Software Market Size, Share, Growth Analysis, By Solution, By Service, By Deployment, By End Use, By Region - Industry Forecast 2024-2031 |
2022年,核心銀行軟體的全球市場規模為107億美元,從2023年的116.8億美元成長到2031年的236.3億美元,在預測期內(2024-2031年)預計複合年成長率為9.20% 。
由於對現代化銀行解決方案的需求不斷增加以及雲端基礎的系統的加速採用,預計核心銀行軟體市場將顯著成長。隨著銀行努力加強數位轉型策略,核心銀行系統在日常交易處理、維護準確的財務記錄和改善交易監控方面發揮關鍵作用。 COVID-19 大流行凸顯了傳統交易處理方法的局限性,並促使人們轉向更有效率、更先進的解決方案。儘管市場在疫情期間經歷了暫時的低迷,但行業領導者迅速轉向投資創新軟體開發,以滿足金融機構不斷變化的需求。這種積極主動的做法正在推動全球核心銀行軟體市場的成長,尤其是美國市場預計將在未來幾年保持持續的複合年成長率。隨著銀行不斷擁抱技術進步並尋求更高的業務效率,對有效核心銀行系統的需求將持續成長,市場預計將保持強勁。
Global Core Banking Software Market size was valued at USD 10.7 billion in 2022 and is poised to grow from USD 11.68 billion in 2023 to USD 23.63 billion by 2031, growing at a CAGR of 9.20% during the forecast period (2024-2031).
The core banking software market is poised for significant growth, driven by the increasing demand for modernized banking solutions and the accelerated adoption of cloud-based systems. As banks strive to enhance their digital transformation strategies, core banking systems play a crucial role in processing daily transactions, maintaining accurate financial records, and improving transaction monitoring. The COVID-19 pandemic highlighted the limitations of traditional transaction processing methods, prompting a shift towards more efficient and advanced solutions. Although the market experienced a temporary downturn during the pandemic, major players in the industry quickly pivoted to invest in innovative software development to address the evolving needs of financial institutions. This proactive approach is expected to fuel the growth of the global core banking software market, with the US segment specifically set to maintain a sustainable compound annual growth rate (CAGR) in the coming forecast years. As banks continue to embrace technological advancements and seek to improve operational efficiency, the demand for effective core banking systems will only intensify, ensuring a robust market landscape moving forward.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Core Banking Software market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Core Banking Software Market Segmental Analysis
Global Core Banking Software Market is segmented by Solution, Service, Deployment, End Use, and region. Based on Solution, the market is segmented into Deposits, Loans, Enterprise Customer Solutions, and Others. Based on Service, the market is segmented into Professional Service, and Managed Service. Based on Deployment, the market is segmented into Cloud, and On-premises. Based on End Use, the market is segmented into Banks, Financial Institutions, and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the Global Core Banking Software Market
The rapid technological advancements and the integration of cloud-based technologies are pivotal market drivers for the Global Core Banking Software market. As organizations increasingly adopt Software as a Service (SaaS) solutions to facilitate efficient transaction processing, the demand for robust core banking systems rises. Furthermore, the growing population and subsequent increase in employment scenarios have heightened the need for banking services, leading to a surge in bank account usage. This, in turn, intensifies the focus on security to mitigate fraudulent activities in transactions. Such factors are expected to significantly drive market growth throughout the forecast period, emphasizing the necessity for advanced core banking solutions.
Restraints in the Global Core Banking Software Market
The increasing prevalence of core banking software raises significant privacy concerns among customers, particularly regarding the security of sensitive financial transactions. Many banks utilize public cloud systems for processing, which are perceived as inadequately protected, heightening fears of data breaches and unauthorized access. This lack of trust in the security measures of core banking solutions can deter potential users from adopting such technologies, thus stunting market growth. As safeguarding customer data becomes paramount, financial institutions may prioritize investing in robust security measures over expanding core banking software capabilities, ultimately restraining the development and adoption of innovative solutions in the global core banking software market.
Market Trends of the Global Core Banking Software Market
The Global Core Banking Software market is witnessing a significant transformation, driven by the rapid adoption of advanced technologies such as artificial intelligence (AI), big data, and cloud computing. These innovations enhance the banking experience by improving visualization capabilities, streamlining customer interactions, and simplifying complex data analysis. This technological integration not only boosts communication but also strengthens security measures within financial institutions. AI-powered core banking solutions offer real-time insights, bolster network security, and accelerate the digitalization of services, resulting in superior customer experiences. As market participants forge partnerships to develop groundbreaking solutions, the demand for these technologies is set to proliferate, unlocking myriad opportunities in the evolving banking landscape.