電子帳單發票演示和支付市場規模、佔有率、成長分析、按產品、按最終用途、按管道、按最終用途行業、按地區 - 行業預測，2025-2032 年

2023 年，全球電子帳單出示和支付市場規模為 253 億美元，從 2024 年的 279.1 億美元成長到 2032 年的 611.4 億美元，預計在預測期內（2025 年 -2032 年）將成長年複合成長率為10.3%。

電子帳單帳單呈現和支付 (EBPP) 代表了發票管理的一場革命，它允許企業以電子方式交付發票並促進透過網路的自動支付。這種方法也稱為電子帳單或電子發票，主要用於通訊、金融服務和公共產業領域。 EBPP 中使用的主要模型是直接法和聚合器法。由於消費者對電子帳單系統的認知不斷提高，以及對交易透明度、便利性和時間效率的需求不斷增加，該市場正在經歷強勁成長。隨著這些因素變得越來越突出，EBPP 領域有望大幅擴張，反映出日常業務流程中數位金融解決方案的更廣泛趨勢。

目錄

介紹

• 研究目的
• 調查範圍
• 定義

調查方法

• 資訊採購
• 二手資料和主要資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 按細分市場的機會分析

市場動態及展望

• 市場概況
• 市場規模
• 市場動態
  • 促進因素和機遇
  • 抑制因素和挑戰
• 波特的分析

主要市場考察

• 關鍵成功因素
• 競爭程度
• 主要投資機會
• 市場生態系統
• 市場吸引力指數（2024）
• PESTEL分析
• 宏觀經濟指標
• 價值鏈分析
• 價格分析
• 技術分析
• 監管分析

電子帳單呈現與支付市場規模：依產品

• 市場概況
• 電子帳單呈現
• 電子帳單帳單支付
• 電子帳單

電子帳單呈現與支付市場規模：按應用分類

• 市場概況
• 索賠
• 消費者
• 發票整合
• 銀行和金融機構

電子帳單呈現與支付市場規模：按通路

• 市場概況
• 應用程式介面 (API)
• 智慧型手機
• Web
• 電子郵件
• IVR
• POS
• 亭

按最終用途行業分類的電子帳單呈現和支付市場規模

• 市場概況
• BFSI（銀行金融服務保險）
• 保險
• 衛生保健
• 資訊科技和通訊
• 零售
• 教育
• 媒體和娛樂
• 製造業
• 其他

電子帳單帳單呈現與支付市場規模

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東/非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東/非洲

競爭資訊

• 前5名企業對比
• 主要企業市場定位（2024年）
• 主要市場參與者所採取的策略
• 近期市場趨勢
• 公司市場佔有率分析（2024年）
• 主要企業簡介
  • 公司簡介
  • 產品系列分析
  • 按細分市場分類的佔有率分析
  • 收益與前一年同期比較（2022-2024）

主要企業簡介

• ACI Worldwide, Inc.
• Adyen NV
• AliPay
• Bottomline Technologies, Inc.
• CyberSource Corporation
• Fidelity National Information Services, Inc.（FIS）
• Fiserv, Inc.
• Global Payments, Inc.
• Ingenico Group SA
• Intuit, Inc.
• JPMorgan Chase & Co.
• Mastercard Incorporated
• PayPal Holdings, Inc.
• Stripe, Inc.
• Worldline SA

結論和建議

Global Electronic Bill Presentment and Payment Market size was valued at USD 25.3 billion in 2023 and is poised to grow from USD 27.91 billion in 2024 to USD 61.14 billion by 2032, growing at a CAGR of 10.3% during the forecast period (2025-2032).

Electronic Bill Presentment and Payment (EBPP) represents a transformative shift in bill management, enabling companies to deliver invoices electronically and facilitating automated payments via the internet. Also known as e-billing and e-invoicing, this method is predominantly adopted by telecommunications, financial services, and utility sectors. The primary models utilized in EBPP include direct and aggregator approaches. The market is experiencing robust growth driven by heightened consumer awareness of e-bill systems, alongside increasing demand for transparency, convenience, and time efficiency in transactions. As these factors consolidate their presence, the EBPP landscape is poised for significant expansion, reflecting a broader trend towards digital financial solutions in everyday business processes.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Electronic Bill Presentment And Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Electronic Bill Presentment And Payment Market Segmental Analysis

Global Electronic Bill Presentment and Payment Market is segmented by Product, Application, Channel, End Use Industries and region. Based on Product, the market is segmented into Electronic Bill Presentment, Electronic Bill Payment and Electronic Bill Posting. Based on Application, the market is segmented into Billers, Consumers, Bill Consolidator and Banks & Financial Institutions. Based on Channel, the market is segmented into Application Programming Interface (API), Mobile, Web, Email, IVR, POS and Kiosk. Based on End Use Industries, the market is segmented into BFSI (Banking, Financial Services, and Insurance), Insurance, Healthcare, IT & Telecom, Retail, Education, Media & Entertainment, Manufacturing and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment (EBPP) market is set to experience substantial growth, driven by the rising adoption of electronic billing solutions by organizations looking to streamline customer expenditure management and optimize workforce efficiency to lower operational costs and enhance profitability. A pivotal factor contributing to this growth is the widespread use of smartphones with robust internet connectivity, including prevalent 4G and emerging 5G networks. This mobile internet access enables customers to easily navigate various payment platforms, allowing for seamless debit and credit card transactions, online banking transfers, and quick access to email accounts, ultimately enhancing the overall payment experience.

Restraints in the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment market is facing several restraints that could impede its growth. A notable challenge is the shortage of skilled labor, which hampers the adoption of advanced electronic payment systems. Additionally, continued reliance on traditional payment methods, such as cheques and paper bills, remains prevalent in many developing countries. Consumers often favor physical copies of their bill payment receipts due to a lack of trust in third-party websites for digital transactions. This hesitance towards embracing electronic solutions, combined with insufficient cooperation from banking institutions, poses significant obstacles to the market's expansion.

Market Trends of the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment (EBPP) market is witnessing a significant shift as businesses increasingly transition from traditional paper billing systems to innovative mobile platforms. This trend is largely driven by the demand for enhanced convenience and efficiency among consumers, who prefer receiving bills and making payments through digital mediums like SMS and email. The increasing adoption of smartphones and improvements in digital payment technologies are propelling this market's growth. Moreover, businesses are realizing the potential of EBPP solutions to streamline operations, reduce costs, and improve customer satisfaction, positioning mobile bill presentment as the preferred choice for modern billing needs.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Technology Analysis
• Regulatory Analysis

Global Electronic Bill Presentment and Payment Market Size by Product & CAGR (2025-2032)

• Market Overview
• Electronic Bill Presentment
• Electronic Bill Payment
• Electronic Bill Posting

Global Electronic Bill Presentment and Payment Market Size by Application & CAGR (2025-2032)

• Market Overview
• Billers
• Consumers
• Bill Consolidator
• Banks & Financial Institutions

Global Electronic Bill Presentment and Payment Market Size by Channel & CAGR (2025-2032)

• Market Overview
• Application Programming Interface (API)
• Mobile
• Web
• Email
• IVR
• POS
• Kiosk

Global Electronic Bill Presentment and Payment Market Size by End Use Industries & CAGR (2025-2032)

• Market Overview
• BFSI (Banking, Financial Services, and Insurance)
• Insurance
• Healthcare
• IT & Telecom
• Retail
• Education
• Media & Entertainment
• Manufacturing
• Others

Global Electronic Bill Presentment and Payment Market Size & CAGR (2025-2032)

• North America (Product, Application, Channel, End Use Industries)
  • US
  • Canada
• Europe (Product, Application, Channel, End Use Industries)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Product, Application, Channel, End Use Industries)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Product, Application, Channel, End Use Industries)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Product, Application, Channel, End Use Industries)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• ACI Worldwide, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen NV
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AliPay
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bottomline Technologies, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CyberSource Corporation
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fidelity National Information Services, Inc. (FIS)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico Group SA
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Intuit, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• JPMorgan Chase & Co.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Incorporated
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Worldline SA
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations