監管科技市場規模、佔有率和成長分析（按部署、公司類型、應用、最終用戶和地區）- 2025 年至 2032 年產業預測

預計 2023 年 RegTech 市場規模將達到 124.7 億美元，並將從 2024 年的 151.6 億美元成長到 2032 年的 724.9 億美元，預測期內（2025-2032 年）的複合年成長率為 21.6%。

2023年，在跨境交易激增和數位匯款平台普及的推動下，監管科技（regtech）將成為金融科技領域的重要元素。電子付款的興起增加了資料的複雜性，使金融機構的合規性變得更加複雜。因此，電子商務的快速成長無意中為複雜的數位金融犯罪鋪平了道路，使犯罪分子能夠利用快速交易來促進洗錢和其他非法活動。因此，銀行和支付服務供應商面臨著巨大的壓力，需要加強其合規框架並有效區分合法金融活動和潛在的犯罪活動，這凸顯了在當今不斷發展的金融生態系統中對強大的監管科技解決方案的需求。

目錄

介紹

• 調查目的
• 研究範圍
• 定義

調查方法

• 資訊採購
• 次要和主要資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 細分機會分析

市場動態及展望

• 市場概況
• 市場規模
• 市場動態
  • 促進因素和機會
  • 限制與挑戰
• 波特的分析

主要市場考察

• 關鍵成功因素
• 競爭程度
• 主要投資機會
• 市場生態系統
• 市場吸引力指數（2024 年）
• PESTEL 分析
• 總體經濟指標
• 價值鏈分析
• 定價分析
• 案例研究
• 技術進步
• 監管格局
• 專利分析

監管科技市場規模（按部署和複合年成長率） (2025-2032)

• 市場概況
• 雲
• 本地

監管科技市場規模（按公司類型和複合年成長率） (2025-2032)

• 市場概況
• 大型企業
• 中小企業

監理科技市場規模（按應用分類）及複合年成長率（2025-2032 年）

• 市場概況
• 風險管理
• 監理合規性
• 管治
• 身分管理
• 詐欺管理
• 反洗錢 (AML)
• 報告和監控

監管科技市場規模（按最終用戶和複合年成長率） (2025-2032)

• 市場概況
• 銀行、金融服務和保險（BFSI）
• 資訊科技和通訊
• 衛生保健
• 政府
• 製造業
• 零售
• 其他

監理科技市場規模（按地區）及複合年成長率（2025-2032）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 德國
  • 西班牙
  • 法國
  • 英國
  • 義大利
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲國家
• 中東和非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東和非洲地區

競爭資訊

• 前 5 家公司對比
• 主要企業市場定位（2024年）
• 主要市場參與者所採用的策略
• 近期市場趨勢
• 公司市場佔有率分析（2024 年）
• 主要企業簡介
  • 公司詳細資訊
  • 產品系列分析
  • 公司分部佔有率分析
  • 收益與前一年同期比較對比（2022-2024 年）

主要企業簡介

• Thomson Reuters（Canada）
• IBM Corporation（USA）
• Accuity（USA）
• ACTICO GmbH（Germany）
• MetricStream Inc.（USA）
• Broadridge Financial Solutions, Inc.（USA）
• Fenergo（Ireland）
• NICE Actimize（USA）
• Trulioo（Canada）
• ComplyAdvantage（UK）
• IdentityMind Global（USA）
• Chainalysis Inc.（USA）
• Ascent Technologies Inc.（USA）
• Ayasdi AI LLC（USA）
• Behavox Ltd.（UK）
• Regulatory DataCorp, Inc.（USA）
• CUBE（UK）

結論和建議

Regtech Market size was valued at USD 12.47 billion in 2023 and is poised to grow from USD 15.16 billion in 2024 to USD 72.49 billion by 2032, growing at a CAGR of 21.6% during the forecast period (2025-2032).

In 2023, Regulatory Technology (RegTech) is becoming an essential component of the fintech landscape, driven by the surge in cross-border transactions and the proliferation of digital transfer platforms. The rise of electronic payments has generated increased data complexity, complicating compliance efforts for financial institutions. Consequently, the swift growth in e-commerce is inadvertently paving the way for sophisticated digital financial crimes, enabling criminals to exploit rapid transactions to facilitate money laundering and other illegal activities. As a result, banks and payment service providers are facing significant pressure to enhance their compliance frameworks and effectively differentiate between legitimate financial activities and potential criminal operations, underscoring the critical need for robust RegTech solutions in today's evolving financial ecosystem.

Top-down and bottom-up approaches were used to estimate and validate the size of the Regtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Regtech Market Segments Analysis

Global Regtech Market is segmented by Deployment, Enterprise Type, Application, End-user and region. Based on Deployment, the market is segmented into Cloud and On-premises. Based on Enterprise Type, the market is segmented into Large Enterprises and Small & Medium Enterprises (SMEs). Based on Application, the market is segmented into Risk Management, Regulatory Compliance, Governance, Identity Management, Fraud Management, Anti-Money Laundering (AML) and Reporting and Monitoring. Based on End-user, the market is segmented into Banking, Financial Services, and Insurance (BFSI), IT & Telecom, Healthcare, Government, Manufacturing, Retail and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Regtech Market

Industry leaders are increasingly channeling substantial investments into advanced technologies to enhance operational efficiency and support global business growth. Navigating the intricate landscape of diverse country-specific regulations presents a considerable challenge for companies operating in the food sector across multiple regions. To address this issue, solution providers are proactively investing in innovative integration technologies. Among these, blockchain technology has emerged as a key player, offering transparent and secure record-keeping that aids in fulfilling regulatory requirements and reinforcing data management across borders. Additionally, the integration of artificial intelligence (AI) is opening up numerous possibilities within the regtech sector, further driving its evolution and effectiveness.

Restraints in the Regtech Market

The Regtech market faces numerous challenges that may impede its growth potential. One major hurdle is the increasingly stringent regulations surrounding the application of Regtech in the human food sector, which raises concerns about possible adulteration. Additionally, naturally sourced Regtech solutions generally involve higher production costs compared to synthetic alternatives, making them less appealing for widespread implementation. These challenges collectively create obstacles to the market's expansion, requiring the development of innovative strategies and solutions to navigate regulatory complexities and manage cost discrepancies. Successfully addressing these issues will be essential for ensuring the long-term growth and viability of the Regtech sector.

Market Trends of the Regtech Market

The RegTech market is experiencing significant growth, driven by an urgent need for enhanced compliance solutions amidst rising fraud and money laundering incidents within the banking sector. As financial institutions grapple with increasingly intricate regulatory demands, there is a marked trend towards adopting sophisticated RegTech frameworks to bolster risk management and compliance capabilities. Innovations such as IBM's cognitive fraud prevention solution exemplify this market shift, enabling organizations to respond rapidly to evolving payment fraud threats. This trend underscores a clear demand for agile, tech-driven solutions that not only mitigate risks but also streamline compliance processes in a dynamic regulatory environment.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Advancement
• Regulatory Landscape
• Patent Analysis

Global Regtech Market Size by Deployment & CAGR (2025-2032)

• Market Overview
• Cloud
• On-premises

Global Regtech Market Size by Enterprise Type & CAGR (2025-2032)

• Market Overview
• Large Enterprises
• Small & Medium Enterprises (SMEs)

Global Regtech Market Size by Application & CAGR (2025-2032)

• Market Overview
• Risk Management
• Regulatory Compliance
• Governance
• Identity Management
• Fraud Management
• Anti-Money Laundering (AML)
• Reporting and Monitoring

Global Regtech Market Size by End-user & CAGR (2025-2032)

• Market Overview
• Banking, Financial Services, and Insurance (BFSI)
• IT & Telecom
• Healthcare
• Government
• Manufacturing
• Retail
• Others

Global Regtech Market Size & CAGR (2025-2032)

• North America (Deployment, Enterprise Type, Application, End-user)
  • US
  • Canada
• Europe (Deployment, Enterprise Type, Application, End-user)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Deployment, Enterprise Type, Application, End-user)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Deployment, Enterprise Type, Application, End-user)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Deployment, Enterprise Type, Application, End-user)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Thomson Reuters (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IBM Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Accuity (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACTICO GmbH (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MetricStream Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Broadridge Financial Solutions, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fenergo (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• NICE Actimize (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trulioo (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ComplyAdvantage (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IdentityMind Global (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chainalysis Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ascent Technologies Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ayasdi AI LLC (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Behavox Ltd. (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Regulatory DataCorp, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CUBE (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations