市場調查報告書
商品編碼
1235867
到 2028 年金融雲全球市場預測——按組件、部署模型、公司規模、服務、應用程序、最終用戶和地區分析Finance Cloud Market Forecasts to 2028 - Global Analysis By Component, By Deployment Model, By Enterprise Size, By Service, By Application, By End User and By Geography |
根據Stratistics MRC,2022年全球金融雲市場規模將達到309.8億美元,預計2028年將達到694.4億美元,複合年增長率為14.4%。
軟件在其中運行並可從多個服務器和設備集中訪問的網絡稱為雲。 雲是最先進的軟件包,其中包含許多用於處理公司財務的強大解決方案。 此外,我們還採用一系列財務管理工具來創建預算、開具發票、跟蹤所有支出、批准採購請求和管理付款。 此外,基於雲的財務軟件允許企業實時監控銷售、採購、資產和費用。
根據加拿大皇家銀行財富管理公司的數據,北美擁有 790 萬高資產淨值人士,去年這一人群最為集中。 去年,亞太地區記錄了 720 萬富裕人士。 高淨值人士 (HNWI) 是指財富超過 100 萬美元的人。
全球金融雲市場的主要驅動力是金融機構對雲服務的需求不斷增加,以及業務流程的運營效率和透明度不斷提高。 由於許多功能優勢,例如消除定期更新的需要、降低成本和提高企業靈活性,小型企業也繼續看到對雲解決方案的需求增加。 因此,全球市場的擴張將受到這些因素的很大影響。
雲系統的獲取和部署成本通常很高。 IBM、SAP、Oracle 和 Microsoft 等國際軟件供應商對其產品收取不合理的高價。 此外,這些軟件供應商提供的維護和支持服務非常昂貴。 維護和更新雲系統的年度成本包括內部成本(用戶培訓、IT 工資、項目管理)、外部成本(IT 供應商和承包商)以及支付給雲提供商的年度維護和支持費用。
相反,印度、新加坡、澳大利亞、中國和韓國等新興市場為金融和雲公司提供了巨大的增長和產品部署潛力。 此外,這些國家欠發達且資金匱乏,需要具有成本效益和市場擴張機會的解決方案。 此外,銀行、金融機構和其他金融機構正迅速將其企業運營數字化,從而顯著提高了對雲的接受度和採用率,為未來幾年的市場開闢了新的途徑。
但金融雲產業存在數據安全保護、投資維護成本高等問題,拓展空間有限。 數據丟失經常會危及雲存儲的安全性。 與被盜和共享的信息不同,信息可能會受到計算機病毒、黑客攻擊和損壞系統的嚴重影響。 此外,在預測期內製約金融雲市場增長的其他因素包括對監管合規性和知識產權 (IPR) 保護的日益關注。
COVID-19 疫情對金融雲服務市場產生了積極影響。 由於全球 COVID-19 病例數量不斷增加,經濟放緩。 然而,銀行、保險和金融服務業在大流行期間繼續運作。 由於大流行,金融機構不得不迅速採用遠程工作,這導致他們購買了基於雲的基礎設施。 在 COVID-19 期間,德意志銀行與 Google Cloud 宣布了一項為期 10 年的戰略雲合作夥伴協議。 此次合作有望降低成本、提高成本效率並加速新專業知識的開發。
借助雲財務系統,您可以構建單一客戶數據庫並開始自動化開票、收入管理和其他關鍵財務程序,使該解決方案成為 2021 年財務雲市場中最大的解決方案部分。預計將獲得收入份額並在預測期內主導該行業。 出於這個原因,它被認為是盈利和可靠運營並留住客戶的最穩健方式。
私有雲部分的複合年增長率預計在預測期內最高,因為私有雲提供用於管理雲應用程序(例如數據存儲、監控和安全)的免費工具和服務。 私有雲還允許組織從一系列雲計算功能中受益,而無需放棄控制、安全和定制。 私有雲計算的其他好處包括法規要求、增強的合規性以及增強的訪問和安全控制。
預計北美將在 2021 年佔據市場主導地位,並在預測期內繼續佔據主導地位,因為該地區孤立的基礎設施隨著經濟的蓬勃發展和互聯網普及率的提高而遷移到雲端。 然而,北美金融雲市場的增長很大程度上是由於安全性和敏捷性的提高、資本支出 (CapEx) 的減少、IT 管理的改善等。
由於對消費者管理的需求不斷增加、客戶需求不斷擴大以及越來越多地採用雲應用程序來管理該地區日益增長的數字化,亞太地區在預測期內將佔據最大的市場份額。該市場是有望高速增長。 例如,印度政府正在關注 Aadhaar、Jan Dhan Yojana 和統一支付接口 (UPI) 等金融科技計劃,以實現支付流程現代化並促進普惠金融。
金融雲市場的主要參與者是: Amazon Web Services, Inc, Cisco Systems, Inc, Acumatica, Inc, International Business Machines Corporation, Microsoft, Aryaka Networks, Inc, Oracle, SAP SE, Unit4, Sage Group Plc, IBM Corporation, Salesforce.com Inc, Workday, Inc、華為技術有限公司等
2022 年 4 月,下一代數字服務和諮詢領域的全球領導者 Infosys 宣布推出 Infosys Cobalt Financial Services Cloud,這是一個企業行業雲平台,旨在加速整個金融服務行業的雲業務價值和創新。宣布它將開始提供
2022 年 4 月,Reorg 的 Credit Cloud 是一個自助服務數據和分析平台,使重組和槓桿化金融市場專業人士能夠輕鬆連接、管理和可視化他們在工作流程中所需的數據。. Reorg 是全球領先的信用情報、數據和分析提供商。
2022 年 1 月,BPaaS(業務流程即服務)和 SaaS(軟件即服務)提供商 Avaloq 擴大了與加拿大皇家銀行 RBC 財富管理在亞洲的長期合作夥伴關係。 這將幫助 RBC 財富管理過渡到基於雲的 SaaS 模式,並通過尖端解決方案實現其財富管理平台的現代化。
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根據產品組合、地域分佈和戰略聯盟對主要參與者進行基準測試。
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According to Stratistics MRC, the Global Finance Cloud Market is accounted for $30.98 billion in 2022 and is expected to reach $69.44 billion by 2028 growing at a CAGR of 14.4% during the forecast period. A network where software is run and may be accessed by multiple servers or devices in one go is known as the cloud. It is a cutting-edge software package with lots of robust solutions for handling the business' finances. Additionally, it employs a variety of financial management tools to create budgets, issue invoices, track all expenditures, approve purchase requests, and manage payments. Moreover, the cloud-based financial software enables businesses to monitor sales, purchases, assets, and expenses in real-time.
According to RBC Wealth Management with 7.9 million HNWIs living there, North America had the most significant concentration of such people last year. In the previous year, 7.2 million HNWIs were recorded in the Asia-Pacific. High-net-worth individuals (HNWIs) are those whose wealth exceeds USD 1 million.
The worldwide finance cloud market is primarily driven by rising financial firm demand for cloud services as well as increased operational efficiency and transparency in business processes. Additionally, small and medium-sized businesses continue to experience an increase in demand for cloud solutions because of the many functional advantages they provide, including the elimination of the need for recurring updates, cost savings, and increased company flexibility. Moreover, the expansion of the global market is therefore significantly influenced by these factors.
A cloud system typically has a significant acquisition and implementation cost. Absurdly high prices are demanded for their products by international software vendors, including IBM Corp., SAP, Oracle, and Microsoft. These software vendors also impose significant fees for the maintenance and support services they offer. The overall annual cost of maintaining and updating the cloud system is made up of internal costs (user training, IT salaries, and project management), external costs (IT vendors and contractors), and yearly maintenance and support fees paid to cloud providers.
Conversely, expanding markets like India, Singapore, Australia, China, and South Korea present significant prospects for finance cloud companies to grow and develop their product offerings. Additionally, these nations are in the process of developing and lack financial resources; as a result, they require cost-effective solutions that would provide lucrative opportunities for market expansion. Moreover, banks, financial institutions, and other financing companies are rapidly transitioning to digitalized corporate operations; as a result, acceptance and implementation of the cloud have vastly expanded, which is projected to provide new avenues for the market in the coming years.
However, issues with data security, protection, and expensive investment and maintenance expenses limit the expansion of the finance cloud industry. Data loss frequently places cloud storage's security in jeopardy. Information can be substantially impacted by a computer virus, hacking, or a corrupt system, as opposed to being stolen and shared. Moreover, the other factors constraining the growth of the finance cloud market in the forecast period are the rise in concerns over regulatory compliance and the protection of intellectual property rights (IPR).
The COVID-19 pandemic has a positive impact on the market for financial cloud services. The economy slowed down as a result of an increase in COVID-19 cases across the globe. Nevertheless, throughout the pandemic, the banking, insurance, and financial services sectors remained operational. Financial institutions had to quickly adopt remote working due to the epidemic, which led to the purchase of cloud-based infrastructure. A 10-year strategic cloud partnership contract was announced by Deutsche Bank and Google Cloud during COVID-19. The collaboration is expected to reduce expenses, increase cost-effectiveness, and accelerate the development of new expertise.
Because a user can establish a single client database and initiate automating billing, revenue management, and other crucial financial procedures using a cloud financing system, the solution segment is anticipated to acquire the largest revenue share in the finance cloud market in 2021 and is projected to dominate the same during the forecast period. Therefore, it is considered the most robust method for conducting profitable, reliable operations and retaining clients.
As private clouds offer users tools and services for managing cloud applications, including data storage, monitoring, and security, with no outlay, the private cloud segment is anticipated to grow at the highest CAGR during the projected period. Additionally, organisations can benefit from a variety of cloud computing features without giving up control, security, or customization by utilising the private cloud. Moreover, the ability to enforce regulatory requirements and compliance, as well as more access and security control, are the benefits of private cloud computing.
Since the region's isolated infrastructure has been relocated to the cloud as a result of a booming economy and higher internet penetration rates, North America dominated the market in 2021 and is anticipated to dominate the market during the forecast period. However, the growth of the North American finance cloud market is largely attributed to increased security and agility, decreased capital expenditure (CapEx), and improved IT administration.
Due to increased cloud application deployment to manage the rising demand for consumer management, expanding client needs, and growing digitalization in the area, the market is predicted to grow at the highest pace in Asia Pacific over the forecast period. For instance, the Indian government is focusing on fintech initiatives like Aadhaar, Jan Dhan Yojana, and the Unified Payments Interface (UPI) to modernise payment processes and boost financial inclusion.
Some of the key players in Finance Cloud market include: Amazon Web Services, Inc, Cisco Systems, Inc, Acumatica, Inc, International Business Machines Corporation, Microsoft, Aryaka Networks, Inc., Oracle, SAP SE, Unit4, Sage Group Plc., IBM Corporation, Salesforce.com Inc., Workday, Inc. and Huawei Technologies Co. Ltd.
In April 2022, Infosys, a global leader in next-generation digital services and consulting, announced the launch of Infosys Cobalt Financial Services Cloud, an industry cloud platform for enterprises to accelerate business value and innovation in the cloud across the financial services industry.
In April 2022, Credit Cloud by Reorg is a self-service data and analytics platform that professionals in the restructuring and leveraged finance markets can use to easily connect, manage, and visualize the data necessary for their workflows. Reorg is the top global provider of credit intelligence, data, and analytics.
In January 2022, Avaloq, a provider of business process as a service (BPaaS) and software as a service (SaaS), will expand its long-standing partnership with RBC Wealth Management, a division of the Royal Bank of Canada, throughout Asia. This will help RBC Wealth Management move to a cloud-based SaaS model and modernize the wealth management platform with cutting-edge solutions.
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Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances
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Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.