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市場調查報告書
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1503342

2030 年商業付款終端市場預測：按產品類型、技術、部署、最終用戶和地區進行的全球分析

Commercial Payment Terminals Market Forecasts to 2030 - Global Analysis By Product Type, Technology, Deployment, End User and By Geography
出版日期: | 出版商: Stratistics Market Research Consulting | 英文 200+ Pages | 商品交期: 2-3個工作天內

價格

根據 Stratistics MRC 的數據，全球商業付款終端市場在預測期內將以 14.5% 的複合年成長率成長。

商業付款終端是企業用來處理電子付款（主要透過信用卡或簽帳金融卡）的設備。這些終端透過使用磁條、晶片或 NFC（近場通訊）等非接觸式方法讀取卡片資訊來促進安全交易。連接到各種網路上的付款處理器，以確保資金正確地從客戶的銀行轉移到商家的帳戶。現代付款終端通常支援附加功能，例如收據列印、小費選項以及與 POS 系統的整合。我們也支援多種支付方式，包括 Apple Pay 和 Google Pay 等行動錢包，提升客戶的便利性和滿意度。

根據worldplay統計，簽帳金融卡是去年英國最常用的支付方式，分別佔POS終端所有支付的45%和28%。

轉向無現金交易

信用卡/簽帳金融卡、行動付款和數位錢包的普及增加了對先進付款終端的需求。這些終端更加複雜，並提供增強的安全功能、更快的處理速度以及與各種付款方式的更大相容性。公司正在投資這些技術，以滿足消費者對方便、安全的付款方式的偏好。因此，在技術進步、對數位付款的監管支持以及減少現金使用的全球趨勢的推動下，市場正在經歷強勁成長。

安全問題

詐騙、資料外洩和駭客攻擊等事件凸顯了付款系統的漏洞，導致審查和監管加強。此類安全問題給企業帶來沉重負擔，需要在高級加密、標記化以及遵守 PCI DSS 等嚴格標準方面進行大量投資。此外，頻繁的更新和維護以防範新威脅可能會導致資源緊張。

行動電子錢包的普及

由於消費者更喜歡行動錢包付款的便利性和速度，企業正在投資現代付款終端來滿足這一需求。這一趨勢將推動設備功能的技術進步和創新，以提高安全性和使用者體驗。因此，商務用付款終端市場正在不斷擴大，製造商專注於開發可與行動付款解決方案無縫整合的多功能且面向未來性的終端，從而推動整體市場成長。

與其他付款方式的競爭

P2P（P2P）付款應用程式和加密貨幣等替代付款方式的競爭將減少對傳統卡片交易的依賴，從而對商業付款終端市場產生負面影響。這些替代方案通常繞過傳統付款終端，提供直接、免佣金且便捷的交易選項。隨著消費者和企業採用這些方法，對傳統付款終端的需求可能會下降。這種轉變迫使設備提供者進行創新和適應，從而產生阻礙市場成長的額外成本。

COVID-19 的影響

COVID-19大流行對商務用付款終端市場產生了重大影響，加速了向付款和非接觸式付款的轉變。對病毒感染的健康擔憂導致消費者和企業更喜歡電子交易，從而推動了對先進付款終端的需求。零售商和服務供應商已投資非接觸式終端來適應這種新的偏好，從而推動市場成長。然而，景氣衰退和全球供應鏈中斷暫時減緩了生產和部署。

預計綜合付款系統產業將在預測期內成為最大的產業。

整合付款系統預計將成為預測期內最大的細分市場，因為它們將付款處理和庫存管理和客戶關係管理 (CRM) 等其他業務整合到一個平台中。這種整合簡化了商家業務，並提供了無縫且高效的解決方案，減少了對多個設備和系統的需求。因此，對多功能和整合付款終端的需求將會增加，從而推動創新和市場成長。

磁條閱讀器市場預計在預測期內複合年成長率最高

由於轉向更安全和更先進的付款技術，磁條閱讀器領域預計在預測期內將出現最高的複合年成長率。雖然磁條讀卡機曾經是常態，但 EMV 晶片卡和非接觸式付款的興起減少了對磁條讀卡機的依賴。這種轉變將迫使設備製造商創新和升級其設備以支援更新的技術，從而可能減少傳統磁條讀取器的市場佔有率。

佔比最大的地區：

預計北美將在預測期內佔據最大的市場佔有率，因為它處於採用先進付款技術（例如 EMV 晶片卡、非接觸式付款以及 Apple Pay 和 Google Pay 等行動錢包）的前沿。這一趨勢要求付款終端能力不斷升級和創新。此外，PCI DSS 合規性等嚴格的安全法規正在影響市場，付款終端需要強大的安全功能來防止詐欺和資料洩露，我們正在支援成長。

複合年成長率最高的地區：

由於數位化和智慧型手機普及率的普及，行動錢包和2D碼付款等電子付款方式的採用增多，預計亞太地區在預測期內將維持最高的複合年成長率。此外，龐大的人口規模和各個經濟區域的崛起為付款終端提供者進入不斷成長的市場提供了絕佳的機會。

免費客製化服務：

訂閱此報告的客戶可以存取以下免費自訂選項之一：

  • 公司簡介
    • 其他市場參與者的綜合分析（最多 3 家公司）
    • 主要企業SWOT分析（最多3家企業）
  • 區域分割
    • 根據客戶興趣對主要國家的市場估計、預測和複合年成長率（註：基於可行性檢查）
  • 競爭基準化分析
    • 根據產品系列、地理分佈和策略聯盟對主要企業基準化分析

目錄

第1章執行摘要

第2章 前言

  • 概述
  • 相關利益者
  • 調查範圍
  • 調查方法
    • 資料探勘
    • 資料分析
    • 資料檢驗
    • 研究途徑
  • 研究資訊來源
    • 主要研究資訊來源
    • 二次研究資訊來源
    • 先決條件

第3章市場趨勢分析

  • 促進因素
  • 抑制因素
  • 機會
  • 威脅
  • 產品分析
  • 技術分析
  • 最終用戶分析
  • 新興市場
  • COVID-19 的影響

第4章波特五力分析

  • 供應商的議價能力
  • 買方議價能力
  • 替代品的威脅
  • 新進入者的威脅
  • 競爭公司之間的敵對關係

第5章全球商業付款終端市場：依產品類型

  • 檯面付款終端
  • 無線/可攜式付款終端
  • 行動付款解決方案
  • 綜合付款系統
  • 無人付款終端
  • 非接觸式/NFC付款終端
  • 多功能付款終端
  • 密碼墊片
  • 其他產品類型

第6章全球商業付款終端市場：依技術分類

  • EMV（歐洲支付卡、萬事達卡、Visa）
  • NFC（近場通訊）
  • 磁條閱讀器
  • 生物識別
  • QR 圖碼付款
  • 其他技術

第7章全球商業付款終端市場：依發展分類

  • 雲端基礎的終端
  • 本地端

第8章全球商業付款終端市場：依最終用戶分類

  • 零售
  • 款待
  • 衛生保健
  • 運輸
  • 電子商務
  • 政府和公共部門
  • 其他最終用戶

第9章全球商業付款終端市場：按地區

  • 北美洲
    • 美國
    • 加拿大
    • 墨西哥
  • 歐洲
    • 德國
    • 英國
    • 義大利
    • 法國
    • 西班牙
    • 其他歐洲國家
  • 亞太地區
    • 日本
    • 中國
    • 印度
    • 澳洲
    • 紐西蘭
    • 韓國
    • 其他亞太地區
  • 南美洲
    • 阿根廷
    • 巴西
    • 智利
    • 南美洲其他地區
  • 中東/非洲
    • 沙烏地阿拉伯
    • 阿拉伯聯合大公國
    • 卡達
    • 南非
    • 其他中東和非洲

第10章 主要進展

  • 合約、夥伴關係、協作和合資企業
  • 收購和合併
  • 新產品發布
  • 業務擴展
  • 其他關鍵策略

第11章 公司概況

  • Adyen
  • BullGuard Secure
  • Castles Technology
  • Diebold Nixdorf
  • Elavon
  • Fiserv
  • Global Payments Inc
  • Ingenico Group
  • NCR Corporation
  • Newland Payment Technology
  • NEXGO
  • PAX Technology
  • PayPal
  • Pioneer POS
  • SQUARE
  • SumUp
  • Toshiba Global Commerce Solutions
  • Verifone
  • Worldline
Product Code: SMRC26508

According to Stratistics MRC, the Global Commercial Payment Terminals Market is growing at a CAGR of 14.5% during the forecast period. Commercial payment terminals are devices used by businesses to process electronic payments, primarily through credit and debit cards. These terminals facilitate secure transactions by reading card information via magnetic stripes, chips, or contactless methods like NFC (Near Field Communication). They connect to payment processors over various networks, ensuring that the funds are appropriately transferred from the customer's bank to the merchant's account. Modern payment terminals often support additional functionalities, such as printing receipts, tipping options, and integration with point-of-sale (POS) systems. They can also handle various payment methods, including mobile wallets like Apple Pay and Google Pay, enhancing customer convenience and satisfaction.

According to statistics from worldplay the most popular payment method in the UK last year was debit cards which accounted for 45 % and 28 % respectively of all payments made at POS terminals

Market Dynamics:

Driver:

Shift towards cashless transactions

Increased adoption of credit/debit cards, mobile payments, and digital wallets has driven demand for advanced payment terminals. These terminals are becoming more sophisticated, offering enhanced security features, faster processing speeds, and greater compatibility with various payment methods. Businesses are investing in these technologies to meet consumer preferences for convenient and secure payment options. Consequently, the market is experiencing robust growth, fueled by technological advancements, regulatory support for digital payments, and a global trend towards reducing cash usage.

Restraint:

Security concerns

Incidents of fraud, data breaches, and hacking attacks highlight vulnerabilities in payment systems, leading to increased scrutiny and regulatory pressures. These security issues necessitate significant investments in advanced encryption, tokenization, and compliance with stringent standards like PCI DSS, which can be costly for businesses. Additionally, frequent updates and maintenance to safeguard against emerging threats can strain resources.

Opportunity:

Increasing adoption of mobile wallets

As consumers prefer the convenience and speed of mobile wallet transactions, businesses are investing in updated payment terminals to accommodate this demand. This trend encourages technological advancements and innovation in terminal features, enhancing security and user experience. Consequently, the market for commercial payment terminals is expanding, with manufacturers focusing on developing versatile, future-proof devices that seamlessly integrate with mobile payment solutions, thereby boosting overall market growth.

Threat:

Competition from alternative payment methods

Competition from alternative payment methods, such as peer-to-peer (P2P) payment apps and cryptocurrency, negatively impacts the commercial payment terminals market by reducing reliance on traditional card-based transactions. These alternatives often bypass traditional payment terminals, offering direct, fee-free, and convenient transaction options. As consumers and businesses adopt these methods, demand for conventional payment terminals may decline. This shift forces terminal providers to innovate and adapt, incurring additional costs hampering the growth of the market.

Covid-19 Impact

The COVID-19 pandemic significantly impacted the commercial payment terminals market by accelerating the shift towards cashless and contactless payments. Health concerns over virus transmission prompted consumers and businesses to favor electronic transactions, driving demand for advanced payment terminals. Retailers and service providers invested in contactless-enabled devices to meet this new preference, enhancing market growth. However, the economic downturn and disruptions in global supply chains caused temporary slowdowns in production and deployment.

The integrated payment system segment is expected to be the largest during the forecast period

The integrated payment system is expected to be the largest during the forecast period as these systems combine payment processing with other business operations, such as inventory management and customer relationship management (CRM), into a single platform. This integration streamlines operations for merchants, offering a seamless and efficient solution that reduces the need for multiple devices and systems. Consequently, demand for multifunctional, integrated payment terminals increases, driving innovation and market growth.

The magnetic stripe readers segment is expected to have the highest CAGR during the forecast period

The magnetic stripe readers segment is expected to have the highest CAGR during the forecast period due to the shift towards more secure and advanced payment technologies. While they were once standard, the rise of EMV chip cards and contactless payments has led to a decline in reliance on magnetic stripe readers. This shift pressures terminal manufacturers to innovate and upgrade their devices to support newer technologies, potentially reducing the market share of traditional magnetic stripe readers.

Region with largest share:

North America is projected to hold the largest market share during the forecast period as the region is at the forefront of adopting advanced payment technologies, including EMV chip cards, contactless payments, and mobile wallets like Apple Pay and Google Pay. This trend demands continual upgrades and innovation in payment terminal features. Moreover stringent security regulations, such as PCI DSS compliance, influence the market, necessitating robust security features in payment terminals to protect against fraud and data breaches drive the market growth in this region.

Region with highest CAGR:

Asia Pacific is projected to hold the highest CAGR over the forecast period owing to region's increasing digitalization and smartphone penetration are driving the adoption of electronic payment methods, including mobile wallets and QR code payments. In addition the sheer size of the population and the emergence of various economies present vast opportunities for payment terminal providers to tap into a growing market.

Key players in the market

Some of the key players in Commercial Payment Terminals market include Adyen, BullGuard Secure, Castles Technology, Diebold Nixdorf, Elavon, Fiserv, Global Payments Inc, Ingenico Group, NCR Corporation, Newland Payment Technology, NEXGO, PAX Technology, PayPal, Pioneer POS, SQUARE, SumUp, Toshiba Global Commerce Solutions, Verifone and Worldline

Key Developments:

In March 2024, Ingenico, Binance and Nilos join forces to facilitate cryptocurrency acceptance. The new solution allows customers to make purchases in-store using cryptocurrencies and enables merchants to be directly compensated in their local currencies.

In January 2024, Global Payments and Commerzbank Announce Joint Venture in Germany. The new entity, Commerz Globalpay GmbH, is expected to launch in the first half of 2024 and will provide a comprehensive suite of innovative omnichannel payment

In January 2024, Ingenico partners with Cybersource to enable secured unified commerce solution. The partnership will create a global unified commerce solution for use in Asia Pacific first, followed by other regions.

Product Types Covered:

  • Countertop Payment Terminals
  • Wireless/Portable Payment Terminals
  • Mobile Payment Solutions
  • Integrated Payment Systems
  • Unattended Payment Terminals
  • Contactless/NFC Payment Terminals
  • Multifunctional Payment Terminals
  • PIN Pads
  • Other Product Types

Technologies Covered:

  • EMV (Europay, Mastercard, Visa)
  • NFC (Near Field Communication)
  • Magnetic Stripe Readers
  • Biometric Authentication
  • QR Code Payments
  • Other Technologies

Deployments Covered:

  • Cloud-Based Terminals
  • On-Premise Terminals

End Users Covered:

  • Retail
  • Hospitality
  • Healthcare
  • Transportation
  • E-commerce
  • Government & Public Sector
  • Other End Users

Regions Covered:

  • North America
    • US
    • Canada
    • Mexico
  • Europe
    • Germany
    • UK
    • Italy
    • France
    • Spain
    • Rest of Europe
  • Asia Pacific
    • Japan
    • China
    • India
    • Australia
    • New Zealand
    • South Korea
    • Rest of Asia Pacific
  • South America
    • Argentina
    • Brazil
    • Chile
    • Rest of South America
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • Qatar
    • South Africa
    • Rest of Middle East & Africa

What our report offers:

  • Market share assessments for the regional and country-level segments
  • Strategic recommendations for the new entrants
  • Covers Market data for the years 2022, 2023, 2024, 2026, and 2030
  • Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
  • Strategic recommendations in key business segments based on the market estimations
  • Competitive landscaping mapping the key common trends
  • Company profiling with detailed strategies, financials, and recent developments
  • Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

  • Company Profiling
    • Comprehensive profiling of additional market players (up to 3)
    • SWOT Analysis of key players (up to 3)
  • Regional Segmentation
    • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
  • Competitive Benchmarking
    • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

  • 2.1 Abstract
  • 2.2 Stake Holders
  • 2.3 Research Scope
  • 2.4 Research Methodology
    • 2.4.1 Data Mining
    • 2.4.2 Data Analysis
    • 2.4.3 Data Validation
    • 2.4.4 Research Approach
  • 2.5 Research Sources
    • 2.5.1 Primary Research Sources
    • 2.5.2 Secondary Research Sources
    • 2.5.3 Assumptions

3 Market Trend Analysis

  • 3.1 Introduction
  • 3.2 Drivers
  • 3.3 Restraints
  • 3.4 Opportunities
  • 3.5 Threats
  • 3.6 Product Analysis
  • 3.7 Technology Analysis
  • 3.8 End User Analysis
  • 3.9 Emerging Markets
  • 3.10 Impact of Covid-19

4 Porters Five Force Analysis

  • 4.1 Bargaining power of suppliers
  • 4.2 Bargaining power of buyers
  • 4.3 Threat of substitutes
  • 4.4 Threat of new entrants
  • 4.5 Competitive rivalry

5 Global Commercial Payment Terminals Market, By Product Type

  • 5.1 Introduction
  • 5.2 Countertop Payment Terminals
  • 5.3 Wireless/Portable Payment Terminals
  • 5.4 Mobile Payment Solutions
  • 5.5 Integrated Payment Systems
  • 5.6 Unattended Payment Terminals
  • 5.7 Contactless/NFC Payment Terminals
  • 5.8 Multifunctional Payment Terminals
  • 5.9 PIN Pads
  • 5.10 Other Product Types

6 Global Commercial Payment Terminals Market, By Technology

  • 6.1 Introduction
  • 6.2 EMV (Europay, Mastercard, Visa)
  • 6.3 NFC (Near Field Communication)
  • 6.4 Magnetic Stripe Readers
  • 6.5 Biometric Authentication
  • 6.6 QR Code Payments
  • 6.7 Other Technologies

7 Global Commercial Payment Terminals Market, By Deployment

  • 7.1 Introduction
  • 7.2 Cloud-Based Terminals
  • 7.3 On-Premise Terminals

8 Global Commercial Payment Terminals Market, By End User

  • 8.1 Introduction
  • 8.2 Retail
  • 8.3 Hospitality
  • 8.4 Healthcare
  • 8.5 Transportation
  • 8.6 E-commerce
  • 8.7 Government & Public Sector
  • 8.8 Other End Users

9 Global Commercial Payment Terminals Market, By Geography

  • 9.1 Introduction
  • 9.2 North America
    • 9.2.1 US
    • 9.2.2 Canada
    • 9.2.3 Mexico
  • 9.3 Europe
    • 9.3.1 Germany
    • 9.3.2 UK
    • 9.3.3 Italy
    • 9.3.4 France
    • 9.3.5 Spain
    • 9.3.6 Rest of Europe
  • 9.4 Asia Pacific
    • 9.4.1 Japan
    • 9.4.2 China
    • 9.4.3 India
    • 9.4.4 Australia
    • 9.4.5 New Zealand
    • 9.4.6 South Korea
    • 9.4.7 Rest of Asia Pacific
  • 9.5 South America
    • 9.5.1 Argentina
    • 9.5.2 Brazil
    • 9.5.3 Chile
    • 9.5.4 Rest of South America
  • 9.6 Middle East & Africa
    • 9.6.1 Saudi Arabia
    • 9.6.2 UAE
    • 9.6.3 Qatar
    • 9.6.4 South Africa
    • 9.6.5 Rest of Middle East & Africa

10 Key Developments

  • 10.1 Agreements, Partnerships, Collaborations and Joint Ventures
  • 10.2 Acquisitions & Mergers
  • 10.3 New Product Launch
  • 10.4 Expansions
  • 10.5 Other Key Strategies

11 Company Profiling

  • 11.1 Adyen
  • 11.2 BullGuard Secure
  • 11.3 Castles Technology
  • 11.4 Diebold Nixdorf
  • 11.5 Elavon
  • 11.6 Fiserv
  • 11.7 Global Payments Inc
  • 11.8 Ingenico Group
  • 11.9 NCR Corporation
  • 11.10 Newland Payment Technology
  • 11.11 NEXGO
  • 11.12 PAX Technology
  • 11.13 PayPal
  • 11.14 Pioneer POS
  • 11.15 SQUARE
  • 11.16 SumUp
  • 11.17 Toshiba Global Commerce Solutions
  • 11.18 Verifone
  • 11.19 Worldline

List of Tables

  • Table 1 Global Commercial Payment Terminals Market Outlook, By Region (2022-2030) ($MN)
  • Table 2 Global Commercial Payment Terminals Market Outlook, By Product Type (2022-2030) ($MN)
  • Table 3 Global Commercial Payment Terminals Market Outlook, By Countertop Payment Terminals (2022-2030) ($MN)
  • Table 4 Global Commercial Payment Terminals Market Outlook, By Wireless/Portable Payment Terminals (2022-2030) ($MN)
  • Table 5 Global Commercial Payment Terminals Market Outlook, By Mobile Payment Solutions (2022-2030) ($MN)
  • Table 6 Global Commercial Payment Terminals Market Outlook, By Integrated Payment Systems (2022-2030) ($MN)
  • Table 7 Global Commercial Payment Terminals Market Outlook, By Unattended Payment Terminals (2022-2030) ($MN)
  • Table 8 Global Commercial Payment Terminals Market Outlook, By Contactless/NFC Payment Terminals (2022-2030) ($MN)
  • Table 9 Global Commercial Payment Terminals Market Outlook, By Multifunctional Payment Terminals (2022-2030) ($MN)
  • Table 10 Global Commercial Payment Terminals Market Outlook, By PIN Pads (2022-2030) ($MN)
  • Table 11 Global Commercial Payment Terminals Market Outlook, By Other Product Types (2022-2030) ($MN)
  • Table 12 Global Commercial Payment Terminals Market Outlook, By Technology (2022-2030) ($MN)
  • Table 13 Global Commercial Payment Terminals Market Outlook, By EMV (Europay, Mastercard, Visa) (2022-2030) ($MN)
  • Table 14 Global Commercial Payment Terminals Market Outlook, By NFC (Near Field Communication) (2022-2030) ($MN)
  • Table 15 Global Commercial Payment Terminals Market Outlook, By Magnetic Stripe Readers (2022-2030) ($MN)
  • Table 16 Global Commercial Payment Terminals Market Outlook, By Biometric Authentication (2022-2030) ($MN)
  • Table 17 Global Commercial Payment Terminals Market Outlook, By QR Code Payments (2022-2030) ($MN)
  • Table 18 Global Commercial Payment Terminals Market Outlook, By Other Technologies (2022-2030) ($MN)
  • Table 19 Global Commercial Payment Terminals Market Outlook, By Deployment (2022-2030) ($MN)
  • Table 20 Global Commercial Payment Terminals Market Outlook, By Cloud-Based Terminals (2022-2030) ($MN)
  • Table 21 Global Commercial Payment Terminals Market Outlook, By On-Premise Terminals (2022-2030) ($MN)
  • Table 22 Global Commercial Payment Terminals Market Outlook, By End User (2022-2030) ($MN)
  • Table 23 Global Commercial Payment Terminals Market Outlook, By Retail (2022-2030) ($MN)
  • Table 24 Global Commercial Payment Terminals Market Outlook, By Hospitality (2022-2030) ($MN)
  • Table 25 Global Commercial Payment Terminals Market Outlook, By Healthcare (2022-2030) ($MN)
  • Table 26 Global Commercial Payment Terminals Market Outlook, By Transportation (2022-2030) ($MN)
  • Table 27 Global Commercial Payment Terminals Market Outlook, By E-commerce (2022-2030) ($MN)
  • Table 28 Global Commercial Payment Terminals Market Outlook, By Government & Public Sector (2022-2030) ($MN)
  • Table 29 Global Commercial Payment Terminals Market Outlook, By Other End Users (2022-2030) ($MN)

Note: Tables for North America, Europe, APAC, South America, and Middle East & Africa Regions are also represented in the same manner as above.