市場調查報告書
商品編碼
1355097
監管科技市場 - 2018-2028 年全球產業規模、佔有率、趨勢、競爭、機會和預測,按組件、部署模式、組織規模、按應用、技術、最終用戶、地區細分RegTech Market - Global Industry Size, Share, Trends, Competition, Opportunity, and Forecast, 2018-2028 Segmented By Component, By Deployment Mode, By Organization Size, By Application, By Technology, By End-User, By Region |
由於合規成本高昂和對監管情報不斷成長的需求,全球監管科技市場正在快速成長,這有助於監管技術的採用。監管科技正成為下一個常態的基礎技術模式。許多企業正在採用監管科技作為經濟高效的解決方案,以滿足對高速傳輸安全交易的需求。隨著監管框架、工作習慣和客戶期望的快速變化,合規和監管技術繼續成為金融機構在簡化營運過程中不斷成長的投資領域。此外,市場的成長是由於人們對金融監管的日益關注以及國家監管機構和金融機構在預測幾年內合作的迅速擴大。科技已成為卓越的關鍵推動者,隨著數位化和運算的出現,企業逐漸將區塊鏈、機器學習(ML)和人工智慧(AI)等先進技術涵蓋大多數監管科技解決方案中。不斷成長的監管需求和不斷成長的網際網路普及率預計將在預測期內進一步推動全球監管科技市場的發展。
市場概況 | |
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預測期 | 2024-2028 |
2022 年市場規模 | 130億美元 |
2028 年市場規模 | 507億美元 |
2023-2028 年複合年成長率 | 25.11% |
成長最快的細分市場 | BFSI |
最大的市場 | 亞太 |
監管科技應用程式的指數級成長和大規模採用以加快金融流程中的交易速度,刺激了全球監管科技市場的成長。金融機構和銀行經歷了與傳統跨境支付系統相關的各種挑戰,包括額外的處理費用、支付管道的詐欺風險、安全漏洞和故障點增加。此外,由於多個中介機構的參與,透過常規銀行管道傳輸全球支付是一個困難且多步驟的過程。為了應對這些挑戰,基於區塊鏈的支付系統(例如基於區塊鏈的信用報告)、貿易融資平台和解決方案(例如比特幣的閃電網路和以太坊的Plasma)正在簡化交易流程,並將每筆交易儲存在安全的分散式帳本中,從而更快地實現交易。 、高效、更安全、更便宜的付款方式。此外,對更快交易的日益成長的需求鼓勵消費者實施監管科技解決方案,以支持全球監管科技行業的成長。
金融和銀行業詐欺活動數量的增加可能會推動預測期內全球監管科技市場的擴張。洗錢等詐欺活動日益增多,因此金融機構需要更全面的監管科技框架,以協助風險和合規團隊有效管理不斷增加的監管合規性和更複雜的違規行為。例如,根據消費者哨兵網路資料報告,冒名頂替詐騙增加,2021年美國消費者因詐欺損失超過58億美元,比前一年成長了70%以上。詐欺計劃、安全故障和/或合規失敗的可能性始終存在,因此需要清晰的策略願景和準確的操作程序。為了克服這一風險,監管科技技術和應用程式正在透過執行其他背景調查和驗證,幫助按照 KYC、AML 等監管標準驗證身份,消除人工干預,並使整個流程更加高效和有效。因此,詐欺活動數量的增加預計將在預測期內擴大全球監管科技市場。
越來越多的監管變化和不斷上升的合規成本使得越來越多的機構選擇技術進步。亞太地區、美國和歐洲的監管組織渴望與全球金融科技界合作。此外,金融科技界和機構積極參與,力求企業和政府的雙贏。監管技術是一種經濟高效且可靠的技術,可以幫助企業快速適應不斷增加的監管義務的壓力。對適當規則的日益成長的需求開闢了機會並改變了環境,使資料傳輸更安全、更永續、更有效率。此外,自經濟危機以來,整個金融服務業監管實施的大幅增加推動了營運效率和更好的成本管理。監管機構要求更先進的治理和資料管理,以及增強的報告和營運流程。監管科技解決方案可以讓您更有信心滿足組織對風險和合規性的廣泛治理要求。因此,金融機構和監理協會之間日益加強的合作正在推動預測期內全球監管科技市場的成長。
科技科學研究根據公司的具體需求提供客製化服務。該報告可以使用以下自訂選項:
(註:公司名單可依客戶要求客製化。)
Global RegTech Market is growing rapidly due to the high compliance costs and growing demand for regulatory intelligence, which is contributing to the adoption of regulatory technology. RegTech is becoming the foundational technology model for the next normal. Many enterprises are adopting regtech as a cost-effective solution to bolster the need for secure transactions with high-speed transfer. With the rapid changes in regulatory frameworks, working habits and customer expectations, compliance and regulatory technology continue to be a growing area of investment for financial institutions as they streamline their operations. Additionally, the growth of the market is on account of the increasing attention to financial regulations, and rapid expansion in collaboration between national regulators and financial institutions in the forecast years. Technology has become the key enabler of excellence and businesses are including advanced technology such as blockchain, Machine Learning (ML) and Artificial Intelligence (AI) gradually in most of the RegTech solutions as digitalization and computing emerges. The increasing regulatory demand and growing internet penetration are further expected to boost the global regtech market in the forecast period.
RegTech also known as regulatory technology, refers to the technological administration of regulatory processes in the financial industry. Regtech's major tasks include regulatory monitoring, reporting, and compliance. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. Enterprises are enabling this technology to ease and simplify data management in the ever-changing regulatory landscape and governance while reducing the cost of compliance through modern technology. In a nutshell, RegTech optimizes regulatory compliance and automates critical procedures by integrating SaaS technologies, cloud computing, big data, and artificial intelligence. It also assists firms in managing threats such as cyberattacks, security breaches, and money laundering. The implementation of RegTech in the fintech industry is still in its early stages. However, it has the potential to revolutionize the industry. RegTech does also play a great role in enterprise by developing potential for enhancing the security and prevention of fraudulent activities, improved customer experience and automation of compliance. Solutions like codified-regulations, AI compliance systems, blockchain tracking and smart contracting all have the immense potential to improve regulatory systems.
Market Overview | |
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Forecast Period | 2024-2028 |
Market Size 2022 | USD 13 Billion |
Market Size 2028 | USD 50.7 Billion |
CAGR 2023-2028 | 25.11% |
Fastest Growing Segment | BFSI |
Largest Market | Asia-Pacific |
The exponential growth and the massive adoption of regtech applications for faster transactions in the financial process have spurred the growth in regtech market globally. Financial institutions and banks have experienced a variety of challenges related to traditional cross-border payment systems, including additional processing fees, fraud risks in payment channels, security breaches, and increased failure points. Moreover, due to the participation of multiple intermediaries, transmitting a global payment through regular banking channels is a difficult and multistep procedure. To address these challenges, blockchain-based payment systems such as Blockchain-based credit reporting, trade finance platforms and solutions such as Bitcoin's Lightning Network and Ethereum's Plasma are streamlining the transaction process and storing every transaction in a secure distributed ledger, resulting in a faster, efficient, more secure, and less expensive payment method. Furthermore, the growing need for speedier transactions encourages consumers to implement RegTech solutions, supporting the growth of the global RegTech industry.
The increased number of fraudulent activities in the financial and banking sector is likely to drive the expansion of the global RegTech market over the forecast period. Fraudulent activities such as money laundering have grown and therefore financial institutions require a more comprehensive regtech framework to assist risk and compliance teams in effectively managing the avalanche of ever-increasing regulatory compliance and more sophisticated breaches. For instance, according to the consumer sentinel network data reports, there has been a rise in imposter scams with the United States customers losing more than USD5.8 billion to fraud in 2021, an increase of more than 70 percent over the previous year. The possibility of fraudulent schemes, security breakdowns, and/or compliance failures is ever-present, necessitating a clear strategic vision along with exact operational procedures. To overcome the risk, regtech technologies and applications are helping to verify identities with regulatory standards such as KYC, AML, by performing other background checks and verifications, eliminating manual intervention, and making the entire process more efficient and effective. Thus, the rising number of fraudulent activities is expected to grow the regtech market globally in the forecast period.
The increasing number of regulatory changes and the rising compliance costs are making more institutions opt for technological advancements. Regulatory organizations in Asia-Pacific, the United States, and Europe are eager to work with the global fintech community. In addition, the strong inclination towards engaging the fintech community and agencies strives for a win-win situation for businesses and governments. Regulatory technology is a cost-effective and dependable technology that helps enterprises quickly adapt to the pressures of rising regulatory obligations. The growing requirement for appropriate rules has opened up opportunities and changed the environment, making data transfer safer, more sustainable, and more efficient. Additionally, since the economic crisis the huge increase in implementation of regulation throughout the financial services industry has led to a drive for operational efficiency and better cost management. Regulators are demanding more advanced governance and data management, as well as enhanced reporting and operational processes. RegTech solutions can provide greater confidence in meeting an organization's broad governance requirement for risk and compliance. Thus, the growing collaboration between financial institutions and regulatory associations is propelling the growth of Global RegTech Market in the forecast period.
The global regtech market is segmented into component, deployment mode, organization size, application, technology, end-user, region and competitive landscape. Based on component, the market is bifurcated into solutions and services. The services component is further bifurcated into professional services and managed services. Based on deployment mode, the market is segmented into on-premises and cloud. Based on organization size, the market is divided into SMEs and Large Enterprise. Based on application, the market is categorized into risk and compliance management, identity management, regulatory reporting, fraud management, regulatory intelligence. Based on technology, the market is segmented into cloud computing, blockchain, biometrics, artificial intelligence (AI), NLP & machine learning, and others. The end-user segment is further categorized into healthcare, BFSI, retail, IT & telecommunications, government & public sector, transportation & logistics, food & beverage, manufacturing, and others.
Major market players in the global regtech market are ACTICO GmbH, REGnosys Limited, Thomson Reuters, Ascent Technologies Inc., Broadridge Financial Solutions Inc., Ayasdi AI LLC, Deloitte Touche Tohmatsu Limited, International Business Machines Corporation (IBM), London Stock Exchange Group (LSEG), Wolters Kluwer N.V.
In this report, the global regtech market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Company Profiles: Detailed analysis of the major companies present in the global regtech market.
Tech Sci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
(Note: The companies list can be customized based on the client requirements.)