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市場調查報告書
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1622809

全球第三方銀行軟體市場規模依產品類型、應用、最終用戶、地區、範圍及預測

Global Third-Party Banking Software Market Size By Product Type, By Application, By End User, By Geographic Scope And Forecast

出版日期: | 出版商: Verified Market Research | 英文 202 Pages | 商品交期: 2-3個工作天內

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簡介目錄

第三方銀行軟體市場規模及預測

第三方銀行軟體市場規模在過去幾年中一直以中等速度增長,增長率顯著,預計在市場估計和預測期內,即 2024 年至 2031 年,將顯著增長。

第三方銀行軟體的全球市場推動因素

第三方銀行軟體市場的市場推動因素可能受到多種因素的影響。

對監理合規性的要求日益提高:

銀行和其他金融機構必須遵守嚴格的法規,並需要可靠的軟體解決方案進行合規管理。透過幫助銀行跟上不斷變化的法規,第三方銀行軟體促進了市場擴張。

對數位銀行服務的偏好日益增加:

客戶對數位銀行服務的偏好日益增加,迫使銀行採用尖端的第三方軟體解決方案。這些解決方案提供線上交易、手機銀行和個人化客戶服務等功能,以增強數位銀行體驗。

銀行業科技發展:

由於大數據分析、區塊鏈、人工智慧 (AI) 和機器學習 (ML) 等技術進步,銀行業正在轉型。透過將這些尖端技術融入其產品中,第三方銀行軟體公司正在幫助銀行改善客戶服務和營運效率。

網路安全日益成為優先事項:

隨著網路威脅和資料外洩的增加,銀行將網路安全放在了更高的位置。第三方銀行軟體通常配備有助於保護個人財務資訊的尖端安全功能,這刺激了需求。

擴大金融服務:

向偏遠、農村和服務不足的地區提供金融服務需要可擴展且適應性強的軟體解決方案。第三方銀行軟體使銀行能夠有效地擴大客戶群並提供一系列服務。

客戶體驗與個人化:

銀行優先透過客製化銀行解決方案改善客戶體驗。第三方銀行軟體使銀行能夠透過數據分析和人工智慧深入瞭解客戶行為,並提供客製化的產品和服務。

擴大採用基於雲端的解決方案:

銀行業向雲端運算的轉變正在推動第三方銀行軟體的普及。基於雲端的解決方案對於各種規模的銀行都具有吸引力,因為它們價格實惠、靈活且可擴展。

夥伴關係與合作關係:

金融科技新創公司與銀行之間的合作日益增加。為了跟上不斷進步的技術以及不斷變化的客戶期望,銀行越來越多地與外部軟體供應商合作以利用他們的創新解決方案。

銀行業務全球化:

隨著銀行的國際化發展,它們需要複雜的軟體程式來處理跨多個國家、​​貨幣和監管框架的業務。第三方軟體提供有效管理這些複雜操作所需的資源。

全球第三方銀行軟體市場限制

有幾個因素可能會對第三方銀行軟體市場造成限制和課題。

實施與維護成本高:

實施第三方銀行軟體成本很高,尤其是對中小型金融機構而言。取得、修改、整合和維護這些系統的高成本可能會限制市場採用。

整合複雜性:

將第三方軟體與目前銀行系統整合需要花費大量的精力和時間。由於相容性問題以及需要大量客製化,銀行不願使用這些解決方案,這會增加成本並減緩採用速度。

監理與合規課題:

銀行業受到嚴格監管,不同司法管轄區的合規標準各不相同。確保第三方軟體解決方案遵守所有適用法律可能很困難,尤其是在全球環境中,這可能會限制它們的採用。

提供者依賴:

如果從外部供應商取得必要的銀行軟體,則可能會出現供應商依賴問題。使用供應商軟體的銀行可能容易受到供應商營運中斷的影響,例如業務策略變化或財務不穩定。

缺乏客製化和靈活性:

第三方提供的某些銀行軟體系統可能不具備滿足不同銀行特定需求的適應性。客製化選項不足會限制這些解決方案的有效性,從而降低它們對潛在買家的吸引力。

新科技採用緩慢:

擁有遺留系統或不願接受新技術的銀行可能會發現很難整合第三方銀行軟體。組織內部對變革的抗拒也可能阻礙變革的採用。

經濟不確定性:

金融不穩定和經濟衰退可能導致銀行對創新技術的投資減少。我們對第三方銀行軟體的使用可能會受到財務限制和成本控制措施的不利影響。

與內部解決方案的競爭:

有些銀行可能希望創建自己的客製化軟體解決方案。擁有內部開發團隊可以減少對第三方軟體的需求。

市場飽和度:

第三方軟體供應商之間的激烈競爭可能會導致已開發市場的市場飽和。我們可能更難以區分我們的產品並保持價格競爭,這可能會限制我們的市場擴張。

目錄

第 1 章 全球第三方銀行軟體市場:簡介

    市場概況
  • 研究範圍
  • 先決條件

第 2 章執行摘要

第 3 章:經過驗證的市場研究方法

  • 資料探勘
  • 驗證
  • 主要來源
  • 資料來源列表

第 4 章 全球第三方銀行軟體市場展望

  • 概述
  • 市場動態
    • 驅動程式
    • 阻礙因素
    • 機會
  • 波特五力模型
  • 價值鏈分析

5. 全球第三方銀行軟體市場(依產品類型)

  • 概述
  • 核心銀行軟體
  • 多通路銀行軟體
  • BI 軟體
  • 私人財富管理軟體
第六章:全球第三方銀行軟體市場(按應用)
  • 概述
  • 風險管理
  • 資訊安全
  • 商業智能
  • 培訓和諮詢解決方案

7. 全球第三方銀行軟體市場(依最終用戶劃分)

  • 概述
  • 零售用戶
  • 企業用戶

8. 全球第三方銀行軟體市場(按地區)

  • 概述
  • 北美洲
    • 美國
    • 加拿大
    • 墨西哥
  • 歐洲
    • 德國
    • 英國
    • 法國
    • 其他歐洲國家
    亞太地區
    • 中國
    • 日本
    • 印度
    • 其他亞太地區
  • 世界其他地區
    • 拉丁美洲
    • 中東和非洲

第 9 章。
  • 概述
  • 各公司的市場排名
  • 主要發展策略

第十章 公司簡介

  • Accenture PIC
  • Capgemini Services SAS
  • Fidelity National Information Services Inc
  • Fiserv Inc
  • Infosys Ltd
  • International Business Machines Corp
  • Oracle Corp
  • SAP SE
  • Tata Consultancy Services Ltd
  • Temenos AG

第 11 章附錄

  • 相關研究
簡介目錄
Product Code: 4385

Third-Party Banking Software Market Size And Forecast

Third-Party Banking Software Market size is growing at a moderate pace with substantial growth rates over the last few years and is estimated that the market will grow significantly in the forecasted period i.e. 2024 to 2031.

Global Third Party Banking Software Market Drivers

The market drivers for the Third Party Banking Software Market can be influenced by various factors. These may include:

Growing Requirement for Regulatory Compliance:

Banks and other financial organisations must comply with strict regulations, which calls for reliable software solutions for compliance management. By assisting banks in adhering to changing rules, third-party banking software promotes market expansion.

Growing Preference for Digital Banking Services:

Banks are being compelled to implement cutting-edge third-party software solutions as a result of customers' increasing inclination towards digital banking services. These solutions provide features like online transactions, mobile banking, and individualised customer care, which improve the digital banking experience.

Technological Developments in Banking:

The banking industry is changing as a result of technological advancements like big data analytics, blockchain, artificial intelligence (AI), and machine learning (ML). By incorporating these cutting-edge technology into their products, third-party banking software companies are helping banks enhance customer service and operational effectiveness.

Growing Priority for Cybersecurity:

Banks are placing a higher priority on cybersecurity as a result of the rise in cyber threats and data breaches. Demand is fueled by the fact that third-party banking software frequently has cutting-edge security features that aid in safeguarding private financial information.

Financial Services Expansion:

Scalable and adaptable software solutions are needed to bring financial services to underserved regions, such as remote and rural locations. With the help of third-party banking software, banks can effectively expand their customer base and provide a variety of services.

Customer Experience and Personalisation:

Banks place a high premium on improving the customer experience through tailored banking solutions. With the use of third-party banking software, banks can supply customised goods and services by gaining insights into client behaviour through data analytics and artificial intelligence.

Growing Adoption of Cloud-Based Solutions:

The banking industry's move to cloud computing is propelling the uptake of third-party banking software. Because cloud-based solutions are affordable, flexible, and scalable, banks of all sizes find them appealing.

Partnerships and Collaborations:

There is a growing trend of cooperation between fintech startups and banks. In order to keep up with technology improvements and evolving client expectations, banks are collaborating with outside software vendors to take advantage of their creative solutions.

Globalisation of Banking Operations:

As banks grow internationally, they need advanced software programmes to handle operations across multiple nations, currencies, and regulatory frameworks. Software from third parties offers the resources required to effectively manage these intricacies.

Global Third Party Banking Software Market Restraints

Several factors can act as restraints or challenges for the Third Party Banking Software Market. These may include:

High Implementation and Maintenance Costs:

For small and mid-sized financial institutions in particular, implementing third-party banking software can be costly. Market adoption may be constrained by the high costs of acquiring, modifying, integrating, and sustaining these systems.

Complexity of Integration:

It can take a lot of effort and time to integrate third-party software with current banking systems. Banks are discouraged from using these solutions due to compatibility problems and the requirement for significant customisation, which can raise costs and delay implementation.

Difficulties with Regulation and Compliance:

The banking industry is highly regulated, and different jurisdictions have varied criteria for compliance. It can be difficult to ensure that third-party software solutions abide by all applicable laws, particularly in a worldwide setting, which could restrict their uptake.

Dependency on providers:

Problems with vendor dependency may arise if essential banking software is obtained from outside providers. The banks that use the vendor's software may suffer from any interruption in the vendor's operations, including changes in business strategy or financial instability.

Lack of Customisation and Flexibility:

Some banking software systems provided by third parties might not have the adaptability required to meet the particular needs of various banks. Insufficient customisation choices may restrict the efficacy of these solutions, hence decreasing their appeal to prospective purchasers.

Slow Adoption of New Technologies:

Banks that have legacy systems in place or are hesitant to accept new technologies may find it difficult to integrate third-party banking software. Adoption may be further hampered by internal organisation resistance to change.

Economic Uncertainty:

Bank investments in innovative technology may decline as a result of financial instability or economic downturns. The use of third-party banking software may be adversely affected by financial limitations and cost-cutting initiatives.

Competition from In-House Solutions:

Certain banks would rather create custom software solutions for themselves. Having in-house development teams can lower the need for third-party software since banks may feel that own systems offer more control and customisation options.

Market Saturation:

The intense rivalry amongst third-party software suppliers can cause market saturation in developed markets. It can be difficult to differentiate products and keep prices competitive, which could restrict market expansion.

Global Third-Party Banking Software Market Segmentation Analysis

The Global Third-Party Banking Software Market is Segmented on the basis of Product Type, Application, End User, and Geography.

Third-Party Banking Software Market, By Product Type

  • Core Banking Software
  • Multi-Channel Banking Software
  • BI Software
  • Private Wealth Management Software

Based on Product Type, The market is bifurcated into Core Banking Software, Multi-Channel Banking Software, BI Software, and Private Wealth Management Software. The software helps in reducing losses due to human error, maintaining adaptability, improving customer experience, and providing banks with a competitive edge over other financial institutions.

Third-Party Banking Software Market, By Application

  • Risk Management
  • Information Security
  • Business Intelligence
  • Training and Consulting Solutions

Based on Application, The market is bifurcated into Risk Management, Information Security, Business Intelligence, Training and Consulting Solutions. All these applications have made the demand for banking software tremendously.

Third-Party Banking Software Market, By End User

  • Retail Users
  • Corporate Users

Based on End User, The market is bifurcated into Retail Users and Corporate Users. In the forecast period, business users, retail users, and other end-users may be explored in third-party banking software. Retail users accounted for a significant market share of third-party banking software and are thought to follow the overall market in the coming years.

Third-Party Banking Software Market, By Geography

  • North America
  • Europe
  • Asia Pacific
  • Rest of the world
  • On the basis of Regional Analysis, The Global Third-Party Banking Software Market is classified into North America, Europe, Asia Pacific, and the Rest of the world.

Key Players

  • The "Global Third-Party Banking Software Market" study report will provide valuable insight with an emphasis on the global market. The major players in the market are
  • Accenture Pic, Capgemini Services SAS, Fidelity National Information Services Inc, Fiserv Inc, Infosys Ltd, International Business Machines Corp, Oracle Corp, SAP SE, Tata Consultancy Services Ltd, and Temenos AG.
  • The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.

TABLE OF CONTENTS

1 INTRODUCTION OF GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET

  • 1.1 Overview of the Market
  • 1.1 Scope of Report
  • 1.2 Assumptions

2 EXECUTIVE SUMMARY

3 RESEARCH METHODOLOGY OF VERIFIED MARKET RESEARCH

  • 3.1 Data Mining
  • 3.2 Validation
  • 3.3 Primary Interviews
  • 3.4 List of Data Sources

4 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET OUTLOOK

  • 4.1 Overview
  • 4.2 Market Dynamics
    • 4.2.1 Drivers
    • 4.2.2 Restraints
    • 4.2.3 Opportunities
  • 4.3 Porters Five Force Model
  • 4.4 Value Chain Analysis

5 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY PRODUCT TYPE

  • 5.1 Overview
  • 5.2 Core Banking Software
  • 5.3 Multi-Channel Banking Software
  • 5.4 BI Software
  • 5.5 Private Wealth Management Software

6 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY APPLICATION

  • 6.1 Overview
  • 6.2 Risk Management
  • 6.3 Information Security
  • 6.4 Business Intelligence
  • 6.5 Training and Consulting Solutions

7 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY END USER

  • 7.1 Overview
  • 7.2 Retail Users
  • 7.3 Corporate Users

8 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET, BY GEOGRAPHY

  • 8.1 Overview
  • 8.2 North America
    • 8.2.1 U.S.
    • 8.2.2 Canada
    • 8.2.3 Mexico
  • 8.3 Europe
    • 8.3.1 Germany
    • 8.3.2 U.K.
    • 8.3.3 France
    • 8.3.4 Rest of Europe
  • 8.4 Asia Pacific
    • 8.4.1 China
    • 8.4.2 Japan
    • 8.4.3 India
    • 8.4.4 Rest of Asia Pacific
  • 8.5 Rest of the World
    • 8.5.1 Latin America
    • 8.5.2 Middle East and Africa

9 GLOBAL THIRD-PARTY BANKING SOFTWARE MARKET COMPETITIVE LANDSCAPE

  • 9.1 Overview
  • 9.2 Company Market Ranking
  • 9.3 Key Development Strategies

10 COMPANY PROFILES

  • 10.1 Accenture PIC
    • 10.1.1 Overview
    • 10.1.2 Financial Performance
    • 10.1.3 Product Outlook
    • 10.1.4 Key Developments
  • 10.2 Capgemini Services SAS
    • 10.2.1 Overview
    • 10.2.2 Financial Performance
    • 10.2.3 Product Outlook
    • 10.2.4 Key Developments
  • 10.3 Fidelity National Information Services Inc
    • 10.3.1 Overview
    • 10.3.2 Financial Performance
    • 10.3.3 Product Outlook
    • 10.3.4 Key Developments
  • 10.4 Fiserv Inc
    • 10.4.1 Overview
    • 10.4.2 Financial Performance
    • 10.4.3 Product Outlook
    • 10.4.4 Key Developments
  • 10.5 Infosys Ltd
    • 10.5.1 Overview
    • 10.5.2 Financial Performance
    • 10.5.3 Product Outlook
    • 10.5.4 Key Developments
  • 10.6 International Business Machines Corp
    • 10.6.1 Overview
    • 10.6.2 Financial Performance
    • 10.6.3 Product Outlook
    • 10.6.4 Key Developments
  • 10.7 Oracle Corp
    • 10.7.1 Overview
    • 10.7.2 Financial Performance
    • 10.7.3 Product Outlook
    • 10.7.4 Key Developments
  • 10.8 SAP SE
    • 10.8.1 Overview
    • 10.8.2 Financial Performance
    • 10.8.3 Product Outlook
    • 10.8.4 Key Developments
  • 10.9 Tata Consultancy Services Ltd
    • 10.9.1 Overview
    • 10.9.2 Financial Performance
    • 10.9.3 Product Outlook
    • 10.9.4 Key Developments
  • 10.10 Temenos AG
    • 10.10.1 Overview
    • 10.10.2 Financial Performance
    • 10.10.3 Product Outlook
    • 10.10.4 Key Developments

11 Appendix

  • 11.1 Related Research