市場調查報告書
商品編碼
1626593
全球融資租賃市場規模:按類型、應用、地區、範圍和預測Global Financial Leasing Market Size By Type (Non Banking, Bank), By Application (Automotive, TMT (Technology, Media and Telecom), Medical devices, Construction machinery), By Geographic Scope And Forecast |
預計融資租賃市場規模在 2024 年將達到 2,215.6 億美元,在 2031 年將達到 3,467.8 億美元,2024 年至 2031 年的複合年增長率為 5.8%。
全球工業化程度不斷提高,以及中小企業因資金限製而對租賃設備的偏好日益增加,是推動融資租賃市場成長的因素。本報告對全球融資租賃市場進行了全面的評估。它對關鍵細分市場、趨勢、市場推動因素、競爭格局以及在市場中發揮關鍵作用的因素進行了全面的分析。
定義全球融資租賃市場
融資租賃,也稱為銷售租賃或資本租賃,是一種商業租賃,其中融資公司成為資產的合法所有者,而您可以在合約確定的期限內租賃該資產。在本協議中,融資公司稱為出租人,資產的使用人稱為承租人。透過簽訂合同,承租人或使用者獲得對資產的營運控制權。承租人將負責擁有該資產相關的所有回報和風險。從會計目的來看,該協議為承租人提供了資產所有權的經濟實質。
然後,承租人將該資產記錄為固定資產在其總帳中。在這種情況下,承租人將租賃付款的利息記為費用。雖然每個金融機構都有其確切的流程,但可以定義典型的融資租賃如何運作。融資租賃的主要優點之一是出租人全額融資設備(包括預付增值稅),並在資產使用壽命內收取合約固定租賃費用。一些貸方還提供與現金流掛鉤的非線性租賃付款選項。這意味著借款人可以減少現金持有量,同時享受傳統借貸替代方式帶來的好處。
全球融資租賃市場概況
推動市場的主要因素是全球工業化進程的加速。此外,中小企業採用商業資產租賃服務進行IT設備開發也有助於市場發展,而消費者的偏好也逐漸轉向創新、先進的商業設備用於商業營運。新冠肺炎疫情持續在全球蔓延。企業正迅速選擇租賃和購買設備來降低業務風險並將損失降至最低。
推動市場成長的另一個因素是引入固定和移動資產的360度資產租賃和出租服務。這些開箱即用的平台結合了高效的設備庫存管理、車隊營運、保固、授權和合規解決方案。以經濟利率提供資產租賃服務以及成功的政府政策等其他方面正在推動融資租賃市場的成長。
融資租賃使面臨財務困難的公司能夠獲得高價值資產。限制市場發展的因素包括匯率波動帶來的風險以及其他國家監管環境不穩定所帶來的問題,這些因素可能會阻礙那些熱衷於提供國際融資租賃服務的融資租賃服務提供者的成長。了市場的成長。新興經濟體尚未開發的潛力以及政府對租賃服務的支持和措施為融資租賃市場帶來了成長機會。
Financial Leasing Market size was valued at USD 221.56 Billion in 2024 and is projected to reach USD 346.78 Billion by 2031, growing at a CAGR of 5.8% from 2024 to 2031.
Increasing industrialization globally and rising preference for leasing equipment in small and medium-sized enterprises because of capital constraints are the factors driving the market growth of the Financial Leasing Market. The Global Financial Leasing Market report provides a holistic evaluation of the market. The report offers a comprehensive analysis of key segments, trends, drivers, restraints, competitive landscape, and factors that are playing a substantial role in the market
Global Financial Leasing Market Definition
A finance lease, also called a sales lease or capital lease, is a type of commercial lease in which the financial company is the legal owner of assets, and the user leases the asset for the period of time decided in an agreement. In this agreement or contract, the finance company is called the lessor, and the asset user is called the lessee. When the lessee or the user enters the contract, they get the operation control over the asset. The lessee then takes responsibility for all the rewards and the risks related to the ownership of the asset. For the purpose of accounting, the agreement provides the lessee with the economic essence of ownership of the asset.
The asset is then recorded as a fixed asset in the general ledger by the lessee. In this situation, the lessee will register the interest of the lease expenditure as an expense. All financial institution has their precise processes, but one can still define how a typical financial lease works. One of the significant advantages of finance leases is that the lessor will finance the equipment in full (including paying all VAT upfront) and charge an on agreement fixed lease payment for the time period of asset use. Several financial institutions also give an option of non-linear lease payment that tracks your cash flow. It means that the lessee can reduce the cash holdings while also benefiting from an alternative to traditional borrowing.
Global Financial Leasing Market Overview
The primary factor driving the market is increasing industrialization globally. Moreover, the overall adoption of business asset leasing services by small and medium-sized enterprises for developing IT equipment is delivering a thrust to the market growth and increasing consumer preference shifting toward novel and advanced commercial equipment to execute business operations. The coronavirus pandemic continues to spread globally. Organizations are rapidly choosing to rent the equipment to obtain it, which will mitigate the business risks and minimize losses.
Also, another factor increasing the market growth is the introduction of 360-degree asset leasing and rental services for fixed and mobile assets. These creative platforms combine solutions for the effective management of stock, fleet operations, warranty, permit, and compliance for the equipment. Additional aspects, including the availability of asset leasing services at economic interest rates and the performance of government policies, are the factor driving the market growth of the Financial Leasing Market.
The finance lease allows enterprises facing financial conditions in acquiring costly assets; the Financial Leasing Market has to face a some of the market restraints are the risks arising from exchange rate changes and the problems faced because of a precarious regulatory scenario in other countries are potentially prevented finance lease service providing companies keen to provide international finance lease services are hampering the market growth. The untapped possibility of developing countries and the wave in government support and initiatives toward leasing services are the opportunities for the Financial Leasing Market growth.
The Global Financial Leasing Market is segmented on the basis of Type, Application, And Geography.
Based on Type, The market is classified into Non Banking and Bank. The Non Banking institutions hold a large number of shares in the market because of the wide use of the finance lease system cater to depreciation and consequent tax benefits, and the rising preference for leasing equipment in small and medium-sized enterprises is the factor increasing the market growth of the Financial Leasing Market.
Based on Application, The market is classified into Automotive, TMT (Technology, Media and Telecom), Medical devices, Construction machinery, and Others. The Medical devices industries hold a large number of shares in the market because finance lease provides companies with capital-intensive leasing equipment, like aircraft and MRI machines, and others because the high purchase and maintenance costs of such equipment are the factor increasing the market growth of the Financial Leasing Market.
The "Global Financial Leasing Market" study report will provide valuable insight with an emphasis on the global market. The major players in the market are BNP Paribas Leasing Solutions Limited, JPMorgan Chase & Co., Limited Liability Company, HSBC Group, Banc of America Leasing & Capital LLC, Wells Fargo, Sumitomo Mitsui Finance, Leasing Company, Ltd.
Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight to the financial statements of all the major players, along with its product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.