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市場調查報告書
商品編碼
1422780

全球線上支付中的詐欺和安全：2024 年

Fraud and Security in Global Online Payments 2024
出版日期: | 出版商: yStats.com | 英文 66 Pages | 商品交期: 最快1-2個工作天內

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簡介目錄

隨著 B2C 電子商務的擴張，企業和消費者都越來越容易受到詐欺。 2023年至2028年，全球B2C電子商務的線上支付詐欺損失將以40%的複合年增長率大幅成長，可能達到數十億美元。 到2025年，亞太地區預計將因線上支付詐欺而遭受最大損失，其次是北美和歐洲。 鑑於金融犯罪的威脅日益嚴重，預計到 2027 年，全球用於預防金融犯罪的支出將會增加。

本報告調查了全球線上支付詐欺和安全的趨勢，並按地區和主要國家總結了全球損失金額、各種安全措施以及受訪者的擔憂。

目錄

第 1 章要點

  • 線上付款中的詐欺和安全：要點

第2章管理總結

第3章世界的發展

  • 虛擬卡市場的安全性概述
  • POS 增強安全措施概述
  • 線上和行動支付市場的擔憂概述
  • 人工智慧在嵌入式金融生態系統的應用概述
  • 會員店因網路支付詐騙而遭受的損失金額
  • 線上支付詐欺造成的損失：按地區劃分
  • 線上支付詐欺導致 B2Ce 商務損失
  • B2C 電子商務詐欺造成的收入損失百分比
  • 詐欺性 B2C 電子商務交易金額細分：按地區
  • 用來預防金融犯罪的金額
  • 使用生物辨識身分驗證的店內支付的市場規模
  • 數位身分驗證檢查次數
  • 銀行在整個數位身分驗證市場中的份額
  • 同意線上支付安全聲明等的消費者百分比

第 4 章歐洲

  • 按地區
    • 涉及跨國交易的銀行卡詐欺百分比
    • 對受訪者來說最重要的數位錢包屬性的詳細分析
    • 對嵌入式金融服務和產品的最大擔憂
  • 英國
    • 因詐欺性支付卡詐欺而造成的損失
    • 阻止的支付卡詐欺金額
    • 因未出示銀行卡而導致欺詐性付款而造成的損失
    • 詐欺性付款數量明細
    • 詐欺付款金額明細
  • 德國
  • 瑞士

第 5 章北美

  • 美國
    • 無卡 (CNP) 詐欺造成的總損失
    • 遭受帳戶接管 (ATO) 攻擊的成年人所佔的百分比
    • P2P詐欺損失金額
    • 表示過去 12 個月內曾遭受 P2P 支付詐欺的銀行客戶所佔的百分比
    • 銀行客戶對銀行對 P2P 詐欺索賠的回應的滿意度細分
    • 向聯邦貿易委員會報告的詐欺行為佔總詐欺行為的百分比
    • 受訪者較少使用行動支付解決方案的主要原因細分
    • 小型企業何時能夠提供生物辨識驗證付款的詳細說明
  • 加拿大

第 6 章拉丁美洲

  • 按地區
    • 詐欺偵測與預防市場
    • 企業不使用科技打擊詐欺的原因分析

第 7 章亞太地區

  • 按地區
    • 線上支付詐欺概述
    • 用於詐騙的線上購物管道：按國家/地區劃分
  • 澳大利亞
    • 支付卡詐欺金額
    • 國內無卡 (CNP) 詐欺金額
    • 透過海外/海外商家進行的無卡 (CNP) 詐欺金額

第 8 章中東與非洲

  • 按地區
    • 因詐欺造成的全部損失
    • 支付行業中欺詐性身份驗證嘗試的百分比
簡介目錄
Product Code: 1650

Asia-Pacific set to have the highest online payment fraud loss globally by 2025: New yStats.com report.

Global B2C E-Commerce fraud losses to grow by +40% CAGR from 2023 to 2028

As B2C E-Commerce expands, both businesses and consumers globally face increased vulnerability to fraud. Projections indicate that global B2C E-Commerce losses from online payment fraud are set to rise significantly, potentially reaching billions, with a projected +40% CAGR between 2023 and 2028. By 2025, Asia-Pacific is expected to lead in online payment fraud losses, followed by North America and Europe. Currently, North America holds the highest share of total fraudulent B2C E-Commerce transaction value, with Europe ranking second. In response to this growing threat of financial crime, global expenditure on financial crime prevention is anticipated to increase by 2027. Moreover, a substantial number of global respondents agree that "biometric authentication makes online payment safer," as observed in April 2023.

Card-not-present (CNP) fraud loss in the U.S. is expected to increase by 2024

In the UK, data highlighted in the report indicate a decline in unauthorized payment card fraud and card-not-present (CNP) payment fraud from the first half of 2022 to the first half of 2023. Meanwhile, CNP fraud is expected to rise in the USA by 2024, comprising approximately three-quarters of the total payment fraud loss. Around a quarter of US adults reported being victims of account takeover (ATO) attacks in 2023. Moreover, while roughly one in ten banking customers reported P2P payment scams as of May 2023, more than half of them expressed satisfaction with their bank's handling of P2P fraud claims.

Table of Contents

1. Key Takeaways

      • Key Takeaways of Fraud and Security in Online Payments

2. Management Summary

3. Global Developments

      • Overview of Security in Virtual Cards Market, February 2024
      • Overview of Enhanced Security Measures at POS, February 2024 (1 of 2)
      • Overview of Enhanced Security Measures at POS, February 2024 (2 of 2)
      • Overview of Concerns in Online And Mobile Payment Market, February 2024
      • Overview of AI Use in Embedded Finance Ecosystem, February 2024
      • Merchant Online Payment Fraud Loss, in USD billion, 2023e & 2028f
      • Online Payment Fraud Loss Value, by Region, in USD billion, 2025f
      • B2C E-Commerce Loss Due to Online Payment Fraud, in USD billion, 2020 & 2023e
      • Share of B2C E-Commerce Revenue Loss to Fraud, in %, 2023
      • Breakdown of Fraudulent B2C E-Commerce Transaction Value, by Region, in %, 2023e
      • Financial Crime Prevention Spend, in USD billion, 2023e & 2027f
      • Biometric In-Store Payments Market Size, in USD trillion, 2024e & 2028f
      • Number of Digital Identity Verification Checks, in billions, 2023e & 2024f
      • Share of Banking Making Up the Total Digital Identity Verification Market, in %, 2024f
      • Share of Consumers Agreeing With the Following Statements Related to Security of Online Payments, in %, April 2023
      • Noted Annual Increase in Payment Fraud Growth Over Real-Time Payment Rails, by Fraud Type, in % of Financial Institutions, 2022
      • Share of Financial Institutions That Plan to Make Major Changes to Enhance Their RTP Fraud Controls Over the Next 1-2 Years, March 2023

4. Europe

  • 4.1. Regional
      • Share of Card Fraud That Involves Cross-Border Transactions, in %, 2023e
      • Breakdown of Digital Wallet Attributes That Respondents Value the Most, in % of Respondents, September 2022
      • Top Concerns When It Comes to Embedded Financial Services and Products, in % of Respondents, April 2023
  • 4.2. UK
      • Unauthorized Payment Card Fraud Loss, in GBP million, H1 2022 & H1 2023
      • Prevented Unauthorized Payment Card Fraud Value, in GBP million, H1 2022 & H1 2023
      • Card-Not-Present Payment Fraud Loss, in GBP million, H1 2022 & H1 2023
      • Breakdown of Payment Fraud Volume, by Fraud Source, in %, H1 2023
      • Breakdown of Payment Fraud Value, by Fraud Source, in %, H1 2023
  • 4.3. Germany
      • Share of Online Merchants Who Identified an Increase in B2C E-Commerce Fraud, in %, 2023e
  • 4.4. Switzerland
      • Share of Online Merchants Who Have Been Struck by Fraud, in %, 2022

5. North America

  • 5.1. USA
      • Total Card-Not-Present (CNP) Fraud Loss, in USD billion, in % of Total Payment Fraud Loss, 2019-2024f
      • Share of Adults Who Have Fallen Victim to Account Takeover (ATO) Attacks, in %, 2023e
      • P2P Fraud Loss Value, in USD billion, 2021 & 2022
      • Share of Banking Customers Who Say That They Have Been Victimized by a P2P Payment Scam in the Last 12 Months, in %, May 2023
      • Breakdown of Banking Customer Satisfaction With Their Bank's Response to P2P Fraud Claims, in %, May 2023
      • Share of Imposter Scams Making Up Total Reported Scams to the Federal Trade Commission, in %, Q3 2023
      • Breakdown of Main Reasons Among Respondents For Not Using Mobile Payment Solutions More Often, in % of Respondents, July 2023
      • Breakdown of When SMEs Expect to Be Able to Offer Payments Verified With Biometric Authentication, in %, October 2022
  • 5.2. Canada
      • Reasons for Using Prepaid Cards For Making Online Payments, in % of Respondents, April 2023

6. Latin America

  • 6.1. Regional
      • Fraud Detection and Prevention Market, incl. "Online Payment Fraud", in USD billion, 2024f & 2028f
      • Breakdown of Reasons Why Businesses Do Not Use Technology to Combat Fraud, incl. "Online Payment Fraud" in %, 2023e

7. Asia-Pacific

  • 7.1. Regional
      • Overview of Fraud in Online Payments, February 2024
      • Use of Online Shopping Channels For Frauds, by Country, in %, November 2023
  • 7.2. Australia
      • Payment Card Fraud Value, in AUD million, FY 2022 & FY 2023
      • Domestic Card-Not-Present (CNP) Fraud Value, in AUD million, FY 2022 & FY 2023
      • Overseas/Via Overseas Merchant Card-Not-Present (CNP) Fraud Value, in AUD million, FY 2022 & FY 2023

8. Middle East and Africa

  • 8.1. Regional
      • Total Fraud Loss Value, incl. "Online Payment Fraud", in USD billion, 2023e & 2028f
      • Share of Fraudulent Verification Attempts in Payment Industry, in %, February 2023 & August 2023