封面
市場調查報告書
商品編碼
1566425

全球貸款服務軟體市場規模研究,按應用程式(銀行、信用合作社、抵押貸款機構、經紀人等)、部署(基於雲端、本地)和 2022-2032 年區域預測

Global Loan Servicing Software Market Size Study, by Application (Banks, Credit Unions, Mortgage Lenders, Brokers, Others), by Deployment (Cloud-based, On-premise), and Regional Forecasts 2022-2032

出版日期: | 出版商: Bizwit Research & Consulting LLP | 英文 285 Pages | 商品交期: 2-3個工作天內

價格
簡介目錄

2023 年全球貸款服務軟體市場價值約為 38.3 億美元,預計在 2024-2032 年預測期內將以超過 12.01% 的健康成長率成長。貸款服務軟體是金融機構用於管理貸款發放後的專門系統。該軟體處理各種任務,包括付款處理、利息計算、託管帳戶管理、拖欠追蹤和客戶溝通。採用此類軟體可以幫助貸方維護準確的貸款記錄,確保及時付款並提供高效的客戶服務,從而簡化金融部門的運作。

市場的成長是由對簡化貸款業務的需求不斷成長、基於雲端的解決方案的不斷採用以及信貸服務相關成本的上升所推動的。金融機構擴大整合先進技術和軟體,為客戶提供最佳化的投資組合和增強的解決方案。基於雲端的支付平台可以加快收款速度,並使金融機構能夠提供快速且有效率的服務。此外,銀行業採用區塊鏈、RPA 和人工智慧等新技術的全球趨勢正在塑造市場,因為這些創新減少了處理和服務時間。

然而,市場面臨來自開源貸款服務軟體的競爭等挑戰。非銀行金融公司和小型貸方等小型組織由於 IT 預算較低,通常會選擇開源解決方案,這可能會阻礙付費軟體解決方案的成長。儘管面臨這一挑戰,但金融部門對簡化業務營運的日益關注預計將促進先進貸款服務軟體的持續開發和採用。

全球貸款服務軟體市場研究涵蓋的主要地區包括北美、歐洲、亞太地區、拉丁美洲和世界其他地區。由於富國銀行、摩根大通和美國銀行等處理大量貸款的主要金融機構的存在,預計北美將在預測期內主導市場成長。這些機構利用貸款服務軟體來有效管理其營運,使他們能夠追蹤銀行服務、存取服務資訊並管理借款人付款。鑑於貸款行業的快速成長、貸款量的增加以及高效貸款管理的需求,預計亞太地區的市場將在預測期內以最快的速度成長。此外,數位技術的日益普及以及對監管合規性的日益重視正在推動該地區對先進貸款服務軟體解決方案的需求。

市場的詳細細分和細分市場解釋如下:

目錄

第 1 章:全球貸款服務軟體市場執行摘要

  • 全球貸款服務軟體市場規模及預測(2022-2032)
  • 區域概要
  • 分部摘要
    • 按申請
    • 按部署
  • 主要趨勢
  • 經濟衰退的影響
  • 分析師推薦與結論

第 2 章:全球貸款服務軟體市場定義與研究假設

  • 研究目的
  • 市場定義
  • 研究假設
    • 包含與排除
    • 限制
    • 供給側分析
      • 可用性
      • 基礎設施
      • 監管環境
      • 市場競爭
      • 經濟可行性(消費者的角度)
    • 需求面分析
      • 監理框架
      • 技術進步
      • 環境考慮
      • 消費者意識和接受度
  • 估算方法
  • 研究涵蓋的年份
  • 貨幣兌換率

第 3 章:全球貸款服務軟體市場動態

  • 市場促進因素
    • 簡化貸款業務的需求不斷增加
    • 基於雲端的解決方案的採用率不斷上升
    • 信貸服務成本不斷上升
  • 市場挑戰
    • 來自開源貸款服務軟體的競爭
    • 小型金融機構 IT 支出較低
  • 市場機會
    • 銀行業先進技術的擴展
    • 基於雲端的部署選項的成長
    • 軟體開發領域的策略夥伴關係與創新

第 4 章:全球貸款服務軟體市場產業分析

  • 波特的五力模型
    • 供應商的議價能力
    • 買家的議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭競爭
    • 波特五力模型的未來方法
    • 波特的 5 力影響分析
  • PESTEL分析
    • 政治的
    • 經濟
    • 社會的
    • 技術性
    • 環境的
    • 合法的
  • 頂級投資機會
  • 最佳制勝策略
  • 顛覆性趨勢
  • 產業專家視角
  • 分析師推薦與結論

第 5 章:全球貸款服務軟體市場規模與預測:按應用分類 - 2022-2032

  • 細分儀表板
  • 全球貸款服務軟體市場:2022 年和 2032 年應用程式收入趨勢分析
    • 銀行
    • 信用合作社
    • 抵押貸款人
    • 經紀人
    • 其他

第 6 章:全球貸款服務軟體市場規模與預測:按部署分類 - 2022-2032 年

  • 細分儀表板
  • 全球貸款服務軟體市場:2022 年和 2032 年部署收入趨勢分析
    • 基於雲端
    • 本地部署

第 7 章:全球貸款服務軟體市場規模與預測:按地區 - 2022-2032

  • 北美洲
    • 美國
    • 加拿大
  • 歐洲
    • 英國
    • 德國
    • 法國
    • 西班牙
    • 義大利
    • 歐洲其他地區
  • 亞太
    • 中國
    • 印度
    • 日本
    • 澳洲
    • 韓國
    • 亞太地區其他地區
  • 拉丁美洲
    • 巴西
    • 墨西哥
    • 拉丁美洲其他地區
  • 中東和非洲
    • 沙烏地阿拉伯
    • 南非
    • 中東和非洲其他地區

第 8 章:競爭情報

  • 重點企業SWOT分析
  • 頂級市場策略
  • 公司簡介
    • Abrigo
      • 關鍵訊息
      • 概述
      • 財務(視數據可用性而定)
      • 產品概要
      • 市場策略
    • Applied Business Software Inc
    • Oracle Corp.
    • C Loans Inc.
    • Constellation Software Inc.
    • Cyrus Technoedge Solutions Pvt. Ltd.
    • DownHome Solutions
    • Fidelity National Information Services Inc.
    • Financial Industry Computer Systems Inc
    • Fiserv Inc.
    • Graveco Software Inc.
    • ICE Mortgage Technology Inc
    • LOAN SERVICING SOFT Inc
    • Nortridge Software LLC
    • Nucleus Software Exports Ltd.

第 9 章:研究過程

  • 研究過程
    • 資料探勘
    • 分析
    • 市場預測
    • 驗證
    • 出版
  • 研究屬性
簡介目錄

Global Loan Servicing Software Market is valued at approximately USD 3.83 billion in 2023 and is anticipated to grow with a healthy growth rate of more than 12.01% over the forecast period 2024-2032. Loan servicing software is a specialized system used by financial institutions to manage and administer loans post-origination. This software handles various tasks, including payment processing, interest calculation, escrow account management, delinquency tracking, and customer communication. The adoption of such software helps lenders maintain accurate loan records, ensure timely payments, and provide efficient customer service, thereby streamlining operations in the financial sector.

The market's growth is driven by the increasing demand for streamlined lending operations, escalating adoption of cloud-based solutions, and rising costs associated with credit servicing. Financial institutions are increasingly integrating advanced technologies and software to offer optimized portfolios and enhanced solutions to customers. Cloud-based payment platforms enable quicker payment collection and offer financial institutions the ability to provide fast and efficient services. Additionally, the global trend of adopting new technologies like blockchain, RPA, and AI in the banking sector is shaping the market, as these innovations reduce processing and servicing times.

However, the market faces challenges such as competition from open-source loan servicing software. Smaller organizations, such as non-banking financial companies and small lenders, often opt for open-source solutions due to their lower IT budgets, which can impede the growth of paid software solutions. Despite this challenge, the growing focus on streamlining business operations in the financial sector is expected to foster the continued development and adoption of advanced loan servicing software.

Key regions considered in the global loan servicing software market study include North America, Europe, Asia Pacific, Latin America, and the Rest of the World. North America is anticipated to dominate the market growth during the forecast period, driven by the presence of major financial institutions such as Wells Fargo, JPMorgan Chase, and Bank of America, which process large loan volumes. These institutions utilize loan servicing software to manage their operations efficiently, enabling them to track banking services, access servicing information, and manage borrower payments. Whereas, the market in Asia Pacific is anticipated to grow at the fastest rate over the forecast period fueled by rapid growth of the lending industry, increasing loan volumes, and the need for efficient loan management. Additionally, the rising adoption of digital technologies and the growing emphasis on regulatory compliance are fueling the demand for advanced loan servicing software solutions in the region.

Major market players included in this report are:

  • Abrigo
  • Applied Business Software Inc
  • Oracle Corp.
  • C Loans Inc.
  • Constellation Software Inc.
  • Cyrus Technoedge Solutions Pvt. Ltd.
  • DownHome Solutions
  • Fidelity National Information Services Inc.
  • Financial Industry Computer Systems Inc
  • Fiserv Inc.
  • Graveco Software Inc.
  • ICE Mortgage Technology Inc
  • LOAN SERVICING SOFT Inc
  • Nortridge Software LLC
  • Nucleus Software Exports Ltd.

The detailed segments and sub-segments of the market are explained below:

By Application:

  • Banks
  • Credit Unions
  • Mortgage Lenders
  • Brokers
  • Others

By Deployment:

  • Cloud-based
  • On-premise

By Region:

  • North America
  • U.S.
  • Canada
  • Europe
  • UK
  • Germany
  • France
  • Spain
  • Italy
  • ROE
  • Asia Pacific
  • China
  • India
  • Japan
  • Australia
  • South Korea
  • RoAPAC
  • Latin America
  • Brazil
  • Mexico
  • RoLA
  • Middle East & Africa
  • Saudi Arabia
  • South Africa
  • RoMEA

Years considered for the study are as follows:

  • Historical year - 2022
  • Base year - 2023
  • Forecast period - 2024 to 2032

Key Takeaways:

  • Market Estimates & Forecast for 10 years from 2022 to 2032.
  • Annualized revenues and regional level analysis for each market segment.
  • Detailed analysis of geographical landscape with country-level analysis of major regions.
  • Competitive landscape with information on major players in the market.
  • Analysis of key business strategies and recommendations on future market approach.
  • Analysis of competitive structure of the market.
  • Demand-side and supply-side analysis of the market.

Table of Contents

Chapter 1. Global Loan Servicing Software Market Executive Summary

  • 1.1. Global Loan Servicing Software Market Size & Forecast (2022-2032)
  • 1.2. Regional Summary
  • 1.3. Segmental Summary
    • 1.3.1. By Application
    • 1.3.2. By Deployment
  • 1.4. Key Trends
  • 1.5. Recession Impact
  • 1.6. Analyst Recommendation & Conclusion

Chapter 2. Global Loan Servicing Software Market Definition and Research Assumptions

  • 2.1. Research Objective
  • 2.2. Market Definition
  • 2.3. Research Assumptions
    • 2.3.1. Inclusion & Exclusion
    • 2.3.2. Limitations
    • 2.3.3. Supply Side Analysis
      • 2.3.3.1. Availability
      • 2.3.3.2. Infrastructure
      • 2.3.3.3. Regulatory Environment
      • 2.3.3.4. Market Competition
      • 2.3.3.5. Economic Viability (Consumer's Perspective)
    • 2.3.4. Demand Side Analysis
      • 2.3.4.1. Regulatory frameworks
      • 2.3.4.2. Technological Advancements
      • 2.3.4.3. Environmental Considerations
      • 2.3.4.4. Consumer Awareness & Acceptance
  • 2.4. Estimation Methodology
  • 2.5. Years Considered for the Study
  • 2.6. Currency Conversion Rates

Chapter 3. Global Loan Servicing Software Market Dynamics

  • 3.1. Market Drivers
    • 3.1.1. Increasing demand for streamlined lending operations
    • 3.1.2. Rising adoption of cloud-based solutions
    • 3.1.3. Escalating costs of credit servicing
  • 3.2. Market Challenges
    • 3.2.1. Competition from open-source loan servicing software
    • 3.2.2. Low IT spending in smaller financial institutions
  • 3.3. Market Opportunities
    • 3.3.1. Expansion of advanced technologies in banking
    • 3.3.2. Growth in cloud-based deployment options
    • 3.3.3. Strategic partnerships and innovations in software development

Chapter 4. Global Loan Servicing Software Market Industry Analysis

  • 4.1. Porter's 5 Force Model
    • 4.1.1. Bargaining Power of Suppliers
    • 4.1.2. Bargaining Power of Buyers
    • 4.1.3. Threat of New Entrants
    • 4.1.4. Threat of Substitutes
    • 4.1.5. Competitive Rivalry
    • 4.1.6. Futuristic Approach to Porter's 5 Force Model
    • 4.1.7. Porter's 5 Force Impact Analysis
  • 4.2. PESTEL Analysis
    • 4.2.1. Political
    • 4.2.2. Economical
    • 4.2.3. Social
    • 4.2.4. Technological
    • 4.2.5. Environmental
    • 4.2.6. Legal
  • 4.3. Top investment opportunity
  • 4.4. Top winning strategies
  • 4.5. Disruptive Trends
  • 4.6. Industry Expert Perspective
  • 4.7. Analyst Recommendation & Conclusion

Chapter 5. Global Loan Servicing Software Market Size & Forecasts by Application 2022-2032

  • 5.1. Segment Dashboard
  • 5.2. Global Loan Servicing Software Market: Application Revenue Trend Analysis, 2022 & 2032 (USD Billion)
    • 5.2.1. Banks
    • 5.2.2. Credit Unions
    • 5.2.3. Mortgage Lenders
    • 5.2.4. Brokers
    • 5.2.5. Others

Chapter 6. Global Loan Servicing Software Market Size & Forecasts by Deployment 2022-2032

  • 6.1. Segment Dashboard
  • 6.2. Global Loan Servicing Software Market: Deployment Revenue Trend Analysis, 2022 & 2032 (USD Billion)
    • 6.2.1. Cloud-based
    • 6.2.2. On-premise

Chapter 7. Global Loan Servicing Software Market Size & Forecasts by Region 2022-2032

  • 7.1. North America Loan Servicing Software Market
    • 7.1.1. U.S. Loan Servicing Software Market
      • 7.1.1.1. Application breakdown size & forecasts, 2022-2032
      • 7.1.1.2. Deployment breakdown size & forecasts, 2022-2032
    • 7.1.2. Canada Loan Servicing Software Market
  • 7.2. Europe Loan Servicing Software Market
    • 7.2.1. U.K. Loan Servicing Software Market
    • 7.2.2. Germany Loan Servicing Software Market
    • 7.2.3. France Loan Servicing Software Market
    • 7.2.4. Spain Loan Servicing Software Market
    • 7.2.5. Italy Loan Servicing Software Market
    • 7.2.6. Rest of Europe Loan Servicing Software Market
  • 7.3. Asia-Pacific Loan Servicing Software Market
    • 7.3.1. China Loan Servicing Software Market
    • 7.3.2. India Loan Servicing Software Market
    • 7.3.3. Japan Loan Servicing Software Market
    • 7.3.4. Australia Loan Servicing Software Market
    • 7.3.5. South Korea Loan Servicing Software Market
    • 7.3.6. Rest of Asia Pacific Loan Servicing Software Market
  • 7.4. Latin America Loan Servicing Software Market
    • 7.4.1. Brazil Loan Servicing Software Market
    • 7.4.2. Mexico Loan Servicing Software Market
    • 7.4.3. Rest of Latin America Loan Servicing Software Market
  • 7.5. Middle East & Africa Loan Servicing Software Market
    • 7.5.1. Saudi Arabia Loan Servicing Software Market
    • 7.5.2. South Africa Loan Servicing Software Market
    • 7.5.3. Rest of Middle East & Africa Loan Servicing Software Market

Chapter 8. Competitive Intelligence

  • 8.1. Key Company SWOT Analysis
  • 8.2. Top Market Strategies
  • 8.3. Company Profiles
    • 8.3.1. Abrigo
      • 8.3.1.1. Key Information
      • 8.3.1.2. Overview
      • 8.3.1.3. Financial (Subject to Data Availability)
      • 8.3.1.4. Product Summary
      • 8.3.1.5. Market Strategies
    • 8.3.2. Applied Business Software Inc
    • 8.3.3. Oracle Corp.
    • 8.3.4. C Loans Inc.
    • 8.3.5. Constellation Software Inc.
    • 8.3.6. Cyrus Technoedge Solutions Pvt. Ltd.
    • 8.3.7. DownHome Solutions
    • 8.3.8. Fidelity National Information Services Inc.
    • 8.3.9. Financial Industry Computer Systems Inc
    • 8.3.10. Fiserv Inc.
    • 8.3.11. Graveco Software Inc.
    • 8.3.12. ICE Mortgage Technology Inc
    • 8.3.13. LOAN SERVICING SOFT Inc
    • 8.3.14. Nortridge Software LLC
    • 8.3.15. Nucleus Software Exports Ltd.

Chapter 9. Research Process

  • 9.1. Research Process
    • 9.1.1. Data Mining
    • 9.1.2. Analysis
    • 9.1.3. Market Estimation
    • 9.1.4. Validation
    • 9.1.5. Publishing
  • 9.2. Research Attributes