市場調查報告書
商品編碼
1380379
2023-2030 年全球貸款服務軟體市場Global Loan Servicing Software Market 2023-2030 |
全球貸款服務軟體市場預計在預測期內(2023-2030年)CAGR為14.2%。貸款服務軟體執行貸款管理任務,例如處理付款、交易處理、銀行業務、投資者會計、收款管理系統、信用報告和自動付款清算。數位貸款需求的增加是推動成長的關鍵因素之一。據印度品牌股權基金會 (IBEF) 稱,農業金融數位化是由儲備銀行和儲備銀行創新中心 (RBIH) 聯合提出的概念,這將使 Kisan 信用卡 (KCC) 貸款能夠以完全數位化且無麻煩的方式提供方式。例如,2022 年 9 月,Constellation Mortgage Solutions (CMS) 推出了 NOVA,這是一種新的動態抵押貸款發放系統 (LOS),具有基於雲端的平台和動態用戶介面 (UI) 體驗。
全球貸款服務軟體市場按組件、應用程式和最終用戶進行細分。根據組件,市場分為基於雲端的市場和本地市場。根據應用,市場細分為現金和流動性管理、風險管理、抵押品管理、貸款發放和服務等。此外,根據最終用戶,市場又細分為銀行、信用社、非銀行金融公司(NBFC)和其他(抵押貸款機構和經紀人)。其中,基於雲端的細分市場預計將佔據相當大的市場佔有率。使用基於雲端的數位化的不斷發展和資料安全性的提高預計將推動行業的成長
其中,商業貸款軟體預計將在全球貸款服務軟體市場中佔據相當大的佔有率。此細分市場的成長歸因於提供商業貸款相關服務的領先商業銀行例如,2023年7月,花旗宣布推出新平台CitiDirect Commercial Banking,專門滿足花旗商業銀行(CCB)客戶的需求。這是花旗重大策略投資計畫的一部分,旨在透過提供單入口數位平台來滿足這些客戶不斷成長的全球需求。
全球貸款服務軟體市場根據地理位置進一步細分,包括北美(美國和加拿大)、歐洲(英國、義大利、西班牙、德國、法國和歐洲其他地區)、亞太地區(印度、中國、日本、韓國和亞洲其他地區)以及世界其他地區(中東和非洲以及拉丁美洲)。其中,亞太地區預計將在全球市場中佔據顯著佔有率,這是經濟活動不斷成長的因素,例如信貸管道的增加和金融服務的現代化。
在所有地區中,預計北美在預測期內將以相當大的CAGR成長。該地區的成長歸功於信用合作社和抵押貸款公司等大型金融服務部門。美國的貸款公司,例如聯邦住房貸款抵押公司(FHLMG)和聯邦國家抵押貸款協會(FNMA),正在採用數位服務向客戶提供貸款。因此,公司擴大使用貸款服務軟體來為客戶提供服務。例如,到2022 年5 月,美國的貸款市場規模將達到9.5 兆美元,vopay 和交鑰匙貸款機構合作,為貸款自動化和數位支付提供人工智慧支援- 驅動的貸款自動化平台被 50 多個國家的傳統、另類和嵌入式貸款機構所使用。
服務於全球貸款服務軟體市場的主要公司包括: Loan Servicing Soft Inc.、Nortridge Software, LLC、Q2 Software, Inc.、Autopal Software, LLC、Bryt Software LLC 等。市場參與者透過各種策略(包括併購、合作、合作、融資和新產品發布),為市場成長做出了巨大貢獻,以保持市場競爭力。例如,2019 年11 月,Q2 Holdings, Inc. 宣布已完成對Lender Performance Group LLC 的收購,合併後的公司將擴大Q2 的企業銀行業務能力,並將Q2 定位為商業銀行領域和跨領域金融機構數位化轉型解決方案的領導者。銀行即服務、帳戶註冊、消費者和企業數位銀行以及現在的貸款定價
Title: Global Loan Servicing Software Market Size, Share & Trends Analysis Report by Component (Cloud-Based, and On-Premises), by Application (Cash And Liquidity Management, Risk Management, Collateral Management, Loan Origination And Servicing and Others), and by End-users (Banks, Credit Unions, Non-Banking Financial Company (NBFC) and Others ),Forecast Period (2023-2030).
The global loan servicing software market is anticipated to grow at a CAGR of 14.2% during the Forecast Period (2023-2030). loan servicing software performe loan management task such as handling payments, transaction processing, banking, investor accounting, collection management system, credit reporting, and automated clearing of payments. the raising demand for digital loans is one of the key factors driving the growth. According to India Brand Equity Foundation (IBEF) Digitalization of Agri-finance was conceptualized jointly by the reserve bank and the Reserve Bank Innovation Hub (RBIH) this will enable delivery of Kisan Credit Card (KCC) loans in a fully digital and hassle-free manner. For instance in September 2022, Constellation Mortgage Solutions (CMS) launched NOVA, a new dynamic mortgage loan origination system (LOS) with a cloud-based platform and a dynamic user interface (UI) experience.
The global loan servicing software market is segmented on the component, application, and end-users. Based on the component, the market is sub-segmented into cloud-based and on-premises. Based on the application, the market is sub-segmented into cash and liquidity management, risk management, collateral management, loan origination and servicing and others. Further, on the basis of end-users, the market is sub-segmented into banks, credit unions, non-banking financial company (NBFC) and others (mortgage lenders and brokers). Among the component, the cloud-based sub-segment is anticipated to hold a considerable share of the market. The growing digitization and increasing data security in using cloud-based is expected to boost the growth of the
Among all, commercial loan software is expected to hold a considerable share of the global loan servicing software market. The segmental growth is attributed to leading commercial banks that provides services related to commercial loan For instance, in July 2023, Citi has announced the launch of a new platform, CitiDirect Commercial Banking, specifically to address the needs of Citi Commercial Bank (CCB) clients. This is part of Citi's significant strategic investment plan to meet the growing global needs of these clients by delivering a single-entry point digital platform.
The global loan servicing software market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-pacific region is anticipated to hold a prominent share of the market across the globe, factors of rising economic activity such as increasing access to credit, and modernization of financial services.
Among all regions, North America is anticipated to grow at a considerable CAGR over the forecast period. The regional growth is attributed to the large financial service sectors of credit unions, and mortgage companies. such as federal home loan mortgage corporation (FHLMG), and federal national mortgage association (FNMA), the lending companies in the U.S. are adopting digital services to offer loans to customers. Therefore, the loan servicing software is increasingly used by companies to serve their customers For instance, in may 2022, the market where lending sits at 9.5 trillion dollars in the US, vopay and turnkey lender partner to power loan automation and digital payments delivering an AI-powered lending automation platform used by traditional, alternative, and embedded lenders in 50+ countries.
The major companies serving the global loan servicing software market include: Loan Servicing Soft Inc., Nortridge Software, LLC, Q2 Software, Inc., Autopal Software, LLC, Bryt Software LLC, and others. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, collaborations, funding, and new product launches, to stay competitive in the market. For instance, in November 2019, Q2 Holdings, Inc. announced it has completed the acquisition of Lender Performance Group LLC combined company will expand Q2's corporate banking capabilities and position Q2 as a leader in digital transformation solutions for FIs in the commercial banking space and Spanning banking-as-a-service, account onboarding, consumer and corporate digital banking and now loan pricing