市場調查報告書
商品編碼
1395086
支付安全市場 - 按組件(解決方案 [加密令牌化、詐欺檢測和預防、生物識別認證]、服務)、按組織規模(中小企業、大型組織)、按最終用戶和預測,2023 - 2032 年Payment Security Market - By Component (Solution [Encryption Tokenization, Fraud Detection & Prevention, Biometric Authentication], Services), By Organization Size (SMEs, Large Organization), By End-user & Forecast, 2023 - 2032 |
在行動支付激增的推動下,支付安全市場規模預計從 2023 年到 2032 年CAGR將超過 14%。
隨著消費者擴大選擇透過行動裝置進行便利的非接觸式支付方式,對安全行動支付生態系統的需求不斷上升。此外,智慧型手機的普及和全球行動支付的普及正促使一些市場參與者推動支付安全的持續創新,以滿足以行動為中心的數位經濟不斷變化的需求,進一步加速產業成長。舉個例子,2023 年 8 月,萬事達卡推出了 ALT ID 解決方案,這是一種針對客人結帳交易的客製化身分識別方案,旨在提高線上支付安全、持卡人安全和資料外洩保護,同時讓零售商和消費者的交易變得更加輕鬆。
支付安全產業分為組成部分、組織規模、最終用戶和區域。
根據組件,預計 2023 年至 2032 年,隨著組織優先考慮全面的安全解決方案,服務領域的市場佔有率將獲得顯著成長。服務提供者提供實施強大的安全協議、加密和標記化的專業知識,以強化支付流程。網路威脅的日益複雜性和數位交易量的增加也促使企業尋求專業服務來保護支付生態系統,從而推動該細分市場的成長。
就最終用戶而言,BFSI 領域的支付安全產業預計到 2032 年將大幅成長。金融交易向數位平台的快速轉變正在推動對支付安全解決方案的需求,以保護敏感的金融資料、防止詐欺、並確保遵守嚴格的法規。此外,銀行、支付處理商和保險公司正在對先進的安全措施進行大量投資,包括加密和多因素身份驗證,以保護客戶交易。
從地區來看,由於電子商務、行動銀行和數位支付方式的日益普及,亞太地區支付安全市場規模預計到 2032 年將顯著成長。許多行業參與者正在與銀行機構和商家合作,以確保支付生態系統的安全,從而確保整個地區消費者和公司的安全。例如,2023 年 6 月,Visa 在新加坡推出了多項支付安全措施,作為其修訂後的安全路線圖的一部分,重點是提高線上和店內交易安全。此外,中國、印度和新加坡等國家的政府和金融機構正在優先考慮網路安全措施,以應對不斷變化的威脅,進一步增強區域產業前景。
Payment Security Market size is poised to expand at over 14% CAGR from 2023-2032, driven by the proliferation of mobile payments.
With consumers increasingly opting for convenient and contactless payment methods through mobile devices, the demand for secure mobile payment ecosystems is rising. Additionally, the ubiquity of smartphones and the globally surging mobile payment adoption are prompting several market players to drive continuous innovations in payment security for catering to the evolving needs of the mobile-centric digital economy, further accelerating the industry growth. To cite an instance, in August 2023, Mastercard introduced its ALT ID solution, a customized identification for guest checkout transactions to improve online payment safety, cardholder safety, and data breach protection while making transactions easier for retailers and consumers.
The payment security industry is segmented into component, organization size, end user, and region.
Based on component, the market share from the services segment is anticipated to gain significant traction from 2023-2032 with organizations prioritizing comprehensive security solutions. Service providers offer expertise in implementing robust security protocols, encryption, and tokenization to fortify the payment processes. The rising sophistication of cyber threats and the increasing volume of digital transactions are also prompting businesses to seek specialized services to safeguard payment ecosystems, propelling the segment growth.
In terms of end-user, the payment security industry from the BFSI segment is set to depict substantial growth through 2032. The rapid shift of financial transactions towards digital platforms is fueling the need for payment security solutions for safeguarding sensitive financial data, preventing fraud, and ensuring compliance with stringent regulations. Additionally, banks, payment processors, and insurance companies are making massive investments in advanced security measures, including encryption and multi-factor authentication to protect customer transactions.
Regionally, the Asia Pacific payment security market size is poised to expand at a notable growth rate through 2032 driven by the increasing adoption of e-commerce, mobile banking, and digital payment methods. Numerous industry players are collaborating with banking institutions and merchants to secure the payments ecosystem for assuring the safety of consumers and companies throughout the region. For instance, in June 2023, Visa launched several payment security initiatives in Singapore as part of its revised security roadmap for focusing on improving online and in-store transaction security. Moreover, governments and financial institutions in countries like China, India, and Singapore are prioritizing cybersecurity measures to combat evolving threats, further augmenting the regional industry outlook.