市場調查報告書
商品編碼
1603364
付款安全市場規模、佔有率、成長分析,按組成部分、組織規模、產業、地區 - 產業預測,2024-2031Payment Security Market Size, Share, Growth Analysis, By Component (Solutions, Services), By Organization Size (Large Enterprises, Small and Medium-Sized Enterprises), By Vertical (Retail, Healthcare), By Region - Industry Forecast 2024-2031 |
2022年全球付款安全市場規模為241億美元,從2023年的287.2億美元成長到2031年的989億美元,預計複合年成長率為16.7%。
由於保護客戶資料、遵守監管環境以及應對以日益複雜的網路犯罪活動為特徵的不斷變化的威脅環境的需求日益成長,全球付款安全市場正在經歷顯著成長。隨著技術的進步,對創新付款安全解決方案來應對這些挑戰的需求正在迅速增加。智慧型手機普及率的上升和非接觸式付款方式的日益普及也促進了這個市場的擴張。行動付款為消費者提供了一個方便快速的選擇,無需現金或實體卡。這種易用性導致行動付款選項的採用率增加。此外,金融科技公司的崛起對付款安全產業產生了積極影響,它們投入了大量資金來開發先進的安全措施,例如雙因素認證、生物識別和標記化。隨著消費者的安全意識越來越強,他們願意為安全的交易方式支付溢價。在這種情況下,監管合規性至關重要,因為它制定了基本標準來保護付款系統和資料的機密性、完整性和可用性,並降低詐騙和資料外洩的風險。 PCI DSS(支付卡產業資料安全標準)體現了這樣法律規範,詳細說明了網路安全、存取控制、資料加密、付款系統持續監控等方面的要求。
Global Payment Security Market size was valued at USD 24.1 billion in 2022 and is poised to grow from USD 28.72 billion in 2023 to USD 98.9 billion by 2031, growing at a CAGR of 16.7% during the forecast period (2024-2031).
The global payment security market has experienced notable growth, fueled by the escalating need to protect customer data, adhere to regulatory standards, and respond to an evolving threat landscape marked by increasingly sophisticated cybercriminal activities. As technology advances, the demand for innovative payment security solutions-designed to address these challenges-has surged. Rising smartphone penetration and the growing popularity of contactless payment methods are also contributing to this market expansion, as mobile payments offer a convenient, quick alternative for consumers, eliminating the need for cash or physical cards. This enhanced usability has led to increased adoption of mobile payment options. Furthermore, the emergence of fintech firms has positively impacted the payment security industry, with significant investments directed toward developing advanced security measures such as two-factor authentication, biometric identification, and tokenization. As consumers become more security-conscious, they are willing to pay a premium for safe transaction methods. Regulatory compliance is critical in this landscape, as it establishes essential standards that safeguard the confidentiality, integrity, and availability of payment systems and data, thereby mitigating the risk of fraud and data breaches. The Payment Card Industry Data Security Standard (PCI DSS) exemplifies these regulatory frameworks, detailing requirements encompassing network security, access controls, data encryption, and continuous monitoring of payment systems, which collectively protect sensitive financial information and preserve the reputation of payment providers and merchants in the marketplace.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Payment Security market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Payment Security Market Segmental Analysis
Global Payment Security Market is segmented by component, organization size, vertical and region. Based on component, the market is segmented into solutions and services. Based on organization size, the market is segmented into large enterprises and small and medium-sized enterprises. Based on vertical, the market is segmented into retail, travel and hospitality, healthcare, it and telecom, education, media and entertainment and others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the Global Payment Security Market
The global payment security market is significantly influenced by the increasing adoption of digital payment systems, which is driving its growth. As these systems gain popularity, there is an alarming rise in payment fraud incidents, prompting a heightened need for comprehensive security measures. Cybercriminals continually devise innovative strategies to exploit weaknesses in payment infrastructures, creating an urgent demand for effective security solutions. This surge in online transactions heightens the necessity to protect sensitive financial data and ensure secure transactions, consequently fostering the expansion of the payment security market as businesses seek to mitigate risks and enhance consumer trust.
Restraints in the Global Payment Security Market
The growth of the global payment security market faces significant challenges, primarily due to the high costs involved in implementing comprehensive security solutions. Organizations, especially small and medium-sized enterprises (SMEs), often struggle with limited budgets, making it difficult for them to allocate sufficient funds for advanced payment security measures. This financial barrier can hinder their ability to adopt essential technologies and practices necessary to safeguard transactions effectively. As a result, the overall development of the payment security market may be restrained, as many businesses remain hesitant to invest in these critical systems despite the increasing threats to financial transactions.
Market Trends of the Global Payment Security Market
The global payment security market is experiencing a significant trend towards the adoption of biometric authentication methods, driven by the need for enhanced security and user convenience. Innovations in technologies like fingerprint recognition, facial recognition, and iris scanning are gaining traction, as they provide a unique layer of protection against fraudulent activities that outstrip traditional password and PIN systems. The increasing prevalence of biometric-enabled devices, such as smartphones and contactless payment options, is further facilitating this integration into payment systems. As consumers and businesses alike prioritize robust security measures, the reliance on biometric authentication is likely to reshape the payment security landscape, fostering a more secure transactional environment.