市場調查報告書
商品編碼
1395087
第三方支付市場 - 按支付類型(線上支付、POS 支付、點對點支付)、最終用戶(消費者支付、商業支付)、支付方式、行業垂直和預測,2023 年至 2032 年Third Party Payment Market - By Payment Type (Online Payments, POS Payments, Peer-to-Peer Payments), By End User (Consumer Payments, Business Payments), By Payment Method, By Industry Vertical & Forecast, 2023 - 2032 |
在普遍數位化趨勢湧入的推動下,第三方支付市場規模預計從 2023 年到 2032 年CAGR將超過 11.5%。隨著全球多個產業擁抱數位轉型,對無縫和無現金交易的需求不斷升級。
第三方支付解決方案透過提供安全、高效且方便用戶使用的數位支付選項來促進這些轉變。智慧型手機的普及和對線上服務的更高偏好進一步使數位支付成為消費者日常生活中不可或缺的一部分。此外,金融科技公司不斷推出新的解決方案,以提高銀行間轉帳的效率、安全性和速度,並推動產業擴張。舉個例子,2023 年 2 月,GoCardless 推出了 GoCardless Embed,這是其新應用程式,可讓其他支付服務提供者允許銀行間轉帳。
第三方支付市場分為支付類型、最終用戶、支付方式、垂直行業和地區。
根據支付類型,線上支付領域的行業規模將在 2022 年產生可觀的收入,預計到 2032 年將實現大幅成長。消費者和企業越來越依賴第三方支付服務來實現無縫交易。此外,第三方提供者提供的便利性、可訪問性和多樣化的支付方式將推動該細分市場的成長。
就最終用戶而言,企業支付領域的第三方支付產業預計將在 2023 年至 2032 年間獲得發展動能。一些企業正在利用第三方支付提供者來簡化和最佳化其支付流程,同時提高效率並減少成本。操作複雜性。這些服務還滿足廣泛的業務支付需求,包括供應商付款、薪資處理和 B2B 交易。此外,第三方支付解決方案在商業交易中提供的便利、快速和成本效益將有利於市場擴張。
從地區來看,在動態數位格局和無現金交易日益普及的推動下,亞太地區第三方支付市場將於 2023 年至 2032 年呈現強勁成長。中國在行動支付平台的廣泛使用方面處於領先地位,進一步培育了數位交易文化。
此外,多家金融科技公司和第三方供應商正在推出針對該地區不斷變化的金融格局量身定做的尖端產品,以增強功能和用戶體驗來吸引用戶。例如,2023 年 10 月,Visa 和 Global Payments 在新加坡聯合推出了行動點擊支付解決方案,部署了點擊電話技術,使擁有 Android 裝置的商家能夠透過第三方應用程式進行非接觸式支付。此外,政府不斷推出的促進金融包容性的措施將有助於區域市場的成長。
Third Party Payment Market size is estimated to expand at over 11.5% CAGR from 2023-2032 propelled by the influx of pervasive digitalization trends. With several industries worldwide embracing digital transformation, the demand for seamless and cashless transactions is escalating.
Third-party payment solutions facilitate these transitions by offering secure, efficient, and user-friendly digital payment options. The ubiquity of smartphones and the higher preference for online services is further making digital payments an integral part of the daily lives of consumers. Moreover, fintech companies are continually launching new solutions to enhance the efficiency, security, and speed of interbank transfers, boosting the industry expansion. To cite an instance, in February 2023, GoCardless introduced GoCardless Embed, its new application that lets other payment service providers allow bank-to-bank transfers.
The third party payment market is bifurcated into payment type, end user, payment method, industry vertical, and region.
Based on payment type, the industry size from the online payments segment generated considerable revenue in 2022 and is anticipated to record substantial growth through 2032. Consumers and businesses increasingly rely on third-party payment services for seamless transactions. Additionally, the convenience, accessibility, and diverse payment methods offered by third-party providers will propel the segment growth.
With respect to end user, the third-party payment industry from the business payments segment is projected to gain momentum between 2023 and 2032. Several businesses are leveraging third-party payment providers to streamline and optimize their payment processes whilst enhancing the efficiency and reducing the operational complexities. These services also cater to a wide range of business payment needs, including vendor payments, payroll processing, and B2B transactions. Additionally, the convenience, speed, and cost-effectiveness offered by third-party payment solutions in business transactions will prove favorable for the market expansion.
Regionally, the Asia Pacific third-party payment market is set to exhibit robust growth from 2023 to 2032 driven by the dynamic digital landscape and the rising adoption of cashless transactions. China is leading the way with widespread use of mobile payment platforms, further fostering a culture of digital transactions.
Additionally, multiple fintech companies and third-party providers are introducing cutting-edge offerings tailored to the evolving financial landscape in the region for attracting users with enhanced functionalities and user experiences. For instance, in October 2023, Visa and Global Payments co-launched the mobile tap payment solution in Singapore by deploying its tap-to-phone technology to enable merchants with Android devices to facilitate contactless payments via a third-party application. Moreover, the growing government initiatives for promoting financial inclusion will contribute to the regional market growth.