市場調查報告書
商品編碼
1601159
PSD2 和開放銀行生物特徵認證市場:按功能、最終用戶分類 - 2025-2030 年全球預測PSD2 & Open Banking Biometric Authentication Market by Function (Authentication & Authorization, Content Based Attacks Detection, Data Encryption), End Users (Banks, Customers, Marchants) - Global Forecast 2025-2030 |
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PSD2和開放銀行生物辨識認證市場2023年估值為56.4億美元,預計2024年將達到62.1億美元,複合年成長率為10.27%,到2030年將達到11.1億美元,預計將達到8000萬美元。
PSD2 和開放銀行舉措的興起顯著擴大了生物辨識身分驗證的範圍,並定義了金融機構必須透過先進的客戶身分驗證措施來保護交易的格局。生物辨識認證,包括指紋、臉部辨識和語音辨識,確保安全性和易用性,滿足日益成長的強認證需求,平衡客戶體驗和安全性。這項需求源自於需要防止詐欺,同時減少客戶旅程中的摩擦,促進無縫銀行體驗並擴展數位金融服務。這種方法已應用於各種最終用戶,包括銀行、金融科技公司和從事線上交易的消費者。影響市場的主要成長要素包括 PSD2 等強制性法規、生物識別技術的進步以及消費者對行動銀行信心的增強。潛在的商機在於高科技公司和金融機構之間建立夥伴關係,以加強技術部署和客戶參與。為了利用這些機會,組織應該專注於開發擴充性、安全且使用者友好的生物辨識解決方案。然而,挑戰包括隱私問題、資料保留問題以及生物辨識資料外洩的可能性,這需要強大的網路安全框架和透明的資料管理政策。此外,高昂的初始實施成本可能會拖累中小型企業。具有巨大潛力的創新領域包括可以提高準確性和效率的人工智慧主導的生物識別解決方案,以及增強安全通訊協定和用戶身份驗證流程的多模態生物識別整合。市場是動態的,其特點是快速的技術進步和不斷變化的法規環境,迫使企業不斷創新和適應。公司必須時刻意識到這些變化並投資於研發以保持領先地位。對資料保護、客戶教育和監管合規性的關注可以推動生物辨識認證的成長,並在 PSD2 和開放銀行框架下建立消費者信任。
主要市場統計 | |
---|---|
基準年[2023] | 56.4億美元 |
預計年份 [2024] | 62.1億美元 |
預測年份 [2030] | 111.8億美元 |
複合年成長率(%) | 10.27% |
市場動態:針對快速發展的 PSD2 和開放銀行生物辨識認證市場揭示的關鍵市場見解
PSD2 和開放銀行生物辨識認證市場正因供需的動態交互作用而轉變。了解這些不斷變化的市場動態可以幫助企業做出明智的投資決策、策略決策並抓住新的商機。全面了解這些趨勢可以幫助企業降低政治、地理、技術、社會和經濟領域的風險,並了解消費行為及其對製造成本的影響,並更清楚地了解對採購趨勢的影響。
波特五力:駕馭 PSD2 與開放銀行生物辨識認證市場的策略工具
波特的五力框架是理解市場競爭格局的重要工具。波特的五力框架為評估公司的競爭地位和探索策略機會提供了清晰的方法。該框架可幫助公司評估市場動態並確定新業務的盈利。這些見解使公司能夠利用自己的優勢、解決弱點並避免潛在的挑戰,以確保更強大的市場地位。
PESTLE分析:了解 PSD2 和開放銀行生物辨識認證市場的外部影響
外部宏觀環境因素在塑造 PSD2 和開放銀行生物辨識認證市場的績效動態方面發揮關鍵作用。對政治、經濟、社會、技術、法律和環境因素的分析提供了應對這些影響所需的資訊。透過調查 PESTLE 因素,公司可以更了解潛在的風險和機會。這種分析可以幫助公司預測法規、消費者偏好和經濟趨勢的變化,並為他們做出積極主動的決策做好準備。
市場佔有率分析 了解 PSD2 和開放銀行生物辨識認證市場的競爭格局
PSD2 和開放銀行生物辨識認證市場的詳細市場佔有率分析可以對供應商績效進行全面評估。公司可以透過比較收益、客戶群和成長率等關鍵指標來揭示其競爭地位。該分析揭示了市場集中、分散和整合的趨勢,為供應商提供了製定策略決策所需的洞察力,使他們能夠在日益激烈的競爭中佔有一席之地。
FPNV 定位矩陣 PSD2 與開放銀行生物辨識認證市場供應商的績效評估
FPNV定位矩陣是評估PSD2和開放銀行生物特徵認證市場供應商的關鍵工具。此矩陣允許業務組織根據供應商的商務策略和產品滿意度評估供應商,從而做出符合其目標的明智決策。四個象限清楚且準確地分類供應商,幫助使用者辨識最能滿足其策略目標的合作夥伴和解決方案。
1. 市場滲透率:對當前市場環境的詳細回顧,包括行業主要企業的大量資料。
2. 市場開拓:辨識新興市場的成長機會,評估現有領域的擴張潛力,並提供未來成長的策略藍圖。
3. 市場多元化:分析近期產品發布、開拓地區、關鍵產業進展、塑造市場的策略投資。
4. 競爭評估與情報:徹底分析競爭格局,檢驗市場佔有率、業務策略、產品系列、認證、監理核准、專利趨勢、主要企業的技術進步等。
5.產品開發與創新:重點關注可望推動未來市場成長的最尖端科技、研發活動和產品創新。
1.目前的市場規模和未來的成長預測是多少?
2. 哪些產品、區隔市場和地區提供最佳投資機會?
3.塑造市場的主要技術趨勢和監管影響是什麼?
4.主要廠商的市場佔有率和競爭地位如何?
5. 推動供應商市場進入和退出策略的收益來源和策略機會是什麼?
The PSD2 & Open Banking Biometric Authentication Market was valued at USD 5.64 billion in 2023, expected to reach USD 6.21 billion in 2024, and is projected to grow at a CAGR of 10.27%, to USD 11.18 billion by 2030.
The rise of PSD2 and open banking initiatives has significantly broadened the scope of biometric authentication, defining a landscape where financial institutions must secure transactions with heightened customer authentication measures. Biometric authentication, including fingerprints, facial recognition, and voice recognition, ensures security and ease of use, catering to the increasing demand for robust authentication that balances customer experience with security. The necessity arises from a need to prevent fraud while reducing friction in the customer journey, facilitating seamless banking experiences and expanding digital finance services. This approach finds application across various end-users such as banks, fintech companies, and consumers engaging in online transactions. Key growth factors influencing the market include regulatory mandates like PSD2, advances in biometric technology, and consumers' growing trust in mobile banking. Potential opportunities lie in establishing partnerships between tech companies and financial entities to enhance technology deployment and customer engagement. To leverage these opportunities, organizations should focus on developing scalable, secure, and user-friendly biometric solutions. Challenges, however, include privacy concerns, data storage issues, and the potential for biometric data breaches, which require robust cybersecurity frameworks and transparent data management policies. Additionally, the high initial costs of implementation may deter smaller firms. Innovation areas with significant potential include AI-driven biometric solutions, which can enhance accuracy and efficiency, and the integration of multi-modal biometrics to strengthen security protocols and user verification processes. The market is dynamic and characterized by rapid technological advancements and evolving regulatory environments, pushing firms to continuously innovate and adapt. Companies must remain vigilant to these changes and invest in research and development to stay ahead. Emphasizing data protection, customer education, and regulatory compliance can further foster growth and build consumer trust in biometric authentication under PSD2 and open banking frameworks.
KEY MARKET STATISTICS | |
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Base Year [2023] | USD 5.64 billion |
Estimated Year [2024] | USD 6.21 billion |
Forecast Year [2030] | USD 11.18 billion |
CAGR (%) | 10.27% |
Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving PSD2 & Open Banking Biometric Authentication Market
The PSD2 & Open Banking Biometric Authentication Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.
Porter's Five Forces: A Strategic Tool for Navigating the PSD2 & Open Banking Biometric Authentication Market
Porter's five forces framework is a critical tool for understanding the competitive landscape of the PSD2 & Open Banking Biometric Authentication Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.
PESTLE Analysis: Navigating External Influences in the PSD2 & Open Banking Biometric Authentication Market
External macro-environmental factors play a pivotal role in shaping the performance dynamics of the PSD2 & Open Banking Biometric Authentication Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.
Market Share Analysis: Understanding the Competitive Landscape in the PSD2 & Open Banking Biometric Authentication Market
A detailed market share analysis in the PSD2 & Open Banking Biometric Authentication Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.
FPNV Positioning Matrix: Evaluating Vendors' Performance in the PSD2 & Open Banking Biometric Authentication Market
The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the PSD2 & Open Banking Biometric Authentication Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.
Key Company Profiles
The report delves into recent significant developments in the PSD2 & Open Banking Biometric Authentication Market, highlighting leading vendors and their innovative profiles. These include Plaid Financial Ltd., Incode Technologies Inc., Tell Money Limited, iProov Limited, Mollie B.V., Okta, Inc., Accenture PLC, Banfico Ltd, INFOSISTEMA, SISTEMAS DE INFORMACAO, S.A. by JYON Group, Salt Edge Inc., Temenos Headquarters SA, Google LLC by Alphabet Inc., National Westminster Bank plc, Nok Nok Labs, Inc., ClearBank Ltd., Capgemini SE, Fujitsu Limited, TAS S.p.A., LexisNexis Risk Solutions Inc. by RELX Group PLC, Apple Inc., Moneyhub Financial Technology Ltd, Thales Group, Avanade Inc., Tata Consultancy Services Limited, Mastercard International Incorporated, Metro Bank PLC, CardinalCommerce Corporation, InfoCert S.p.A., and Enfuce Financial Services Ltd..
Market Segmentation & Coverage
1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.
2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.
3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.
4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.
5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.
1. What is the current market size, and what is the forecasted growth?
2. Which products, segments, and regions offer the best investment opportunities?
3. What are the key technology trends and regulatory influences shaping the market?
4. How do leading vendors rank in terms of market share and competitive positioning?
5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?