查看購物車
  • Simplified Chinese
  • English
  • Japanese
  • Korean
封面
市場調查報告書
商品編碼
1521546

替代性融資：市場佔有率分析、產業趨勢與統計、成長預測（2024-2029）

Alternative Financing - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3個工作天內

價格

※ 本網頁內容可能與最新版本有所差異。詳細情況請與我們聯繫。

簡介目錄

替代性融資市場規模（基於交易價值）預計將從 2024 年的 3,580.9 億美元擴大到 2029 年的 4,212.1 億美元，預測期內（2024-2029 年）複合年成長率為 3.30%。

替代性融資市場

替代性融資市場，也稱為替代性融資或P2P借貸，正在經歷顯著的成長和創新。P2P（P2P）借貸平台是最受歡迎的替代性融資形式之一。這些平台直接匹配借款人和貸款人，消除了對傳統金融機構的需求。

群眾集資平台已成為個人和企業從大量人群籌集資金的流行方式。出貨單融資平台允許企業透過以折扣價向投資者出售未付出貨單來賺取即時現金。這減少了延遲付款的機會，並允許企業最佳化現金流。市場借貸平台將借款人與各種貸款人聯繫起來，包括個人、金融機構和銀行。這些平台通常使用技術和資料分析來評估信用度並確定利率。

替代性融資市場趨勢

拓展業務市場提振市場

業務市場的擴大是替代性融資市場成長的重要趨勢。隨著商業市場的擴大，更多的企業家和小型企業正在進入市場並為其企業尋求資金籌措。商業市場的成長伴隨著科技的進步，特別是金融科技（FinTech）。這些進步正在推動替代性融資平台的出現，例如P2P出貨單、發票融資和商業預支現金。商業市場的擴張與投資者偏好的變化同時發生。許多投資者，包括機構和個人，正在尋找比傳統投資選擇提供更高回報的替代投資機會。因此，替代性融資選擇正在增加，例如市場借貸和群眾集資網站，投資者直接向公司提供資金。

亞洲另類金融市場的崛起

P2P 借貸平台在亞洲越來越受歡迎。這些平台利用科技促進貸款，提供更快、更容易獲得的資金籌措選擇，特別是對於中小企業（SME）。亞洲的群眾集資平台正在激增。這些平台使新興企業、創新計劃和社會計劃能夠獲得融資。中國、新加坡和韓國等國的群眾集資活動正在增加。創投（VC）和私募股權（PE）投資在亞洲迅速成長。中國、印度和東南亞國家等國家是創投和私募股權投資的有吸引力的目的地，並促進創業和創新。

替代性融資業概述

替代性融資市場適度整合。全球主要市場參與者包括 Lending Club、Funding Circle、Kabbage、SoFi 和 OnDeck。在研究期間，市場參與者也進行了併購和聯盟，旨在擴大其在市場上的影響力。該市場在預測期內有成長潛力，預計將進一步加劇市場競爭。然而，透過贏得新合約和開拓新市場，中小企業正在透過技術進步和產品創新來增加其市場佔有率。

其他福利：

  • Excel 格式的市場預測 (ME) 表
  • 3 個月的分析師支持

目錄

第1章簡介

  • 研究假設和市場定義
  • 調查範圍

第2章調查方法

第3章執行摘要

第4章市場動態

  • 市場概況
  • 市場促進因素
    • 對多樣化資金籌措方式的需求正在推動市場
    • 線上平台和社交媒體的興起
  • 市場限制因素
    • 與傳統資金籌措方式相比，利率可能更高
    • 缺乏替代金融意識
  • 市場機會
    • 資金籌措為中小企業創造機遇
  • 波特五力分析
    • 新進入者的威脅
    • 買家/消費者的議價能力
    • 供應商的議價能力
    • 替代品的威脅
    • 競爭公司之間的敵對關係
  • 對市場創新的見解
  • COVID-19 對市場的影響

第5章市場區隔

  • 按最終用戶
    • 公司
    • 個人
  • 按類型
    • P2P
    • 債務群眾集資
    • 出貨單交易
  • 地區
    • 北美洲
      • 美國
      • 加拿大
      • 墨西哥
      • 其他北美地區
    • 歐洲
      • 德國
      • 英國
      • 法國
      • 俄羅斯
      • 西班牙
      • 其他歐洲國家
    • 亞太地區
      • 印度
      • 中國
      • 日本
      • 其他亞太地區
    • 南美洲
      • 巴西
      • 阿根廷
      • 南美洲其他地區
    • 中東
      • UAE
      • 沙烏地阿拉伯
      • 其他中東地區

第6章 競爭狀況

  • Market Concentration
  • 公司簡介
    • Lending Club
    • Funding Circle
    • Lending Crowd
    • SoFi
    • OnDeck
    • BlueVine
    • Prosper
    • Avant
    • Square Capital
    • Zopa*

第7章 市場機會及未來趨勢

第 8 章 免責聲明與出版商訊息

簡介目錄
Product Code: 50001912

The Alternative Financing Market size in terms of transaction value is expected to grow from USD 358.09 billion in 2024 to USD 421.21 billion by 2029, at a CAGR of 3.30% during the forecast period (2024-2029).

Alternative Financing - Market

The alternative financing market, also known as alternative lending or peer-to-peer lending, has been experiencing significant growth and innovation. Platforms for peer-to-peer (P2P) lending are among the most popular types of alternative finance. These platforms match borrowers and lenders directly, eliminating the need for a traditional financial institution.

Crowdfunding platforms have gained popularity for individuals and businesses to raise funds from many people. Invoice financing platforms allow companies to obtain immediate cash by selling their outstanding invoices to investors at a discount. This lowers the possibility of late payments and helps firms optimize their cash flow. Marketplace lending platforms connect borrowers with various lenders, including individuals, institutions, or banks. These platforms often use technology and data analytics to assess creditworthiness and determine interest rates.

Alternative Financing Market Trends

Increase Business Market is Fuelling the Market

The increasing business market is a significant trend for the growth of the alternative financing market. As the business market expands, more entrepreneurs and small businesses are entering the market, seeking capital to finance their ventures. The growth of the business market has been accompanied by technological advancements, particularly in financial technology (FinTech). These advancements have facilitated the emergence of alternative financing platforms, such as peer-to-peer lending, crowdfunding, invoice financing, and merchant cash advances. The expansion of the business market has coincided with a shift in investor preferences. Many investors, including institutional and retail investors, are now looking for alternative investment opportunities that offer potentially higher returns than traditional investment options. As a result, there has been an increase in alternative financing options that let investors directly fund firms, like marketplace lending and crowdfunding websites.

Rise in Alternative Financing Market in Asia

P2P lending platforms have gained popularity in Asia. These platforms leverage technology to facilitate lending and offer quicker and more accessible funding options, particularly for small and medium-sized enterprises (SMEs). Asia has witnessed a surge in crowdfunding platforms. These platforms allow capital access to startups, creative projects, and social initiatives. Countries like China, Singapore, and South Korea have seen a rise in crowdfunding activities. Asia has witnessed a surge in venture capital (VC) and private equity (PE) investments. Countries such as China, India, and Southeast Asian nations have become attractive destinations for venture capital and private equity investments, fostering entrepreneurship and innovation.

Alternative Financing Industry Overview

The alternative financing market is moderately consolidated. Some major global market players include Lending Club, Funding Circle, Kabbage, SoFi, and OnDeck, among others. In the study period, market players were also involved in mergers and acquisitions, and partnerships focused on expanding their presence in the market. The market has the potential to grow during the forecast period, and this is likely to further fuel competition. However, by securing new contracts and tapping new markets, small- to medium-sized enterprises are increasing their presence on the market with technological progress and product innovation.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET DYNAMICS

  • 4.1 Market Overview
  • 4.2 Market Drivers
    • 4.2.1 Need for More Diverse Funding Options is Driving the Market
    • 4.2.2 The Rise of Online Platforms and Social Media
  • 4.3 Market Restraints
    • 4.3.1 Potential for Higher Interest Rates Compared to Traditional Financing Options
    • 4.3.2 Lack of Awareness on Alternative Financing
  • 4.4 Market Opportunities
    • 4.4.1 Access to Capital for Small and Medium-Sized Enterprises is Creating an Opportunity
  • 4.5 Porters 5 Force Analysis
    • 4.5.1 Threat of New Entrants
    • 4.5.2 Bargaining Power of Buyers/Consumers
    • 4.5.3 Bargaining Power of Suppliers
    • 4.5.4 Threat of Substitute Products
    • 4.5.5 Intensity of Competitive Rivalry
  • 4.6 Insights on Technological Innovations in the Market
  • 4.7 Impact of Covid-19 on the Market

5 MARKET SEGMENTATION

  • 5.1 By End User
    • 5.1.1 Businesses
    • 5.1.2 Individuals
  • 5.2 Type
    • 5.2.1 Peer-To-Peer Lending
    • 5.2.2 Debt-Based Crowdfunding
    • 5.2.3 Invoice Trading
  • 5.3 Geography
    • 5.3.1 North America
      • 5.3.1.1 US
      • 5.3.1.2 Canada
      • 5.3.1.3 Mexico
      • 5.3.1.4 Rest of North America
    • 5.3.2 Europe
      • 5.3.2.1 Germany
      • 5.3.2.2 UK
      • 5.3.2.3 France
      • 5.3.2.4 Russia
      • 5.3.2.5 Spain
      • 5.3.2.6 Rest of Europe
    • 5.3.3 Asia Pacific
      • 5.3.3.1 India
      • 5.3.3.2 China
      • 5.3.3.3 Japan
      • 5.3.3.4 Rest of Asia Pacific
    • 5.3.4 South America
      • 5.3.4.1 Brazil
      • 5.3.4.2 Argentina
      • 5.3.4.3 Rest of South America
    • 5.3.5 Middle East
      • 5.3.5.1 UAE
      • 5.3.5.2 Saudi Arabia
      • 5.3.5.3 Rest of Middle East

6 COMPETITIVE LANDSCAPE

  • 6.1 Market Concentration
  • 6.2 Company Profiles
    • 6.2.1 Lending Club
    • 6.2.2 Funding Circle
    • 6.2.3 Lending Crowd
    • 6.2.4 SoFi
    • 6.2.5 OnDeck
    • 6.2.6 BlueVine
    • 6.2.7 Prosper
    • 6.2.8 Avant
    • 6.2.9 Square Capital
    • 6.2.10 Zopa*

7 MARKET OPPORTUNTIES AND FUTURE TRENDS

8 DISCLAIMER AND ABOUT US