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市場調查報告書
商品編碼
1556002

日本財富技術解決方案市場評估：依組件、依部署模式、依公司、依最終用戶、依地區、機會、預測，2018-2032年

Japan WealthTech Solutions Market Assessment, By Component, By Deployment Mode, By Enterprise, By End-user, By Region, Opportunities and Forecast, FY2018-FY2032F
出版日期: | 出版商: Market Xcel - Markets and Data | 英文 130 Pages | 商品交期: 3-5個工作天內

價格

2025-2032年預測期間，日本財富技術解決方案市場規模將以 14.62%的年複合成長率擴大，從2024年的1.8045億美元增至2032年的5.3758億美元。該市場是由機器人顧問的成長推動的，機器人顧問透過自動化和個人化策略改變投資管理，人工智慧和機器學習透過更準確的預測和用戶體驗改變金融服務，以及投資機會，實現小規模投資。它在不斷發展的同時受到各種強大趨勢的影響，例如日益擴大市場的微型投資。隨著人們對區塊鏈技術和加密貨幣的興趣不斷成長，企業探索新的投資機會管道。日本政府透過其監管環境促進金融科技創新。日本不斷整合數位錢包和支付解決方案，以提供複雜的用戶體驗。世界各地對反映環境、社會和治理（ESG）標準的投資產品的需求不斷增加，反映出世界向綠色經濟的轉變。

財富科技是財富管理與科技的融合。該業務已迅速成為日本金融科技市場最具變革性的領域之一。2024年 2月，Mitsubishi UFJ Financial Group Inc.宣布，其核心銀行部門 MUFG Bank Ltd. 已收購機器人顧問公司 WealthNavi，交易金額約為 1.0415億美元（約 156.5億日圓）。 15.55%的股份。此次合作目的是利用MUFG銀行廣泛的客戶網路和 WealthNavi 的自動化投資建議專業知識，進一步開發為消費者提供的金融服務。

日本的金融科技透過線上和行動通路顛覆金融服務的提供，成為市場的燃料。這一轉變實現了關鍵流程的數位化，使金融解決方案以合理的成本更快、更方便。恢復銀行、保險公司、資產管理公司和消費者對金融科技的信任，以及快速、安全的網路和行動技術的普遍採用，支持了全球經濟復甦。這種信任的增加因而又影響了銀行和保險公司投資金融科技，以提高獲利能力並進一步吸引年輕客戶。來自創投和私募股權的資金增加透過超成長策略推動金融科技公司的快速成長。此類金融服務創新將透過加強投資管理並提供獲得具有成本效益和創造收入的解決方案的全球途徑，進一步引發日本財富科技解決方案市場的井噴式成長。例如，Gojo & Company 在2023年 2月的E 系列融資最終結束時成功籌集了 3,080萬美元。 E輪累計融資達1億美元。

本報告調查了日本的財富科技解決方案市場，提供了市場概況、依組件、部署模式、公司、最終用戶、地區的趨勢，以及進入市場的公司的概況。

目錄

第1章 專案範圍與定義

第2章 研究方法

第3章 執行摘要

第4章 顧客回饋

第5章 日本財富科技解決方案市場展望，2018-2032年

  • 市場規模分析與預測
  • 市佔率分析與預測
  • 2024年市場地圖分析
    • 依組件
    • 依部署模式
    • 依公司
    • 依最終用戶
    • 依地區

第6章 供需分析

第7章 價值鏈分析

第8章 波特五力分析

第9章 PESTLE分析

第10章 成本結構分析

第11章 市場動態

第12章 市場趨勢與發展

第13章 案例研究

第14章 競爭態勢

  • 前 5 名市場領導者的競爭矩陣
  • 前 5 名的公司的SWOT 分析
  • 前10名主要企業狀況
    • Money Design Company Limited
    • Wealth Navi Company Limited
    • Rakuten Group Inc.
    • Monex Group Inc.
    • The University of Tokyo Edge Capital Partners Company Limited (Finatext)
    • Fundrise LLC
    • Nomura Holdings Inc.
    • Quantifeed HK Limited
    • Gojo & Company Inc.
    • Money Tree Company Limited

第15章 策略建議

第16章 查詢及免責聲明

Product Code: MX11902

Japan WealthTech solutions market is projected to witness a CAGR of 14.62% during the forecast period FY2025-FY2032, growing from USD 180.45 million in FY2024 to USD 537.58 million in FY2032. The market is constantly evolving, influenced by a variety of leading trends, including the growth of robo-advisors that transform investment management with their automated and personalized strategies, AI and machine learning, which are transforming financial services with more accurate predictions and user-experiences, and micro-investing, making investment opportunities increasingly available by letting people invest at a small-scale. With the growing interest in blockchain technology and cryptocurrencies, firms are looking for new investment opportunity channels. Through a regulatory environment, the Japanese government propels innovations in fintech. Digital wallets and payment solutions are continuously being integrated into the country to provide refined user experiences. There is an ever-increasing demand for investment products in the world that mirror environmental, social, and governance (ESG) criteria, reflecting the change to green economies that the world is going through.

WealthTech is a combination of wealth management and technology. This business has rapidly become one of the most transformational sectors in Japan fintech market. In Feb 2024, Mitsubishi UFJ Financial Group Inc. announced that its core banking unit, MUFG Bank Ltd, would buy a 15.55% stake in robo-advisor firm WealthNavi Inc. in a deal worth about USD 104.15 million (JPY 15.65 billion). The tie-up now intends to leverage MUFG Bank's widespread customer network and WealthNavi's know-how in automated investment advice to further develop the financial services available to consumers.

Growth of the Fintech Sector Fuels Market Expansion

FinTech in Japan acts as market fuel by disrupting the delivery of financial services online and through mobile channels. This shift has digitized critical processes in such a way that financial solutions have turned out to be faster and more convenient at a reasonable cost. The restoration of confidence in fintechs among banks, insurance companies, asset managers, and consumers aided in the recovery phase of the global economy by the general adoption of high-speed and safe internet and mobile technologies. This growing confidence has, in turn, influenced banks and insurers to invest in fintechs to boost profitability and further attract the interest of younger customers. Increased funding from venture capital and private equity has driven the fast growth of fintech companies that are following hyper-growth strategies. These financial service innovations result in strategies, further causing growth spurts in the WealthTech solutions market of Japan by enhancing investment management and providing access to global avenues for cost-efficient and revenue-generating solutions. For Instance, Gojo & Company, Inc. has successfully raised an additional USD 30.8 million in the final close of their Series E fundraising in February 2023. The cumulative Series E financing amount has reached USD 100 million.

Rise in Digitalization to Propel Market Growth

Digitalization is proving to be one of the latest market trends, and wealth management has started to take up this platform. WealthTech solutions are at the helm in this shift from traditional methods of wealth management. Integrated digital tools, AI, and machine learning make these solutions imperative for property management firms and high-net-worth individuals. The contribution of rapid internet expansion and increased interest among millennials in fintech have driven this shift. On mobile, speeds rose from 40.75 Mbps in July 2023 to 46.70 Mbps in July 2024, while fixed broadband rose from 145.49 Mbps to 194.05 Mbps, the latter indicating wired Internet services to gain significant upgrades. These increases seem indicative of continuing upgrades to network infrastructure and technology for faster and more reliable online access with both kinds of connections.

AI and machine learning enhance decision-making as they enable big data analysis in user-friendly formats. Cloud technologies, security solutions, and open-source banking systems form part of the WealthTech solutions to ensure data security and transparency for customers. Process automation, outsourcing, and robo-advisory services continue to hold more value for ultrahigh-net-worth and high-net-worth clients. Predictive analytics technologies powered by machine learning mean better portfolio rebalancing, cost transparency, and AI-driven customer service.

Solution Segment Dominates the Market

The solution segment has seen maximum growth, mainly driven by the rapid adoption of technology in wealth management across individuals and companies. This change in trend is driven by the emergence of an overall digital financial ecosystem based on SaaS, big data, and AI. At the same time, these are the exact building blocks that are changing international money flows structurally and, hence, form the critical factors in the evolution of the market. In August 2024, Fundrise Innovation Fund invested in Immuta, the Leading Provider of Governance and Security Software for Modern Data Infrastructure. This investment is an extensive validation of the future potential of the platform, running at this stage as a market leader in the space.

Besides that, UI/UX feature enhancements have played a role in this growth. The new and more dynamic UI/UX features incorporated within the modern solutions make these platforms convenient to use and substantially improve the end-user's overall experience. This further accelerates simplification and enhances functionality, which adds to the rapid growth and development of the WealthTech solutions market in Japan.

Central Region Dominates the Japan WealthTech Solutions Market

In Japan, the main concentration of the WealthTech solutions market is found in the central region, around Tokyo, in the Kanto area, serving as a substantial financial hub of the country. It is the major city in the world financial center and one of the most densely populated cities by high-net-worth individuals, with a strong driving force for the development of the city's WealthTech industry due to advanced technological infrastructure. At the same time, a vibrant startup environment with a strong representation of financial institutions encourages and affirms innovation in wealth management solutions.

The southern region is becoming an increasingly important player in Japan WealthTech solutions market. Cities such as Osaka in the Kansai area have become important financial centers, with more investment poured and a rising ecosystem of tech startups and financial services firms. This regional growth has been driven by economic diversification, local talent, and appropriate infrastructure development that has further enhanced digital financial services.

Future Market Scenario (FY2025 - FY2032F)

Artificial intelligence is making financial decisions more effective by providing better risk assessment models and automating investment processes.

The interface of WealthTech solutions is designed to be user-friendly, direct, clear, and easy to understand, with engaging content to help consumers make financial planning and investment decisions by consumers.

Investments and property management companies are betting on cryptocurrencies and blockchain technology to disrupt investment and asset management practices.

Key Players Landscape and Outlook

With many emerging players, Japan WealthTech solutions market is becoming more crowded. The market is of prime importance for the innovators of WealthTech solutions, where the market size is in the form of in-house or outsourced technology. Companies in WealthTech are focusing on the transformation of the industry, identifying inefficiencies along the value chain. Key companies try to deploy benefits that include effective portfolio management, increased asset liquidity, an enhanced customer experience, a clear view into costs, better advice, more accessible transaction technologies, and opening the market for alternative investments with private equity and hedge funds.

In July 2024, Thought Machine, the cloud-native banking technology company, and Quantifeed, the leading provider of digital wealth management solutions, announced a new partnership, bringing their joint capabilities to service the private banking sector worldwide. Quantifeed's QEngine platform and Thought Machine's Vault Core offer a truly comprehensive solution for private banks. The integrated system brings together the front, middle, and back offices, enabling a bank's ability to navigate and migrate from monolithic legacy technology and develop new investment products, as well as distribution channels.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

  • 4.1. Product and Market Intelligence
  • 4.2. Mode of Brand Awareness
  • 4.3. Factors Considered in Purchase Decisions
    • 4.3.1. Functionality
    • 4.3.2. Cost Structure
    • 4.3.3. Security
    • 4.3.4. Integration Capabilities
  • 4.4. Customer Support
  • 4.5. Consideration of Privacy and Regulations

5. Japan WealthTech Solutions Market Outlook, FY2018-FY2032F

  • 5.1. Market Size Analysis & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share Analysis & Forecast
    • 5.2.1. By Component
      • 5.2.1.1. Solution
      • 5.2.1.2. Services
    • 5.2.2. By Deployment Mode
      • 5.2.2.1. On-premises
      • 5.2.2.2. Cloud
    • 5.2.3. By Enterprise
      • 5.2.3.1. Large Enterprises
      • 5.2.3.2. Small and Medium Enterprises
    • 5.2.4. By End-user
      • 5.2.4.1. Banking
      • 5.2.4.2. Investment Firms
      • 5.2.4.3. Wealth Management Firms
      • 5.2.4.4. Others
    • 5.2.5. By Region
      • 5.2.5.1. North [Hokkaido and Tohoku]
      • 5.2.5.2. Central [Kanto and Chubu]
      • 5.2.5.3. South [Kansai, Chugoku, Shikoku, Kyushu, Okinawa]
    • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, FY2024)
  • 5.3. Market Map Analysis, FY2024
    • 5.3.1. By Component
    • 5.3.2. By Deployment Mode
    • 5.3.3. By Enterprise
    • 5.3.4. By End-user
    • 5.3.5. By Region

6. Demand Supply Analysis

7. Value Chain Analysis

8. Porter's Five Forces Analysis

9. PESTLE Analysis

10. Cost Structure Analysis

11. Market Dynamics

  • 11.1. Market Drivers
  • 11.2. Market Challenges

12. Market Trends and Developments

13. Case Studies

14. Competitive Landscape

  • 14.1. Competition Matrix of Top 5 Market Leaders
  • 14.2. SWOT Analysis for Top 5 Players
  • 14.3. Key Players Landscape for Top 10 Market Players
    • 14.3.1. Money Design Company Limited
      • 14.3.1.1. Company Details
      • 14.3.1.2. Key Management Personnel
      • 14.3.1.3. Products and Services
      • 14.3.1.4. Financials (As Reported)
      • 14.3.1.5. Key Market Focus and Geographical Presence
      • 14.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
    • 14.3.2. Wealth Navi Company Limited
    • 14.3.3. Rakuten Group Inc.
    • 14.3.4. Monex Group Inc.
    • 14.3.5. The University of Tokyo Edge Capital Partners Company Limited (Finatext)
    • 14.3.6. Fundrise LLC
    • 14.3.7. Nomura Holdings Inc.
    • 14.3.8. Quantifeed HK Limited
    • 14.3.9. Gojo & Company Inc.
    • 14.3.10. Money Tree Company Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

15. Strategic Recommendations

16. About Us and Disclaimer

List of Tables

  • Table 1. Pricing Analysis of Products from Key Players
  • Table 2. Competition Matrix of Top 5 Market Leaders
  • Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Japan WealthTech Solutions Market, By Value, In USD Million, FY2018-FY2032F
  • Figure 2. Japan WealthTech Solutions Market Share (%), By Component, FY2018-FY2032F
  • Figure 3. Japan WealthTech Solutions Market Share (%), By Deployment Mode, FY2018-FY2032F
  • Figure 4. Japan WealthTech Solutions Market Share (%), By Enterprise, FY2018-FY2032F
  • Figure 5. Japan WealthTech Solutions Market Share (%), By End-user, FY2018-FY2032F
  • Figure 6. Japan WealthTech Solutions Market Share (%), By Region, FY2018-FY2032F
  • Figure 7. By Component Map-Market Size (USD Million) & Growth Rate (%), FY2024
  • Figure 8. By Deployment Mode Map-Market Size (USD Million) & Growth Rate (%), FY2024
  • Figure 9. By Enterprise Map-Market Size (USD Million) & Growth Rate (%), FY2024
  • Figure 10. By End-user Map-Market Size (USD Million) & Growth Rate (%), FY2024
  • Figure 11. By Region Map-Market Size (USD Million) & Growth Rate (%), FY2024