市場調查報告書
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1569422
網路安全保險市場規模、佔有率和成長分析:按產品、按承保範圍、按保險類型、按合規要求、按最終用戶、按地區 - 行業預測,2024-2031 年Cybersecurity Insurance Market Size, Share, Growth Analysis, By Offering, By Insurance Coverage, By Insurance Type, By Compliance Requirement, By End User, By Region - Industry Forecast 2024-2031 |
2022年全球網路安全保險市場規模為98億美元,從2023年的109.3億美元成長到2031年的261億美元,預測期間(2024-2031年)複合年成長率預計將成長11.50%。
網路安全保險市場正在經歷顯著成長,特別是為了應對全球網路安全和資料保護日益嚴格的監管,推動各個經濟體嚴格遵守監管規定。歐盟 (EU) 頒布的《一般資料保護規範》(GDPR) 對個人資料的收集、使用和保留制定了嚴格的準則,並為個人提供了有關其個人資訊的強大權利。該框架迫使世界各地的組織應對複雜的合規環境,因此網路安全保險必須減少責任並遵守法規。保險提供者不斷創新其服務,以滿足不斷變化的企業需求。除了提供傳統保險外,許多保險公司還提供網路風險管理服務,協助評估網路威脅、實施安全通訊協定並有效應對資料外洩。此外,參數網路保險的出現引入了一種獨特的模式,根據特定事件(例如拒絕服務攻擊)支付索賠,這與傳統保險不同,傳統保險是根據我所遭受的實際財務損失進行賠付。總而言之,這些趨勢代表了一個強勁的市場環境,使網路安全保險成為尋求加強風險管理策略並確保在日益監管的數位環境中合規的組織的重要組成部分。
Global Cybersecurity Insurance Market size was valued at USD 9.8 billion in 2022 and is poised to grow from USD 10.93 billion in 2023 to USD 26.1 billion by 2031, growing at a CAGR of 11.50% during the forecast period (2024-2031).
The market for cybersecurity insurance is experiencing significant growth driven by stringent regulatory compliance across various economies, particularly in light of the heightened global regulations surrounding cybersecurity and data protection. The General Data Protection Regulation (GDPR), established by the European Union, exemplifies these standards, imposing strict guidelines on the collection, utilization, and retention of personal data, and conferring robust rights to individuals regarding their information. This framework compels organizations worldwide to navigate complex compliance landscapes, thereby potentially mandating cybersecurity insurance to mitigate liabilities and adhere to regulations. As a response to the evolving demands of businesses, insurance providers are continuously innovating their offerings. Rather than solely providing traditional insurance coverage, many insurers now extend cyber risk management services, aiding organizations in evaluating their cyber threats, implementing security protocols, and effectively addressing data breaches. Additionally, the emergence of parametric cyber insurance introduces a unique model where payouts are triggered by specific incidents, such as denial-of-service attacks, distinguishing it from conventional insurance that compensates based on actual financial losses incurred. Together, these trends manifest a robust market environment, positioning cybersecurity insurance as a vital component for organizations striving to enhance their risk management strategies and ensure compliance in an increasingly regulated digital landscape.
Top-down and bottom-up approaches were used to estimate and validate the size of the global cybersecurity insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
global cybersecurity insurance Market Segmental Analysis
Global Cybersecurity Insurance Market is segmented by Offering, Insurance Coverage, Insurance Type, Compliance Requirement, End User, and region. Based on Offering, the market is segmented into Solutions, Services. Based on Insurance Coverage, the market is segmented into Data Breach, Cyber Liability. Based on Insurance Type, the market is segmented into Packaged, Standalone. Based on Compliance Requirement, the market is segmented into Healthcare Compliance, Financial Services Compliance, GDPR Compliance, Data Privacy Compliance, Other Compliances. Based on End User, the market is segmented into Technology Providers, Insurance Providers. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the global cybersecurity insurance Market
The rise in frequency and sophistication of cyberattacks is a significant market driver for the global cybersecurity insurance market. High-profile incidents, such as WannaCry and NotPetya, have highlighted the extensive financial, operational, and reputational damages that can result from breaches, prompting organizations across various sectors to prioritize cybersecurity investments. As businesses recognize the inadequacy of traditional security measures, they increasingly seek comprehensive coverage to mitigate potential losses, shaping a growing demand for cybersecurity insurance products. This proactive approach to risk management not only safeguards assets but also enhances overall resilience against the evolving threat landscape, further fueling market expansion.
Restraints in the global cybersecurity insurance Market
One significant restraint for the global cybersecurity insurance market is the persistent underutilization of insurance products by businesses, despite escalating governmental and organizational investments in cybersecurity measures prompted by heightened awareness of security threats and the frequency of cyberattacks. This phenomenon arises from a lack of understanding or perceived necessity for insurance, leading to a situation where a mere fraction of the estimated USD 1.5 trillion annual cost of cybercrime is shielded by insurance policies. This disconnect hinders the growth potential of the cybersecurity insurance sector and reflects a gap between risk awareness and proactive financial protection strategies.
Market Trends of the global cybersecurity insurance Market
The global cybersecurity insurance market is witnessing significant growth due to the escalating frequency and severity of cyberattacks and data breaches across various industries. With ransomware attacks skyrocketing by 93% in 2020, organizations are increasingly recognizing the urgent need for effective risk management strategies. Sectors such as retail, healthcare, and banking, which store vast amounts of sensitive consumer data, are particularly vulnerable. As digitization proliferates-exemplified by the rise of online banking, e-commerce, and digital healthcare-businesses are compelled to invest in cybersecurity insurance to mitigate financial losses and protect against the evolving threat landscape, thus propelling the market forward.