保險科技市場規模、佔有率、成長分析（按類型、服務、技術、地區） - 產業預測，2024-2031

2022年全球保險科技市場規模為53.6億美元，從2023年的82億美元成長到2031年的2,448.1億美元，複合年成長率預計將成長52.90%。

金融服務業正在進行數位轉型，預計未來幾年對保險科技的需求將大幅成長。關鍵因素包括對增強保險服務的需求不斷成長、法規結構日益複雜以及技術進步。隨著消費者偏好轉向個人化保險解決方案，保險科技公司預計將利用這些機會。此外，支持性法規環境的建立可能會促進保險業務並改善市場未來性。然而，高昂的實施成本、不匹配的監管環境、傳統保險公司的抵制以及對技術可靠性的擔憂等挑戰可能會阻礙保險科技的發展。總體而言，市場上存在巨大機遇，但克服這些障礙對於成功至關重要。

目錄

介紹

• 研究目的
• 調查範圍
• 定義

調查方法

• 資訊採購
• 二手資料和主要資料方法
• 市場規模預測
• 市場假設與限制

執行摘要

• 全球市場展望
• 供需趨勢分析
• 按細分市場的機會分析

市場動態及展望

• 市場概況
• 市場規模
• 市場動態
  • 促進因素和機遇
  • 限制因素和挑戰
• 波特分析及影響
  • 競爭公司之間的敵對關係
  • 替代品的威脅
  • 買方議價能力
  • 新進入者的威脅
  • 供應商的議價能力

主要市場考察

• 關鍵成功因素
• 競爭程度
• 主要投資機會
• 市場生態系統
• 市場吸引力指數（2023）
• PESTEL分析
• 總體經濟指標
• 價值鏈分析
• 價格分析
• 技術進步
• 監管環境
• 案例研究
• 客戶和購買標準分析

保險科技市場規模：按類型和複合年成長率（2024-2031）

• 市場概況
• 汽車
• 商業
• 健康
• 家
• 專業
• 旅行
• 其他

保險科技市場規模：依服務及複合年成長率（2024-2031）

• 市場概況
• 諮詢
• 支援與維護
• 託管服務

保險科技市場規模：依技術及複合年成長率（2024-2031）

• 市場概況
• 區塊鏈
• 雲端運算
• IoT
• 機器學習
• 機器人顧問
• 其他

保險科技市場規模：依最終用途及複合年成長率（2024-2031）

• 市場概況
• 車
• BFSI
• 政府
• 衛生保健
• 製造業
• 零售
• 運輸
• 其他

保險科技市場規模：按地區及複合年成長率（2024-2031）

• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 英國
  • 德國
  • 西班牙
  • 法國
  • 義大利
  • 其他歐洲國家地區
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 韓國
  • 其他亞太地區
• 拉丁美洲
  • 巴西
  • 其他拉丁美洲地區
• 中東/非洲
  • 海灣合作理事會國家
  • 南非
  • 其他中東/非洲

競爭資訊

• 前5名企業對比
• 主要企業市場定位（2023年）
• 主要市場參與者所採取的策略
• 近期市場趨勢
• 公司市場佔有率分析（2023）
• 主要企業簡介
  • 公司簡介
  • 產品系列分析
  • 按細分市場分類的佔有率分析
  • 收益與前一年同期比較（2021-2023）

主要企業簡介

• Damco Group
• DXC Technology Company
• Trov, Inc.
• Wipro Limited
• ZhongAn
• TCS
• Cognizant
• Infosys
• Pegasystems
• Appian
• Mindtree
• Prima Solutions
• Fineos
• Bolt Solutions
• Majesco
• EIS Group
• Oscar Insurance
• Quantemplate
• Shift Technology
• OutSystems

結論和建議

Global Insurtech Market size was valued at USD 5.36 billion in 2022 and is poised to grow from USD 8.20 billion in 2023 to USD 244.81 billion by 2031, growing at a CAGR of 52.90% during the forecast period (2024-2031).

The ongoing digital transformation in the financial services sector is poised to drive significant demand for insurtech in the coming years. Key contributing factors include the increasing need for enhanced insurance services, the evolving complexity of regulatory frameworks, and technological advancements. As consumer preferences shift towards personalized insurance solutions, insurtech companies are expected to capitalize on these opportunities. Furthermore, the establishment of supportive regulatory environments will facilitate insurance operations and enhance market prospects. However, challenges such as high implementation costs, regulatory inconsistencies, resistance from traditional insurers, and concerns regarding technology trust could hinder growth in the insurtech landscape. Overall, while the market presents substantial opportunities, navigating these barriers will be crucial for success.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Insurtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Insurtech Market Segmental Analysis

Global Insurtech Market is segmented by Type, Service, Technology, End-use, and Region. Based on Type, the market is segmented into Auto, Business, Health, Home, Specialty, Travel, Others. Based on Service, the market is segmented into Consulting, Support & Maintenance, Managed Services. Based on Technology, the market is segmented into Blockchain, Cloud Computing, IoT, Machine Learning, Robo Advisory, Others. Based on End-use, the market is segmented into Automotive, BFSI, Government, Healthcare, Manufacturing, Retail, Transportation, Others. Based on Region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Insurtech Market

The global insurtech market is poised for significant growth, primarily driven by the ongoing digital transformation within the banking, financial services, and insurance (BFSI) sector. As industries and nations increasingly prioritize digitization to enhance their financial services, the integration of advanced digital technologies is becoming essential. This modernization aims to streamline and optimize operations within insurance and finance, leading to a heightened demand for insurtech solutions in the coming years. The focus on innovation and efficiency in these sectors underscores the vital role that insurtech will play in shaping the future landscape of financial services worldwide.

Restraints in the Global Insurtech Market

The global insurtech market faces significant restraints, primarily due to the high costs associated with implementing advanced technologies and solutions. Many insurance organizations, particularly those operating with tight budgets or limited financial resources, find these innovations to be cost-prohibitive. Additionally, the need for further investments in maintenance, ongoing technical support, and employee training only amplifies these financial burdens. Consequently, these factors create barriers to entry and growth within the market, hindering the potential for widespread adoption and expansion of insurtech solutions across the insurance industry.

Market Trends of the Global Insurtech Market

The global Insurtech market is increasingly embracing blockchain technology as a pivotal trend, aligning with the broader movement towards decentralized finance. By leveraging blockchain, Insurtech companies can ensure secure, tamper-proof records that streamline the claims process and minimize disputes, enhancing customer trust and operational efficiency. Additionally, the integration of smart contracts within insurance products presents innovative opportunities for market players, fostering automation and reducing administrative burdens. As regulatory landscapes evolve and consumer demand for transparency grows, the adoption of blockchain is anticipated to create a competitive edge, positioning Insurtech firms at the forefront of the evolving insurance landscape.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Driver & Opportunities
  • Restraints & Challenges
• Porters Analysis & Impact
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2023
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Technological Advancement
• Regulatory Landscape
• Case Studies
• Customer & Buying Criteria Analysis

Global Insurtech Market Size by Type & CAGR (2024-2031)

• Market Overview
• Auto
• Business
• Health
• Home
• Specialty
• Travel
• Others

Global Insurtech Market Size by Service & CAGR (2024-2031)

• Market Overview
• Consulting
• Support & Maintenance
• Managed Services

Global Insurtech Market Size by Technology & CAGR (2024-2031)

• Market Overview
• Blockchain
• Cloud Computing
• IoT
• Machine Learning
• Robo Advisory
• Others

Global Insurtech Market Size by End-use & CAGR (2024-2031)

• Market Overview
• Automotive
• BFSI
• Government
• Healthcare
• Manufacturing
• Retail
• Transportation
• Others

Global Insurtech Market Size & CAGR (2024-2031)

• North America, (Type, Service, Technology, End-use)
  • US
  • Canada
• Europe, (Type, Service, Technology, End-use)
  • UK
  • Germany
  • Spain
  • France
  • Italy
  • Rest of Europe
• Asia-Pacific, (Type, Service, Technology, End-use)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia Pacific
• Latin America, (Type, Service, Technology, End-use)
  • Brazil
  • Rest of Latin America
• Middle East & Africa, (Type, Service, Technology, End-use)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2023
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

• Damco Group
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• DXC Technology Company
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Trov, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wipro Limited
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ZhongAn
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• TCS
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Cognizant
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infosys
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Pegasystems
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Appian
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mindtree
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Prima Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fineos
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bolt Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Majesco
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• EIS Group
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oscar Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Quantemplate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Shift Technology
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• OutSystems
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendation