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市場調查報告書

商品編碼

1556150

保險科技市場：現況分析與預測 (2024-2032)

Insurtech Market: Current Analysis and Forecast (2024-2032)

出版日期: 2024年08月01日 | 出版商:

UnivDatos Market Insights Pvt Ltd | 英文 154 Pages | 商品交期: 最快1-2個工作天內

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簡介目錄

全球保險科技市場規模預計將在2023年達到 78.5億美元，並在2024-2032年預測期內以約 40.21%的年複合成長率強勁成長。促進保險科技市場成長的主要因素之一是世界各國政府不斷增加的監管支持。這些保險政策措施目的是改善數位化工作，並幫助保險服務提供者減少與客戶互動和理賠支付相關的問題。例如，2024年，印度保險監理和發展局 (IRDAI) 批准了基於印度保險公司八項原則的法規。這些法規目的是為保險公司和通路在投訴處理風險管理方面採用標準程序和最佳實踐。該法規還推廣了 BIMA Sugam，這是一個促進保險相關活動的線上市場。

再例如，2024年，紐西蘭商業、創新和就業部宣布將現代化和完善保險法，幫助消費者和企業有效保護自己免受風險。

世界各國政府越來越重視保險業的快速數位化，以便輕鬆解決客戶查詢並擴展各個領域的保險服務，估計2024年至2032年保險科技市場需求將增加。

依保險科技的類型，市場分為汽車保險、商業保險、健康保險、家庭保險、專業保險、旅遊保險等。其中，健康險和車險在全球佔有很大佔有率。這一成長的主要原因是世界各地的人們的醫療保健意識越來越強，越來越多的患者選擇醫療保險服務。醫療保險的這一順風使得領先的公司轉向數位解決方案，不僅為客戶提供服務，還為他們提供最新的服務、及時的付款等。

依技術劃分，全球保險科技市場分為區塊鏈、雲端運算、物聯網、機器學習、機器人諮詢等。其中，由於產業向數位化解決方案轉型，以及對易於部署、靈活可用的海量運算和儲存解決方案的需求，雲端運算市場佔據了主要市場佔有率。隨著大量資料的收集，雲端運算服務供應商幫助保險公司圍繞不同的消費者購買模式增強其產品。

為了更了解保險科技在亞太地區其他地區的市場滲透率，根據北美、歐洲、亞太地區和亞太地區其他地區等地區的存在對全球保險科技市場進行了分析。其中，2023年北美地區將佔很大比例。北美擁有龐大的保險業，期待透過數位化解決方案全面支持保險科技的融合。此外，該地區還是一些世界上最大的保險公司的所在地。鑑於巨額保費收取和保險公司的存在，預計該地區未來將主導保險科技需求。

市場上的主要參與者包括 Damco Group、DXC Technology Company、Insurance Technology Services、Majesco、Oscar Insurance、Quantemplate、Shift Technology、InsureMo Corporation、Wipro Limited、Zhogan Insurance 等。

Insurtech refers to Insurance Technology services designed to offer digital services to insurance providers. These digital services offer real-time information to the insurance providers assisting in product customization, real-time information, money and savings, improving competitiveness, and making insurance services more sustainable. As the vast information is collected through various user patterns, a better-suited insurance product is offered further improving the expansion of insurance services.

The Global Insurtech market was valued at USD 7850 million in 2023 and is expected to grow at a strong CAGR of around 40.21% during the forecast period (2024-2032). One of the key factors that has contributed to the growth of the Insurtech market is rising regulatory support by various governments across the globe. These insurance policy measures are targeted to improve the digitalization efforts as well as enable the insurance services providers to reduce the issues related to customer handling and claim disbursements. For instance, in 2024, the Insurance Regulatory Development Authority of India (IRDAI) approved eight principle-based regulations for insurance companies in India. These regulations target on adoption of standard procedures and best practices of insurance companies and distribution channels for grievance redressal risk management. The regulations also promote BIMA Sugam an online marketplace for facilitating insurance-related activities.

In another instance, in 2024, the Ministry of Business, Innovation & Employment New Zealand announced that it would modernize and improve insurance law so that consumers and businesses can effectively protect themselves against risk.

With the higher focus of the governments across the globe towards the speedy digitalization in the insurance sector for easy customer query redressal and expansion of insurance services in different sectors the demand for the Insurtech market is anticipated to rise during 2024-2032.

Based on the Type of Insurtech the market is segmented into Auto, Business, Health, Home, Specialty, Travel, and Others. Of these health and auto insurance have held major market share across the globe. Some of the key factors attributed to the growth are increased healthcare awareness among the global population which translated into a higher number of patients opting for health insurance services further strengthening the segment. This impetus towards healthcare insurance has further led to companies opting for digital solutions to not only cater to the customers but also provide them with up-to-date services, timely disbursements, etc.

Based on technology, the global Insurtech market has been segmented into blockchain, cloud computing, IoT, machine learning, robo advisory, and others. Of this, the Cloud computing market has held the major market share owing to the industry transformation towards digital solutions and the requirement of vast computing and storage solutions with ease of deployment and flexibility of use. With the vast amount of data being collected cloud computing services providers are supporting insurance companies to enhance their products offering with respect to various consumer purchase patterns.

For a better understanding of the market adoption of Insurtech, the Global Insurtech market is analyzed based on its worldwide presence in regions such as North America, Europe, Asia-Pacific, and the Rest of the World. Of these, the North American region held a significant share in 2023. North America has a vast insurance industry, and it is looking forward to comprehensively supporting the integration of insurance technologies through digital solutions. Additionally, the region is home to some of the largest insurance companies across the globe. Considering the vast volume of premium collected, and the presence of ins the region is further anticipated to dominate the demand for Insurtech in the coming period.

Some of the major players operating in the market include Damco Group, DXC Technology Company, Insurance Technology Services, Majesco, Oscar Insurance, Quantemplate, Shift Technology, InsureMo Corporation, Wipro Limited and Zhogan Insurance.

1.MARKET INTRODUCTION

1.1. Market Definitions
1.2. Main Objective
1.3. Stakeholders
1.4. Limitation

2.RESEARCH METHODOLOGY OR ASSUMPTION

2.1. Research Process of the Insurtech Market
2.2. Research Methodology of the Insurtech Market
2.3. Respondent Profile

3.EXECUTIVE SUMMARY

3.1. Industry Synopsis
3.2. Segmental Outlook
- 3.2.1. Market Growth Intensity
3.3. Regional Outlook

4.MARKET DYNAMICS

4.1. Drivers
4.2. Opportunity
4.3. Restraints
4.4. Trends
4.5. PESTEL Analysis
4.6. Demand Side Analysis
4.7. Supply Side Analysis
- 4.7.1. Investment Scenario
- 4.7.2. Industry Insights: Leading Startups and Their Unique Strategies

5.PRICING ANALYSIS

5.1. Regional Pricing Analysis
5.2. Price Influencing Factors

6.GLOBAL INSURTECH MARKET REVENUE (USD MN), 2022-2032F

7.MARKET INSIGHTS BY TYPE

7.1. Auto
7.2. Business
7.3. Health
7.4. Home
7.5. Specialty
7.6. Travel
7.7. Others

8.MARKET INSIGHTS BY TECHNOLOGY

8.1. Blockchain
8.2. Cloud Computing
8.3. IoT
8.4. Machine Learning
8.5. Robo Advisory
8.6. Others

9.MARKET INSIGHTS BY SERVICE

9.1. Consulting
9.2. Support & Maintenance
9.3. Managed Services

10.MARKET INSIGHTS BY END USER

10.1. Automotive
10.2. BFSI
10.3. Government
10.4. Healthcare
10.5. Manufacturing
10.6. Retail
10.7. Transportation
10.8. Others

11.MARKET INSIGHTS BY REGION

11.1. North America
- 11.1.1. U.S.
- 11.1.2. Canada
- 11.1.3. Rest of North America
11.2. Europe
- 11.2.1. Germany
- 11.2.2. U.K.
- 11.2.3. France
- 11.2.4. Italy
- 11.2.5. Spain
- 11.2.6. Rest of Europe
11.3. Asia-Pacific
- 11.3.1. China
- 11.3.2. Japan
- 11.3.3. India
- 11.3.4. Rest of Asia-Pacific
11.4. Rest of World

12.VALUE CHAIN ANALYSIS

12.1. Marginal Analysis
12.2. List of Market Participants

13.COMPETITIVE LANDSCAPE

13.1. Competition Dashboard
13.2. Competitor Market Positioning Analysis
13.3. Porter Five Forces Analysis

14.COMPANY PROFILED

14.1. Damco Group
- 14.1.1. Company Overview
- 14.1.2. Key Financials
- 14.1.3. SWOT Analysis
- 14.1.4. Product Portfolio
- 14.1.5. Recent Developments
14.2. DXC Technology Company
14.3. Insurance Technology Services
14.4. Majesco
14.5. Oscar Insurance
14.6. Quantemplate
14.7. Shift Technology
14.8. InsureMo Corporation
14.9. Wipro Limited
14.10. Zhongan Insurance