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市場調查報告書
商品編碼
1637703
歐洲 BFSI 市場預測至 2031 年的收入保證 - 區域分析 - 按組件(解決方案和服務)、部署(雲端和本地)和組織規模(大型企業和中小企業)Europe Revenue Assurance for BFSI Market Forecast to 2031 - Regional Analysis - by Component (Solution and Services), Deployment (Cloud and On-Premise), and Organization Size (Large Enterprises and SMEs) |
2023年歐洲BFSI市場收入保證值為1.2494億美元,預計到2031年將達到2.8031億美元;預計2023年至2031年複合年成長率為10.6%。
銀行業不斷成長的技術採用推動了歐洲 BFSI 市場的收入保證
銀行業的數位化採用是整合和使用數位技術和解決方案來改善客戶體驗、簡化營運並提高銀行業務整體效率的過程。
隨著越來越多的銀行交易透過行動銀行和線上支付等數位管道在線上進行,交易的數量和複雜性不斷上升。收入保證解決方案可協助銀行解決和驗證這些交易,確保正確的收入確認並減少因錯誤或詐欺而造成的收入損失。例如,根據世界銀行發布的 2021 年資料,目前全球有三分之二的成年人進行或接受數位支付,其中發展中經濟體佔2021 年的57%,高於2014 年的35%。客戶對持續支付的期望,跨所有管道的客製化銀行服務。收入保證解決方案透過最佳化收入流、識別交叉銷售和追加銷售機會以及根據客戶資料開展有針對性的行銷活動,幫助銀行改善客戶體驗。根據 Astera Software 2023 年的一項調查,超過 70% 的客戶強調銀行業個人化服務的重要性,顯然個人非常重視金融機構的個人化體驗。此外,Genesys 2023 年的一項研究表明,72% 的企業領導者認為,客戶忠誠度主要是透過提供個人化產品和服務來實現的。
因此,BFSI 部門的數位化正在推動銀行業收入保證市場的發展。透過採用現代技術和數據驅動的見解,銀行可以改善收入保證方法、管理風險並抓住數位世界中的新收入機會。
歐洲 BFSI 收入保證市場概述
歐盟委員會正在透過各種金融計畫積極促進對歐洲的投資,旨在支持對安全、永續基礎設施的大量投資。此外,歐盟委員會也致力於促進眾籌,讓平台更容易在歐盟 (EU) 範圍內提供服務。此外,歐洲戰略投資基金(EFSI)旨在透過利用公共資金動員私人投資用於歐盟的各種項目,包括與基礎設施、能源效率、再生能源等相關的項目,從而增強歐盟的長期經濟成長和競爭力。在歐洲投資計畫成功的基礎上,InvestEU 計畫旨在支持歐洲的永續投資、創新和創造就業機會,預計 2021 年至 2027 年間新增投資將超過 4,241 億美元(3,720 億歐元)。歐洲戰略投資基金和其他13 個歐盟金融工具,旨在簡化、簡化歐盟對歐洲投資計畫的資助,並使之更加靈活。歐盟委員會的舉措,特別是EFSI和InvestEU計劃,在促進歐洲投融資方面發揮著至關重要的作用,從而促進了BFSI市場收入保障的成長。這些計劃旨在動員私人投資用於戰略項目,支持永續投資,並促進中小企業獲得融資。
歐洲 BFSI 市場收入保證和 2031 年預測(百萬美元)
BFSI 市場區隔的歐洲收入保證
BFSI 市場的歐洲收入保證分為組件、部署、組織規模和國家。
根據組件,BFSI 市場的歐洲收入保證分為解決方案和服務。 2023 年,解決方案領域將佔據更大的市場佔有率。
根據部署,BFSI 市場的歐洲收入保證分為雲端和本地。 2023 年,雲端細分市場將佔據更大的市場佔有率。
根據組織規模,歐洲 BFSI 市場的收入保證分為大型企業和中小企業。 2023年,大型企業細分市場佔據更大的市場佔有率。
按國家/地區分類,BFSI 市場的歐洲收入保證分為法國、英國、德國、義大利、俄羅斯和歐洲其他地區。歐洲其他地區在 2023 年 BFSI 市場佔有率的歐洲收入保證中佔據主導地位。
Allibius、Sunoida Solutions DMCC、Sagacity Solutions、SunTec Business Solutions、Intelli Solutions SA、Oracle Corp 和 Subex Ltd 是歐洲 BFSI 市場收入保證領域的一些領先公司。
The Europe revenue assurance for BFSI market was valued at US$ 124.94 million in 2023 and is expected to reach US$ 280.31 million by 2031; it is estimated to register a CAGR of 10.6% from 2023 to 2031.
Growing Technological Adoption in Banking Sector Drives Europe Revenue Assurance for BFSI Market
Digital adoption in banking is the process of integrating and using digital technology and solutions to improve client experiences, streamline operations, and increase overall efficiency in the banking business.
As more banking transactions move online and via digital channels such as mobile banking and online payments, the number and complexity of transactions rise. Revenue assurance solutions assist banks in resolving and verifying these transactions, assuring proper revenue recognition and reducing revenue loss due to errors or fraud. For instance, according to 2021 data released by the World Bank, two-thirds of adults worldwide now make or receive digital payments, with developing economies accounting for 57% in 2021, up from 35% in 2014. Digitalization has raised client expectations for consistent, tailored banking services across all channels. Revenue assurance solutions help banks improve the customer experience by optimizing revenue streams, recognizing cross-selling and upselling opportunities, and delivering targeted marketing campaigns based on customer data. According to a 2023 survey by Astera Software, with more than 70% of customers underlining the importance of personalized offers in banking, it is clear that individuals place great value on individualized experiences from their financial institutions. Also, a 2023 study by Genesys stated that 72% of business leaders believe that customer loyalty is achieved majorly by offering personalized products and services.
Thus, the digitization of the BFSI sector is driving the market for revenue assurance in banking. By employing modern technologies and data-driven insights, banks can improve revenue assurance methods, manage risks, and seize new income opportunities in the digital world.
Europe Revenue Assurance for BFSI Market Overview
The European Commission is actively promoting investment in Europe through a variety of financial programs with the goal of supporting substantial investments in secure, sustainable infrastructure. Additionally, the Commission is working on facilitating crowdfunding and making it easier for platforms to offer their services across the European Union (EU). Moreover, the European Fund for Strategic Investments (EFSI) aims to enhance long-term economic growth and competitiveness in the European Union by leveraging public funding to mobilize private investment for various projects in the EU, including those related to infrastructure, energy efficiency, renewable energy, research, innovation, and access to financing for small and medium-sized enterprises (SMEs) and small mid-cap companies. Building on the success of the Investment Plan for Europe, the InvestEU Programme seeks to support sustainable investments, innovations, and job creation in Europe, with an expected additional investment of over US$ 424.1 billion (EUR 372 billion) between 2021 and 2027. By consolidating the European Fund for Strategic Investments and 13 other EU financial instruments, the program aims to simplify, streamline, and make EU funding for investment projects in Europe more flexible. The European Commission's initiatives, particularly the EFSI and the InvestEU Programme, play a vital role in promoting investment and financing in Europe, consequently contributing to the growth of the revenue assurance for BFSI market. These programs are designed to mobilize private investment for strategic projects, support sustainable investment, and facilitate access to financing for small and medium-sized enterprises.
Europe Revenue Assurance for BFSI Market Revenue and Forecast to 2031 (US$ Million)
Europe Revenue Assurance for BFSI Market Segmentation
The Europe revenue assurance for BFSI market is categorized into component, deployment, organization size, and country.
Based on component, the Europe revenue assurance for BFSI market is bifurcated into solution and services. The solution segment held a larger market share in 2023.
Based on deployment, the Europe revenue assurance for BFSI market is bifurcated into cloud and on-premise. The cloud segment held a larger market share in 2023.
Based on organization size, the Europe revenue assurance for BFSI market is bifurcated into large enterprises and SMEs. The large enterprises segment held a larger market share in 2023.
By country, the Europe revenue assurance for BFSI market is segmented into France, the UK, Germany, Italy, Russia, and the Rest of Europe. The Rest of Europe dominated the Europe revenue assurance for BFSI market share in 2023.
Allibius, Sunoida Solutions DMCC, Sagacity Solutions, SunTec Business Solutions, Intelli Solutions S.A., Oracle Corp, and Subex Ltd are some of the leading companies operating in the Europe revenue assurance for BFSI market.