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市場調查報告書
商品編碼
1645719

全球數位匯款市場按費用類型、管道和最終用戶分類 - 機會分析和行業預測，2024 年至 2033 年

Digital Remittance Market By Fee Type (Inward, Outward), By Channel (Banks, Money Transfer Operators, Others), By End User (Business, Personal): Global Opportunity Analysis and Industry Forecast, 2024-2033
出版日期: | 出版商: Allied Market Research | 英文 276 Pages | 商品交期: 2-3個工作天內

價格
簡介目錄

預計 2023 年數位匯款市場價值將達到 201.9 億美元，到 2033 年將達到 1,021.49 億美元，2024 年至 2033 年的複合年成長率為 17.4%。

數位匯款市場-IMG1

數位匯款是指以電子方式跨境匯款的過程，通常使用行動應用程式、網路銀行或專用匯款網站等數位平台。與依賴實體代理和處理現金的傳統匯款方式不同，數位匯款利用先進的技術為國際匯款提供更快、更安全、更具成本效益的解決方案。它被個人，特別是移民工人廣泛使用，向不同國家的家人匯款。

受智慧型手機普及率和網路存取不斷提高等因素的推動，全球數位匯款市場正在經歷強勁成長，尤其是在新興國家。根據 GSMA 行動連線指數（一份涵蓋 170 個國家和 7 個次區域的全球行動連線和數位經濟指南）發布的研究，到 2022 年，行動網路用戶將達到約 46 億。此外，預計 2020 年將有 2.81 億人出國旅行（《2024 年世界移民報告》），對無縫高效匯款解決方案的需求大幅成長，推動了數位匯款平台的採用。此外，數位匯款服務為銀行帳戶和銀行帳戶的人提供了進入正規金融體系的機會，從而刺激了市場成長。例如，數位錢包和行動貨幣服務正在填補撒哈拉以南非洲等地區的空白。此外，由於行動限制和非接觸式交易的需求，新冠疫情加速了從現金支付向數位付款的轉變，從而推動了數位匯款市場的成長。然而，高昂的交易費用是市場成長的一大障礙。此外，非洲和南亞農村地區數位基礎設施不足限制了數位匯款平台的採用。相反，人工智慧、區塊鏈和基於 API 的平台的結合正在簡化流程並確保更快、更可靠和可擴展的匯款服務。區塊鏈因其能夠實現經濟高效且安全的資金轉帳而越來越受歡迎。預計這些發展將為預測期內全球市場的擴張提供有利可圖的機會。

數位匯款市場分為費用類型、通路、最終用戶和地區。根據費用類型，市場分為入境和出境。依管道分為銀行、匯款公司、其他。根據最終用戶，進一步分為個人用途和商業用途。按地區分析，涵蓋北美、歐洲、亞太地區、拉丁美洲、中東和非洲。

主要發現

依費用類型分類，2023 年出境旅遊佔據市場主導地位。

基於通路，匯款經紀商部門將在 2023 年佔據全球數位匯款市場佔有率的主導地位，預計在 2024 年至 2033 年期間將實現最高複合年成長率。

根據最終用戶來看，個人細分市場在 2023 年的成長最快。

根據地區，預計 2023 年拉丁美洲、中東和非洲將在數位匯款市場中佔據最高市場佔有率，而亞太地區預計將在預測期內實現最高成長率。

競爭分析

相關人員的主要利益

該研究對數位匯款市場預測以及當前和未來趨勢進行了深入分析，解釋了即將到來的投資領域。

它提供有關數位匯款市場趨勢的關鍵市場促進因素、限制因素、機會和影響分析的資訊。

波特五力分析闡明了某個產業中的買家和供應商的影響力。

它對 2023 年至 2033 年的數位匯款市場進行了定量分析，以確定市場潛力。

此報告可進行客製化（可能需要支付額外費用和製定時間表）

  • 最終用戶的偏好和痛點
  • 按地區分類的行業生命週期評估
  • 產品基準/產品規格及應用
  • 產品生命週期
  • 情境分析與成長趨勢比較
  • 科技趨勢分析
  • 打入市場策略
  • 按產品/細分市場進行市場細分
  • 主要企業的新產品開發/產品矩陣
  • 痛點分析
  • 監管指南
  • 策略建議
  • 根據客戶興趣客製的其他公司簡介
  • 按國家或地區進行的額外分析 - 市場規模和預測
  • 品牌佔有率分析
  • 交叉細分分析-市場規模與預測
  • 擴展公司簡介列表
  • 歷史市場資料
  • 按世界/地區/國家/地區分析企業市場占有率
  • SWOT 分析

目錄

第 1 章 簡介

第 2 章執行摘要

第3章 市場概況

  • 市場定義和範圍
  • 主要發現
    • 影響因素
    • 主要投資機會
  • 波特五力分析
  • 市場動態
    • 驅動程式
      • 智慧型手機和網路連線的興起
      • 移民人口增加和跨境匯款需求
      • 金融科技和數位付款技術的進步
    • 限制因素
      • 監理限制和合規要求
      • 與網上交易相關的安全問題和風險
    • 機會
      • 新興市場尚未開發的潛力

第4章 數位匯款市場依費用類型分類

  • 概述
  • 向內
  • 外部的

第5章 數位匯款市場按通路分類

  • 概述
  • 銀行
  • 匯款業者
  • 其他

第6章 數位匯款市場（依最終用戶）

  • 概述
  • 企業
  • 個人

7. 按地區分類的數位匯款市場

  • 概述
  • 北美洲
    • 美國
    • 加拿大
  • 歐洲
    • 英國
    • 德國
    • 法國
    • 義大利
    • 西班牙
    • 其他
  • 亞太地區
    • 中國
    • 日本
    • 印度
    • 澳洲
    • 韓國
    • 其他
  • 拉丁美洲
    • 拉丁美洲
    • 中東
    • 非洲

第8章 競爭格局

  • 介紹
  • 關鍵成功策略
  • 前 10 家公司的產品映射
  • 競爭儀錶板
  • 競爭熱圖
  • 主要企業定位（2023年）

第9章 公司簡介

  • Nium Pte. Ltd.
  • Wise Payments Limited
  • Western Union Holdings, Inc.
  • Ria Financial Services
  • Digital Wallet Inc.
  • TransferGo Ltd.
  • WorldRemit
  • MoneyGram.
  • PayPal Holdings Inc.
  • Remitly, Inc.
簡介目錄
Product Code: A02630

The digital remittance market was valued at $20,190.0 million in 2023 and is estimated to reach $102,149.6 million by 2033, exhibiting a CAGR of 17.4% from 2024 to 2033.

Digital Remittance Market - IMG1

Digital remittance refers to the process of transferring money electronically across borders using digital platforms, often through mobile apps, online banking, or dedicated remittance websites. Unlike traditional money transfer methods that rely on physical agents or cash handling, digital remittance leverages advanced technology to provide faster, more secure, and cost-effective solutions for sending money internationally. It is widely used by individuals, particularly migrant workers, to send funds to their families in different countries.

The global digital remittance market is witnessing robust growth due to factors such as increase in smartphone penetration and enhanced internet access, particularly in emerging economies. According to a study published by the GSMA Mobile Connectivity Index-a global mobile connectivity and digital economy guide covering 170 countries and 7 sub-regions-approximately 4.6 billion individuals were mobile internet users in 2022. In addition, with an estimated 281 million international migrants in 2020-as stated by the World Migration Report 2024-the demand for seamless and efficient money transfer solutions has surged significantly, driving the adoption of digital remittance platforms. Moreover, digital remittance services provide unbanked and underbanked populations access to the formal financial system, which fosters the market growth. For instance, digital wallets and mobile money services are bridging the gap in regions like sub-Saharan Africa. Furthermore, the outbreak of the COVID-19 pandemic accelerated the shift from cash-based to digital payments due to mobility restrictions and the need for contactless transactions, thereby augmenting the growth of the digital remittance market. However, high transaction fees significantly hampers the market growth. In addition, inadequate digital infrastructure in rural parts of Africa or South Asia limits the adoption of digital remittance platforms. On the contrary, the incorporation of AI, blockchain, and API-based platforms has streamlined processes, ensuring faster, more reliable, and scalable remittance services. Blockchain, in particular, has gained traction for enabling cost-effective and secure transfers. Such developments are expected to offer remunerative opportunities for the expansion of the global market during the forecast period.

The digital remittance market is segmented into fee type, channel, end user, and region. On the basis of fee type, the market is bifurcated into inward and outward. Depending on channel, it is segregated into banks, money transfer operators, and others. By end user, it is fragmented into personal and business. Region wise, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

Key Findings

Depending on fee type, the outward dominated the market in 2023.

On the basis of channel, the global digital remittance market share was dominated by the money transfer operators segment in 2023, and is expected to register the highest CAGR from 2024 to 2033.

By end user, the personal segment exhibited the highest growth in 2023.

Region wise, LAMEA attained the highest market share in the digital remittance market in 2023; however, Asia-Pacific is projected to grow at the highest rate during the forecast period.

Competitive Analysis

The key players operating in the digital remittance market include Remitly, Inc., Wise Payments Limited, Western Union Holdings, Inc., Ria Financial Services, Digital Wallet Inc., TransferGo Ltd., WorldRemit, MoneyGram., PayPal Holdings Inc., and Nium Pte. Ltd. These players have adopted various strategies such as acquisition, agreement, collaboration, joint venture, partnership, and product launch to increase their market penetration and strengthen their position in the competitive market.

Key Benefits for Stakeholders

The study provides an in-depth analysis of the digital remittance market forecast along with the current and future trends to explain the imminent investment pockets.

Information about key drivers, restraints, and opportunities and their impact analysis on digital remittance market trends is provided in the report.

The Porter's five forces analysis illustrates the potency of the buyers and suppliers operating in the industry.

The quantitative analysis of the digital remittance market from 2023 to 2033 is provided to determine the market potential.

Additional benefits you will get with this purchase are:

  • Quarterly Update and* (only available with a corporate license, on listed price)
  • 5 additional Company Profile of client Choice pre- or Post-purchase, as a free update.
  • Free Upcoming Version on the Purchase of Five and Enterprise User License.
  • 16 analyst hours of support* (post-purchase, if you find additional data requirements upon review of the report, you may receive support amounting to 16 analyst hours to solve questions, and post-sale queries)
  • 15% Free Customization* (in case the scope or segment of the report does not match your requirements, 15% is equivalent to 3 working days of free work, applicable once)
  • Free data Pack on the Five and Enterprise User License. (Excel version of the report)
  • Free Updated report if the report is 6-12 months old or older.
  • 24-hour priority response*
  • Free Industry updates and white papers.

Possible Customization with this report (with additional cost and timeline, please talk to the sales executive to know more)

  • End user preferences and pain points
  • Industry life cycle assessment, by region
  • Product Benchmarking / Product specification and applications
  • Product Life Cycles
  • Senario Analysis & Growth Trend Comparision
  • Technology Trend Analysis
  • Go To Market Strategy
  • Market share analysis of players by products/segments
  • New Product Development/ Product Matrix of Key Players
  • Pain Point Analysis
  • Regulatory Guidelines
  • Strategic Recommedations
  • Additional company profiles with specific to client's interest
  • Additional country or region analysis- market size and forecast
  • Brands Share Analysis
  • Criss-cross segment analysis- market size and forecast
  • Expanded list for Company Profiles
  • Historic market data
  • Market share analysis of players at global/region/country level
  • SWOT Analysis

Key Market Segments

By Fee Type

  • Inward
  • Outward

By Channel

  • Banks
  • Money Transfer Operators
  • Others

By End User

  • Business
  • Personal

By Region

  • North America
    • U.S.
    • Canada
  • Europe
    • UK
    • Germany
    • France
    • Italy
    • Spain
    • Rest of Europe
  • Asia-Pacific
    • China
    • Japan
    • India
    • Australia
    • South Korea
    • Rest of Asia-Pacific
  • LAMEA
    • Latin America
    • Middle East
    • Africa

Key Market Players:

    • Western Union Holdings, Inc.
    • Nium Pte. Ltd.
    • PayPal Holdings Inc.
    • Digital Wallet Inc.
    • TransferGo Ltd.
    • WorldRemit
    • MoneyGram.
    • Wise Payments Limited
    • Remitly, Inc.
    • Ria Financial Services

TABLE OF CONTENTS

CHAPTER 1: INTRODUCTION

  • 1.1. Report description
  • 1.2. Key market segments
  • 1.3. Key benefits to the stakeholders
  • 1.4. Research methodology
    • 1.4.1. Primary research
    • 1.4.2. Secondary research
    • 1.4.3. Analyst tools and models

CHAPTER 2: EXECUTIVE SUMMARY

  • 2.1. CXO perspective

CHAPTER 3: MARKET OVERVIEW

  • 3.1. Market definition and scope
  • 3.2. Key findings
    • 3.2.1. Top impacting factors
    • 3.2.2. Top investment pockets
  • 3.3. Porter's five forces analysis
    • 3.3.1. Moderate bargaining power of suppliers
    • 3.3.2. Moderate threat of new entrants
    • 3.3.3. Low to moderate threat of substitutes
    • 3.3.4. Moderate to high intensity of rivalry
    • 3.3.5. Low to moderate bargaining power of buyers
  • 3.4. Market dynamics
    • 3.4.1. Drivers
      • 3.4.1.1. Increasing adoption of smartphones and internet connectivity
      • 3.4.1.2. Growing migrant population and the need for cross-border money transfers
      • 3.4.1.3. Advancements in fintech and digital payment technologies
    • 3.4.2. Restraints
      • 3.4.2.1. Regulatory constraints and compliance requirements
      • 3.4.2.2. Security concerns and risks associated with online transactions
    • 3.4.3. Opportunities
      • 3.4.3.1. Untapped potential in emerging markets

CHAPTER 4: DIGITAL REMITTANCE MARKET, BY FEE TYPE

  • 4.1. Overview
    • 4.1.1. Market size and forecast
  • 4.2. Inward
    • 4.2.1. Key market trends, growth factors and opportunities
    • 4.2.2. Market size and forecast, by region
    • 4.2.3. Market share analysis by country
  • 4.3. Outward
    • 4.3.1. Key market trends, growth factors and opportunities
    • 4.3.2. Market size and forecast, by region
    • 4.3.3. Market share analysis by country

CHAPTER 5: DIGITAL REMITTANCE MARKET, BY CHANNEL

  • 5.1. Overview
    • 5.1.1. Market size and forecast
  • 5.2. Banks
    • 5.2.1. Key market trends, growth factors and opportunities
    • 5.2.2. Market size and forecast, by region
    • 5.2.3. Market share analysis by country
  • 5.3. Money Transfer Operators
    • 5.3.1. Key market trends, growth factors and opportunities
    • 5.3.2. Market size and forecast, by region
    • 5.3.3. Market share analysis by country
  • 5.4. Others
    • 5.4.1. Key market trends, growth factors and opportunities
    • 5.4.2. Market size and forecast, by region
    • 5.4.3. Market share analysis by country

CHAPTER 6: DIGITAL REMITTANCE MARKET, BY END USER

  • 6.1. Overview
    • 6.1.1. Market size and forecast
  • 6.2. Business
    • 6.2.1. Key market trends, growth factors and opportunities
    • 6.2.2. Market size and forecast, by region
    • 6.2.3. Market share analysis by country
  • 6.3. Personal
    • 6.3.1. Key market trends, growth factors and opportunities
    • 6.3.2. Market size and forecast, by region
    • 6.3.3. Market share analysis by country

CHAPTER 7: DIGITAL REMITTANCE MARKET, BY REGION

  • 7.1. Overview
    • 7.1.1. Market size and forecast By Region
  • 7.2. North America
    • 7.2.1. Key market trends, growth factors and opportunities
    • 7.2.2. Market size and forecast, by Fee Type
    • 7.2.3. Market size and forecast, by Channel
    • 7.2.4. Market size and forecast, by End User
    • 7.2.5. Market size and forecast, by country
      • 7.2.5.1. U.S.
      • 7.2.5.1.1. Market size and forecast, by Fee Type
      • 7.2.5.1.2. Market size and forecast, by Channel
      • 7.2.5.1.3. Market size and forecast, by End User
      • 7.2.5.2. Canada
      • 7.2.5.2.1. Market size and forecast, by Fee Type
      • 7.2.5.2.2. Market size and forecast, by Channel
      • 7.2.5.2.3. Market size and forecast, by End User
  • 7.3. Europe
    • 7.3.1. Key market trends, growth factors and opportunities
    • 7.3.2. Market size and forecast, by Fee Type
    • 7.3.3. Market size and forecast, by Channel
    • 7.3.4. Market size and forecast, by End User
    • 7.3.5. Market size and forecast, by country
      • 7.3.5.1. UK
      • 7.3.5.1.1. Market size and forecast, by Fee Type
      • 7.3.5.1.2. Market size and forecast, by Channel
      • 7.3.5.1.3. Market size and forecast, by End User
      • 7.3.5.2. Germany
      • 7.3.5.2.1. Market size and forecast, by Fee Type
      • 7.3.5.2.2. Market size and forecast, by Channel
      • 7.3.5.2.3. Market size and forecast, by End User
      • 7.3.5.3. France
      • 7.3.5.3.1. Market size and forecast, by Fee Type
      • 7.3.5.3.2. Market size and forecast, by Channel
      • 7.3.5.3.3. Market size and forecast, by End User
      • 7.3.5.4. Italy
      • 7.3.5.4.1. Market size and forecast, by Fee Type
      • 7.3.5.4.2. Market size and forecast, by Channel
      • 7.3.5.4.3. Market size and forecast, by End User
      • 7.3.5.5. Spain
      • 7.3.5.5.1. Market size and forecast, by Fee Type
      • 7.3.5.5.2. Market size and forecast, by Channel
      • 7.3.5.5.3. Market size and forecast, by End User
      • 7.3.5.6. Rest of Europe
      • 7.3.5.6.1. Market size and forecast, by Fee Type
      • 7.3.5.6.2. Market size and forecast, by Channel
      • 7.3.5.6.3. Market size and forecast, by End User
  • 7.4. Asia-Pacific
    • 7.4.1. Key market trends, growth factors and opportunities
    • 7.4.2. Market size and forecast, by Fee Type
    • 7.4.3. Market size and forecast, by Channel
    • 7.4.4. Market size and forecast, by End User
    • 7.4.5. Market size and forecast, by country
      • 7.4.5.1. China
      • 7.4.5.1.1. Market size and forecast, by Fee Type
      • 7.4.5.1.2. Market size and forecast, by Channel
      • 7.4.5.1.3. Market size and forecast, by End User
      • 7.4.5.2. Japan
      • 7.4.5.2.1. Market size and forecast, by Fee Type
      • 7.4.5.2.2. Market size and forecast, by Channel
      • 7.4.5.2.3. Market size and forecast, by End User
      • 7.4.5.3. India
      • 7.4.5.3.1. Market size and forecast, by Fee Type
      • 7.4.5.3.2. Market size and forecast, by Channel
      • 7.4.5.3.3. Market size and forecast, by End User
      • 7.4.5.4. Australia
      • 7.4.5.4.1. Market size and forecast, by Fee Type
      • 7.4.5.4.2. Market size and forecast, by Channel
      • 7.4.5.4.3. Market size and forecast, by End User
      • 7.4.5.5. South Korea
      • 7.4.5.5.1. Market size and forecast, by Fee Type
      • 7.4.5.5.2. Market size and forecast, by Channel
      • 7.4.5.5.3. Market size and forecast, by End User
      • 7.4.5.6. Rest of Asia-Pacific
      • 7.4.5.6.1. Market size and forecast, by Fee Type
      • 7.4.5.6.2. Market size and forecast, by Channel
      • 7.4.5.6.3. Market size and forecast, by End User
  • 7.5. LAMEA
    • 7.5.1. Key market trends, growth factors and opportunities
    • 7.5.2. Market size and forecast, by Fee Type
    • 7.5.3. Market size and forecast, by Channel
    • 7.5.4. Market size and forecast, by End User
    • 7.5.5. Market size and forecast, by country
      • 7.5.5.1. Latin America
      • 7.5.5.1.1. Market size and forecast, by Fee Type
      • 7.5.5.1.2. Market size and forecast, by Channel
      • 7.5.5.1.3. Market size and forecast, by End User
      • 7.5.5.2. Middle East
      • 7.5.5.2.1. Market size and forecast, by Fee Type
      • 7.5.5.2.2. Market size and forecast, by Channel
      • 7.5.5.2.3. Market size and forecast, by End User
      • 7.5.5.3. Africa
      • 7.5.5.3.1. Market size and forecast, by Fee Type
      • 7.5.5.3.2. Market size and forecast, by Channel
      • 7.5.5.3.3. Market size and forecast, by End User

CHAPTER 8: COMPETITIVE LANDSCAPE

  • 8.1. Introduction
  • 8.2. Top winning strategies
  • 8.3. Product mapping of top 10 player
  • 8.4. Competitive dashboard
  • 8.5. Competitive heatmap
  • 8.6. Top player positioning, 2023

CHAPTER 9: COMPANY PROFILES

  • 9.1. Nium Pte. Ltd.
    • 9.1.1. Company overview
    • 9.1.2. Key executives
    • 9.1.3. Company snapshot
    • 9.1.4. Operating business segments
    • 9.1.5. Product portfolio
  • 9.2. Wise Payments Limited
    • 9.2.1. Company overview
    • 9.2.2. Key executives
    • 9.2.3. Company snapshot
    • 9.2.4. Operating business segments
    • 9.2.5. Product portfolio
    • 9.2.6. Business performance
  • 9.3. Western Union Holdings, Inc.
    • 9.3.1. Company overview
    • 9.3.2. Key executives
    • 9.3.3. Company snapshot
    • 9.3.4. Operating business segments
    • 9.3.5. Product portfolio
    • 9.3.6. Business performance
  • 9.4. Ria Financial Services
    • 9.4.1. Company overview
    • 9.4.2. Key executives
    • 9.4.3. Company snapshot
    • 9.4.4. Operating business segments
    • 9.4.5. Product portfolio
    • 9.4.6. Key strategic moves and developments
  • 9.5. Digital Wallet Inc.
    • 9.5.1. Company overview
    • 9.5.2. Key executives
    • 9.5.3. Company snapshot
    • 9.5.4. Operating business segments
    • 9.5.5. Product portfolio
    • 9.5.6. Key strategic moves and developments
  • 9.6. TransferGo Ltd.
    • 9.6.1. Company overview
    • 9.6.2. Key executives
    • 9.6.3. Company snapshot
    • 9.6.4. Operating business segments
    • 9.6.5. Product portfolio
  • 9.7. WorldRemit
    • 9.7.1. Company overview
    • 9.7.2. Key executives
    • 9.7.3. Company snapshot
    • 9.7.4. Operating business segments
    • 9.7.5. Product portfolio
  • 9.8. MoneyGram.
    • 9.8.1. Company overview
    • 9.8.2. Key executives
    • 9.8.3. Company snapshot
    • 9.8.4. Operating business segments
    • 9.8.5. Product portfolio
  • 9.9. PayPal Holdings Inc.
    • 9.9.1. Company overview
    • 9.9.2. Key executives
    • 9.9.3. Company snapshot
    • 9.9.4. Operating business segments
    • 9.9.5. Product portfolio
    • 9.9.6. Business performance
  • 9.10. Remitly, Inc.
    • 9.10.1. Company overview
    • 9.10.2. Key executives
    • 9.10.3. Company snapshot
    • 9.10.4. Operating business segments
    • 9.10.5. Product portfolio
    • 9.10.6. Business performance