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金融科技

市場調查報告書

商品編碼

1535956

數位匯款市場規模 - 按類型（匯入匯款、匯出匯款）、支付模式（銀行轉帳、匯款業者、線上平台、其他）、最終用戶（個人、企業）和預測，2024 - 2032 年

Digital Remittance Market Size - By Type (Inward Remittance, Outward Remittance), By Payment Mode (Banks Transfer, Money Transfer Operators, Online Platforms, Others), By End User (Personal, Business) & Forecast, 2024 - 2032

出版日期: 2024年06月27日 | 出版商:

Global Market Insights Inc. | 英文 220 Pages | 商品交期: 2-3個工作天內

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簡介目錄

在科技的快速進步以及智慧型手機和網路連線的廣泛使用的推動下，數位匯款市場預計在 2024 年至 2032 年期間複合年成長率將達到 18%。行動應用程式和線上平台的激增簡化了跨境匯款，提高了可及性和便利性。此外，區塊鏈和數位錢包的創新提高了交易安全性和速度，促進了市場成長。例如，銀行業領先的區塊鏈網路 Ripple 聲稱，在印度實施區塊鏈技術可以將全球支付成本降低 42-60%。

值得注意的是，金融包容性的推動，特別是在新興經濟體，為更多個人和企業提供了數位金融工具，促進了無縫跨境交易。此外，對具有成本效益且透明的匯款解決方案的需求不斷成長，也提振了市場。

整個數位匯款產業根據類型、支付模式、最終用戶和地區進行分類。

由於國際移民增加以及外籍人士匯回本國的需求不斷增加，匯出匯款部分在預測期內有望實現可觀成長。隨著全球勞動力變得更加分散，對高效、安全且經濟高效的國際資金轉移解決方案的需求激增。與傳統方法相比，數位匯款平台透過提供簡化的服務、更低的交易費用和更快的處理時間來滿足這一需求。促進無縫跨境交易的使用者友善體驗正在推動匯出匯款領域的需求。

由於用戶便利性和可訪問性的增強，線上平台細分市場預計到 2032 年將佔據主要市場佔有率。向線上平台的轉變可以實現即時轉帳、即時追蹤以及交易成本的更大透明度。隨著行動應用程式和基於網路的金融服務的普及，個人幾乎可以從任何地方輕鬆匯款和收款，從而使匯款流程更加高效和方便用戶使用。金融交易對速度、成本效益和可訪問性的需求正在推動線上支付模式的採用。

由於對技術的日益依賴以及對高效跨境支付解決方案不斷成長的需求，歐洲數位匯款市場將在 2032 年實現強勁成長。隨著歐洲消費者和企業尋求便利且經濟高效的國際匯款方式，數位匯款服務越來越受歡迎。區塊鏈和人工智慧等先進技術的融合正在提高交易的速度和安全性。此外，歐洲多樣化的人口和經濟格局，以大量移民人口和對金融創新的高度重視為特點，為整個地區市場的持續成長提供了肥沃的土壤。

產業生態系統分析
供應商矩陣
技術與創新格局
專利分析
重要新聞和舉措
監管環境
衝擊力
- 成長動力
  - 創意產業需求不斷成長
  - 對生產力解決方案的需求增加
  - 向遠距工作和彈性工作的轉變
  - 遊戲和娛樂的需求不斷成長
  - 顯示技術的進步
- 產業陷阱與挑戰
  - 電池壽命有限
  - 軟體最佳化挑戰
成長潛力分析
波特的分析
PESTEL分析

第 4 章：競爭格局

公司市佔率分析
競爭定位矩陣
戰略展望矩陣

第 5 章：市場估計與預測：按類型，2021 - 2032

主要趨勢
匯入匯款
匯出匯款

第 6 章：市場估計與預測：按支付模式，2021 - 2032 年

主要趨勢
銀行轉帳
匯款業者
線上平台
其他

第 7 章：市場估計與預測：按最終用戶分類，2021 - 2032 年

主要趨勢
個人的
商業
- 中小企業
- 大型企業

第 8 章：市場估計與預測：按地區，2021 - 2032

主要趨勢
北美洲
- 美國
- 加拿大
歐洲
- 英國
- 德國
- 法國
- 義大利
- 西班牙
- 歐洲其他地區
亞太地區
- 中國
- 印度
- 日本
- 韓國
- 澳新銀行
- 亞太地區其他地區
拉丁美洲
- 巴西
- 墨西哥
- 拉丁美洲其他地區
MEA
- 阿拉伯聯合大公國
- 沙烏地阿拉伯
- 南非
- MEA 的其餘部分

第 9 章：公司簡介

Azimo B.V.
Digital Wallet Corporation
InstaReM Pvt. Ltd.
MoneyGram
Nium Pte. Ltd.
OzForex Limited
Payoneer Global Inc
PayPal Holdings, Inc.
Paysafe Limited
Remitly, Inc.
Revolut
Ria Financial Services Ltd.
Transfast
TransferGo Ltd.
TransferWise
WeChat Pay
Western Union Holdings, Inc.
WorldRemit Ltd

簡介目錄

Product Code: 10034

Digital Remittance Market is slated to record 18% CAGR over 2024-2032, driven by rapid technological advancements and the widespread use of smartphones and internet connectivity. The surge in mobile apps and online platforms has streamlined cross-border money transfers, enhancing accessibility and convenience. Moreover, innovations in blockchain and digital wallets have bolstered transaction security and speed, catalyzing market growth. For example, Ripple, a leading blockchain network in the banking sector, asserts that implementing blockchain technology in India could reduce global payment costs by 42-60 percent.

Notably, the push for financial inclusion, especially in emerging economies, has empowered more individuals and businesses with digital financial tools, facilitating seamless cross-border transactions. Furthermore, the market is buoyed by a rising demand for cost-effective and transparent money transfer solutions.

The overall digital remittance industry is classified based on type, payment mode, end-user, and region.

The outward remittance segment is poised for decent growth over the forecast period, due to increasing international migration and the rising need for expatriates to send money back to their home countries. As global workforces become more dispersed, the demand for efficient, secure, and cost-effective solutions for transferring funds internationally has surged. Digital remittance platforms cater to this need by offering streamlined services with lower transaction fees and faster processing times compared to traditional methods. The user-friendly experience that facilitates seamless cross-border transactions is pushing the demand in outward remittance segment.

The online platforms segment is set to record a major market share by 2032, attributed to enhanced convenience and accessibility for users. The shift towards online platforms allows for instantaneous money transfers, real-time tracking, and greater transparency in transaction costs. With the proliferation of mobile apps and web-based financial services, individuals can easily send and receive money from virtually anywhere, making the remittance process more efficient and user-friendly. The need for speed, cost-effectiveness, and accessibility in financial transactions is pushing the adoption of online payment modes.

Europe digital remittance market will register robust growth through 2032, driven by the increasing reliance on technology and the growing demand for efficient cross-border payment solutions. As European consumers and businesses seek convenient and cost-effective methods for sending money internationally, digital remittance services are gaining traction. The integration of advanced technologies such as blockchain and artificial intelligence is enhancing the speed and security of transactions. Additionally, Europe's diverse demographic and economic landscape, characterized by significant migrant populations and a strong focus on financial innovation, provides a fertile ground for the continued market growth across the region.

Chapter 1 Scope & Methodology

1.1 Market scope & definition
1.2 Base estimates & calculations
1.3 Forecast parameters
1.4 Data sources
- 1.4.1 Primary
- 1.4.2 Secondary
  - 1.4.2.1 Paid sources
  - 1.4.2.2 Public sources

Chapter 2 Executive Summary

2.1 Industry 360º synopsis, 2021 - 2032

Chapter 3 Industry Insights

3.1 Industry ecosystem analysis
3.2 Vendor matrix
3.3 Technology & innovation landscape
3.4 Patent analysis
3.5 Key news and initiatives
3.6 Regulatory landscape
3.7 Impact forces
- 3.7.1 Growth drivers
  - 3.7.1.1 Rising demand from creative industries
  - 3.7.1.2 Increased demand for productivity solutions
  - 3.7.1.3 The shift toward remote work and flexible work
  - 3.7.1.4 Increasing demand from gaming and entertainment
  - 3.7.1.5 Advancements in display technology
- 3.7.2 Industry pitfalls & challenges
  - 3.7.2.1 Limited battery life
  - 3.7.2.2 Software optimization challenges
3.8 Growth potential analysis
3.9 Porter's analysis
- 3.9.1 Supplier power
- 3.9.2 Buyer power
- 3.9.3 Threat of new entrants
- 3.9.4 Threat of substitutes
- 3.9.5 Industry rivalry
3.10 PESTEL analysis

Chapter 4 Competitive Landscape, 2023

4.1 Company market share analysis
4.2 Competitive positioning matrix
4.3 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Type, 2021 - 2032 (USD billion and transaction volume USD billion)

5.1 Key trends
5.2 Inward remittance
5.3 Outward remittance

Chapter 6 Market Estimates & Forecast, By Payment Mode, 2021 - 2032 (USD billion and transaction volume USD billion)

6.1 Key trends
6.2 Banks transfer
6.3 Money transfer operators
6.4 Online platforms
6.5 Others

Chapter 7 Market Estimates & Forecast, By End User, 2021 - 2032 (USD billion and transaction volume USD billion)

7.1 Key trends
7.2 Personal
7.3 Business
- 7.3.1 SME
- 7.3.2 Large enterprises

Chapter 8 Market Estimates & Forecast, By Region, 2021 - 2032 (USD billion and transaction volume USD billion)

8.1 Key trends
8.2 North America
- 8.2.1 U.S.
- 8.2.2 Canada
8.3 Europe
- 8.3.1 UK
- 8.3.2 Germany
- 8.3.3 France
- 8.3.4 Italy
- 8.3.5 Spain
- 8.3.6 Rest of Europe
8.4 Asia Pacific
- 8.4.1 China
- 8.4.2 India
- 8.4.3 Japan
- 8.4.4 South Korea
- 8.4.5 ANZ
- 8.4.6 Rest of Asia Pacific
8.5 Latin America
- 8.5.1 Brazil
- 8.5.2 Mexico
- 8.5.3 Rest of Latin America
8.6 MEA
- 8.6.1 UAE
- 8.6.2 Saudi Arabia
- 8.6.3 South Africa
- 8.6.4 Rest of MEA