市場調查報告書
商品編碼
1461214
2023-2030 年全球數位匯款市場規模研究與預測,按類型(匯入數位匯款、匯出數位匯款)、最終用戶(企業、個人)、通路(銀行、匯款業者、其他)及區域分析Global Digital Remittance Market Size Study & Forecast, by Type (Inward Digital Remittance, Outward Digital Remittance), By End User (Business, Personal), By Channel (Banks, Money Transfer Operators, Others), and Regional Analysis, 2023-2030 |
2022 年全球數位匯款市場價值約為 190 億美元,預計在 2023 年至 2030 年預測期內將以超過 16.3% 的健康成長率成長。數位匯款是指透過電子方式將資金從一個人或實體轉移到另一個人或實體,通常是跨越不同的國家或地區。它涉及使用數位平台、網路銀行系統或行動應用程式安全、便捷地發送資金。與銀行匯票或電匯等傳統方式相比,數位匯款因其速度快、成本效益高且易於使用而廣受歡迎。這種技術驅動的方法徹底改變了人們國際匯款的方式,使個人和企業的跨國交易更快、更有效率、更方便。智慧型手機普及率的飆升、網路連線使用的增加、全球化和國際移民的增加以及國際匯款需求的不斷成長是推動數位匯款市場成長的關鍵因素。
此外,數位支付偏好的激增正在顯著推動市場成長。這種向數位交易的轉變為數位匯款創造了新的前景。隨著人們越來越習慣透過數位平台進行金融交易,他們正在尋找簡單且負擔得起的替代方案來向國外匯款。 COVID-19 大流行、移民、全球化、技術進步和移民本身都提高了人們對數位匯款選擇的認知,從而促成了這一熱潮。根據Statista預測,2022年數位支付產業交易金額預計將達到8.49兆美元,到2027年預計將成長至15.17兆美元,2022-2027年年複合成長率(CAGR)為12.31%。因此,隨著越來越多的人和公司意識到數位跨境匯款的便利性和有效性,數位匯款市場正在不斷擴大。因此,數位支付的日益成長正在對全球範圍內的市場需求產生積極影響。此外,數位匯款平台的激增,以及金融科技和數位支付技術的不斷進步,在預測幾年內帶來了各種利潤豐厚的機會。然而,與線上交易相關的安全問題和風險,以及監管挑戰和合規要求正在阻礙 2023-2030 年預測期內的市場成長。
全球數位匯款市場研究涵蓋的關鍵區域包括亞太地區、北美、歐洲、拉丁美洲以及中東和非洲。由於行動技術、金融科技創新、區塊鏈整合和監管框架的發展,以及Continental Exchange Solutions, Inc.、Western Union Holdings, Inc. 等領先公司的存在,北美將在2022 年主導市場,佔據最大的市場佔有率.和速匯金。許多人移民是為了尋求更好的教育、就業前景和商業機會。預計移民的湧入將推動該地區數位匯款服務提供者的成長。此外,由於各種支付應用程式的出現,北美市場對更快匯款的需求激增。而亞太地區預計在預測年份將以最高的CAGR成長。由於該地區行動銀行、無現金支付和基於行動的支付解決方案的不斷成長,對簡化轉帳的規定需求、銀行和金融服務的採用率不斷提高,尤其是在中國和印度等經濟體中,這些都極大地推動了市場需求。此外,競爭正在加劇,隨著新進入者進入市場和擴大客戶群,在預測期內為區域市場帶來了成長機會。
研究的目的是確定近年來不同細分市場和國家的市場規模,並預測未來幾年的價值。該報告旨在納入參與研究的國家內該行業的定性和定量方面。
該報告還提供了有關促進因素和挑戰等關鍵方面的詳細資訊,這些因素將決定市場的未來成長。此外,它還納入了利害關係人投資的微觀市場的潛在機會,以及對主要參與者的競爭格局和產品供應的詳細分析。
Global Digital Remittance Market is valued approximately at USD 19 billion in 2022 and is anticipated to grow with a healthy growth rate of more than 16.3% over the forecast period 2023-2030. Digital remittance refers to the electronic transfer of money from one individual or entity to another, typically across different countries or regions. It involves using digital platforms, online banking systems, or mobile applications to send funds securely and conveniently. Digital remittance has gained popularity due to its speed, cost-effectiveness, and accessibility compared to traditional methods such as bank drafts or wire transfers. This technology-driven approach has revolutionized the way people send money internationally, making cross-border transactions faster, more efficient, and more convenient for individuals and businesses alike. The soaring penetration of smartphones, rising use of internet connection, increasing globalization and international migrants, and the growing requirement for international money transfers are the key factors that are primarily contributing to the growth of the Digital Remittance Market.
In addition, the surge in the digital payment preferences is driving market growth significantly. This shift towards digital transactions has created new prospects for digital remittance. People are looking for easy and affordable alternatives to send money abroad as they get increasingly used to conducting financial transactions through digital platforms. The COVID-19 pandemic, migration, globalization, technology improvements, and migration themselves have all contributed to greater awareness of digital remittance options, which is contributing to this upsurge. According to Statista, the transaction value in the digital payments industry is expected to reach USD 8.49 trillion in 2022 and is projected to grow to USD 15.17 trillion by 2027, with a compound annual growth rate (CAGR) of 12.31% during 2022-2027. As a result, the market for digital remittances is expanding as more people and companies become aware of the convenience and effectiveness of digital cross-border money transfers. Consequently, the rising inclination towards digital payments is positively impacting market demand on a global scale. Moreover, the surge in proliferation of the digital platform for remittance, as well as increasing advancements in fintech and digital payment technologies present various lucrative opportunities over the forecast years. However, the security concerns and risks associated with online transactions, along with the regulatory challenges and compliance requirements are hampering the market growth throughout the forecast period of 2023-2030.
The key regions considered for the Global Digital Remittance Market study include Asia Pacific, North America, Europe, Latin America, and Middle East & Africa. North America dominated the market in 2022 with largest market share owing to the development in mobile technology, fintech innovations, blockchain incorporation, and regulatory frameworks, along with the presence of the leading companies like Continental Exchange Solutions, Inc., Western Union Holdings, Inc., and MoneyGram. Many individuals migrate their seeking improved education, employment prospects, and business opportunities. This influx of immigrants is anticipated to fuel growth for digital remittance service providers in the region. Additionally, the North American market is witnessing a surge in demand for faster money transfers, spurred by the emergence of various payment applications. Whereas, Asia Pacific is expected to grow at the highest CAGR over the forecast years. The stipulating demand for streamlined transfers, increased adoption of banking and financial services across the region, especially in economies like China and India are significantly propelling the market demand because of rising mobile banking, cashless payments, and mobile-based payment solutions across the region. Also, competition is intensifying, presenting growth opportunities for the regional market in the forecast period with new entrants entering the market and an expanding customer base.
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within countries involved in the study.
The report also caters detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, it also incorporates potential opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below:
List of tables and figures and dummy in nature, final lists may vary in the final deliverable
List of tables and figures and dummy in nature, final lists may vary in the final deliverable