市場調查報告書
商品編碼
1279076
2022-2029年全球替代性融資市場規模研究與預測,按類型(點對點借貸、眾籌、發票交易、其他),按終端用戶(個人、企業)和區域分析Global Alternative Financing Market Size study & Forecast, by Type (Peer-to-Peer Lending, Crowdfunding, Invoice Trade, Others), by End-user (Individual, Businesses) and Regional Analysis, 2022-2029 |
2021年,全球替代性融資市場的價值約為90億美元,預計在2022-2029年的預測期內將以超過20.2%的健康成長率成長。替代性融資指的是獨立於傳統金融體系的管道,包括資本市場、受監管的銀行和其他工具。技術驅動的替代性融資產品,如社會影響債券和比特幣,通常定義了市場對第三方資本的使用。另類金融可以讓籌款人與投資者直接接觸,協助最大限度地降低交易成本,提高公司的市場效率。因此,融資服務的可及性不斷提高,客戶獲得的成本節約,預計將推動替代性金融工具的使用。政府的支持不斷增加,融資部門日益採用數位化,以及線上借貸平台的滲透率不斷提高,是全球市場成長的突出因素。
金融技術公司的迅速崛起和金融技術部門的發展,在估計的時期內對市場的成長產生了積極影響。根據Statista的資料,2018年美國估計有5686家金融科技公司,以及EMEA地區(歐洲、中東和非洲)的3581家和亞太地區的2864家。此外,金融科技初創企業的數量上升,到2021年,美國將達到約10775家,歐洲、中東和非洲地區為9323家,亞太地區為6268家。因此,這些因素對全球市場發展產生了積極影響。此外,採用物聯網和基於區塊鏈的另類貸款平台的增加,以及對技術發展的投資不斷增加,在預測的幾年裡呈現出各種有利的機會。然而,替代性融資的高安全威脅,以及對現有選擇的缺乏認識和理解,在2022-2029年的預測期內對市場成長構成挑戰。
全球替代融資市場研究考慮的主要地區包括亞太地區、北美、歐洲、拉丁美洲和世界其他地區。北美洲在收入方面占主導地位,因為那裡有發達的基礎設施,以及大量的潛在投資者和借款人。而亞太地區在預測期內預計將以最高的複合年成長率成長,這是因為有替代性融資的支持性監管環境,以及替代性融資供應商在市場空間的成長和發展等因素。
該研究的目的是確定近年來不同領域和國家的市場規模,並對未來幾年的價值進行預測。該報告旨在將研究涉及的國家內的產業的定性和定量方面都涵蓋其中。
該報告還提供了關於關鍵方面的詳細資訊,如驅動因素和挑戰,這將確定市場的未來成長。此外,它還涵蓋了微觀市場的潛在機會,供利益相關者投資,並詳細分析了競爭格局和主要參與者的產品。
Global Alternative Financing Market is valued at approximately USD 9.0 billion in 2021 and is anticipated to grow with a healthy growth rate of more than 20.2% over the forecast period 2022-2029. The term "alternative financing" refers to the channels that have developed independently of the conventional financial system, including capital markets, regulated banks, and other tools. Technology-enabled alternative finance products like social impact bonds and bitcoin generally define the market's use of third-party capital. Alternative finance can assist minimize transaction costs and increase market efficiency for the company by putting fundraisers in direct contact with investors. Accordingly, the rising accessibility of financing services and the cost savings obtained by customers is expected to propel the use of alternative financial instruments. The rising government support, increasing adoption of digitalization in the financing sector, and increasing penetration of online lending platforms are prominent factors that are stipulating market growth across the globe.
The rapid rise in the fintech companies and development of fintech sector is exhibiting a positive influence on the growth of the market during the estimated period. As per Statista, an estimated 5,686 fintech companies existed in the United States in 2018, along with 3,581 in the EMEA region (Europe, the Middle East, and Africa) and 2,864 in the Asia Pacific. In addition, the number of fintech startups is rising and reach around 10,775 in the United States, 9,323 in EMEA, and 6,268 in Asia Pacific by 2021. Thus, these factors are exhibiting a positive impact on the market development globally. Moreover, increase in the adoption of internet-of-things & blockchain-based alternative lending platforms, as well as growing investment in technological developments are presenting various lucrative opportunities over the forecasting years. However, high security threats while alternative financing and the lack of awareness and understanding of the options available are challenging the market growth throughout the forecast period of 2022-2029.
The key regions considered for the Global Alternative Financing Market study include Asia Pacific, North America, Europe, Latin America, and the Rest of the World. North America dominated the market in terms of revenue, owing to the presence of well-developed infrastructure, along with a large pool of potential investors and borrowers. Whereas, the Asia Pacific is expected to grow with the highest CAGR during the forecast period, owing to factors such as the availability of supportive regulatory environment for alternative financing, as well as growth and development of alternative financing providers in the market space.
The objective of the study is to define market sizes of different segments & countries in recent years and to forecast the values to the coming years. The report is designed to incorporate both qualitative and quantitative aspects of the industry within countries involved in the study.
The report also caters detailed information about the crucial aspects such as driving factors & challenges which will define the future growth of the market. Additionally, it also incorporates potential opportunities in micro markets for stakeholders to invest along with the detailed analysis of competitive landscape and product offerings of key players. The detailed segments and sub-segment of the market are explained below.
List of tables and figures and dummy in nature, final lists may vary in the final deliverable
List of figures
List of tables and figures and dummy in nature, final lists may vary in the final deliverable