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1696256

全球農業和農業金融市場 - 2025-2032

Global Farming and Agriculture Finance Market - 2025-2032

出版日期: 2025年03月25日 | 出版商:

DataM Intelligence | 英文 180 Pages | 商品交期: 最快1-2個工作天內

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簡介目錄

2024 年全球農業和農業金融市場規模達到 1,832.1 億美元，預計到 2032 年將達到 2,569.7 億美元，2025-2032 年預測期內的複合年成長率為 4.32%。

全球農業和農業金融市場是支持農業生產力和糧食安全的關鍵組成部分。 2023年，全球農業公共支出達到7,010億美元的歷史最高水平，反映出人們對該領域的投入日益增加。亞洲引領了這項投資，將其政府支出的 4.6% 用於農業，其中中亞和南亞推動了這一成長。值得注意的是，不丹、馬利和印度等國家將預算的很大一部分用於農業，強調了該產業在其經濟中的重要性。

儘管進行了這些投資，但挑戰仍然存在。農業在全球信貸的佔比從2014年的2.62%下降到2023年的2.30%，顯示農業信貸成長未能跟上其他產業的腳步。但從絕對值來看，農業信貸在此期間增加了 28%，從 9,520 億美元增加到 1,2,150 億美元。受中國和印度等國農業信貸大幅成長的推動，亞洲在農業信貸供應領域的主導地位不斷增強，所佔佔有率從 44% 增至 55%。

全球農業和農業金融市場趨勢

促進因素—擴大氣候適應型農業融資解決方案

氣候適應型農業融資解決方案的擴展正在極大地推動農業和農業金融市場的發展。在美國，拜登-哈里斯政府史無前例地撥款30億美元用於農業用地的氣候智慧型實踐，加強對環境品質激勵計畫（EQIP）和保育管理計畫（CSP）等計畫的支持。

同樣，世界銀行承諾在2030年將每年的農業融資增加一倍至90億美元，旨在應對糧食生產、水資源短缺和基礎設施等挑戰，從而增強農業的氣候適應能力。這些大量投資反映了全球轉向將氣候適應和減緩策略納入農業融資，確保在氣候變遷面前農業系統的永續性和生產力。

限制－農產品價格大幅波動影響貸款償還

農產品價格大幅波動，加大了貸款償還風險，限制了農業和農業金融市場的發展。美國農業部報告稱，2023年，由於農作物和牲畜價格波動，美國農場收入預計將下降25.4%至1369億美元，影響農民償還債務的能力。歐盟委員會同樣指出，2023年小麥和玉米價格下跌了30%以上，給農民帶來了財務壓力，並增加了農業貸款的違約風險。

The global farming and agriculture finance market is a critical component in supporting agricultural productivity and food security. In 2023, global public expenditures on agriculture reached an all-time high of US$ 701 billion, reflecting a growing commitment to the sector. Asia led this investment, allocating 4.6% of its government expenditure to agriculture, with Central and Southern Asia driving the increase. Notably, countries like Bhutan, Mali, and India dedicated significant portions of their budgets to agriculture, underscoring the sector's importance in their economies.

Despite these investments, challenges persist. The share of agriculture in global credit declined from 2.62% in 2014 to 2.30% in 2023, indicating that credit growth in agriculture has not kept pace with other sectors. However, in absolute terms, agriculture credit increased by 28% during this period, rising from US$ 952 billion to US$ 1,215 billion. Asia's dominance in agricultural credit supply grew, with its share increasing from 44% to 55%, driven by substantial growth in countries like China and India.

Global Farming and Agriculture Finance Market Trends

Driver - Expansion of Climate-Resilient Agricultural Financing Solutions

The expansion of climate-resilient agricultural financing solutions is significantly driving the farming and agriculture finance market. In the United States, the Biden-Harris Administration has allocated an unprecedented $3 billion for climate-smart practices on agricultural lands, enhancing support for programs like the Environmental Quality Incentives Program (EQIP) and the Conservation Stewardship Program (CSP).

Similarly, the World Bank has committed to doubling its annual agricultural financing to $9 billion by 2030, aiming to address challenges such as food production, water scarcity, and infrastructure, thereby bolstering climate resilience in agriculture. These substantial investments reflect a global shift towards integrating climate adaptation and mitigation strategies within agricultural financing, ensuring the sustainability and productivity of farming systems in the face of climate change.

Restraint - High Volatility in Agricultural Commodity Prices Impacting Loan Repayment

High volatility in agricultural commodity prices is restraining the farming and agriculture finance market by increasing risks in loan repayment. In 2023, the USDA reported that U.S. farm income is projected to decline by 25.4% to $136.9 billion due to fluctuating crop and livestock prices, impacting farmers' ability to meet debt obligations. Similarly, the European Commission noted that wheat and corn prices dropped by over 30% in 2023, creating financial strain for farmers and increasing default risks on agricultural loans.

Segment Analysis

The global farming and agriculture finance market is segmented based on type, farm-size, distribution channel and region.

Revolutionizing Sustainable and Ethical Farming Finance

The farming and agriculture finance market is significantly influenced by the segmentation of loan types, catering to the diverse financial needs of the agricultural community. In India, for instance, the government has set an ambitious agriculture credit disbursement target of ₹27.5 lakh crore (approximately USD 330 billion) for the fiscal year 2024-25. This includes ₹16 lakh crore (approximately USD 192 billion) earmarked for short-term crop loans and ₹11.5 lakh crore (approximately USD 138 billion) allocated to term loans. Notably, ₹4.2 lakh crore (approximately USD 51 billion) is designated for short-term loans specifically for the livestock sector, encompassing dairy, fisheries, and poultry.

The Kisan Credit Card (KCC) scheme exemplifies the emphasis on loan type segmentation. As of August 2022, the scheme has covered approximately 3.46 crore (34.6 million) farmers, with a sanctioned credit limit of ₹3.95 lakh crore (approximately US$47 billion). This initiative provides timely and adequate credit for agricultural needs, including crop production and ancillary activities. The segmentation into short-term and long-term loans ensures that farmers have access to appropriate financial products, enabling them to manage operational expenses and invest in capital improvements, thereby driving growth in the agriculture finance market.

Farming and Agriculture Finance Market Regional Analysis

Growing Financial Strain and High Interest Rates Drive Demand for Agriculture Financing in North America.

The demand for farming and agriculture finance in North America is influenced by various economic factors impacting the agricultural sector. In the US, net farm income declined by 4% in 2024, continuing a downward trend from the previous year. This reduction is attributed to lower commodity prices and increased operational costs, leading farmers to seek financial assistance to manage cash flow and sustain operations. In response, the US government approved a multibillion-dollar bailout as part of a larger federal spending bill to support the agricultural sector.

Additionally, rising interest rates have further complicated the financial landscape for farmers. In the third quarter of 2023, agricultural loan interest rates approached 9%, the highest since 2007. This increase has tempered enthusiasm for real estate and capital investments, with lenders reporting decreased loan volumes and a dip in repayment rates. Despite these challenges, the Farm Credit System (FCS) continues to play a pivotal role, providing over $373 billion in loans and related services as of 2022, representing more than 45% of the total market share of U.S. farm business debt.

Technology Analysis

Technological advancements are significantly transforming the farming and agriculture finance market, enhancing both productivity and sustainability. In the United Kingdom, the government has committed approximately US$340 million (£270 million) through the Farming Innovation Programme to support the development of cutting-edge technologies. For instance, in September 2023, US$15.7 million (£12.5 million) was allocated to 19 projects focusing on automation and robotics, including systems for predicting strawberry yields and improving vineyard productivity.

Additionally, in March 2023, US$11.5 million (£9.13 million) was awarded to initiatives such as robotic crop harvesting and autonomous cow bedding systems, aiming to boost agricultural efficiency and reduce environmental impact. In Uganda, the integration of financial technology has improved access to credit for smallholder farmers. In April 2023, the Food and Agriculture Organization (FAO) and the Uganda Development Bank launched AgriConnect, a digital platform offering savings and lending options tailored for farmers. This initiative aims to reach over 18,000 farmers, facilitating digital loans to enhance production and household incomes.

Competitive Landscape

The major global players in the market include Rabobank Group, Wells Fargo & Company, Bank of America Corporation, JPMorgan Chase & Co., The Goldman Sachs Group, Inc., BNP Paribas SA, Deutsche Bank AG, Barclays PLC, Mitsubishi UFJ Financial Group, Inc., and Australia and New Zealand Banking Group Limited (ANZ).

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Target Audience 2024

Manufacturers/ Buyers
Industry Investors/Investment Bankers
Research Professionals
Emerging Companies

1. Methodology and Scope

1.1. Research Methodology
1.2. Research Objective and Scope of the Report

2. Definition and Overview

3. Executive Summary

3.1. Snippet by Type
3.2. Snippet by Farm Size
3.3. Snippet by Distribution Channel
3.4. Snippet by Region

4. Dynamics

4.1. Impacting Factors
- 4.1.1. Drivers
  - 4.1.1.1. Expansion of Climate-Resilient Agricultural Financing Solutions
- 4.1.2. Restraints
  - 4.1.2.1. High Volatility in Agricultural Commodity Prices Impacting Loan Repayment
- 4.1.3. Opportunity
- 4.1.4. Impact Analysis

5. Industry Analysis

5.1. Porter's Five Force Analysis
5.2. Supply Chain Analysis
5.3. Pricing Analysis
5.4. Regulatory Analysis
5.5. Sustainability Analysis
5.6. DMI Opinion

6. By Type

6.1. Introduction
- 6.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 6.1.2. Market Attractiveness Index, By Type
6.2. Lease *
- 6.2.1. Introduction
- 6.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
6.3. Loan
6.4. Line of Credit

7. By Farm Size

7.1. Introduction
- 7.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 7.1.2. Market Attractiveness Index, By Farm Size
7.2. Small*
- 7.2.1. Introduction
- 7.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
7.3. Medium
7.4. Large

8. By Distribution Channel

8.1. Introduction
- 8.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
- 8.1.2. Market Attractiveness Index, By Distribution Channel
8.2. Brokers*
- 8.2.1. Introduction
- 8.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
8.3. Agents
8.4. Banks
8.5. Others

9. By Region

9.1. Introduction
- 9.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Region
- 9.1.2. Market Attractiveness Index, By Region
9.2. North America
- 9.2.1. Introduction
- 9.2.2. Key Region-Specific Dynamics
- 9.2.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 9.2.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 9.2.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
- 9.2.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
  - 9.2.6.1. US
  - 9.2.6.2. Canada
  - 9.2.6.3. Mexico
9.3. Europe
- 9.3.1. Introduction
- 9.3.2. Key Region-Specific Dynamics
- 9.3.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 9.3.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 9.3.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
- 9.3.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
  - 9.3.6.1. Germany
  - 9.3.6.2. UK
  - 9.3.6.3. France
  - 9.3.6.4. Italy
  - 9.3.6.5. Spain
  - 9.3.6.6. Rest of Europe
9.4. South America
- 9.4.1. Introduction
- 9.4.2. Key Region-Specific Dynamics
- 9.4.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 9.4.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 9.4.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
- 9.4.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
  - 9.4.6.1. Brazil
  - 9.4.6.2. Argentina
  - 9.4.6.3. Rest of South America
9.5. Asia-Pacific
- 9.5.1. Introduction
- 9.5.2. Key Region-Specific Dynamics
- 9.5.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 9.5.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 9.5.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
- 9.5.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
  - 9.5.6.1. China
  - 9.5.6.2. India
  - 9.5.6.3. Japan
  - 9.5.6.4. Australia
  - 9.5.6.5. Rest of Asia-Pacific
9.6. Middle East and Africa
- 9.6.1. Introduction
- 9.6.2. Key Region-Specific Dynamics
- 9.6.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Type
- 9.6.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Farm Size
- 9.6.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel

10. Competitive Landscape

10.1. Competitive Scenario
10.2. Market Positioning/Share Analysis
10.3. Mergers and Acquisitions Analysis

11. Company Profiles

11.1. Rabobank Group *
- 11.1.1. Company Overview
- 11.1.2. Product Portfolio and Description
- 11.1.3. Financial Overview
- 11.1.4. Key Developments
11.2. Wells Fargo & Company
11.3. Bank of America Corporation
11.4. JPMorgan Chase & Co.
11.5. The Goldman Sachs Group, Inc.
11.6. BNP Paribas SA
11.7. Deutsche Bank AG
11.8. Barclays PLC
11.9. Mitsubishi UFJ Financial Group, Inc.
11.10. Australia and New Zealand Banking Group Limited (ANZ)

LIST NOT EXHAUSTIVE