市場調查報告書
商品編碼
1536046
數位銀行市場規模 - 按銀行、服務、模式、最終用戶和預測分類,2024 年 - 2032 年Digital Banking Market Size - By Banking, Service, Mode, End Users & Forecast, 2024 - 2032 |
由於平台數量不斷增加和技術進步,2024 年至 2032 年全球數位銀行市場規模的複合年成長率將超過 3%。最近,新的數位銀行平台大量推出,為用戶提供各種線上服務,例如行動支付、帳戶管理和財務規劃工具。這些進步透過提供更方便、更有效率、更安全的銀行選項來增強使用者體驗。例如,2023年10月,HDFC銀行推出了數位銀行平台“XpressWay”,以引入無紙化貸款。這個新平台有助於簡化貸款申請流程,為尋求數位銀行解決方案的客戶提供更快、更有效率的體驗。
市場分為銀行、服務、模式、最終用戶和地區。
就銀行業而言,預計從 2024 年到 2032 年,企業部門的數位銀行業規模將大幅成長。企業擴大利用數位平台來滿足各種銀行業務需求,包括交易、帳戶管理和財務規劃。數位平台還為企業提供即時銀行服務,以簡化營運並提高效率。
由於消費者對提供傳統金融交易以外的支援和資訊的需求不斷成長,預計從 2024 年到 2032 年,數位銀行業非交易服務領域的佔有率將擴大。非交易服務包括帳戶管理、財務諮詢和個人化見解等功能。用戶正在透過數位銀行平台存取多種預算、投資規劃和財務健康狀況監控工具,進一步推動該細分市場的成長。
在普惠金融的推動下,歐洲數位銀行業規模預計將在 2024 年至 2032 年間呈現強勁的複合年成長率。越來越多的人透過數位平台獲得銀行服務,為服務不足和以前沒有銀行帳戶的人提供簡單便捷的解決方案。使金融服務更容易獲得和更具包容性以促進更公平的金融格局的不斷發展將有利於整個歐洲的市場擴張。
Global Digital Banking Market size will witness over 3% CAGR from 2024 to 2032, due to the increasing number of platforms launches and technological advancements. Lately, new digital banking platforms are largely introduced for offering users a variety of online services, such as mobile payments, account management, and financial planning tools. These advancements are enhancing the user experiences by providing more accessible, efficient, and secure banking options. For instance, in October 2023, HDFC Bank launched its digital banking platform 'XpressWay' for introducing paperless loans. This new platform is helps in streamlining the loan application process to offer a faster, more efficient experience for customers seeking digital banking solutions.
The market is segregated into banking, service, mode, end user, and region.
By banking, the digital banking industry size from the corporate segment is estimated to rise at significant rate from 2024 to 2032. This is due to the increasing need for improving financial management and decision-making processes. Businesses are increasingly utilizing digital platforms for various banking needs including transactions, account management, and financial planning. Digital platforms are also providing corporations with real-time access to banking services for streamlining operations and enhancing efficiency.
Digital banking industry share from the non-transactional service segment is expected to expand from 2024 to 2032, owing to rising consumer demand for providing support and information beyond traditional financial transactions. Non-transactional services include features, such as account management, financial advisory, and personalized insights. Users are accessing several tools for budgeting, investment planning, and financial health monitoring through digital banking platforms, further driving the segment growth.
Europe digital banking industry size is projected to depict robust CAGR between 2024 and 2032, propelled by the rise in financial inclusion. More individuals are gaining access to banking services through digital platforms for offering easy and convenient solutions for under served and previously unbanked populations. The increasing developments for making financial services more accessible and inclusive to contribute to a more equitable financial landscape will favor the market expansion across Europe.