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市場調查報告書
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1548888

付款安全:市場佔有率分析、產業趨勢/統計、成長預測(2024-2029)

Payment Security - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)

出版日期: | 出版商: Mordor Intelligence | 英文 120 Pages | 商品交期: 2-3個工作天內

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簡介目錄

付款安全市場規模預估2024年為301.1億美元,2029年達到653.4億美元,在市場預測與預測期間(2024-2029年)複合年成長率為16.78%。

支付安全市場

隨著世界加速向付款和行動付款轉型,付款安全市場在確保數位交易安全方面發揮著至關重要的作用。數位付款方式的激增以及對保護敏感金融資料的強大機制的需求推動了付款安全解決方案的日益普及。該市場包括各種解決方案,包括付款加密、安全交易處理以及滿足 PCI DSS(支付卡產業資料安全標準)等合規標準。隨著電子商務的擴張,付款安全對於防止詐欺和維護消費者信任變得越來越重要。

付款安全重要基礎知識

主要亮點

  • 跨平台和產業整合:付款安全市場跨各種平台和產業整合,每個平台和產業都帶來獨特的挑戰和機會。基於行動和基於網路的平台處於最前沿,服務於零售、醫療保健和 IT 等行業。線上付款系統的激增增加了對安全付款閘道、付款身份驗證和付款詐騙預防工具的需求。這種信任的增加凸顯了對增強付款安全解決方案的需求,並強調了保護支付卡安全性和確保安全交易處理的重要性。
  • 競爭市場格局:付款安全市場競爭激烈,Cyber​​Source Corporation (Visa Inc.)、Bluefin Payment Systems LLC 和 Braintree Payment Solutions LLC 等主要企業在創新方面處於領先地位。這些公司提供專注於付款資料保護、安全付款閘道服務以及遵守行業法規的解決方案。這些公司在塑造產業前景方面發揮著至關重要的作用,確保隨著付款方式的不斷發展採取必要的保障措施,讓他們了解市場趨勢和整體產業成長的影響。

不斷成長的數位付款方式和電子商務詐騙

主要亮點

  • 數位付款的普及和安全需求:數位付款的快速普及正在顯著改變全球金融格局。隨著智慧型手機的普及和網路普及率的提高,越來越多的消費者開始使用付款和線上付款。這一趨勢在數位基礎設施正在發展的新興國家尤其明顯。隨著數位付款變得越來越流行,對強大的付款安全解決方案的需求也在增加。付款加密、安全交易處理和付款身分驗證等基本功能正在成為付款安全解決方案的關鍵組成部分,確保消費者資料在整個付款過程中受到保護。
  • 電子商務詐騙和安全解決方案:電子商務的興起導致詐騙行為增加,使預防付款詐騙成為企業的首要任務。隨著網路購物的增加,詐欺風險,特別是支付卡安全漏洞和非法貿易,急劇上升。因此,旨在即時檢測和防止詐欺的電子商務付款安全解決方案已被廣泛採用。該公司正在部署先進的付款安全軟體,利用人工智慧和機器學習來分析交易模式並標記可疑活動。此外,安全付款閘道可確保所有交易均經過安全處理,從而最大限度地降低資料外洩和詐欺的風險。

解決線上付款的信任問題

主要亮點

  • 建立消費者對數位交易的信任儘管數位付款有很多好處,但建立消費者對線上付款的信任仍然是一個重大挑戰。對付款安全合規性、資料外洩和詐欺的擔憂阻礙了一些消費者採用數位付款。這促使公司專注於加強付款資料保護以及遵守 PCI DSS 等行業標準,以促進更透明和安全的付款流程。對消費者進行安全措施教育並透過安全付款閘道和付款身分驗證流程提供保證是克服這些信任障礙的重要一步。
  • COVID-19 對付款安全的影響:隨著消費者和企業尋求非接觸式遠端付款解決方案,COVID-19 大流行加速了數位付款方式的採用。然而,這種快速變化也暴露了現有付款安全基礎設施的漏洞。因此,人們越來越關注加密付款和增強安全交易處理,以適應數位交易的激增。隨著企業適應新常態並尋求在日益數位化的世界中保護客戶的財務資料,對可靠、安全的付款安全軟體的需求從未如此強烈。

付款安全市場趨勢

零售業將迎來高速成長

  • 零售業大幅擴張:付款安全市場零售業的擴張主要受電子商務快速成長的推動。隨著網路購物變得越來越流行,零售商面臨越來越大的付款詐騙威脅,需要實施先進的付款安全措施。數位交易的激增使線上付款安全成為零售商的首要任務,零售商正在實施付款加密、身份驗證和安全交易處理等技術來保護客戶資料,確保 PCI DSS 合規性。
  • 增強行動付款安全性:行動付款的普及極大地滿足了零售業對付款安全解決方案的需求。隨著消費者擴大使用智慧型手機進行交易,零售商正在實施針對行動平台量身定做的數位安全措施,例如安全付款應用程式和生物識別。這些技術增強了付款安全性,增強了客戶對數位購物的信心,進一步推動市場成長並強化了行動付款安全的重要性。
  • 合規性和詐欺預防:對於零售商來說,遵守 PCI DSS 等付款安全標準對於防止付款詐騙和確保交易的安全處理至關重要。將安全付款閘道整合到您的零售業務中對於維護客戶信任和遵守行業法規至關重要。零售公司正在積極投資這些技術,以降低風險並保持市場競爭力,確保其付款安全解決方案跟上最新的行業趨勢。
  • 未來成長展望:根據產業報告,隨著企業意識到安全付款系統的重要性,零售業對付款安全解決方案的需求預計將持續成長。先進安全措施的持續整合支援市場的持續成長,使零售商能夠降低風險並維持對不斷發展的安全標準的遵守,從而進一步擴大整體市場規模和行業趨勢。

北美佔最大市場佔有率

  • 先進的基礎設施和法規環境:在先進的技術基礎設施和嚴格的法規環境的推動下,北美引領全球付款安全市場。該地區對付款資料保護的關注是為了應對付款詐騙案件的增加。北美企業優先考慮遵守 PCI DSS 等標準,並部署安全付款閘道、加密技術和身份驗證系統,以保護客戶資訊並確保安全的數位付款交易。
  • 付款安全技術創新:北美在付款安全市場的領先地位也得益於對技術創新的重視。該地區處於開發尖端付款安全技術的前沿,包括基於人工智慧的詐欺預防工具和基於區塊鏈的身份驗證系統。這些進步不僅使數位付款更加安全,而且使北美成為付款安全市場的全球領導者,提升了該行業的市場價值並影響未來的市場預測。
  • 電子商務生態系統增強市場地位:該地區充滿活力的電子商務生態系統將進一步增強市場佔有率。隨著網路購物和行動付款應用程式的激增,對安全付款解決方案的需求不斷增加。數位付款安全措施的實施對於維持北美地區的消費者信心和業務成長至關重要,並且作為市場價值的關鍵驅動力,繼續積極體現在市場細分和整體市場概況中。
  • 市場成長展望:隨著付款安全研發的持續投入以及下一代安全解決方案的開發,北美市場價值預計將穩定成長。該地區強大的基礎設施、對創新的承諾和監管遠見使其處於全球付款安全行業的前沿,確保了數位交易的保護並在短期內繼續影響市場預測。

付款安全行業概況

市場高度分散,公司多元化:支付安全市場的特徵是高度分散,全球主要公司和高度專業化的區域公司爭奪市場佔有率。沒有一家公司能夠主導市場;不同的供應商提供獨特的解決方案。從大型跨國公司到利基供應商的各種公司使這個市場競爭激烈。分散的市場中有很多創新和專業化的機會,中小企業可以透過提供獨特的安全解決方案來開拓利基市場。

市場領導部署了多樣化的策略:付款安全市場的主要企業Braintree Payment Solutions、Bluefin Payment Systems、Elavon、SecurionPay、Cyber​​Source (Visa Inc.) 這些公司正在利用戰略合作夥伴關係、收購和廣泛的產品系列,我們已經確立了自己的地位。這些公司透過專注於安全交易處理、加密技術以及遵守全球安全標準而脫穎而出。響應監管變化並為不同地區提供可擴展解決方案的能力一直是保持領先地位和影響行業市場前景的關鍵因素。

創新和監管適應是關鍵的成功因素:付款安全市場是由快速的技術進步和不斷變化的監管環境所推動的。成功創新的公司,無論是整合人工智慧和機器學習進行詐欺偵測,還是開發雲端基礎的安全解決方案,都將擁有競爭優勢。此外,應對複雜的法規環境並確保遵守 PCI DSS 等標準對於成功至關重要。能夠提供無縫、合規且經濟高效的安全解決方案的公司在這個充滿活力的市場中佔據有利地位,這將影響行業趨勢和整體市場重組。

競爭市場策略與未來趨勢:隨著付款安全市場的不斷發展,企業必須保持警惕並積極主動地開發和實施保護消費者資料並確保安全可靠的數位交易的技術。這需要在技術創新、監管合規和市場研究方面持續投資,以領先新威脅並保持市場競爭力。因此,付款安全市場的未來前景廣闊,由於各行業和地區對安全付款解決方案的需求不斷成長,預計將持續成長。

其他好處

  • Excel 格式的市場預測 (ME) 表
  • 3 個月分析師支持

目錄

第1章簡介

  • 研究假設和市場定義
  • 調查範圍

第2章調查方法

第3章執行摘要

第4章市場洞察

  • 市場概況
  • 產業吸引力-波特五力分析
    • 供應商的議價能力
    • 買家/消費者的議價能力
    • 新進入者的威脅
    • 替代品的威脅
    • 競爭公司之間的敵對關係
  • 產業價值鏈分析
  • 市場促進因素
    • 擴大數位付款的採用
    • 電子商務詐欺行為增加
  • 市場挑戰
    • 對線上付款方式缺乏信任
  • COVID-19 對產業的影響

第5章市場區隔

  • 按平台
    • 移動基地
    • 基於網路的
    • 其他平台
  • 按最終用戶產業
    • 零售
    • 衛生保健
    • 資訊科技和電信
    • 旅遊/酒店業
    • 其他最終用戶產業
  • 按地區
    • 北美洲
      • 美國
      • 加拿大
    • 歐洲
      • 德國
      • 法國
      • 英國
    • 亞洲
      • 印度
      • 中國
      • 日本
    • 澳洲/紐西蘭
    • 拉丁美洲
    • 中東/非洲

第6章 競爭狀況

  • 公司簡介
    • CyberSource Corporation(Visa Inc.)
    • Bluefin Payment Systems LLC
    • Braintree Payment Solutions LLC
    • Elavon Inc.
    • SecurionPay
    • Broadcom Inc.
    • Signified Inc.
    • TokenEx Inc.
    • TNS Inc.
    • Shift4 Corporation

第7章 投資分析

第8章市場機會及未來趨勢

簡介目錄
Product Code: 64744

The Payment Security Market size is estimated at USD 30.11 billion in 2024, and is expected to reach USD 65.34 billion by 2029, growing at a CAGR of 16.78% during the forecast period (2024-2029).

Payment Security - Market

The payment security market plays a pivotal role in safeguarding digital transactions as the global shift towards online and mobile payments accelerates. The rising adoption of payment security solutions is driven by the increasing number of digital payment modes, necessitating robust mechanisms to protect sensitive financial data. This market encompasses a wide array of solutions such as payment encryption, secure transaction processing, and adherence to compliance standards like PCI DSS (Payment Card Industry Data Security Standard). As e-commerce expands, payment security becomes increasingly critical to prevent fraud and maintain consumer trust.

Significant Fundamentals in Payment Security

Key Highlights

  • Integration Across Platforms and Industries: The payment security market integrates across various platforms and industries, each presenting unique challenges and opportunities. Mobile-based and web-based platforms are at the forefront, catering to sectors such as retail, healthcare, and IT. The demand for secure payment gateways, payment authentication, and payment fraud prevention tools is escalating due to the widespread use of online payment systems. This growing reliance highlights the need for enhanced payment security solutions, emphasizing the importance of protecting payment card security and ensuring secure transaction processing.
  • Competitive Market Landscape: The payment security market is highly competitive, with key players like CyberSource Corporation (Visa Inc.), Bluefin Payment Systems LLC, and Braintree Payment Solutions LLC leading innovation. These companies offer solutions focused on payment data protection, secure payment gateway services, and compliance with industry regulations. Their role is crucial in shaping the industry outlook, ensuring that necessary safeguards are in place as payment methods continue to evolve, thereby influencing market trends and overall industry growth.

Expanding Digital Payment Modes and E-commerce Frauds

Key Highlights

  • Digital Payment Adoption and Security Needs: The rapid adoption of digital payment modes is transforming the global financial landscape. The proliferation of smartphones and increasing internet penetration is driving more consumers toward mobile and online payment systems. This trend is particularly prominent in emerging economies with growing digital infrastructures. As digital payments become more prevalent, the demand for robust payment security solutions intensifies. Essential features such as payment encryption, secure transaction processing, and payment authentication are becoming crucial components of any payment security solution, ensuring that consumer data is protected throughout the payment process.
  • E-commerce Fraud and Security Solutions: The rise of e-commerce has led to an increase in fraudulent activities, making payment fraud prevention a top priority for businesses. With the growth of online shopping, the risk of fraud, particularly in payment card security breaches and unauthorized transactions, has surged. This has resulted in the widespread adoption of e-commerce payment security solutions designed to detect and prevent fraudulent activities in real-time. Companies are implementing advanced payment security software that utilizes artificial intelligence and machine learning to analyze transaction patterns and flag suspicious activities. Additionally, secure payment gateways ensure that all transactions are processed securely, minimizing the risk of data breaches and fraud.

Addressing Trust Issues in Online Payments

Key Highlights

  • Building Consumer Trust in Digital Transactions: Despite the advantages of digital payments, building consumer trust in online payment modes remains a significant challenge. Concerns about payment security compliance, data breaches, and fraud have made some consumers hesitant to adopt digital payment methods. This has led to a push for more transparent and secure payment processes, with companies focusing on enhancing payment data protection and compliance with industry standards like PCI DSS. Educating consumers about the safety measures in place and providing assurance through secure payment gateways and payment authentication processes are essential steps in overcoming these trust barriers.
  • COVID-19's Impact on Payment Security: The COVID-19 pandemic has accelerated the adoption of digital payment methods as consumers and businesses seek contactless and remote payment solutions. However, this rapid shift has also exposed vulnerabilities in existing payment security infrastructures. As a result, there has been an increased focus on strengthening payment encryption and secure transaction processing to handle the surge in digital transactions. The need for reliable and secure payment security software has never been more critical, as businesses adapt to the new normal and strive to protect their customers' financial data in an increasingly digital world.

Payment Security Market Trends

Retail Sector to Witness High Growth

  • Retail Sector Experiencing Significant Expansion: The retail sector's expansion within the payment security market is primarily driven by the exponential growth of e-commerce. As online shopping becomes more prevalent, retailers face increasing threats of payment fraud, necessitating the adoption of advanced payment security measures. This surge in digital transactions has made online payment security a top priority for retailers, who are implementing technologies such as payment encryption, authentication, and secure transaction processing to safeguard customer data and ensure PCI DSS compliance.
  • Mobile Payment Security Gains Traction: The proliferation of mobile payments is significantly contributing to the retail sector's demand for payment security solutions. As consumers increasingly use smartphones for transactions, retailers are adopting digital security measures tailored for mobile platforms, including secure payment apps and biometric authentication. These technologies enhance payment security and build customer confidence in digital shopping, further driving market growth and reinforcing the importance of mobile payment security.
  • Compliance and Fraud Prevention: Compliance with payment security standards, such as PCI DSS, is crucial for retailers to prevent payment fraud and ensure the secure processing of transactions. The integration of secure payment gateways into retail operations is essential for maintaining customer trust and adhering to industry regulations. Retailers are heavily investing in these technologies to mitigate risks and maintain a competitive edge in the market, ensuring that their payment security solutions are up to date with the latest industry trends.
  • Future Growth Outlook: Industry reports indicate that the retail sector's demand for payment security solutions will continue to grow as businesses recognize the importance of secure payment systems. The ongoing integration of advanced security measures is expected to support sustained market growth, ensuring that retailers can mitigate risks and maintain compliance with evolving security standards, further contributing to the overall market size and industry trends.

North America occupies the Largest Market Share

  • Advanced Infrastructure and Regulatory Environment: North America leads the global payment security market, driven by its advanced technological infrastructure and strict regulatory environment. The region's strong emphasis on payment data protection is a response to the increasing incidents of payment fraud. Businesses in North America prioritize compliance with standards like PCI DSS, implementing secure payment gateways, encryption technologies, and authentication systems to protect customer information and secure digital payment transactions.
  • Innovation in Payment Security Technologies: North America's leadership in the payment security market is also due to its focus on innovation. The region is at the forefront of developing cutting-edge payment security technologies, including AI-driven fraud prevention tools and blockchain-based authentication systems. These advancements not only enhance the security of digital payments but also position North America as a global leader in the payment security market, driving the industry's market value and influencing future market predictions.
  • E-commerce Ecosystem Strengthens Market Position: The region's dynamic e-commerce ecosystem further bolsters its market share. As online shopping and mobile payment applications proliferate, the demand for secure payment solutions has intensified. The adoption of digital payment security measures is essential for sustaining consumer trust and business growth in North America, which continues to be a major driver of market value, reflecting positively in market segmentation and overall market overview.
  • Market Growth Forecast: With continuous investments in payment security research and the development of next-generation security solutions, North America's market value is expected to grow steadily. The region's robust infrastructure, commitment to innovation, and regulatory foresight will likely keep it at the forefront of the global payment security industry, ensuring the protection of digital transactions and influencing market predictions for the foreseeable future.

Payment Security Industry Overview

Highly Fragmented Market with Diverse Players: The payment security market is characterized by a high degree of fragmentation, with a mix of global giants and specialized regional firms competing for market share. No single company dominates, and the market is populated by a variety of vendors offering distinct solutions. Companies ranging from large multinational corporations to niche providers make this market highly competitive. The fragmentation indicates numerous opportunities for innovation and specialization, allowing smaller players to carve out niches by offering unique security solutions.

Market Leaders Exhibit Diverse Strategies: The leading companies in the payment security market, such as Braintree Payment Solutions, Bluefin Payment Systems, Elavon, SecurionPay, and CyberSource (Visa Inc.), represent a broad spectrum of services and technologies. These players have established themselves through strategic partnerships, acquisitions, and extensive product portfolios. They differentiate themselves by focusing on secure transaction processing, encryption technologies, and compliance with global security standards. Their ability to adapt to regulatory changes and provide scalable solutions across different regions is a key factor in maintaining their leadership and influencing the industry's market outlook.

Innovation and Regulatory Adaptation as Key Success Factors: The payment security market is driven by rapid technological advancements and evolving regulatory landscapes. Companies that can successfully innovate, such as by integrating AI and machine learning for fraud detection or developing cloud-based security solutions, are poised to gain a competitive edge. Additionally, navigating the complex regulatory environment and ensuring compliance with standards like PCI DSS is crucial for success. Players who can offer seamless, compliant, and cost-effective security solutions will be well-positioned in this dynamic market, influencing industry trends and overall market review.

Competitive Market Strategies and Future Trends: As the payment security market continues to evolve, companies must remain vigilant and proactive in developing and implementing technologies that protect consumer data and ensure secure, trustworthy digital transactions. This will require ongoing investment in innovation, regulatory compliance, and market research to stay ahead of emerging threats and maintain a competitive edge in the market. As a result, the future outlook for the payment security market is promising, with continued growth expected in response to the increasing demand for secure payment solutions across various industries and regions.

Additional Benefits:

  • The market estimate (ME) sheet in Excel format
  • 3 months of analyst support

TABLE OF CONTENTS

1 INTRODUCTION

  • 1.1 Study Assumptions and Market Definition
  • 1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

  • 4.1 Market Overview
  • 4.2 Industry Attractiveness - Porter's Five Forces Analysis
    • 4.2.1 Bargaining Power of Suppliers
    • 4.2.2 Bargaining Power of Buyers/Consumers
    • 4.2.3 Threat of New Entrants
    • 4.2.4 Threat of Substitutes
    • 4.2.5 Intensity of Competitive Rivalry
  • 4.3 Industry Value Chain Analysis
  • 4.4 Market Drivers
    • 4.4.1 Growing Adoption of Digital Payment Modes
    • 4.4.2 Increase in Fraudulent Activities in E-commerce
  • 4.5 Market Challenges
    • 4.5.1 Lack of Trust in Online Payment Modes
  • 4.6 Impact of COVID-19 on the industry

5 MARKET SEGMENTATION

  • 5.1 By Platform
    • 5.1.1 Mobile Based
    • 5.1.2 Web Based
    • 5.1.3 Other Platforms
  • 5.2 By End-user Industry
    • 5.2.1 Retail
    • 5.2.2 Healthcare
    • 5.2.3 IT and Telecom
    • 5.2.4 Travel and Hospitality
    • 5.2.5 Other End-user Industry
  • 5.3 By Geography
    • 5.3.1 North America
      • 5.3.1.1 United States
      • 5.3.1.2 Canada
    • 5.3.2 Europe
      • 5.3.2.1 Germany
      • 5.3.2.2 France
      • 5.3.2.3 United Kingdom
    • 5.3.3 Asia
      • 5.3.3.1 India
      • 5.3.3.2 China
      • 5.3.3.3 Japan
    • 5.3.4 Australia and New Zealand
    • 5.3.5 Latin America
    • 5.3.6 Middle East and Africa

6 COMPETITIVE LANDSCAPE

  • 6.1 Company Profiles
    • 6.1.1 CyberSource Corporation (Visa Inc.)
    • 6.1.2 Bluefin Payment Systems LLC
    • 6.1.3 Braintree Payment Solutions LLC
    • 6.1.4 Elavon Inc.
    • 6.1.5 SecurionPay
    • 6.1.6 Broadcom Inc.
    • 6.1.7 Signified Inc.
    • 6.1.8 TokenEx Inc.
    • 6.1.9 TNS Inc.
    • 6.1.10 Shift4 Corporation

7 INVESTMENT ANALYSIS

8 MARKET OPPORTUNITIES AND FUTURE TRENDS