非洲智慧卡：市場佔有率分析、產業趨勢與統計、成長預測（2025-2030 年）

Africa Smart Card - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2025 - 2030)

出版日期: 2025年01月05日 | 出版商:

Mordor Intelligence | 英文 95 Pages | 商品交期: 2-3個工作天內

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簡介目錄

預測期內，非洲智慧卡市場預計將實現 5.1% 的複合年成長率

關鍵亮點

在綜合情況下，將引入生物辨識投票系統來檢查選民的真實性，減少詐欺和選舉舞弊的機會。自從智慧卡技術被引入奈及利亞選舉過程以來，它已經被認為提高了選舉的公正性。
近年來，智慧卡系統在公共和私營部門中得到越來越廣泛的應用，尤其是在奈及利亞。該國在國家身分證系統、偵測工資詐欺、確保學生選舉的公正性和確保零售付款的努力與非洲大陸其他國家在行動服務、選舉和行動銀行方面的努力相當。
在奈及利亞，生物辨識登記從一個州的薪資核算中剔除了超過 17,000 名幽靈工人。類似的技術也已用於學生選舉，證明了向全體民眾提供生物辨識支援的 NIN 的可行性。國家身分管理委員會（NIMC）宣布，奈及利亞數位身分計畫可在三到五年內實現，預計成本在 4.33 億美元至 24 億美元之間。
然而，智慧卡在非洲面臨的最大問題是其安全水準。為了使智慧卡充分發揮其潛力，它必須能夠與多種介面進行互動。但安全也是一個涉及大眾對技術認知的問題。由於人們認為他們的卡是安全的，他們可能沒有充分意識到他們的卡和他們持有的個人資訊的保護。但他們不知道的是，他們使用智慧卡所獲得的所有資訊都會以某種方式在某個地方被收集並進行分析。
此外，隨著新冠疫情大流行導致的情況迅速變化，智慧卡因其優勢，在非洲的各個終端用戶產業，尤其是在醫療保健領域得到了越來越廣泛的應用。

非洲智慧卡市場趨勢

醫療保健和政府部門預計將佔據最大的市場佔有率

非洲正在走向數位化，衛生和政府部門希望消除手工任務並推出用於各種用途的智慧卡。例如，萬事達卡最近報告稱，南非政府為避免詐欺、重複徵收和福利追徵，已改用生物識別卡來發放現金福利，導致福利支付減少了20%。
2022年1月，南非內政部宣布已開始開發基於生物辨識技術的數位身分證系統NIS，以增強居住在該國的公民和外國人獲得各種服務的便利性。這一趨勢顯示政府部門對智慧卡的需求不斷成長。
目前，非洲有5個醫療計劃正在疫情期間進行。這些計畫分別是埃及的CapitalMed醫療城、阿爾及利亞的一家擁有700張床位的醫院、象牙海岸共和國的科特迪瓦地區醫院、加納的Komfo Anokey教學醫院和尚比亞的一個地區醫院計劃。醫療保健領域的此類發展預計將推動對醫療記錄和用於驗證工作人員的智慧卡等的需求。
此外，據 Disrupt Africa 稱，在疫情期間，該地區的電子醫療正在崛起，預計到 2021年終，該地區將有 55 家電子醫療新興企業籌集資金。預計這將推動對智慧卡的需求，因為許多醫療保健企業正在與基於智慧卡的電子健康網路合作，以消除對過時且耗時的紙本程式的需求，並增加對低成本互動式患者健康記錄的依賴。

南非可望佔據最高市場佔有率

南非是非洲最大的國家之一，被認為是全球新興的中上收入國家之一。這導致了數位化的提高，該國的銀行業正在走向數位轉型。預計這將成為該國 IC 卡需求的推動力。
機構投資領域的數位轉型動能也日益增強。例如，2022 年 2 月，內政部副部長在誇祖魯-納塔爾省北部的姆巴茲瓦納推出了 Matric 智慧身分證。作為該計劃的一部分，政府正在該地區選擇學校發放智慧ID卡。因此，國內對智慧卡的需求日益增加。
此外，該國交通部門已決定從 2023 年 10 月起逐步淘汰貼合加工駕駛執照並改用智慧卡。據交通部長介紹，智慧卡還可以用於識別證件。這些發展表明該國對智慧卡的需求，並為市場供應商創造了機會。
根據南非統計局統計，15至19歲人口為491萬，20至24歲人口為473.9萬人。隨著人口的增加，新執照註冊數量預計也會增加。因此，隨著10月23日起以智慧卡形式發放許可證，智慧卡製造的需求預計將增加。

非洲智慧卡產業概況

2021 年 5 月－SecureID 在奈及利亞拉各斯開設智慧卡工廠。該製造工廠是撒哈拉以南非洲地區第一家獲得認證的智慧卡製造廠，也是西非地區唯一的個人化和智慧卡製造廠，是西非大陸六家、全球 80 家個人化和智慧卡製造廠之一。該公司已向金融服務業、通訊、政府、教育、醫療保健和私人公司提供了創新產品。 SecureID 設施為非洲 21 個國家提供服務，並獲得了 VISA、Verve 和 MasterCard 等主要商務卡公司的完全認可。該工廠已通過 ISO 9001/2015 認證，可用於智慧卡製造以及信用卡和簽帳金融卡的個人化。
2021 年 9 月-萬事達卡與 Paycode 合作，為居住在偏遠地區的非洲人提供生物辨識智慧卡。據這兩家公司稱，撒哈拉以南非洲地區 57% 的人口仍處於經濟排斥狀態，30% 的人口仍沒有證件。此外，60% 的人口尚未連接到網路。因此，這種智慧卡有望實現國家的現代化，並允許用戶在線下和線上使用臉部和手掌識別。

其他福利

Excel 格式的市場預測 (ME) 表
3 個月的分析師支持

Key Highlights

In the case of an integral part, a biometric voting system is deployed, which checks the authenticity of voters and reduces the possibility of electoral fraud and irregularities. Smart card technology has been seen to have improved the integrity of elections since its introduction in Nigeria's electoral process.
The spread of smart card systems in both the public and private sectors, especially in Nigeria, has recently increased in the region. Initiatives for national ID systems, detecting payroll fraud, ensuring student election integrity, and securing retail payments in the country were matched by mobile services, elections, and mobile banking initiatives in other countries on the continent.
Over 17,000 ghost workers have been eliminated in Nigeria from the payroll of a single state with biometric registration. Similar technology was used for a student election, showing that biometrics-backed NINs can be provided to its entire population. The National Identity Management Commission (NIMC) announced that Nigeria's digital identity plan is achievable within three to five years and is expected to cost between USD 433 million to USD 2.4 billion.
However, the biggest problem facing smart cards is their level of security in Africa. To reach their full potential, smart cards must be able to interact with a host of interfaces. But there is an issue with security involving the public perception of technology. People might not be aware enough about protecting their card and the personal details it holds because they believe the cards are secure. But they are unaware that all the information taken from the smart cards' use is collected and analyzed somewhere and somehow.
Moreover, amid the rapidly shifting landscape in the wake of the COVID-19 pandemic, the smart cards in Africa are finding increasing deployment in various end-user industries, especially in the healthcare sectors, owing to the benefits rendered.

Africa Smart Card Market Trends

Healthcare and Government Segment is expected to witness highest Market Share

The growing digitalization in Africa is driving healthcare and government sectors to eliminate manual procedures and implement smart cards for various purposes. For instance, MasterCard recently reported that the government of South Africa registered a reduction of payout by 20% after switching to biometric cards for the distribution of financial benefits by avoiding fraud, double-dipping, and the collection of benefits posthumously.
In January 2022, the Department of Home Affairs announced that South Africa had started developing a biometric-based digital identity system dubbed NIS to enhance access to various services for citizens and foreign nationals residing in the country. Such developments indicate the growing demand for smart cards in the Government sector.
Africa currently has five projects in health care amid the pandemic. The healthcare projects are CapitalMed Medical City, Egypt, 700 Beds hospital in Algeria, Cote d'Ivoire Regional Hospitals, Ivory Coast, Komfo Anokey Teaching Hospital, Ghana, and Zambia district Hospitals Project. Such developments in the healthcare sector are expected to drive the demand for smart cards to verify medical records and staff, among others.
Further, amid the pandemic, e-health care in the region is on the rise, and according to to Disrupt Africa, by the end of 2021, the region is expected to have 55 funded e-health startups. This will drive the demand for smart cards as many healthcare firms are associating with smartcard-based e-health networks to eliminate the need for old and slow paper-based procedures and increase the reliance on low-cost interactive patient health records.

South Africa is Expected to Witness Highest Market Share

South Africa is one of the largest countries in Africa and is considered one of the emerging upper-middle-income economies worldwide. This has given rise to digitalization, and the banking sectors in the country have been progressing toward digital transformations. This is expected to drive the demand for smart cards in the country.
The institutional sectors have also been gaining momentum for digital transformation. For instance, in February 2022, The Deputy Minister of Home Affairs launched the Matric Smart Id Card in Mbazwana, north of KwaZulu-Natal.As a part of the program, the government chooses schools in the area to issue the Smart ID Cards. Thus indicating the demand for smart cards in the country.
Further, the transportation sector in the country has decided to eliminate the use of laminated driving licenses and replace it with Smart Card from October 2023. According to the transportation minister, the smart card will also play a role in identifying documents. Such developments indicate the demand for the smart card in the country and create opportunities for the vendors in the market.
Moreover, according to Statistics South Africa, the total population of individuals aged 15 to 19 years stands at 4,910 thousand, and individuals between the age of 20 to 24 years stand at 4,739 thousand. With the rising population, new license registrations are expected to increase. Therefore with a license issued in the form of a smart card from October 23, the demand for smart card manufacturing is expected to increase.

Africa Smart Card Industry Overview

May 2021 - SecureID launched its smart card factory in Lagos, Nigeria. The manufacturing facility is poised to be the first certified smartcard manufacturing plant in sub-Saharan Africa, the only personalization plant and a smart card production in West Africa, and one of only six on the continent and one of 80 in the world. The company provided innovative offerings to the financial services sector, telecommunications, government, education, healthcare, and private enterprises. The SecureID facility serves 21 countries across Africa and is fully certified by major commercial card companies such as VISA, Verve, and MasterCard. The facility has an ISO 9001/2015 certification for smart card manufacturing and personalizing credit and debit cards.
September 2021- Mastercard partnered with Paycode to offer biometric smart cards for Africans living in remote communities. According to the companies, 57% of sub-Saharan Africa remains financially excluded, and 30% remain without identification. Additionally, 60% of the population does not have internet connectivity. Therefore, the smart card is expected to modernize the country and enable users to use face or palm recognitions in both offline and online locations.

Additional Benefits:

The market estimate (ME) sheet in Excel format
3 months of analyst support

1 INTRODUCTION

1.1 Study Assumptions and Market Definition
1.2 Scope of the Study

2 RESEARCH METHODOLOGY

3 EXECUTIVE SUMMARY

4 MARKET INSIGHTS

4.1 Market Overview
4.2 Industry Attractiveness - Porter's Five Forces Analysis
- 4.2.1 Bargaining Power of Suppliers
- 4.2.2 Bargaining Power of Consumers
- 4.2.3 Threat of New Entrants
- 4.2.4 Intensity of Competitive Rivalry
- 4.2.5 Threat of Substitute Products
4.3 Industry Value Chain Analysis

5 MARKET DYNAMICS

5.1 Market Drivers
- 5.1.1 Growing Deployment in Personal Identification and Access Control Application
- 5.1.2 Extensive Use in Travel Identity and Transportation
- 5.1.3 Growing Demand for Contactless Payments
5.2 Market Challenges
- 5.2.1 Privacy and Security issues & Standardization Concerns

6 Impact of COVID-19 on the Smart Card Market (High Demand from the Healthcare, Retail and Government Verticals| Supply-side Market Dynamics)

7 MARKET SEGMENTATION

7.1 By End-user Industry
- 7.1.1 IT and Telecommunication
- 7.1.2 Banking, Finacial services and Insurance(BFSI)
- 7.1.3 Government and Healthcare
- 7.1.4 Other End-user Industries
7.2 By Country
- 7.2.1 South Africa
- 7.2.2 Kenya
- 7.2.3 Rest of Africa

8 COMPETITIVE LANDSCAPE

8.1 Company Profiles
- 8.1.1 Gemalto NV (Thales Group)
- 8.1.2 IntelCav
- 8.1.3 Oberthur Technologies (Sofina)
- 8.1.4 Bundesdruckerei
- 8.1.5 Giesecke & Devrient GmbH (MC Familiengesellschaft mbH)
- 8.1.6 HID Global Corporation
- 8.1.7 IDEMIA (Advent International)
- 8.1.8 Infineon Technologies AG
- 8.1.9 Samsung Electronics Co. Ltd