市場調查報告書
商品編碼
1319179
亞太地區即時支付成長機會Asia-Pacific Real-time Payment Growth Opportunities |
實現開放銀行的顛覆性技術推動即時支付的成長
本研究服務調查了亞太地區 (APAC) 的即時支付 (RTP) 市場。確定關鍵客戶需求和市場趨勢,並按國家/地區分析相關發展。 RTP 或快速支付系統近乎即時或在幾分鐘內啟動和處理支付交易。與需要幾個工作日才能結算的傳統支付系統不同,RTP 可以實現即時支付,使個人和企業之間的交易變得更快、更方便。
COVID-19 大流行導致亞太地區數位支付的迅速採用,地區央行希望透過 RTP 系統彌補的支付體驗差距已經變得顯而易見。2021年,該行業將經歷數位化轉型,各國央行將開發國家RTP系統,推動支付領域的創新,並創建框架來加速國內和跨境交易中支付互操作性的發展。智慧手機使用量的增加以及支持 4G 和 5G 網路上移動計劃的部署增加,使客戶和商家能夠透過其移動設備接受和利用 RTP,推動 RTP 交易的成長。
這項研究提供了提供 RTP 服務和解決方案的市場參與企業的非詳盡列表。它還提供了市場概況和主要企業的概況。本研究分析了驅動和抑制成長的因素,並確定了支付提供商、技術公司、金融服務提供商和零售商可以利用的該行業變化帶來的成長機會。基準年為2022年,預測期為2023-2027年。
Disruptive Technologies that Enable Open Banking are Fueling the Growth of Real-time Payments
This research service examines the real-time payment (RTP) market in the Asia-Pacific (APAC). It identifies key customer needs and market trends and provides a country-wise analysis of relevant developments. RTP or fast-payment systems involve payment transactions that are initiated and processed in near real time or within minutes. Unlike traditional payment systems that take several business days to clear, RTPs allow for instant settlement, enabling faster and more convenient transactions between individuals or corporates.
The rapid adoption of digital payments in APAC because of the COVID-19 pandemic unearthed gaps in payment experiences that regional central banks now want to shrink with RTP systems. The industry underwent a digital transformation in 2021, with central banks across countries developing national RTP systems, pushing innovation in the payment sector, and creating frameworks to accelerate the development of payment interoperability in domestic and cross-border transactions. The increased use of smartphones and deployments in support of mobile initiatives over 4G and 5G networks have enabled customers and merchants to accept and make RTPs through their mobile devices, driving RTP transaction growth.
The study includes a non-exhaustive list of market participants that provide RTP services and solutions. A market overview and key company profiles have also been included. The study analyzes the factors driving and restraining growth and identifies the growth opportunities emerging from the changes in this space for payment providers, technology companies, financial service providers, and retailers to leverage. The base year is 2022, and the forecast period is 2023 to 2027.