農業設備融資市場機會、成長動力、產業趨勢分析及 2025 - 2034 年預測

2024 年全球農業設備融資市場規模達 745 億美元，預計 2025 年至 2034 年期間的複合年成長率為 6.3%。這一顯著成長主要得益於全球人口的不斷成長，這直接刺激了對糧食生產不斷成長的需求。隨著糧食需求的不斷成長，世界各地的農民被迫提高農業產量，嚴重依賴曳引機、收割機、灌溉系統和精準農業技術等先進機械。然而，隨著技術的發展和現代農業設備成本的提高，許多農民無法直接購買這些機器。這時，融資解決方案就變得至關重要，它使農民能夠使用高科技機械，而無需承擔全部前期成本的負擔。

農業設備融資市場在促進農業實踐現代化方面發揮著至關重要的作用，特別是在新興經濟體的政府鼓勵機械化以確保糧食安全的情況下。此外，旨在提高產量和減少資源浪費的精準農業的持續轉變進一步增加了對先進農具和採購這些農具所需的資金支持的需求。農民對機械化農業益處的認知不斷提高，再加上政府對農業設備補貼和稅收優惠等支持性舉措，為該市場的成長增添了巨大的動力。隨著氣候變遷和勞動力短缺繼續影響全球農業部門，對高效能、高容量機械和靈活融資選擇的需求變得比以往任何時候都更加重要。

農業設備市場分為多個類別，包括曳引機、收割機、灌溉系統和精準農業技術。其中，曳引機仍占主導地位，2024 年產值將達 140 億美元。曳引機對於耕作、種植和收割等各種農場作業都是必不可少的，使其成為最受歡迎的機械之一。隨著曳引機技術的不斷進步（例如 GPS 系統、自動功能和提高的燃油效率），曳引機的價格持續上漲。因此，農民越來越依賴融資選擇來購買這些必需的工具，從而推動了對農業設備融資解決方案的穩定需求。

在融資選擇方面，農業設備融資市場主要分為貸款、租賃、分期付款購買和其他替代方案。其中，貸款部分在2024年佔了45%的市場。農業設備貸款通常由商業銀行和專業農場貸款機構提供，尤其受到發展中地區農民的歡迎。這些貸款提供靈活的還款條件和長期所有權的優勢，使其成為旨在建立永續高效經營的農民的理想選擇。此類客製化貸款產品的提供確保農民能夠投資尖端機械來提高生產力和獲利能力。

從地區來看，2024 年北美農業設備融資市場佔全球 35% 的佔有率。美國憑藉其強勁的農業部門，成為全球最大的農產品生產國和出口國之一。為了滿足國內和國際的糧食需求，美國農民嚴重依賴現代化、高容量的設備，這大大推動了對融資解決方案的需求。隨著美國農業繼續優先考慮技術升級和提高生產效率以保持在全球市場的競爭力，預計這一需求將進一步成長。

目錄

第1章：方法論與範圍

• 研究設計
  • 研究方法
  • 資料收集方法
• 基礎估算與計算
  • 基準年計算
  • 市場評估的主要趨勢
• 預測模型
• 初步研究和驗證
  • 主要來源
  • 資料探勘來源
• 市場範圍和定義

第2章：執行摘要

第3章：行業洞察

• 產業生態系統分析
• 供應商格局
  • 農業設備製造商
  • 金融機構及貸款機構
  • 經銷商和分銷商
  • 最終用途
• 利潤率分析
• 技術與創新格局
• 專利分析
• 用例
• 重要新聞和舉措
• 監管格局
• 衝擊力
  • 成長動力
    • 政府對農業活動的支持與補貼
    • 人口成長導致糧食需求增加
    • 向大規模商業化農業轉變
    • 農業設備的技術進步
  • 產業陷阱與挑戰
    • 動盪的農業市場
    • 金融科技採用緩慢
• 成長潛力分析
• 波特的分析
• PESTEL分析

第4章：競爭格局

• 介紹
• 公司市佔率分析
• 競爭定位矩陣
• 戰略展望矩陣

第5章：市場估計與預測：按設備，2021 - 2034 年

• 主要趨勢
• 聯結機
• 收割機
• 畜牧設備
• 灌溉系統
• 種植和播種設備
• 施肥噴藥設備
• 精準農業技術
• 其他

第6章：市場估計與預測：按融資，2021 - 2034 年

• 主要趨勢
• 貸款
• 租賃
• 分期付款
• 其他

第7章：市場估計與預測：按借款人，2021 - 2034 年

• 主要趨勢
• 個體農戶
• 大型農業企業
• 合作社和農業團體

第8章：市場估計與預測：按融資供應商，2021 - 2034 年

• 主要趨勢
• 商業銀行
• 政府機構
• 設備製造商
• 專業農場貸款機構
• 其他

第9章：市場估計與預測：依融資期限，2021 - 2034 年

• 主要趨勢
• 短期（最長3年）
• 中期（3-5年）
• 長期（5年以上）

第10章：市場估計與預測：按地區，2021 - 2034 年

• 主要趨勢
• 北美洲
  • 美國
  • 加拿大
• 歐洲
  • 英國
  • 德國
  • 法國
  • 義大利
  • 西班牙
  • 俄羅斯
  • 北歐人
• 亞太地區
  • 中國
  • 印度
  • 日本
  • 澳洲
  • 韓國
  • 東南亞
• 拉丁美洲
  • 巴西
  • 墨西哥
  • 阿根廷
• MEA
  • 阿拉伯聯合大公國
  • 南非
  • 沙烏地阿拉伯

第 11 章：公司簡介

• AGCO Finance
• Agricultural Bank of China
• American AgCredit
• Banco Santander
• Bayer
• BMO Harris Equipment Finance
• BNP Paribas Leasing Solutions
• CNH Industrial Capital
• CoBank
• DLL Group
• Farm Credit Canada
• FNB Agriculture
• John Deere Capital
• Kubota Credit
• Mahindra Finance
• Northland Capital Equipment Finance
• Rabo AgriFinance
• Regions Bank
• TD Equipment Finance
• Wells Fargo

The Global Agricultural Equipment Finance Market generated USD 74.5 billion in 2024 and is projected to expand at a CAGR of 6.3% between 2025 and 2034. This remarkable growth is primarily driven by the continuously rising global population, which directly fuels an ever-growing demand for food production. As food demand escalates, farmers worldwide are compelled to boost their agricultural output, relying heavily on advanced machinery such as tractors, harvesters, irrigation systems, and precision farming technologies. However, with evolving technologies and higher costs associated with modern agricultural equipment, many farmers are unable to afford these machines outright. This is where financing solutions become critical, enabling farmers to access high-tech machinery without bearing the burden of full upfront costs.

The agricultural equipment finance market plays a crucial role in facilitating the modernization of farming practices, particularly as governments in emerging economies encourage mechanization to ensure food security. In addition, the ongoing shift toward precision agriculture, aimed at improving yields and minimizing resource wastage, further heightens the demand for sophisticated farming tools and the financial support necessary to procure them. Rising awareness among farmers regarding the benefits of mechanized farming, coupled with supportive government initiatives such as subsidies and tax benefits for agricultural equipment, adds significant momentum to the growth of this market. As climate change and labor shortages continue to impact the agriculture sector globally, the need for efficient, high-capacity machinery backed by flexible financing options becomes more critical than ever.

The market for agricultural equipment is segmented into various categories, including tractors, harvesters, irrigation systems, and precision agriculture technologies. Among these, tractors remain a dominant segment, generating USD 14 billion in 2024. Tractors are indispensable for diverse farm operations like plowing, planting, and harvesting, making them one of the most sought-after machines. With constant advancements in tractor technology-such as GPS-enabled systems, autonomous functionality, and enhanced fuel efficiency-the price of tractors continues to rise. As a result, farmers increasingly depend on financing options to afford these essential tools, driving steady demand for agricultural equipment finance solutions.

When it comes to financing options, the agricultural equipment finance market is largely divided into loans, leasing, hire purchase, and other alternatives. Among these, the loan segment accounted for 45% of the market share in 2024. Loans for agricultural equipment, usually offered by commercial banks and specialized farm lenders, are especially popular among farmers in developing regions. These loans provide flexible repayment terms and the advantage of long-term ownership, making them an ideal choice for farmers aiming to build sustainable and efficient operations. The availability of such tailored loan products ensures that farmers can invest in cutting-edge machinery to boost productivity and profitability.

Regionally, North America Agricultural Equipment Finance Market held 35% of the global share in 2024. The United States, with its robust agricultural sector, stands out as one of the largest producers and exporters of agricultural goods worldwide. To keep pace with both domestic and international food demands, American farmers rely heavily on modern, high-capacity equipment, significantly driving the need for financing solutions. This demand is expected to grow further as U.S. agriculture continues to prioritize technological upgrades and enhanced production efficiency to remain competitive in the global market.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Research design
  • 1.1.1 Research approach
  • 1.1.2 Data collection methods
• 1.2 Base estimates & calculations
  • 1.2.1 Base year calculation
  • 1.2.2 Key trends for market estimation
• 1.3 Forecast model
• 1.4 Primary research and validation
  • 1.4.1 Primary sources
  • 1.4.2 Data mining sources
• 1.5 Market scope & definition

Chapter 2 Executive Summary

• 2.1 Industry 360⁰ synopsis, 2021 - 2034

Chapter 3 Industry Insights

• 3.1 Industry ecosystem analysis
• 3.2 Supplier landscape
  • 3.2.1 Agricultural equipment manufacturers
  • 3.2.2 Financial institutions and lenders
  • 3.2.3 Dealers and distributors
  • 3.2.4 End Use
• 3.3 Profit margin analysis
• 3.4 Technology & innovation landscape
• 3.5 Patent analysis
• 3.6 Use cases
• 3.7 Key news & initiatives
• 3.8 Regulatory landscape
• 3.9 Impact forces
  • 3.9.1 Growth drivers
    • 3.9.1.1 Government support and subsidies for agricultural activities
    • 3.9.1.2 Growing food demand due to rising population
    • 3.9.1.3 Shift towards large-scale commercial farming
    • 3.9.1.4 Technological advancements in farm equipment
  • 3.9.2 Industry pitfalls & challenges
    • 3.9.2.1 Volatile agricultural markets
    • 3.9.2.2 Slow adoption of financial technology
• 3.10 Growth potential analysis
• 3.11 Porter's analysis
• 3.12 PESTEL analysis

Chapter 4 Competitive Landscape, 2024

• 4.1 Introduction
• 4.2 Company market share analysis
• 4.3 Competitive positioning matrix
• 4.4 Strategic outlook matrix

Chapter 5 Market Estimates & Forecast, By Equipment, 2021 - 2034 ($Bn)

• 5.1 Key trends
• 5.2 Tractor
• 5.3 Harvester
• 5.4 Livestock equipment
• 5.5 Irrigation systems
• 5.6 Planting and seeding equipment
• 5.7 Fertilizing and spraying equipment
• 5.8 Precision Agriculture Technology
• 5.9 Others

Chapter 6 Market Estimates & Forecast, By Financing, 2021 - 2034 ($Bn)

• 6.1 Key trends
• 6.2 Loan
• 6.3 Leasing
• 6.4 Hire purchase
• 6.5 Others

Chapter 7 Market Estimates & Forecast, By Borrower, 2021 - 2034 ($Bn)

• 7.1 Key trends
• 7.2 Individual farmers
• 7.3 Large agricultural corporations
• 7.4 Cooperatives and farming groups

Chapter 8 Market Estimates & Forecast, By Finance Provider, 2021 - 2034 ($Bn)

• 8.1 Key trends
• 8.2 Commercial banks
• 8.3 Government agencies
• 8.4 Equipment manufacturers
• 8.5 Specialized farm lenders
• 8.6 Others

Chapter 9 Market Estimates & Forecast, By Financing Term, 2021 - 2034 ($Bn)

• 9.1 Key trends
• 9.2 Short term (up to 3 years)
• 9.3 Medium term (3-5 years)
• 9.4 Long term (more than 5 years)

Chapter 10 Market Estimates & Forecast, By Region, 2021 - 2034 ($Bn)

• 10.1 Key trends
• 10.2 North America
  • 10.2.1 U.S.
  • 10.2.2 Canada
• 10.3 Europe
  • 10.3.1 UK
  • 10.3.2 Germany
  • 10.3.3 France
  • 10.3.4 Italy
  • 10.3.5 Spain
  • 10.3.6 Russia
  • 10.3.7 Nordics
• 10.4 Asia Pacific
  • 10.4.1 China
  • 10.4.2 India
  • 10.4.3 Japan
  • 10.4.4 Australia
  • 10.4.5 South Korea
  • 10.4.6 Southeast Asia
• 10.5 Latin America
  • 10.5.1 Brazil
  • 10.5.2 Mexico
  • 10.5.3 Argentina
• 10.6 MEA
  • 10.6.1 UAE
  • 10.6.2 South Africa
  • 10.6.3 Saudi Arabia

Chapter 11 Company Profiles

• 11.1 AGCO Finance
• 11.2 Agricultural Bank of China
• 11.3 American AgCredit
• 11.4 Banco Santander
• 11.5 Bayer
• 11.6 BMO Harris Equipment Finance
• 11.7 BNP Paribas Leasing Solutions
• 11.8 CNH Industrial Capital
• 11.9 CoBank
• 11.10 DLL Group
• 11.11 Farm Credit Canada
• 11.12 FNB Agriculture
• 11.13 John Deere Capital
• 11.14 Kubota Credit
• 11.15 Mahindra Finance
• 11.16 Northland Capital Equipment Finance
• 11.17 Rabo AgriFinance
• 11.18 Regions Bank
• 11.19 TD Equipment Finance
• 11.20 Wells Fargo